EX-4.D 5 y02200exv4wd.htm EX-4.D exv4wd
Exhibit 4(d)
FORM OF LOAN PURCHASE AND SALE AGREEMENT
Dated as of September 11, 2009
between
CEF EQUIPMENT HOLDING, L.L.C.,
as Seller
and
GE EQUIPMENT
MIDTICKET LLC, SERIES 2009-1,
as Purchaser
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     This LOAN PURCHASE AND SALE AGREEMENT (“Agreement” or “Purchase and Sale Agreement”) is entered into as of September 11, 2009, by and between CEF EQUIPMENT HOLDING, L.L.C. (the “Seller”), a Delaware limited liability company and GE EQUIPMENT MIDTICKET LLC, SERIES 2009-1, a Delaware limited liability company (the “Purchaser”).
     In consideration of the premises and the mutual covenants hereinafter contained, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:
ARTICLE I
DEFINITIONS AND INTERPRETATION
     Section 1.1 Definitions. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in Section 1 of Annex A to this Agreement.
     Section 1.2 Rules of Construction. For purposes of this Agreement, the rules of construction set forth in Section 2 of Annex A shall govern. All Annexes, Exhibits and Schedules hereto, are incorporated herein by reference and, taken together with this Agreement, shall constitute but a single agreement.
ARTICLE II
SALES OF PURCHASER ASSETS
     Section 2.1 Sale of Loans. (a) Subject to the terms and conditions hereof, the Seller does hereby sell, transfer, assign, set over and otherwise convey to the Purchaser, without recourse (subject to the obligations herein) all right, title and interest of the Seller in:
  (i)   the Loans, including the Loan Files, and all obligations of the Obligors thereunder, including the right to payment of any interest accrued and to accrue from and after August 31, 2009 or finance charges and other obligations of such Obligor with respect thereto due or to become due on or after the Cutoff Date;
 
  (ii)   all Related Security and Collections with respect thereto;
 
  (iii)   the Loan Sale Agreement;
 
  (iv)   all other property now or hereafter in the possession or custody of, or in transit to, the Servicer, any Sub-Servicer or the Seller relating to any of the foregoing;
 
  (v)   all Records with respect to any of the foregoing; and
 
  (vi)   all proceeds of the foregoing (collectively the “Purchaser Assets”).
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     (b) On or before the Closing Date, the Seller shall (i) indicate in its computer files that the Purchaser Assets have been sold to the Purchaser pursuant to this Agreement by so identifying the Purchaser Assets with an appropriate notation and (ii) deliver to the Purchaser or its designee the following documents (collectively, the “Loan Files”):
  (i)   the original fully executed copy of the Loan;
 
  (ii)   a record or facsimile of the original credit application fully executed by the Obligor;
 
  (iii)   the original certificate of title or file stamped copy of the UCC financing statement or such other documents evidencing the security interest of the Purchaser in the Equipment; and
 
  (iv)   any and all other documents relating to a Loan, an Obligor or any of the Equipment.
     Section 2.2 Grant of Security Interest; Subordination. (a) The parties hereto intend that the transfer, sale and assignment pursuant to Section 2.1 hereof shall constitute a purchase and sale and not a loan. Notwithstanding anything to the contrary set forth in this Section 2.2, if a court of competent jurisdiction determines that the sale provided for herein constitutes the grant of security for a loan (the “Deemed Loan”) and not a purchase and sale or contribution, then:
  (i)   The parties hereto intend that this Agreement shall constitute a security agreement under applicable law and that the Seller shall be deemed to have granted, and the Seller hereby grants, to the Purchaser a first priority lien and security interest in and to all of the Seller’s right, title and interest in, to and under the Purchaser Assets, all other Related Documents to which the Seller is a party and all proceeds thereof (collectively, the “Deemed Collateral”). The possession by the Purchaser of notes and such other goods, money, documents, chattel paper or certificated securities shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to the UCC in force in the relevant jurisdiction (including, without limitation, Section 9-313(c)(1) thereof). Notifications to Persons holding such property, and acknowledgments, receipts or confirmations from Persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law (except that nothing in this sentence shall cause any Person to be deemed to be an agent of the Purchaser for any purpose other than for perfection of such security interest unless, and then only to the extent, expressly appointed and authorized by the Purchaser in writing).
  (ii)   The Purchaser acknowledges and agrees that the Deemed Loan is a non-recourse obligation of the Seller secured solely by the Deemed Collateral and does not represent an interest in any assets (other than the Deemed
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      Collateral) of the Seller (including by virtue of any deficiency claim in respect of obligations not paid or otherwise satisfied from the Deemed Collateral and proceeds thereof). In furtherance of and not in derogation of the foregoing, the Purchaser acknowledges and agrees that:
     (A) The Purchaser shall not have any right, title or interest in or to any assets (or interests therein) (other than the Deemed Collateral) conveyed or purported to be conveyed by the Seller to any other Person or Persons (whether by way of a sale, capital contribution or by virtue of the granting of a lien) (“Other Assets”); and
     (B) the Deemed Loan constitutes a claim (as defined in 101 of the Bankruptcy Code) which may be satisfied solely from the Deemed Collateral and its proceeds (whether through ordinary liquidation or the exercise of UCC remedies and other remedies provided herein) and does not constitute a claim against the Seller to the extent that the Deemed Collateral and such proceeds are insufficient to repay the Deemed Loan (including interest thereon, whether accrued before or after the filing of a bankruptcy petition) in full.
  (iii)   To the extent that, notwithstanding the agreements and provisions contained in clause (ii) above, the Purchaser either (A) asserts an interest or claim to, or benefit from, Other Assets, or (B) is deemed to have any such interest, claim or benefit in or from Other Assets, whether by operation of law, legal process, pursuant to applicable provisions of insolvency laws or otherwise (including by virtue of Section 1111(b) of the Bankruptcy Code or any successor provision having similar effect under the Bankruptcy Code), then the Purchaser further acknowledges and agrees that any such interest, claim or benefit in or from Other Assets is and shall be expressly subordinated to the indefeasible payment in full of all obligations and liabilities of the Seller other than the Deemed Loan, including, the payment of post-petition interest on such other obligations and liabilities. This subordination agreement shall be deemed a subordination agreement within the meaning of Section 510(a) of the Bankruptcy Code. The Purchaser further acknowledges and agrees that no adequate remedy at law exists for a breach of this Section 2.2 and the terms of this Section 2.2 may be enforced by an action for specific performance.
     (b) The Purchaser shall not file or join in a filing of a petition with respect to any bankruptcy reorganization, arrangement, insolvency or liquidation proceedings, or similar proceedings under any United States Federal or State bankruptcy or similar law relating to the Seller, or cooperate or encourage others to file such a petition.
     (c) The Seller hereby authorizes the Purchaser to file financing statements in respect of the Seller covering the Purchaser Assets and the proceeds thereof.
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     Section 2.3 Sale Price. On the Closing Date, the Purchaser shall, upon satisfaction of the applicable conditions set forth in Article III, issue and exchange the Notes (the “Purchaser Purchase Price”) as consideration for the Purchaser Assets sold and transferred by the Seller to the Purchaser pursuant to Section 2.1 hereof.
     Section 2.4 Removal of Loans. (a) In the event a Loan becomes a Delinquent Loan or the Obligor thereon is subject to a bankruptcy proceeding, the Seller shall be granted an assignable option (a “Purchase Option”) to purchase such Delinquent Loan from the Purchaser at a price (the “Option Price”) equal to the Purchase Amount. The Seller may sell, transfer, assign or otherwise convey its Purchase Option with respect to any such Loan to any party at any time after the related Loan becomes a Delinquent Loan or the Obligor thereon is subject to a bankruptcy proceeding. The Seller shall notify the Purchaser of such transfer and such notice shall include the transferee’s name, address, telephone number, facsimile number and appropriate contact person(s) and shall be acknowledged in writing by the transferee. If not exercised earlier, the Purchase Option with respect to any such Loan shall automatically terminate upon (i) in the case of a Delinquent Loan, the related Obligor’s cure of all defaults on the Loan, (ii) the acquisition by, or on behalf of, the Issuer of the related Equipment through repossession, (iii) upon a repurchase of a Loan due to the Seller’s breach of a representation with respect to such Loan or (iv) on the Business Day immediately preceding the last day of the calendar quarter ending at least ten (10) days after such Loan became a Defaulted Loan. The aggregate Outstanding Principal Balance of Loans with respect to which the Seller may exercise its Purchase Option at any time before the Redemption Date shall not exceed 10% of the aggregate Outstanding Principal Balance of the Loans as of the Cutoff Date.
     (b) Upon a Loan becoming a Delinquent Loan or the Obligor thereon becoming subject to a bankruptcy proceeding, the Seller may exercise the Purchase Option by providing the Purchaser at least five days prior written notice thereof (the “Purchase Option Notice”), which notice shall specify a cash exercise price at least equal to the Option Price. The Purchase Option Notice shall be delivered in the manner specified in Section 2.4(a). The exercise of any Purchase Option pursuant to this clause (b) shall be irrevocable.
     (c) Upon exercise of a Purchase Option, the Seller shall be required to pay the Option Price specified in its Purchase Option Notice to the Purchaser within 10 Business Days of exercising its Purchase Option. The proceeds of any sale of such Loan, after deduction of the expenses of such sale incurred in connection therewith, shall be deposited by the Seller no later than the day before the next Payment Date.
ARTICLE III
CONDITIONS PRECEDENT
     Section 3.1 Conditions to Sale. The sale hereunder shall be subject to satisfaction of each of the following conditions precedent (any one or more of which, except clause (e) below, may be waived in writing by the Purchaser) as of the Closing Date:
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     (a) This Agreement or counterparts hereof shall have been duly executed by, and delivered to, the Seller and the Purchaser, and the Purchaser shall have received such documents, instruments, agreements and legal opinions as the Purchaser shall reasonably request in connection with the transactions contemplated by this Agreement, each in form and substance reasonably satisfactory to the Purchaser.
     (b) The Purchaser shall have received satisfactory evidence that the Seller has obtained all required consents and approvals of all Persons, including all requisite Governmental Authorities, to the execution, delivery and performance of this Agreement and the consummation of the transactions contemplated hereby.
     (c) The Seller shall be in compliance in all material respects with all applicable foreign, federal, state and local laws and regulations, including those specifically referenced in Section 4.2(c), except to the extent that the failure to so comply, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect.
     (d) The representations and warranties of the Seller contained herein or in any other Related Document shall be true and correct in all material respects (or, to the extent any such representation or warranty is qualified by a materiality standard, such representation or warranty shall be true and correct) as of the Closing Date, both before and after giving effect to such sale, except to the extent that any such representation or warranty expressly relates to an earlier date and except for changes therein expressly permitted by this Agreement.
     (e) The Seller shall be in compliance with each of its covenants and other agreements set forth herein.
     (f) The Seller shall have taken such other action, including delivery of approvals, consents, opinions, documents and instruments to the Purchaser as the Purchaser may reasonably request.
The consummation by the Seller of the sale of Purchaser Assets on the Closing Date shall be deemed to constitute, as of the Closing Date, a representation and warranty by the Seller that the conditions in clauses (d), (e) and (f) of this Section 3.1 have been satisfied.
ARTICLE IV
REPRESENTATIONS, WARRANTIES AND COVENANTS
     Section 4.1 Representations and Warranties of the Seller. To induce the Purchaser to purchase the Purchaser Assets, the Seller makes the following representations and warranties to the Purchaser, as of the Closing Date, each and all of which shall survive the execution and delivery of this Agreement.
     (a) Valid Existence; Power and Authority. The Seller (i) is a limited liability company duly organized, validly existing and in good standing under the laws of its jurisdiction of organization; and (ii) has all requisite power, authority and licenses to
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conduct its business, to own its properties and to execute, deliver and perform its obligations under this Agreement.
     (b) UCC Information. The true legal name of the Seller as registered in the jurisdiction of its organization, and the current location of the Seller’s jurisdiction of organization are set forth in Schedule 4.1(b) and such location has not changed within the past 12 months. During the prior five years, except as set forth in Schedule 4.1(b), the Seller has not been known as or used any limited liability company, fictitious or trade name. In addition, Schedule 4.1(b) lists the Seller’s (i) federal employer identification number and (ii) organizational identification number as designated by the jurisdiction of its organization.
     (c) Power, Authorization, Enforceable Obligations. The execution, delivery and performance by the Seller of this Agreement and the other Related Documents and the creation and perfection of all Liens and ownership interests provided for herein: (i) have been duly authorized by all necessary action, and (ii) do not violate any provision of any law or regulation of any Governmental Authority, or contractual or other restrictions, binding on the Seller, except where such violations, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect.
     (d) Enforceability. On or prior to the Closing Date, each of the Related Documents to which the Seller is a party shall have been duly executed and delivered by the Seller and each such Related Document shall then constitute a legal, valid and binding obligation of the Seller enforceable against it in accordance with its terms, subject as to enforcement to bankruptcy, receivership, conservatorship, insolvency, reorganization, moratorium and other similar laws of general applicability relating to or affecting creditors’ rights and to general principles of equity.
     (e) Solvency. The Seller is Solvent.
     (f) Use of Proceeds. No proceeds received by the Seller under this Agreement will be used by it for any purpose that violates Regulation U of the Federal Reserve Board.
     (g) Investment Company Act. The Seller is not an “investment company” or “controlled by” an “investment company,” as such terms are defined in the Investment Company Act.
     (h) Loans and Other Purchaser Assets. With respect to each Loan and the other Purchaser Assets sold by the Seller on the Closing Date, the Seller represents and warrants that (i) such Loan satisfies the criteria for an Eligible Loan as of the Cut-Off Date; and (ii) immediately prior to its sale to the Purchaser, such Purchaser Assets were owned by the Seller free and clear of any Adverse Claim, and the Seller has had at all relevant times the full right, power and authority to sell, contribute, assign, transfer and pledge its interest therein as contemplated under this Agreement and, upon such sale, the Purchaser will acquire valid and properly perfected title to, and the sole record and beneficial ownership interest in, such Purchaser Assets, free and clear of any Adverse
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Claim or restrictions on transferability, and the Liens granted to the Purchaser by the Seller pursuant to Section 2.2 will at all times be fully perfected first priority Liens in and to such Loans and, in addition, following such sale, such Loan will not be subject to any Adverse Claim as a result of any action or inaction on the part of the Seller (or any predecessor in interest).
The representations and warranties described in this Section 4.1 shall survive the sale of the Purchaser Assets to the Purchaser, any subsequent assignment or sale of the Purchaser Assets by the Purchaser, and the termination of this Agreement and the other Related Documents and shall continue until the payment in full of all Purchaser Assets.
     Section 4.2 Affirmative Covenants of the Seller. The Seller covenants and agrees that, unless otherwise consented to by the Purchaser, from and after the Closing Date:
     (a) Records. The Seller shall at its own cost and expense, for not less than three (3) years from the date on which each Loan was originated, or for such longer period as may be required by law, maintain adequate Records with respect to such Loan, including records of all payments received, credits granted and merchandise returned with respect thereto.
     (b) Access. At any reasonable time, and from time to time at the Purchaser’s reasonable request, and upon at least seven (7) days prior notice to the Seller, the Seller shall permit the Purchaser (or such Person as the Purchaser may designate), at the expense of the Purchaser (or such Person as the Purchaser may designate), to conduct audits or visit and inspect any of the properties of the Seller to examine the records, internal controls and procedures maintained by the Seller with respect to the Purchaser Assets and take copies and extracts therefrom, and to discuss the Seller’s affairs with its officers, employees and, upon notice to the Seller, independent accountants. The Seller shall authorize such officers, employees and independent accountants to discuss with the Purchaser (or such Person as the Purchaser may designate) the affairs of the Seller as such affairs relate to the Purchaser Assets. Any audit provided for herein shall be conducted in accordance with the Seller’s rules respecting safety and security on its premises and without materially disrupting operations. If an Event of Default shall have occurred and be continuing, the Seller shall provide such access at all times and without advance notice and shall provide the Purchaser (or such Person as the Purchaser may designate) with access to its suppliers and customers.
     (c) Compliance With Agreements and Applicable Laws. The Seller shall comply with all federal, state and local laws and regulations applicable to it and the Purchaser Assets, including those relating to truth in lending, fair credit billing, fair credit reporting, equal credit opportunity, fair debt collection practices, privacy, licensing and taxation, except to the extent that the failure to so comply, individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect.
     (d) Maintenance of Existence and Conduct of Business. The Seller shall preserve and maintain its legal existence, rights, franchise and privileges in the jurisdiction of its formation.
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     (e) Notice of Material Event. The Seller shall promptly inform the Purchaser in writing of the occurrence of any of the following, in each case setting forth the details thereof and what action, if any, the Seller proposes to take with respect thereto:
  (i)   any Litigation commenced or, to the knowledge of the Seller, threatened against the Seller or with respect to or in connection with all or any substantial portion of the Purchaser Assets or developments in such Litigation in each case that the Seller believes has a reasonable risk of being determined adversely to the Seller and that could, if determined adversely, have a Material Adverse Effect; or
  (ii)   the commencement of a case or proceeding by or against the Seller seeking a decree or order in respect of the Seller (A) under the Bankruptcy Code or any other applicable federal, state or foreign bankruptcy or other similar law, (B) appointing a custodian, receiver, liquidator, assignee, trustee or sequestrator (or similar official) for the Seller or for any substantial part of Seller’s assets, or (C) ordering the winding-up or liquidation of the affairs of the Seller.
     (f) Separate Identity. The Seller shall, to the extent applicable to it, act in a manner that is consistent with the statements set forth in Exhibit 4.2(f).
     (g) Deposit of Collections. The Seller shall transfer and cause its Subsidiaries to transfer to the Purchaser or the Servicer on its behalf, promptly, and in any event no later than the second Business Day after receipt thereof, all Collections it may receive in respect of Purchaser Assets.
     (h) Sale Characterization. For accounting purposes, the Seller shall treat the sale made hereunder as a sale of the Purchaser Assets. The Seller shall also maintain its accounting books and records in a manner which clearly reflects such sale of the Purchaser Assets to the Purchaser.
     Section 4.3 Negative Covenants of the Seller. The Seller covenants and agrees that, without the prior written consent of the Purchaser, from and after the Closing Date and until the later of the Redemption Date or the Class C Maturity Date:
     (a) Adverse Claims. The Seller shall not create, incur, assume or permit to exist any Adverse Claim on or with respect to any Purchaser Assets.
     (b) Modifications of Loans. The Seller shall not extend, amend, forgive, discharge, compromise, cancel, waive or otherwise modify the terms or conditions of any Loan except (i) as permitted under the Servicing Agreement and, (ii) to the extent that such extension, amendment, forgiveness, discharge, compromise, cancellation, waiver or modification, does not affect the Purchaser’s ownership interest in such Loan and does not negatively impact the ultimate collectibility of such Loan.
     (c) UCC Matters. The Seller shall not change its state of formation or its name, identity or limited liability company structure such that any financing statement
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filed to perfect the Purchaser’s interests under this Agreement would become seriously misleading, unless the Seller shall have given the Purchaser not less than 30 days’ prior written notice of such change.
     (d) No Proceedings. From the Closing Date and until the date one year plus one day following the date on which all amounts due with respect to the Notes have been paid in full in cash, Seller shall not, directly or indirectly, institute or cause to be instituted against the Purchaser any bankruptcy, reorganization, arrangement, insolvency or liquidation proceeding or other proceeding under any federal or state bankruptcy or similar law; provided that the foregoing shall not in any way limit the Seller’s right to pursue any other creditor rights or remedies that the Seller may have under applicable law.
     (e) Consolidations, Mergers and Sales of Assets. The Seller shall not (i) consolidate or merge with or into any other Person unless the Seller is the entity surviving such merger or (ii) sell, lease or otherwise transfer all or substantially all of its assets to any other Person.
     Section 4.4 Perfection Representations and Warranties. The parties hereto agree that the representations, warranties and covenants set forth in Schedule 4.4 shall be a part of this Agreement for all purposes.
ARTICLE V
INDEMNIFICATION
     Section 5.1 Indemnification. Without limiting any other rights that the Purchaser or any of its Stockholders, officers, directors, employees, attorneys, agents or representatives (each, a “Purchaser Indemnified Person”) may have hereunder or under applicable law, the Seller hereby agrees to indemnify and hold harmless each Purchaser Indemnified Person from and against any and all Indemnified Amounts that may be claimed or asserted against or incurred by any such Purchaser Indemnified Person to the extent arising from or related to the failure of a Loan to be originated in compliance with all requirements of law; provided, that the Seller shall not be liable for any indemnification to a Purchaser Indemnified Person to the extent that any such Indemnified Amounts result from (a) such Purchaser Indemnified Person’s bad faith, gross negligence or willful misconduct, (b) recourse for uncollectible Loans, or (c) any income tax or franchise tax incurred by any Purchaser Indemnified Person, except to the extent that the incurrence of any such tax results from a breach of or default by the Seller under this Agreement.
     NO PARTY TO THIS AGREEMENT SHALL BE RESPONSIBLE OR LIABLE TO ANY OTHER PARTY TO THIS AGREEMENT, ANY SUCCESSOR, ASSIGNEE OR THIRD PARTY BENEFICIARY OF SUCH PERSON OR ANY OTHER PERSON ASSERTING CLAIMS DERIVATIVELY THROUGH SUCH PARTY, FOR INDIRECT, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES THAT MAY BE ALLEGED AS A RESULT OF ANY TRANSACTION CONTEMPLATED HEREUNDER.
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ARTICLE VI
CLEAN-UP CALL
     Section 6.1 Clean-up Call. As of the first day of any Collection Period immediately preceding a Payment Date as of which the Pool Balance is 10% or less of the Pool Balance as of the Cut-off Date, the Seller shall have the option to purchase all of the Collateral, other than the Trust Accounts. To exercise such option, the Seller shall pay to the Servicer, on behalf of the Issuer, and the Servicer shall deposit in the Collection Account an amount equal to the aggregate Purchase Amount for the Loans plus the appraised value of any such other property held by the Purchaser, such value to be determined by an appraiser mutually agreed upon by the Seller and the Purchaser, shall succeed to all interests in, to and under the Collateral, other than the Trust Accounts.
ARTICLE VII
MISCELLANEOUS
     Section 7.1 Notices. Except as otherwise provided herein, whenever it is provided herein that any notice, demand, request, consent, approval, declaration or other communication shall or may be given to or served upon any of the parties by any other parties, or whenever any of the parties desires to give or serve upon any other parties any communication with respect to this Agreement, each such notice, demand, request, consent, approval, declaration or other communication shall be in writing and shall be deemed to have been validly served, given or delivered (a) upon the earlier of actual receipt and three Business Days after deposit in the United States mail, registered or certified mail, return receipt requested, with proper postage prepaid, (b) upon transmission, when sent by telecopy or other similar facsimile transmission (with such telecopy or facsimile promptly confirmed by delivery of a copy by personal delivery or United States mail as otherwise provided in this Section 7.1), (c) one (1) Business Day after deposit with a reputable overnight courier with all charges prepaid or (d) when delivered, if hand-delivered by messenger, all of which shall be addressed to the party to be notified and sent to the address or facsimile number set forth below or to such other address (or facsimile number) as may be substituted by notice given as herein provided. The giving of any notice required hereunder may be waived in writing by the party entitled to receive such notice. Failure or delay in delivering copies of any notice, demand, request, consent, approval, declaration or other communication to any Person (other than Purchaser) designated in any written communication provided hereunder to receive copies shall in no way adversely affect the effectiveness of such notice, demand, request, consent, approval, declaration or other communication. Notwithstanding the foregoing, whenever it is provided herein that a notice is to be given to any other party hereto by a specific time, such notice shall be effective only if actually received by such party prior to such time, and if such notice is received after such time or on a day other than a Business Day, such notice shall be effective only on the immediately succeeding Business Day.
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     If to Seller:
CEF Equipment Holding, L.L.C.
10 Riverview Drive
Danbury, Connecticut 06810
Attention: Capital Markets Operations
Telephone: (203) 749-2101
Facsimile: (203) 749-4054
     If to Purchaser:
GE Equipment Midticket LLC, Series 2009-1
10 Riverview Drive
Danbury, Connecticut 06810
Attention: Capital Markets Operations
Telephone: (203) 749-2101
Facsimile: (203) 749-4054
     Section 7.2 No Waiver; Remedies. (a) Either party’s failure, at any time or times, to require strict performance by the other party hereto of any provision of this Agreement shall not waive, affect or diminish any right of such party thereafter to demand strict compliance and performance herewith. Any suspension or waiver of any breach or default hereunder shall not suspend, waive or affect any other breach or default whether the same is prior or subsequent thereto and whether of the same or a different type. None of the undertakings, agreements, warranties, covenants and representations of either party contained in this Agreement, and no breach or default by either party hereunder, shall be deemed to have been suspended or waived by the other party hereto unless such waiver or suspension is by an instrument in writing signed by an officer of or other duly authorized signatory of such party and directed to the defaulting party specifying such suspension or waiver.
     (b) Upon discovery by the Seller or the Purchaser of any breach of any representation, warranty, undertaking or covenant described in Sections 4.1, 4.2 or 4.3, which breach is reasonably likely to have a Material Adverse Effect, the party discovering the same shall give prompt written notice thereof to the other party hereto. As liquidated damages, the Purchaser shall, on the Transfer Date relating to the Collection Period during which the breach is discovered, request the Seller to, and the Seller shall pay to, or at the direction of, the Purchaser the Purchase Amount for the applicable Purchaser Assets (measured at the end of the Collection Period during which such breach is discovered). Upon such payment, all rights, title and interest of the Purchaser in and to such Purchaser Assets will be deemed to be automatically released without the necessity of any further action by the Purchaser, the Seller or any other party and such Purchaser Assets will become the property of the Seller.
     (c) Each party’s rights and remedies under this Agreement shall be cumulative and nonexclusive of any other rights and remedies that such party may have under any other agreement, including the other Related Documents, by operation of law or otherwise.
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     Section 7.3 Successors and Assigns. This Agreement shall be binding upon and shall inure to the benefit of the Seller and the Purchaser and their respective successors and permitted assigns, except as otherwise provided herein. The Seller may not assign, transfer, hypothecate or otherwise convey its rights, benefits, obligations or duties hereunder without the prior express written consent of the Purchaser. Any such purported assignment, transfer, hypothecation or other conveyance by the Seller without the prior express written consent of the Purchaser shall be void. The Seller acknowledges that under the Indenture the Purchaser will assign its rights granted hereunder to the Indenture Trustee, and upon such assignment, Indenture Trustee shall have, to the extent of such assignment, all rights of the Purchaser hereunder and Indenture Trustee may in turn transfer such rights. The terms and provisions of this Agreement are for the purpose of defining the relative rights and obligations of the Seller and the Purchaser with respect to the transactions contemplated hereby and no Person shall be a third-party beneficiary of any of the terms and provisions of this Agreement.
     Section 7.4 Termination; Survival of Obligations. (a) This Agreement shall create and constitute the continuing obligations of the parties hereto in accordance with its terms, and shall remain in full force and effect until the earlier of (i) the Class C Maturity Date or (ii) the Redemption Date.
     (b) Except as otherwise expressly provided herein or in any other Related Document, no termination or cancellation (regardless of cause or procedure) of any commitment made by the Purchaser under this Agreement shall in any way affect or impair the obligations, duties and liabilities of the Seller or the rights of the Purchaser relating to any unpaid portion of any and all recourse and indemnity obligations of the Seller to the Purchaser, due or not due, liquidated, contingent or unliquidated or any transaction or event occurring prior to such termination, or any transaction or event, the performance of which is required after the Class C Maturity Date. Except as otherwise expressly provided herein or in any other Related Document, all undertakings, agreements, covenants, warranties and representations of or binding upon the Seller, and all rights of the Purchaser hereunder shall not terminate or expire, but rather shall survive any such termination or cancellation and shall continue in full force and effect until the earlier of (i) the Class C Maturity Date or (ii) the Redemption Date; provided, that the rights and remedies pursuant to Section 7.2(b), the indemnification and payment provisions of Article V, and the provisions of Sections 4.3(d), 7.3 and 7.12 shall be continuing and shall survive any termination of this Agreement.
     Section 7.5 Complete Agreement; Modification of Agreement. This Agreement constitutes the complete agreement between the parties with respect to the subject matter hereof, supersedes all prior agreements and understandings relating to the subject matter hereof and thereof, and may not be modified, altered or amended except as set forth in Section 7.6.
     Section 7.6 Amendments and Waivers. No amendment, modification, termination or waiver of any provision of this Agreement, or any consent to any departure therefrom by any party hereto, shall in any event be effective unless the same shall be in writing and signed by each of the parties hereto. No consent or demand in any case shall, in itself, entitle any party to any other consent or further notice or demand in similar or other circumstances.
Loan Purchase and Sale Agreement

12

 

     Section 7.7 GOVERNING LAW; CONSENT TO JURISDICTION; WAIVER OF JURY TRIAL. (a) THIS AGREEMENT AND THE OBLIGATIONS ARISING HEREUNDER SHALL IN ALL RESPECTS, INCLUDING ALL MATTERS OF CONSTRUCTION, VALIDITY AND PERFORMANCE, BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (WITHOUT REGARD TO THE CONFLICT OF LAW PROVISIONS THEREOF EXCEPT SECTION 5-1401 OF THE GENERAL OBLIGATION LAW) AND ANY APPLICABLE LAWS OF THE UNITED STATES OF AMERICA.
     (b) EACH PARTY HERETO HEREBY CONSENTS AND AGREES THAT THE STATE OR FEDERAL COURTS LOCATED IN THE BOROUGH OF MANHATTAN IN NEW YORK CITY SHALL HAVE EXCLUSIVE JURISDICTION TO HEAR AND DETERMINE ANY CLAIMS OR DISPUTES BETWEEN THEM PERTAINING TO THIS AGREEMENT OR TO ANY MATTER ARISING OUT OF OR RELATING TO THIS AGREEMENT; PROVIDED, THAT EACH PARTY HERETO ACKNOWLEDGES THAT ANY APPEALS FROM THOSE COURTS MAY HAVE TO BE HEARD BY A COURT LOCATED OUTSIDE OF THE BOROUGH OF MANHATTAN IN NEW YORK CITY; PROVIDED FURTHER, THAT NOTHING IN THIS AGREEMENT SHALL BE DEEMED OR OPERATE TO PRECLUDE THE PURCHASER FROM BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY OTHER JURISDICTION TO REALIZE ON THE LOANS OR ANY SECURITY FOR THE OBLIGATIONS OF THE SELLER ARISING HEREUNDER OR TO ENFORCE A JUDGMENT OR OTHER COURT ORDER IN FAVOR OF THE PURCHASER. EACH PARTY HERETO SUBMITS AND CONSENTS IN ADVANCE TO SUCH JURISDICTION IN ANY ACTION OR SUIT COMMENCED IN ANY SUCH COURT, AND EACH PARTY HERETO HEREBY WAIVES ANY OBJECTION THAT SUCH PARTY MAY HAVE BASED UPON LACK OF PERSONAL JURISDICTION, IMPROPER VENUE OR FORUM NON CONVENIENS AND HEREBY CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED APPROPRIATE BY SUCH COURT. EACH PARTY HERETO HEREBY WAIVES PERSONAL SERVICE OF THE SUMMONS, COMPLAINT AND OTHER PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND AGREES THAT SERVICE OF SUCH SUMMONS, COMPLAINT AND OTHER PROCESS MAY BE MADE BY REGISTERED OR CERTIFIED MAIL ADDRESSED TO SUCH PARTY AT ITS ADDRESS DETERMINED IN ACCORDANCE WITH SECTION 7.1 AND THAT SERVICE SO MADE SHALL BE DEEMED COMPLETED UPON THE EARLIER OF SUCH PARTY’S ACTUAL RECEIPT THEREOF OR THREE DAYS AFTER DEPOSIT IN THE UNITED STATES MAIL, PROPER POSTAGE PREPAID. NOTHING IN THIS SECTION SHALL AFFECT THE RIGHT OF ANY PARTY HERETO TO SERVE LEGAL PROCESS IN ANY OTHER MANNER PERMITTED BY LAW.
Loan Purchase and Sale Agreement

13

 

     (c) BECAUSE DISPUTES ARISING IN CONNECTION WITH COMPLEX FINANCIAL TRANSACTIONS ARE MOST QUICKLY AND ECONOMICALLY RESOLVED BY AN EXPERIENCED AND EXPERT PERSON AND THE PARTIES WISH APPLICABLE STATE AND FEDERAL LAWS TO APPLY (RATHER THAN ARBITRATION RULES), THE PARTIES DESIRE THAT THEIR DISPUTES BE RESOLVED BY A JUDGE APPLYING SUCH APPLICABLE LAWS. THEREFORE, TO ACHIEVE THE BEST COMBINATION OF THE BENEFITS OF THE JUDICIAL SYSTEM AND OF ARBITRATION, THE PARTIES HERETO WAIVE ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, SUIT, OR PROCEEDING BROUGHT TO RESOLVE ANY DISPUTE, WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE, ARISING OUT OF, CONNECTED WITH, RELATED TO, OR INCIDENTAL TO THE RELATIONSHIP ESTABLISHED AMONG THEM IN CONNECTION WITH THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY.
     Section 7.8 Counterparts. This Agreement may be executed in any number of separate counterparts, each of which shall collectively and separately constitute one agreement.
     Section 7.9 Severability. Wherever possible, each provision of this Agreement shall be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of this Agreement shall be prohibited by or invalid under applicable law, such provision shall be ineffective only to the extent of such prohibition or invalidity without invalidating the remainder of such provision or the remaining provisions of this Agreement.
     Section 7.10 Section Titles. The section titles and table of contents contained in this Agreement are provided for ease of reference only and shall be without substantive meaning or content of any kind whatsoever and are not a part of the agreement between the parties hereto.
     Section 7.11 No Setoff. The Seller’s obligations under this Agreement shall not be affected by any right of setoff, counterclaim, recoupment, defense or other right the Seller might have against the Purchaser, all of which rights are hereby expressly waived by the Seller.
     Section 7.12 Confidentiality. Notwithstanding anything herein to the contrary, there is no restriction (express or implied) on any disclosure or dissemination of the structure or tax aspects of the transaction contemplated by the Related Documents. Furthermore, each party hereto acknowledges that it has no proprietary rights to any tax matter or tax idea contemplated hereby or to any element of the transaction structure contemplated hereby.
     Section 7.13 Further Assurances. (a) The Seller shall, at its sole cost and expense, upon request of the Purchaser, promptly and duly authorize, execute and/or deliver, as applicable, any and all further instruments and documents and take such further actions that may be necessary or desirable or that the Purchaser may request to carry out more effectively the provisions and purposes of this Agreement or to obtain the full benefits of this Agreement and of the rights and powers herein granted, including authorizing and filing any financing or continuation statements under the UCC with respect to the ownership interests or Liens granted hereunder. The Seller hereby authorizes the Purchaser to file any such financing or continuation
Loan Purchase and Sale Agreement

14

 

statements without the signature of the Seller to the extent permitted by applicable law. A carbon, photographic or other reproduction of this Agreement or of any notice or financing statement covering the Purchaser Assets or any part thereof shall be sufficient as a notice or financing statement where permitted by law. If any amount payable under or in connection with any of the Purchaser Assets is or shall become evidenced by any instrument, such instrument, other than checks and notes received in the ordinary course of business, shall be duly endorsed in a manner satisfactory to the Purchaser immediately upon the Seller’s receipt thereof and promptly delivered to or at the direction of the Purchaser.
     (b) If the Seller fails to perform any agreement or obligation under this Section 7.13, the Purchaser may (but shall not be required to) itself perform, or cause performance of, such agreement or obligation, and the reasonable expenses of the Purchaser incurred in connection therewith shall be payable by the Seller upon demand of the Purchaser.
     Section 7.14 Accounting Changes. If any Accounting Changes occur and such changes result in a change in the standards or terms used herein, then the parties hereto agree to enter into negotiations in order to amend such provisions so as to equitably reflect such Accounting Changes with the desired result that the criteria for evaluating the financial condition of such Persons and their Subsidiaries shall be the same after such Accounting Changes as if such Accounting Changes had not been made. If the parties hereto agree upon the required amendments to this Agreement, then after appropriate amendments have been executed and the underlying Accounting Change with respect thereto has been implemented, any reference to GAAP contained herein shall, only to the extent of such Accounting Change, refer to GAAP consistently applied after giving effect to the implementation of such Accounting Change. If such parties cannot agree upon the required amendments within 30 days following the date of implementation of any Accounting Change, then all financial statements delivered and all standards and terms used herein shall be prepared, delivered and used without regard to the underlying Accounting Change.
[Signatures Follow]
Loan Purchase and Sale Agreement

15

 

     IN WITNESS WHEREOF, the parties have caused this LOAN PURCHASE AND SALE AGREEMENT to be executed by their respective duly authorized representatives, as of the date first above written.
         
 
  CEF EQUIPMENT HOLDING, L.L.C.    
 
        
 
  By: 
 
Name: 		   
 
  Title:    
 
        
 
  GE EQUIPMENT MIDTICKET LLC,
SERIES 2009-1		    
 
        
 
  By: CEF Equipment Holding, L.L.C.,    
 
 
its Managing Member
    
 
        
 
  By: 
 
Name: 		   
 
  Title:    
Loan Purchase and Sale Agreement

S-1

 

Schedule 4.1(b)
UCC INFORMATION
     
CEF Equipment Holding, L.L.C.
    
 
    
True Legal Name:
  CEF Equipment Holding, L.L.C.
 
    
Jurisdiction of Organization:
  Delaware
 
    
Executive Offices/Principal Place of Business:
  10 Riverview Drive
Danbury, Connecticut 06810
 
    
Collateral Locations:
  Danbury, Connecticut
El Paso, Texas
Mexico
 
    
Trade Names:
  N/A
 
    
FEIN:
  20-0192070
 
    
Organizational Identification Number:
  N/A
Loan Purchase and Sale Agreement

Sch. 4.1(b) - 1

 

Schedule 4.4
PERFECTION REPRESENTATIONS, WARRANTIES AND COVENANTS
     In addition to the representations, warranties and covenants contained in the Purchase and Sale Agreement, to induce the Purchaser to enter into the Purchase and Sale Agreement, the Seller hereby represents, warrants, and covenants to Purchaser as follows, on the Closing Date:
General
     1. The Purchase and Sale Agreement creates a valid and continuing security interest (as defined in the applicable UCC) in the Collateral in favor of the Purchaser, which security interest is prior to all other Liens, and is enforceable as such as against creditors of and purchasers from the Seller.
     2. The Loans constitute “accounts,” “general intangibles,” “instruments,” or “tangible chattel paper,” within the meaning of the UCC as in effect in the State of New York.
     3. The Seller has taken all steps necessary to perfect its security interest in the property securing the Loans that constitute chattel paper in favor of the Purchaser.
Creation
     4. The Seller owns and has good and marketable title to the Loans free and clear of any Lien, claim or encumbrance of any Person, excepting only liens for taxes, assessments or similar governmental charges or levies incurred in the ordinary course of business that are not yet due and payable or as to which any applicable grace period shall not have expired, or that are being contested in good faith by proper proceedings and for which adequate reserves have been established, but only so long as foreclosure with respect to such a lien is not imminent and the use and value of the property to which the Lien attaches is not impaired during the pendency of such proceeding.
Perfection
     5. The Seller has caused or will have caused, within ten days after the effective date of the Purchase and Sale Agreement, the filing of all appropriate financing statements in the proper filing office in the appropriate jurisdictions under applicable law in order to perfect the sale of the Loans from Purchaser to the Seller, and the security interest in the Loans granted to the Purchaser hereunder and all financing statements referred to in this paragraph contain a statement that: “A purchase of or security interest in any collateral described in this financing statement will violate the rights of the Purchaser.”.
     6. With respect to Loans that constitute an instrument or tangible chattel paper, either:
     (a) Such instruments or tangible chattel paper are in the possession of a custodian and the Purchaser has received a written acknowledgment from the custodian that the custodian is
Loan Purchase and Sale Agreement

Sch. 4.4 - 1

 

holding such instruments or tangible chattel paper to effect the Purchaser’s security interest therein; or
     (b) A custodian received possession of such instruments or tangible chattel paper after the Purchaser received a written acknowledgment from such custodian that such custodian is acting to effect the Purchaser’s security interest therein.
Priority
     7. Other than the transfer of the Loans to the Seller under the Loan Sale Agreement, the security interest granted to the Purchaser pursuant to the Purchase and Sale Agreement and the security interest granted to the Indenture Trustee pursuant to the Indenture, neither the Seller nor the Purchaser has pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Loans. Neither the Seller nor the Purchaser has authorized the filing of, or is aware of any financing statements against the Seller or the Purchaser that include a description of collateral covering the Loans other than any financing statement relating to the security interest granted to the Purchaser hereunder or to the Indenture Trustee under the Indenture or that has been terminated.
     8. Survival of Perfection Representations. Notwithstanding any other provision of the Purchase and Sale Agreement or any other Related Document, the Perfection Representations contained in this Schedule shall be continuing, and remain in full force and effect and shall continue until the payment in full of all Purchaser Assets.
     10. No Waiver. The parties to the Purchase and Sale Agreement: (i) shall not, unless the Rating Agency Condition shall have been satisfied, waive any of the Perfection Representations; (ii) shall provide the Ratings Agencies with prompt written notice of any breach of the Perfection Representations, and (iii) shall not, unless the Rating Agency Condition shall have been satisfied (as determined after any adjustment or withdrawal of the ratings following notice of such breach) waive a breach of any of the Perfection Representations.
     11. Seller to Maintain Perfection and Priority. The Seller covenants that, in order to evidence the interests of the Seller and the Purchaser under this Agreement, the Seller shall execute and deliver such instruments (other than effecting a Filing (as defined below), unless such Filing is effected in accordance with this paragraph) as may be necessary or advisable (including, without limitation, such actions as are requested by the Purchaser) to maintain and perfect, as a first priority interest, the Purchaser’s security interest in the Collateral. The Seller shall within the time limits established by law, prepare and present to the Purchaser for the Purchaser to authorize (based in reliance on the Opinion of Counsel hereinafter provided for) the Servicer to file all financing statements, amendments, continuations, initial financing statements in lieu of a continuation statement, terminations, partial terminations, releases or partial releases, or any other filings necessary or advisable to continue, maintain and perfect the Purchaser’s security interest in the Collateral as a first-priority interest (each a “Filing”). The Seller shall present each such Filing to the Purchaser together with (x) an Opinion of Counsel to the effect that such Filing is (i) consistent with grant of the security interest to the Purchaser pursuant to the Granting Clause of this Purchase and Sale Agreement, (ii) satisfies all requirements and conditions to such Filing in this Purchase and Sale Agreement and (iii) satisfies the requirements
Loan Purchase and Sale Agreement

Sch. 4.4 - 2

 

for a Filing of such type under the Uniform Commercial Code in the applicable jurisdiction (or if the Uniform Commercial Code does not apply, the applicable statute governing the perfection of security interests), and (y) a form of authorization for the Seller’s signature authorizing the Servicer to effect such Filing under the Uniform Commercial Code without the signature of the Seller where allowed by applicable law.
Loan Purchase and Sale Agreement

Sch. 4.4 - 3

 

Schedule I
Schedule of CEF Loans
         
Loan Numbers   4148241003   4175785006
4033698032   4149345001   4176514004
4054123263   4149345002   4176553004
4054123268   4149345003   4176680001
4054123274   4149903009   4177867003
4056376064   4149903010   4179274004
4067862006   4152198001   4179274005
4068725008   4152374005   4180228012
4071476008   4153123001   4180228013
4079001008   4153540005   4180228014
4079001009   4154630002   4180228015
4080316003   4154867003   4180228016
4080316004   4155892007   4180673001
4083476049   4155892010   4181674002
4083476050   4156145002   4181674003
4083558008   4157157001   4181682010
4094984011   4157157002   4181682011
4095103004   4158320003   4181682012
4107634006   4158983012   4181682013
4110977006   4159722002   4182288003
4124777078   4161939003   4182340007
4124777079   4162226005   4183788002
4126926003   4162375002   4183950006
4126926004   4162522002   4183994003
4127485002   4162554019   4183994004
4129528002   4162554023   4186147007
4131032005   4162554027   4188732003
4131032006   4162554028   4190295015
4131212005   4162554029   4190295016
4131212006   4162554030   4191220001
4134512035   4162554031   4191653001
4134512039   4162554032   4192315001
4134512040   4162805008   4194827001
4135321012   4164051041   4195248001
4135580003   4164051042   4195303010
4135825014   4164496004   4195303011
4136710022   4165847001   4195303012
4138712028   4166226008   4195303013
4139020020   4166226009   4195303014
4140013027   4166226010   4195303015
4140013028   4166444011   4195303016
4140013029   4167823006   4195303017
4140317003   4167929002   4195303018
4141105002   4170699008   4195303019
4141449002   4170699009   4195303020
4142449004   4170853002   4195415006
4143884005   4170855004   4195814001
4144153002   4170946006   4195814002
4144159002   4170946007   4195814003
4144345018   4171542020   4196823002
4144345019   4171916002   4197864002
4144345021   4172021002   4198596042
4145596009   4172593006   4198596043
4146104017   4172593007   4198596044
4146341005   4172593008   4198613001
4147943020   4175408002   4199827005
Loan Sale Agreement

Schedule I - 1

 

         
4199887001   5859873001   5866909007
4199887004   5859873008   5867052001
4200204003   5861131001   5867206001
4201276006   5861148001   5867516001
4201276007   5861193001   5867531001
4201587001   5861203001   5867621001
4201587002   5861398002   5867621002
4201587003   5861400001   5867766001
4202001003   5861591001   5867890001
4203207003   5861649001   5868591003
4203328003   5861831001   5868595001
4203328004   5861934001   5868595002
4203452002   5862179001   5868850001
4203527004   5862179002   5869002001
4203708001   5862179004   5869214001
4203708002   5862179005   5869255001
4203708004   5862245001   5869264001
4204009002   5862404001   5869324001
4204814002   5862520001   5869324002
4205257001   5862544001   5869324004
4205453001   5862599001   5869643001
4207594003   5862599002   5869643002
5850440002   5862962001   5869643003
5850440003   5863032001   5869643004
5850440004   5863122001   5869837002
5850538004   5863133001   5870104001
5851995002   5863409001   5870331002
5852147001   5863499001   5870331003
5852147002   5864077001   5871281002
5852261003   5864140001   5871538001
5852261004   5864168001   5871686001
5852261005   5864234001   5871847001
5852261006   5864653001   5872319001
5852261007   5864653002   5872529001
5852634002   5864919002   5872529002
5852958003   5865137002   5872548001
5852958004   5865137003   5872627001
5852958005   5865165001   5872786001
5853195004   5865208001   5873104002
5853195005   5865274001   5873240001
5853400002   5865274002   5873400001
5853498002   5865371001   5873543001
5853498003   5865463001   5873962001
5854170002   5865577001   5873978001
5854844001   5865673001   5874255001
5856021002   5865714001   5874263001
5856166001   5865748001   5874330001
5856866002   5865860001   5874393003
5857178003   5865914001   5874642001
5857422002   5865914002   5874689001
5857422003   5865914003   5874689002
5857422004   5866042001   5874689003
5857422005   5866042002   5874689004
5858509002   5866178001   5874689007
5858572004   5866297001   5874689009
5858572007   5866301001   5874689010
5858815003   5866712001   5874957001
5858815004   5866794001   5874957002
5858829002   5866909001   5875177001
5858829003   5866909003   5875177002
5859525002   5866909005   5875376002
5859782002   5866909006   5875694001
Loan Sale Agreement

Schedule I - 2

 

         
5875919001   5869834013   4179569001
5876032001   5869834014   4179929001
5876086002   5869834015   4180121001
5876228001   5870899002   4180165001
5876306001   5870899004   4180471001
5877018001   5870899005   4180717001
5877062001   5870899006   4180871001
5877062002   5870899007   4180880001
5877094001   5870899008   4180898001
5877524001   5870899009   4181313001
5877530001   5872263001   4181601001
5877530004   5872360001   4181606001
5877574001   5873367001   4181608001
5877787001   5873963001   4181779001
5877836001   5873963002   4182043001
5877839001   5875738001   4182197001
5877839002   5875738002   4182203001
5878051001   5875738003   4182204001
5879496001   5875786001   4182207001
5879838001   5875810001   4182941001
5880698001   5875810002   4184573001
5880699001   5875960001   4185109001
5880700001   5876110001   4185253001
5880919002   5877002001   4185465001
5881411001   5877002002   4185619001
5881903001   5877753001   4185983001
5882324001   5883397001   4186167001
5882420002   4167628001   4186477001
5882484001   4169713001   4186505001
5882734001   4171376001   4186517001
4137915003   4171443001   4186518001
4148070006   4171447001   4187557001
4163062018   4171450001   4187782001
4163062019   4171818001   4187785001
4165754004   4171951001   4188192001
4171256007   4172229001   4188338001
4198945009   4172397001   4188745001
5853896002   4173090001   4188773001
5861918001   4173221001   4188823001
5861918002   4173298001   4188907001
5861918003   4173364001   4188939001
5861918004   4173812001   4189177001
5863737001   4174761001   4189464001
5864751001   4174818001   4189707001
5866766001   4174891001   4189973001
5866766002   4175106001   4189976001
5866921001   4175418001   4190019001
5866921002   4176095001   4190232001
5866921003   4176525001   4190337001
5869059002   4176779001   4190398001
5869834001   4176879001   4190607001
5869834002   4176926001   4190916001
5869834003   4177763001   4190921001
5869834004   4177953001   4191684001
5869834005   4177982001   4191689001
5869834006   4178024001   4191694001
5869834007   4178166001   4192230001
5869834008   4178473001   4192290001
5869834009   4178732001   4192615001
5869834010   4178980001   4192785001
5869834011   4179034001   4193062001
5869834012   4179565001   4193142001
Loan Sale Agreement

Schedule I - 3

 

         
4193170001   5862770001   5863643001
4193310001   5862777001   5863645001
4193338001   5862779001   5863659001
4193542001   5862781001   5863680001
4193899001   5862809001   5863684001
4193903001   5862827001   5863705001
5850503004   5862839001   5863711001
5850503005   5862852001   5863720001
5850503006   5862888001   5863722001
5850503012   5862892001   5863769001
5860658001   5862898001   5863771001
5860847001   5862900001   5863774001
5860946001   5862946001   5863792001
5861000001   5862947001   5863797001
5861143001   5862956001   5863827001
5861267001   5862959001   5863830001
5861270001   5862960001   5863831001
5861303001   5862980001   5863834001
5861345001   5862994001   5863839001
5861513001   5862995001   5863842001
5861539001   5863009001   5863846001
5861738001   5863041001   5863849001
5861933001   5863063001   5863877001
5861938001   5863070001   5863878001
5861940001   5863079001   5863894001
5861944001   5863115001   5863898001
5861948001   5863128001   5863908001
5861951001   5863153001   5863910001
5861976001   5863157001   5863927001
5861993001   5863160001   5863931001
5861997001   5863162001   5863932001
5862000001   5863168001   5863935001
5862005001   5863180001   5863946001
5862011001   5863181001   5863954001
5862096001   5863184001   5863960001
5862098001   5863219001   5863995001
5862099001   5863225001   5864020001
5862100001   5863250001   5864032001
5862104001   5863264001   5864034001
5862119001   5863280001   5864037001
5862125001   5863311001   5864040001
5862125002   5863328001   5864066001
5862195001   5863332001   5864107001
5862202001   5863341001   5864131001
5862218001   5863387001   5864132001
5862379001   5863418001   5864135001
5862399001   5863438001   5864155001
5862450001   5863440001   5864172001
5862496001   5863455001   5864174001
5862659001   5863460001   5864178001
5862688001   5863465001   5864181001
5862701001   5863493001   5864188001
5862702001   5863506001   5864190001
5862705001   5863514001   5864213001
5862707001   5863530001   5864233001
5862709001   5863542001   5864247001
5862719001   5863547001   5864260001
5862735001   5863548001   5864263001
5862740001   5863555001   5864279001
5862741001   5863590001   5864293001
5862753001   5863595001   5864295001
5862757001   5863607001   5864316001
Loan Sale Agreement

Schedule I - 4

 

         
5864319001   5864872001   5865665001
5864320001   5864873001   5865669001
5864330001   5864874001   5865672001
5864339001   5864891001   5865683001
5864375001   5864906001   5865707001
5864377001   5864908001   5865721001
5864396001   5864945001   5865726001
5864403001   5864946001   5865729001
5864409001   5864956001   5865744001
5864416001   5864962001   5865761001
5864417001   5865025001   5865816001
5864420001   5865071001   5865825001
5864422001   5865081001   5865831001
5864427001   5865084001   5865849001
5864431001   5865087001   5865851001
5864454001   5865111001   5865852001
5864459001   5865113001   5865857001
5864460001   5865124001   5865858001
5864475001   5865150001   5865865001
5864476001   5865160001   5865866001
5864477001   5865163001   5865882001
5864479001   5865164001   5865899001
5864487001   5865172001   5865902001
5864496001   5865179001   5865909001
5864497001   5865197001   5865918001
5864499001   5865219001   5865937001
5864502001   5865240001   5865949001
5864503001   5865245001   5866013001
5864512001   5865263001   5866040001
5864513001   5865265001   5866094001
5864515001   5865280001   5866095001
5864516001   5865322001   5866097001
5864520001   5865332001   5866109001
5864527001   5865335001   5866111001
5864529001   5865357001   5866114001
5864533001   5865395001   5866159001
5864535001   5865396001   5866165001
5864545001   5865408001   5866172001
5864604001   5865415001   5866214001
5864606001   5865442001   5866233001
5864609001   5865448001   5866237001
5864632001   5865450001   5866250001
5864638001   5865472001   5866271001
5864640001   5865477001   5866274001
5864643001   5865497001   5866332001
5864648001   5865501001   5866391001
5864654001   5865512001   5866399001
5864663001   5865541001   5866403001
5864691001   5865544001   5866408001
5864692001   5865561001   5866413001
5864723001   5865568001   5866425001
5864726001   5865569001   5866484001
5864731001   5865574001   5866494001
5864734001   5865595001   5866501001
5864809001   5865599001   5866504001
5864811001   5865600001   5866513001
5864813001   5865605001   5866529001
5864820001   5865612001   5866534001
5864828001   5865641001   5866538001
5864830001   5865646001   5866542001
5864865001   5865648001   5866544001
5864871001   5865660001   5866557001
Loan Sale Agreement

Schedule I - 5

 

         
5866646001   5867257001   5870817001
5866651001   5867267001   5870883001
5866657001   5867312001   5870907001
5866666001   5867313001   5870913001
5866668001   5867314001   5870916001
5866669001   5867315001   5870926001
5866674001   5867318001   5870927001
5866682001   5867323001   5870979001
5866704001   5867325001   5870983001
5866713001   5867362001   5870990001
5866787001   5867363001   5871003001
5866788001   5867381001   5871045001
5866792001   5867383001   5871048001
5866799001   5867405001   5871060001
5866800001   5867410001   5871061001
5866808001   5867411001   5871064001
5866810001   5867446001   5871113001
5866816001   5867454001   5871139001
5866836001   5867464001   5871140001
5866845001   5867517001   5871141001
5866854001   5867526001   5871142001
5866880001   5867559001   5871143001
5866882001   5867565001   5871158001
5866944001   5867818001   5871255001
5866945001   5867819001   5871343001
5866947001   5867864001   5871365001
5866951001   5868014001   5871397001
5866963001   5868082001   5871400001
5866966001   5868257001   5871441001
5866967001   5868305001   5871443001
5866974001   5868403001   5871470001
5866977001   5868522001   5871500001
5866980001   5868624001   5871507001
5866988001   5868870001   5871512001
5867005001   5869063001   5871514001
5867019001   5869065001   5871526001
5867021001   5869081001   5871532001
5867031001   5869112001   5871602001
5867089001   5869252001   5871611001
5867107001   5869253001   5871624001
5867111001   5869268001   5871666001
5867115001   5869278001   5871756001
5867122001   5869282001   5871789001
5867124001   5869285001   5871819001
5867125001   5869292001   5871824001
5867131001   5869354001   5871828001
5867136001   5869395001   5871829001
5867146001   5869495001   5871832001
5867160001   5869496001   5871856002
5867165001   5869503001   5871964001
5867166001   5869539001   5871982001
5867170001   5869561001   5872028001
5867172001   5870094001   5872072001
5867176001   5870261001   5872075001
5867179001   5870341001   5872094001
5867200001   5870357001   5872100001
5867227001   5870386001   5872105001
5867231001   5870550001   5872123001
5867233001   5870665001   5872126001
5867244001   5870696001   5872142001
5867246001   5870796001   5872143001
5867248001   5870803001   5872144001
Loan Sale Agreement

Schedule I - 6

 

         
5872145001   5872577001   5872951001
5872163001   5872578001   5872953001
5872168001   5872580001   5872955001
5872173001   5872593001   5872957001
5872207001   5872599001   5872977001
5872209001   5872604001   5872981001
5872219001   5872605001   5873002001
5872240001   5872606001   5873003001
5872246001   5872613001   5873027001
5872247001   5872621001   5873038001
5872249001   5872622001   5873047001
5872250001   5872624001   5873068001
5872281001   5872625001   5873072001
5872285001   5872626001   5873073001
5872306001   5872628001   5873074001
5872307001   5872629001   5873079001
5872317001   5872632001   5873082001
5872327001   5872633001   5873150001
5872330001   5872634001   5873155001
5872359001   5872635001   5873176001
5872367001   5872638001   5873177001
5872376001   5872640001   5873186001
5872380001   5872641001   5873187001
5872385001   5872642001   5873223001
5872388001   5872643001   5873224001
5872400001   5872647001   5873239001
5872411001   5872649001   5873256001
5872414001   5872650001   5873257001
5872416001   5872651001   5873258001
5872419001   5872652001   5873271001
5872422001   5872653001   5873284001
5872424001   5872654001   5873286001
5872432001   5872655001   5873289001
5872441001   5872657001   5873291001
5872444001   5872658001   5873293001
5872450001   5872659001   5873302001
5872452001   5872660001   5873332001
5872453001   5872661001   5873335001
5872456001   5872662001   5873338001
5872461001   5872663001   5873342001
5872462001   5872664001   5873359001
5872463001   5872665001   5873360001
5872469001   5872666001   5873375001
5872475001   5872667001   5873378001
5872479001   5872668001   5873379001
5872485001   5872669001   5873380001
5872488001   5872671001   5873386001
5872493001   5872672001   5873388001
5872496001   5872676001   5873399001
5872498001   5872682001   5873403001
5872504001   5872702001   5873404001
5872505001   5872703001   5873408001
5872513001   5872712001   5873410001
5872519001   5872713001   5873431001
5872520001   5872717001   5873432001
5872521001   5872739001   5873436001
5872525001   5872744001   5873437001
5872526001   5872762001   5873443001
5872550001   5872773001   5873446001
5872567001   5872846001   5873447001
5872569001   5872930001   5873448001
5872571001   5872931001   5873449001
Loan Sale Agreement

Schedule I - 7

 

         
5873451001   5873910014   5874756001
5873453001   5873910021   5874806001
5873471001   5873910025   5874810001
5873499001   5873910027   5874814001
5873502001   5873916001   5874815001
5873503001   5873934001   5874819001
5873507001   5873955001   5874820001
5873510001   5874032001   5874833001
5873511001   5874064001   5874835001
5873512001   5874071001   5874836001
5873515001   5874072001   5874853001
5873517001   5874093001   5874854001
5873529001   5874129001   5874896001
5873538001   5874131001   5874909001
5873546001   5874133001   5874911001
5873550001   5874157001   5874912001
5873565001   5874250001   5874952001
5873566001   5874269001   5874961001
5873570001   5874270001   5874965001
5873584001   5874279001   5874969001
5873589001   5874290001   5874977001
5873598001   5874291001   5874995001
5873603001   5874293001   5875004001
5873614001   5874296001   5875018001
5873648001   5874301001   5875029001
5873659001   5874311001   5875044001
5873664001   5874321001   5875126001
5873667001   5874334001   5875135001
5873675001   5874347001   5875140001
5873676001   5874375001   5875171001
5873679001   5874376001   5875184001
5873683001   5874377001   5875231001
5873686001   5874378001   5875232001
5873692001   5874380001   5875233001
5873694001   5874394001   5875245001
5873701001   5874414001   5875273001
5873708001   5874416001   5875276001
5873709001   5874428001   5875287001
5873717001   5874440001   5875334001
5873718001   5874459001   5875338001
5873719001   5874472001   5875346001
5873724001   5874518001   5875347001
5873733001   5874519001   5875348001
5873738001   5874533001   5875383001
5873753001   5874539001   5875391001
5873760001   5874540001   5875397001
5873768001   5874588001   5875398001
5873776001   5874607001   5875404001
5873780001   5874615001   5875410001
5873781001   5874616001   5875414001
5873782001   5874646001   5875416001
5873825001   5874652001   5875424001
5873834001   5874664001   5875428001
5873838001   5874665001   5875432001
5873854001   5874683001   5875451001
5873858001   5874688001   5875452001
5873864001   5874721001   5875453001
5873865001   5874723001   5875463001
5873880001   5874723002   5875468001
5873882001   5874731001   5875491001
5873897001   5874732001   5875499001
5873900001   5874754001   5875511001
Loan Sale Agreement

Schedule I - 8

 

         
5875514001   5876375001   5876728001
5875519001   5876376001   5876729001
5875571001   5876381001   5876733001
5875577001   5876384001   5876735001
5875582001   5876385001   5876737001
5875587001   5876395001   5876740001
5875618001   5876403001   5876767001
5875621001   5876406001   5876781001
5875639001   5876411001   5876784001
5875652001   5876418001   5876795001
5875679001   5876419001   5876798001
5875729001   5876423001   5876801001
5875741001   5876443001   5876802001
5875747001   5876447001   5876803001
5875789001   5876450001   5876806001
5875800001   5876458001   5876815001
5875804001   5876459001   5876837001
5875847001   5876497001   5876844001
5875860001   5876498001   5876846001
5875879001   5876508001   5876849001
5875916001   5876509001   5876853001
5875917001   5876513001   5876856001
5875921001   5876516001   5876871001
5875945001   5876528001   5876879001
5875962001   5876536001   5876891001
5875991001   5876537001   5876896001
5875992001   5876543001   5876900001
5875995001   5876546001   5876907001
5876003001   5876547001   5876923001
5876019001   5876548001   5876927001
5876030001   5876552001   5876930001
5876031001   5876554001   5876934001
5876033001   5876555001   5876940001
5876036001   5876556001   5876971001
5876047001   5876575001   5876982001
5876048001   5876582001   5876983001
5876051001   5876591001   5876984001
5876065001   5876593001   5876995001
5876079001   5876596001   5877004001
5876090001   5876598001   5877008001
5876105001   5876606001   5877009001
5876124001   5876608001   5877011001
5876132001   5876623001   5877017001
5876134001   5876630001   5877020001
5876176001   5876633001   5877021001
5876186001   5876639001   5877030001
5876194001   5876641001   5877059001
5876196001   5876645001   5877060001
5876204001   5876648001   5877070001
5876221001   5876650001   5877088001
5876235001   5876662001   5877095001
5876259001   5876672001   5877099001
5876260001   5876673001   5877108001
5876261001   5876676001   5877120001
5876262001   5876680001   5877128001
5876265001   5876682001   5877135001
5876272001   5876687001   5877139001
5876298001   5876694001   5877145001
5876318001   5876695001   5877149001
5876325001   5876696001   5877151001
5876334001   5876717001   5877152001
5876339001   5876720001   5877155001
Loan Sale Agreement

Schedule I - 9

 

         
5877159001   5877680001   5878236001
5877164001   5877708001   5878238001
5877179001   5877741001   5878239001
5877180001   5877742001   5878241001
5877184001   5877743001   5878242001
5877186001   5877750001   5878248001
5877197001   5877764001   5878251001
5877201001   5877765001   5878252001
5877203001   5877790001   5878253001
5877203002   5877799001   5878254001
5877212001   5877808001   5878255001
5877217001   5877827001   5878260001
5877231001   5877828001   5878262001
5877234001   5877830001   5878263001
5877244001   5877833001   5878264001
5877252001   5877858001   5878270001
5877259001   5877864001   5878279001
5877263001   5877884001   5878281001
5877276001   5877893001   5878286001
5877287001   5877895001   5878289001
5877293001   5877896001   5878296001
5877298001   5877898001   5878301001
5877303001   5877933001   5878302001
5877308001   5877934001   5878303001
5877314001   5877953001   5878307001
5877317001   5877954001   5878311001
5877323001   5877957001   5878312001
5877325001   5877967001   5878314001
5877334001   5877969001   5878315001
5877335001   5877988001   5878319001
5877344001   5878005001   5878322001
5877347001   5878009001   5878329001
5877357001   5878019001   5878358002
5877374001   5878020001   5878364001
5877377001   5878021001   5878366001
5877390001   5878025001   5878369001
5877391001   5878028001   5878382003
5877441001   5878046001   5878391001
5877453001   5878055001   5878399001
5877454001   5878066001   5878404001
5877457001   5878104001   5878409001
5877458001   5878128001   5878416001
5877459001   5878136001   5878419001
5877460001   5878139001   5878420001
5877461001   5878140001   5878439001
5877474001   5878144001   5878447001
5877489001   5878146001   5878451001
5877492001   5878151001   5878452001
5877494001   5878170001   5878456001
5877501001   5878172001   5878465001
5877528001   5878177001   5878469001
5877565001   5878179001   5878487001
5877587001   5878180001   5878488001
5877604001   5878183001   5878497001
5877606001   5878192001   5878515001
5877608001   5878195001   5878516001
5877609001   5878201001   5878519001
5877626001   5878205001   5878521001
5877647001   5878207001   5878527001
5877650001   5878211001   5878530001
5877665001   5878232001   5878535001
5877667001   5878234001   5878544001
Loan Sale Agreement

Schedule I - 10

 

         
5878545001   5879128001   5879689001
5878546001   5879131001   5879691001
5878547001   5879181001   5879696001
5878548001   5879183001   5879701001
5878552001   5879187001   5879704001
5878561001   5879189001   5879708001
5878562001   5879202001   5879709001
5878568001   5879245001   5879710001
5878585001   5879263002   5879711001
5878596001   5879292001   5879729001
5878606001   5879314001   5879730001
5878611001   5879331001   5879735001
5878621001   5879340001   5879737001
5878628001   5879341001   5879738001
5878629001   5879344001   5879744001
5878630001   5879345001   5879745001
5878631001   5879368001   5879749001
5878634001   5879369001   5879751001
5878637001   5879370001   5879754001
5878639001   5879371001   5879768001
5878642001   5879372001   5879772001
5878644001   5879385001   5879779001
5878660001   5879388001   5879780001
5878661001   5879409001   5879782001
5878662001   5879412001   5879783001
5878666001   5879413001   5879788001
5878667001   5879431001   5879790001
5878678001   5879444001   5879791001
5878680001   5879445001   5879793001
5878689001   5879467001   5879796001
5878690001   5879477001   5879797001
5878694001   5879494001   5879799001
5878732001   5879498001   5879800001
5878735001   5879520001   5879804001
5878742001   5879526001   5879805001
5878744001   5879543001   5879806001
5878748001   5879551001   5879807001
5878750001   5879560001   5879808001
5878754001   5879561001   5879809001
5878756001   5879562001   5879810001
5878781001   5879564001   5879811001
5878793001   5879565001   5879812001
5878794001   5879579001   5879813001
5878798001   5879594001   5879814001
5878823001   5879604001   5879815001
5878845001   5879608001   5879823001
5878865001   5879633001   5879825001
5878878001   5879634001   5879826001
5878880001   5879635001   5879828001
5878882001   5879637001   5879841001
5878925001   5879639001   5879843001
5878926001   5879640001   5879844001
5878949001   5879641001   5879847001
5878950001   5879644001   5879872001
5879020001   5879652001   5879874001
5879024001   5879654001   5879882001
5879025001   5879658001   5879884001
5879026001   5879663001   5879886001
5879062001   5879665001   5879887001
5879084001   5879669001   5879888001
5879121001   5879687001   5879891001
5879127001   5879688001   5879894001
Loan Sale Agreement

Schedule I - 11

 

         
5879896001   5880077001   5880231001
5879899001   5880079001   5880234001
5879906001   5880081001   5880236001
5879909001   5880082001   5880237001
5879910001   5880083001   5880243001
5879911001   5880085001   5880245001
5879912001   5880087001   5880247001
5879922001   5880088001   5880248001
5879924001   5880096001   5880249001
5879926001   5880098001   5880250001
5879928001   5880099001   5880251001
5879929001   5880102001   5880255001
5879930001   5880105001   5880256001
5879933001   5880107001   5880257001
5879940001   5880108001   5880260001
5879952001   5880109001   5880261001
5879955001   5880115001   5880262001
5879956001   5880121001   5880264001
5879958001   5880123001   5880266001
5879959001   5880124001   5880267001
5879961001   5880127001   5880270001
5879968001   5880130001   5880273001
5879972001   5880131001   5880275001
5879973001   5880133001   5880278001
5879974001   5880135001   5880280001
5879975001   5880136001   5880281001
5879984001   5880144001   5880282001
5879987001   5880147001   5880283001
5879988001   5880150001   5880286001
5879990001   5880157001   5880287001
5879995001   5880160001   5880288001
5880008001   5880162001   5880289001
5880009001   5880163001   5880290001
5880011001   5880165001   5880293001
5880015001   5880167001   5880294001
5880016001   5880170001   5880295001
5880017001   5880171001   5880296001
5880020001   5880172001   5880297001
5880022001   5880173001   5880314001
5880030001   5880175001   5880315001
5880031001   5880176001   5880317001
5880033001   5880177001   5880318001
5880034001   5880181001   5880319001
5880036001   5880183001   5880320001
5880037002   5880185001   5880323001
5880038001   5880186001   5880325001
5880040001   5880187001   5880336001
5880041001   5880191001   5880339001
5880042001   5880192001   5880341001
5880046001   5880194001   5880342001
5880048001   5880199001   5880344001
5880049001   5880203001   5880345001
5880050001   5880204001   5880346001
5880053001   5880207001   5880348001
5880054001   5880210001   5880361001
5880056001   5880212001   5880362001
5880058001   5880213001   5880364001
5880066001   5880214001   5880365001
5880067001   5880222001   5880370001
5880068001   5880227001   5880371001
5880069001   5880228001   5880374001
5880074001   5880229001   5880376001
Loan Sale Agreement

Schedule I - 12

 

         
5880378001   5880560001   5880724001
5880380001   5880562001   5880725001
5880381001   5880563001   5880726001
5880382001   5880564001   5880727001
5880385001   5880566001   5880728001
5880386001   5880567001   5880749001
5880388001   5880568001   5880753001
5880398001   5880569001   5880757001
5880405001   5880571001   5880758001
5880406001   5880573001   5880761001
5880407001   5880575001   5880764001
5880409001   5880576001   5880765001
5880414001   5880579001   5880766001
5880419001   5880581001   5880768001
5880420001   5880583001   5880795001
5880422001   5880585001   5880803001
5880424001   5880586001   5880804001
5880426001   5880587001   5880806001
5880427001   5880588001   5880807001
5880428001   5880592001   5880842001
5880429001   5880613001   5880843001
5880431001   5880616001   5880845001
5880435001   5880618001   5880847001
5880436001   5880639001   5880860001
5880437001   5880640001   5880873001
5880443001   5880641001   5880892001
5880451001   5880642001   5880898001
5880452001   5880643001   5880899001
5880454001   5880644001   5880900001
5880457001   5880645001   5880901001
5880458001   5880646001   5880902001
5880459001   5880647001   5880904001
5880460001   5880648001   5880906001
5880461001   5880649001   5880908001
5880462001   5880651001   5880915001
5880463001   5880653001   5880917001
5880466001   5880657001   5880918001
5880469001   5880659001   5880922001
5880474001   5880664001   5880928001
5880477001   5880666001   5880932001
5880478001   5880668001   5880936001
5880479001   5880670001   5880938001
5880485001   5880671001   5880940001
5880486001   5880674001   5880941001
5880497001   5880675001   5880943001
5880499001   5880678001   5880945001
5880500001   5880679001   5880946001
5880501001   5880680001   5880952001
5880502001   5880685001   5880953001
5880503001   5880689001   5880958001
5880504001   5880691001   5880961001
5880505001   5880694001   5880963001
5880508001   5880695001   5880965001
5880509001   5880695002   5880966001
5880511001   5880702001   5880967001
5880512001   5880704001   5880969001
5880515001   5880705001   5880971001
5880516001   5880715001   5880975001
5880519001   5880716001   5880977001
5880529001   5880720001   5880979001
5880541001   5880721001   5880981001
5880542001   5880722001   5880989001
Loan Sale Agreement

Schedule I - 13

 

         
5880992001   5881141001   5881284001
5880994001   5881142001   5881285001
5880999001   5881143001   5881287001
5881000001   5881147001   5881289001
5881002001   5881156001   5881292001
5881003001   5881159001   5881294001
5881005001   5881166001   5881302001
5881006001   5881169001   5881303001
5881007001   5881174001   5881304001
5881008001   5881175001   5881305001
5881009001   5881177001   5881306001
5881010001   5881180001   5881307001
5881023001   5881182001   5881308001
5881024001   5881183001   5881312001
5881027001   5881184001   5881315001
5881028001   5881186001   5881316001
5881032001   5881187001   5881317001
5881033001   5881188001   5881319001
5881034001   5881189001   5881320001
5881035001   5881192001   5881325001
5881036001   5881198001   5881326001
5881047001   5881202001   5881328001
5881050001   5881203001   5881329001
5881051001   5881204001   5881330001
5881052001   5881205001   5881333001
5881053001   5881206001   5881335001
5881054001   5881207001   5881338001
5881055001   5881209001   5881339001
5881056001   5881210001   5881341001
5881058001   5881214001   5881346001
5881060001   5881219001   5881351001
5881063001   5881221001   5881352001
5881067001   5881222001   5881354001
5881073001   5881223001   5881355001
5881074001   5881225001   5881362001
5881078001   5881226001   5881363001
5881079001   5881227001   5881368001
5881082001   5881228001   5881372001
5881085001   5881232001   5881373001
5881086001   5881237001   5881374001
5881091001   5881240001   5881377001
5881100001   5881241001   5881378001
5881101001   5881246001   5881379001
5881103001   5881247001   5881380001
5881106001   5881248001   5881381001
5881112001   5881249001   5881382001
5881113001   5881250001   5881386001
5881114001   5881252001   5881388001
5881116001   5881253001   5881389001
5881119001   5881254001   5881391001
5881120001   5881255001   5881392001
5881122001   5881257001   5881393001
5881123001   5881259001   5881396001
5881125001   5881260001   5881397001
5881127001   5881264001   5881401001
5881130001   5881266001   5881405001
5881135001   5881267001   5881408001
5881136001   5881268001   5881409001
5881137001   5881269001   5881413001
5881138001   5881270001   5881417001
5881139001   5881277001   5881418001
5881140001   5881283001   5881421001
Loan Sale Agreement

Schedule I - 14

 

         
5881422001   5881548001   5881693001
5881423001   5881549001   5881696001
5881424001   5881550001   5881697001
5881425001   5881551001   5881698001
5881426001   5881559001   5881699001
5881432001   5881560001   5881700001
5881433001   5881561001   5881702001
5881435001   5881562001   5881703001
5881442001   5881564001   5881704001
5881445001   5881566001   5881711001
5881446001   5881567001   5881712001
5881449001   5881569001   5881713001
5881450001   5881572001   5881716001
5881452001   5881577001   5881721001
5881453001   5881580001   5881725001
5881454001   5881581001   5881726001
5881455001   5881583001   5881731001
5881456001   5881584001   5881732001
5881457001   5881585001   5881734001
5881458001   5881586001   5881738001
5881459001   5881593001   5881739001
5881461001   5881594001   5881741001
5881462001   5881601001   5881744001
5881464001   5881602001   5881745001
5881466001   5881606001   5881750001
5881467001   5881609001   5881751001
5881468001   5881611001   5881752001
5881475001   5881614001   5881753001
5881477001   5881616001   5881754001
5881478001   5881617001   5881755001
5881479001   5881619001   5881763001
5881486001   5881620001   5881765001
5881488001   5881623001   5881775001
5881489001   5881624001   5881778001
5881493001   5881625001   5881779001
5881497001   5881631001   5881780001
5881498001   5881632001   5881781001
5881502001   5881633001   5881783001
5881504001   5881634001   5881784001
5881505001   5881635001   5881785001
5881506001   5881637001   5881788001
5881508001   5881639001   5881789001
5881509001   5881641001   5881793001
5881513001   5881644001   5881795001
5881514001   5881645001   5881796001
5881517001   5881647001   5881797001
5881518001   5881648001   5881798001
5881519001   5881651001   5881799001
5881520001   5881652001   5881800001
5881521001   5881653001   5881801001
5881522001   5881656001   5881805001
5881523001   5881657001   5881806001
5881524001   5881665001   5881814001
5881525001   5881669001   5881816001
5881531001   5881670001   5881821001
5881534001   5881671001   5881824001
5881536001   5881672001   5881825001
5881539001   5881676001   5881826001
5881541001   5881679001   5881831001
5881544001   5881686001   5881836001
5881545001   5881687001   5881837001
5881547001   5881689001   5881838001
Loan Sale Agreement

Schedule I - 15

 

         
5881841001   5881998001   5882143001
5881847001   5881999001   5882144001
5881848001   5882000001   5882146001
5881849001   5882006001   5882147001
5881851001   5882007001   5882151001
5881856001   5882015001   5882153001
5881857001   5882016001   5882155001
5881859001   5882019001   5882158001
5881860001   5882022001   5882159001
5881861001   5882023001   5882162001
5881862001   5882024001   5882165001
5881878001   5882026001   5882169001
5881879001   5882031001   5882171001
5881881001   5882032001   5882172001
5881887001   5882034001   5882173001
5881893001   5882035001   5882183001
5881895001   5882036001   5882184001
5881898001   5882038001   5882185001
5881900001   5882040001   5882186001
5881905001   5882042001   5882188001
5881909001   5882045001   5882189001
5881910001   5882049001   5882191001
5881911001   5882050001   5882192001
5881912001   5882051001   5882201001
5881913001   5882052001   5882204001
5881914001   5882053001   5882205001
5881915001   5882054001   5882211001
5881916001   5882055001   5882212001
5881917001   5882056001   5882214001
5881918001   5882057001   5882216001
5881923001   5882065001   5882217001
5881927001   5882073001   5882221001
5881933001   5882074001   5882222001
5881936001   5882076001   5882223001
5881938001   5882084001   5882225001
5881939001   5882085001   5882227001
5881946001   5882086001   5882229001
5881951001   5882089001   5882230001
5881952001   5882092001   5882234001
5881954001   5882094001   5882248001
5881955001   5882095001   5882249001
5881956001   5882096001   5882250001
5881957001   5882097001   5882251001
5881959001   5882098001   5882252001
5881964001   5882107001   5882254001
5881967001   5882110001   5882257001
5881969001   5882111001   5882258001
5881973001   5882113001   5882259001
5881975001   5882114001   5882261001
5881976001   5882115001   5882262001
5881977001   5882116001   5882264001
5881978001   5882122001   5882265001
5881979001   5882127001   5882266001
5881980001   5882128001   5882267001
5881984001   5882129001   5882268001
5881986001   5882133001   5882270001
5881987001   5882135001   5882279001
5881988001   5882136001   5882280001
5881989001   5882137001   5882283001
5881990001   5882138001   5882285001
5881993001   5882139001   5882286001
5881994001   5882142001   5882287001
Loan Sale Agreement

Schedule I - 16

 

         
5882288001   5882424001   5882551001
5882290001   5882425001   5882552001
5882291001   5882428001   5882558001
5882292001   5882429001   5882559001
5882293001   5882430001   5882564001
5882294001   5882431001   5882569001
5882295001   5882433001   5882570001
5882296001   5882435001   5882571001
5882297001   5882438001   5882572001
5882298001   5882439001   5882574001
5882301001   5882442001   5882576001
5882305001   5882445001   5882577001
5882306001   5882447001   5882578001
5882307001   5882449001   5882579001
5882308001   5882455001   5882584001
5882309001   5882456001   5882590001
5882310001   5882458001   5882591001
5882311001   5882460001   5882592001
5882314001   5882461001   5882597001
5882315001   5882462001   5882602001
5882316001   5882463001   5882603001
5882318001   5882464001   5882605001
5882329001   5882465001   5882606001
5882337001   5882466001   5882607001
5882340001   5882469001   5882608001
5882341001   5882478001   5882621001
5882342001   5882483001   5882625001
5882345001   5882485001   5882629001
5882346001   5882487001   5882631001
5882355001   5882488001   5882633001
5882367001   5882489001   5882635001
5882368001   5882491001   5882636001
5882370001   5882494001   5882637001
5882373001   5882495001   5882638001
5882374001   5882496001   5882642001
5882375001   5882497001   5882651001
5882376001   5882498001   5882653001
5882377001   5882499001   5882654001
5882378001   5882500001   5882658001
5882381001   5882501001   5882659001
5882382001   5882503001   5882660001
5882383001   5882504001   5882665001
5882390001   5882506001   5882667001
5882391001   5882507001   5882673001
5882392001   5882508001   5882677001
5882395001   5882509001   5882679001
5882396001   5882513001   5882680001
5882397001   5882524001   5882684001
5882398001   5882528001   5882688001
5882400001   5882529001   5882695001
5882401001   5882531001   5882697001
5882404001   5882532001   5882701001
5882405001   5882533001   5882704001
5882409001   5882535001   5882705001
5882412001   5882537001   5882708001
5882412002   5882541001   5882710001
5882413001   5882545001   5882712001
5882415001   5882546001   5882716001
5882416001   5882547001   5882717001
5882417001   5882548001   5882718001
5882421001   5882549001   5882719001
5882422001   5882550001   5882720001
Loan Sale Agreement

Schedule I - 17

 

         
5882721001   5882893001   5882998001
5882722001   5882894001   5883000001
5882724001   5882895001   5883002001
5882725001   5882896001   5883003001
5882726001   5882897001   5883007001
5882727001   5882898001   5883008001
5882738001   5882899001   5883013001
5882742001   5882900001   5883014001
5882743001   5882903001   5883016001
5882775001   5882904001   5883020001
5882776001   5882905001   5883022001
5882777001   5882906001   5883023001
5882778001   5882908001   5883024001
5882780001   5882910001   5883025001
5882781001   5882911001   5883026001
5882782001   5882919001   5883027001
5882786001   5882922001   5883028001
5882787001   5882923001   5883031001
5882788001   5882925001   5883031002
5882789001   5882927001   5883031003
5882792001   5882928001   5883031004
5882796001   5882929001   5883031005
5882800001   5882931001   5883034001
5882801001   5882933001   5883036001
5882802001   5882934001   5883037001
5882803001   5882939001   5883037002
5882804001   5882940001   5883037003
5882805001   5882943001   5883037004
5882806001   5882944001   5883037005
5882807001   5882945001   5883037006
5882822001   5882947001   5883042001
5882828001   5882948001   5883043001
5882829001   5882949001   5883046001
5882830001   5882950001   5883048001
5882832001   5882951001   5883049001
5882835001   5882955001   5883050001
5882843001   5882957001   5883054001
5882844001   5882958001   5883056001
5882847001   5882959001   5883059001
5882850001   5882960001   5883060001
5882851001   5882962001   5883061001
5882852001   5882964001   5883062001
5882857001   5882970001   5883064001
5882859001   5882973001   5883065001
5882861001   5882974001   5883079001
5882863001   5882976001   5883080001
5882865001   5882978001   5883081001
5882866001   5882980001   5883082001
5882869001   5882981001   5883083001
5882872001   5882982001   5883085001
5882873001   5882983001   5883086001
5882875001   5882985001   5883087001
5882877001   5882986001   5883088001
5882880001   5882987001   5883089001
5882881001   5882989001   5883091001
5882882001   5882990001   5883095001
5882883001   5882992001   5883098001
5882884001   5882993001   5883099001
5882888001   5882994001   5883100001
5882889001   5882995001   5883101001
5882890001   5882996001   5883103001
5882892001   5882997001   5883104001
Loan Sale Agreement

Schedule I - 18

 

         
5883105001   5883199001   5883315001
5883106001   5883200001   5883317001
5883107001   5883201001   5883319001
5883108001   5883202001   5883320001
5883109001   5883203001   5883322001
5883111001   5883204001   5883333001
5883112001   5883205001   5883335001
5883113001   5883206001   5883338001
5883117001   5883208001   5883344001
5883119001   5883209001   5883348001
5883120001   5883210001   5883353001
5883121001   5883211001   5883354001
5883122001   5883212001   5883358001
5883124001   5883221001   5883359001
5883126001   5883225001   5883360001
5883127001   5883226001   5883362001
5883128001   5883227001   5883363001
5883129001   5883228001   5883364001
5883130001   5883230001   5883365001
5883131001   5883231001   5883366001
5883133001   5883233001   5883368001
5883134001   5883234001   5883369001
5883135001   5883235001   5883378001
5883139001   5883236001   5883379001
5883142001   5883239001   5883389001
5883143001   5883240001   5883398001
5883144001   5883241001   5883399001
5883145001   5883242001   5883400001
5883146001   5883242002   5883401001
5883147001   5883242003   5883403001
5883148001   5883244001   5883403002
5883149001   5883245001   5883403003
5883150001   5883246001   5883404001
5883151001   5883247001   5883411001
5883154001   5883252001   5883412001
5883156001   5883253001   5883414001
5883157001   5883257001   5883415001
5883160001   5883259001   5883417001
5883161001   5883260001   5883418001
5883162001   5883261001   5883419001
5883163001   5883262001   5883420001
5883164001   5883263001   5883421001
5883165001   5883265001   5883422001
5883166001   5883267001   5883423001
5883172001   5883270001   5883424001
5883176001   5883274001   5883425001
5883178001   5883282001   5883426001
5883180001   5883283001   5883427001
5883181001   5883286001   5883428001
5883182001   5883289001   5883429001
5883183001   5883290001   5883430001
5883184001   5883292001   5883431001
5883185001   5883293001   5883433001
5883186001   5883294001   5883434001
5883188001   5883299001   5883436001
5883191001   5883307001   5883442001
5883193001   5883308001   5883444001
5883194001   5883309001   5883446001
5883195001   5883310001   5883447001
5883196001   5883311001   5883448001
5883197001   5883312001   5883449001
5883198001   5883313001   5883450001
Loan Sale Agreement

Schedule I - 19

 

         
5883451001   5883564001   4205452003
5883452001   5883569001   4212169008
5883453001   5883570001   4215523002
5883455001   5883571001   4218813016
5883456001   5883573001   4218813017
5883457001   5883576001   4224585009
5883458001   5883578001   4253500003
5883459001   5883579001   4253500019
5883460001   5883580001   4255524002
5883461001   5883581001   4260705003
5883462001   5883588001   4270375002
5883463001   5883593001   4271175009
5883465001   5883596001   4275626002
5883467001   5883598001   4278984001
5883469001   5883600001   4285767003
5883470001   5883604001   4287636007
5883471001   5883606001   4293507002
5883472001   5883607001   4294357006
5883477001   5883610001   4303397001
5883478001   5883611001   4307539001
5883479001   5883615001   4309409002
5883490001   5883616001   4313165001
5883491001   5883618001   4314605001
5883495001   5883620001   4315662002
5883496001   5883621001   4318566004
5883497001   5883623001   4319266001
5883498001   5883625001   4319425001
5883499001   5883626001   4319425002
5883501001   5883627001   4320511001
5883505001   5883628001   4322647007
5883506001   5883630001   4322647008
5883509001   5883631001   4322994001
5883510001   5883632001   4323387001
5883512001   5883634001   4323837001
5883513001   5883635001   4325767001
5883514001   5883638001   4326863001
5883515001   5883641001   4326863002
5883516001   5883644001   4328410002
5883524001   5883646001   4328790001
5883527001   5883650001   4335314001
5883529001   5883651001   4344238001
5883531001   5883653001   4346975030
5883534001   5883654001   4349442007
5883536001   5883658001   4350422001
5883537001   5883659001   4351919001
5883538001   5883664001   4354080009
5883539001   5883666001   4354777003
5883540001   5883673001   4355935001
5883541001   5883678001   4359911004
5883542001   5883683001   4369886004
5883543001   5883689001   4374975006
5883545001   5883693001   4381315003
5883550001   5883694001   4389451011
5883551001   2099585003   4391223006
5883553001   2099591002   4395483001
5883554001   4114239015   4398882012
5883557001   4114239016   4399448020
5883559001   4144386004   4401917004
5883560001   4147410010   4425066003
5883561001   4169500002   4438088002
5883562001   4171597003   4448565005
5883563001   4191625002   4448725003
Loan Sale Agreement

Schedule I - 20

 

         
4464296018   8359550001   8378505002
4464862003   8360337001   8378505003
4465971022   8361782001   8380453001
4465971027   8362391002   8380455002
4467083001   8362727001   8380455004
4470162001   8362727002   8380598002
4474021003   8362753001   8381139001
4488117001   8362773001   8381639001
4491050001   8362894001   8385620001
4491492004   8362895001   8385955001
4498502002   8362933001   8385965002
6991300004   8363215001   8386175001
7150490003   8363256001   8387545002
7176636006   8363363001   8387587002
7194014004   8363363002   8388368002
7286437002   8363363003   8388368003
7330476002   8363363004   8389102001
7341415002   8363363006   8389148001
7406513004   8363369001   8389452001
7426995003   8363373003   8390133001
7429165005   8363425001   8390591001
7516126001   8363467001   8391884001
7526202001   8363627001   8392343001
7558672001   8364199001   8393892001
7578048001   8364497001   8394230001
7579836001   8364503001   8394875001
7584455001   8364629001   8394875002
7586394001   8366014001   8395116002
7586697001   8366016001   8395181001
7590855001   8366016002   8395902001
7592364001   8366156001   8396412001
7593694001   8366180001   8397506001
7600987001   8367988001   8398144001
7601500001   8368350001   8398152001
7603169001   8368886001   8398214001
7606052001   8368904001   8398295002
7606061001   8369348001   8398401002
7606187001   8369673002   8398401003
7607700001   8369942002   8398401004
7616108001   8369943001   8401072001
7616914001   8369946001   8401274001
7619774001   8369951002   8401288001
8311225006   8370168001   8401620001
8311532002   8370236001   8401914001
8324025003   8370478002   8401914002
8328850010   8370478003   8401967001
8332509002   8370517002   8402209001
8333206001   8370517003   8402646002
8340831001   8370560001   8402646003
8341270002   8370765001   8402771001
8343980002   8370810001   8402877001
8347020001   8370845001   8403359001
8347737002   8371122001   8403375001
8347737003   8371608002   8403863001
8351903001   8371977002   8404604001
8352225002   8373327002   8404943001
8354246001   8374110001   8405033001
8356509004   8374110002   8405229001
8358460001   8376327002   8405515001
8358601002   8377093003   8405561001
8359049001   8377204001   8406047001
8359408001   8377204002   8406337001
Loan Sale Agreement

Schedule I - 21

 

         
8406547001   8409165001   8416359001
8406657001   8409170001   8416552002
8406709001   8409574001   8417002001
8406820001   8409626001   8417417001
8406967001   8410904001   8417451001
8407082001   8411450001   8418114001
8407437001   8411859001   8418580001
8407893001   8411909001   8418882001
8407935001   8412040001   8419601001
8408044001   8412073001   8419925001
8408209001   8412650001   8420436001
8408294001   8412730001   8420703001
8408565001   8412929001   8420717001
8408646001   8413087001   8421562001
8408680001   8413973001   8421562002
8408786001   8413979001   8422306001
8408811001   8415127001   8422312001
8408890001   8415750002   8422473001
8408930001   8416057001   9014200008
8409129001   8416309001    
Loan Sale Agreement

Schedule I - 22

 

     
    7549190001
4161865003   7562145001
4175073003   7572170001
4188759002   7585318001
4253512003   7589448001
4253512004   7602359001
4262499002   7604839001
4301127004   8318710003
4341146001   8320047005
4341727001   8320047006
4343612001   8325231003
4362195003   8329198001
4403161011   8331830002
4414493004   8332037003
4414493005   8372409001
4414493006   8381166001
4414755006   8390207001
4427626005   8390293001
4441818002   8395190001
4447255004   8396224001
4481581005   8401687001
4494911007   8404021001
7115291002   8404021002
7237747002   8418658001
7329297002    
Loan Sale Agreement

Schedule I - 23

 

         
2099379003   4221098069   4298832004
3001434024   4221131007   4299215011
4052582002   4221131008   4299215014
4065492009   4221137019   4299648002
4111444004   4221888005   4300571004
4125966008   4224581004   4302268003
4127417003   4224581005   4303149002
4132322040   4225151033   4303149003
4132322041   4225571003   4303149005
4139688068   4231944006   4303166001
4139688069   4244039038   4304024001
4143575007   4244039039   4304943001
4143968006   4245717002   4305735002
4144433008   4250037002   4305819004
4149010005   4254936002   4306616001
4153257003   4255932004   4306870001
4156162011   4255932005   4307416007
4157645002   4259919019   4308170004
4158045002   4260374004   4308179001
4158386012   4262745001   4308369001
4158386015   4264154002   4309422004
4158386016   4264443011   4309528005
4158386017   4264443012   4310270002
4159185019   4264443013   4310586001
4159185020   4265877021   4310629006
4165096004   4265890003   4310988014
4165404003   4267193005   4311240012
4166640006   4270069002   4311718001
4167248004   4273620007   4314705004
4167890002   4274071003   4315151001
4168134008   4274201002   4315496003
4168377009   4275124002   4315565001
4174082004   4275662003   4316125001
4177832003   4275903007   4316406001
4182261005   4278364003   4316545001
4183504011   4278501002   4316642001
4183649007   4283017002   4316642002
4183649018   4286554004   4318253001
4185589003   4287782002   4318482004
4185589004   4288280019   4319869001
4187131013   4288280020   4320403001
4188132008   4291228003   4321239001
4189085020   4291904026   4321665003
4189710012   4292640005   4321985001
4191295013   4293081001   4322370002
4192019004   4293081002   4322674001
4193316005   4293081006   4322946006
4195080010   4295172007   4323125001
4198518002   4295609017   4323220002
4201156012   4295670010   4323531001
4204401004   4295670012   4323610001
4205093002   4295670013   4323630001
4206769004   4296703001   4323769002
4214005002   4297248002   4323845001
4214005003   4297275004   4324054001
4216267002   4297834004   4324791001
4217601005   4297858005   4325212001
4217715083   4298832002   4325424004
Loan Sale Agreement

Schedule I - 24

 

         
4326540004   4345544004   4373034002
4326636001   4345643002   4373283009
4326919001   4345839001   4375420006
4327171002   4345843005   4375420007
4327563001   4345843006   4376530002
4327690001   4345843008   4376956003
4328463001   4345920003   4377910001
4328785001   4346110009   4379084006
4328866001   4346825001   4381124014
4329206001   4347057001   4381196003
4329292005   4347928003   4382277002
4329676010   4348105001   4383470001
4329676011   4348195002   4384453001
4330180004   4348195003   4384820008
4330250001   4348491001   4385056005
4330359001   4348746001   4385148003
4330770001   4348792005   4385589006
4330772001   4349165001   4385826003
4330849001   4349940001   4385849006
4331563001   4350520001   4385855005
4331563002   4350775009   4386283008
4331905001   4350775010   4386283009
4331905002   4350975002   4386290001
4331933001   4351933002   4386763011
4331948002   4352300002   4387235004
4332329001   4352544001   4387752002
4332453002   4352791004   4387953004
4332848001   4352802001   4388821003
4333061001   4352877001   4390122003
4333784001   4353006001   4390275005
4334939001   4353828001   4390275006
4334992001   4354854001   4390275007
4335333004   4354998008   4391348003
4335333005   4355124001   4391440009
4335333006   4355803002   4391440010
4335333007   4355875003   4392013006
4335556001   4356015001   4392013007
4335873001   4356126004   4395359005
4335916005   4356222001   4396499007
4336196001   4357716002   4398720007
4336528001   4357786001   4398720008
4336777001   4357932004   4398720009
4338074003   4359056001   4399147003
4338481001   4359256004   4399542003
4339162001   4359540001   4399542004
4339287001   4360013008   4403696005
4339850006   4360123001   4403696006
4340040003   4361093001   4404115002
4340348001   4361452009   4405388005
4341707001   4364027005   4406576003
4342301004   4365371005   4406811002
4342793001   4366168004   4408293002
4342943047   4366476007   4408490009
4342974007   4367464012   4408490010
4343005002   4367834002   4409198020
4343055001   4368241001   4410209007
4343055004   4368885005   4410443002
4343340005   4368885006   4411207002
4344921001   4370254002   4411854003
4345038003   4371104002   4413052003
4345203001   4371344004   4413194007
4345544003   4371344005   4413303003
Loan Sale Agreement

Schedule I - 25

 

         
4413303004   4448570003   4485055001
4413386003   4449238005   4485347001
4413442002   4450220005   4485677002
4414804003   4452681001   4485984004
4414875003   4454354004   4486103003
4414882003   4457001002   4486336002
4415152003   4457212002   4486411002
4415411005   4457690002   4487289001
4415706003   4458190005   4488447002
4416836004   4460115003   4488895001
4416920004   4460115004   4488996001
4417350003   4460115005   4489052002
4418230002   4460124001   4489154004
4418668001   4460477006   4489581001
4419510003   4461983001   4489704001
4419511004   4462231002   4489745002
4419875004   4462603003   4490025002
4420251003   4463824001   4490565002
4422856003   4464794005   4490825002
4423781003   4465093004   4491105001
4425601005   4465162002   4491861001
4426110003   4465314006   4491906002
4426349003   4466285002   4492372006
4427269003   4466703001   4492372008
4427269004   4467183001   4492372009
4427819003   4468796002   4492372010
4431774004   4468999001   4492377002
4431774005   4469545001   4492421004
4431774006   4469607001   4493402001
4431814003   4469761003   4494610002
4432035007   4470200001   4494610004
4432098007   4470799001   4496326001
4432920002   4471429022   4496461002
4433327008   4472044002   4496657001
4434003006   4472046001   4497034002
4434015006   4472160001   4497191003
4434587003   4472670003   4497335002
4435572015   4473089001   4497626001
4435572019   4473771001   6756668015
4436482003   4473959003   6862733031
4437297002   4475851001   6904425018
4438211003   4476247002   6963865005
4439037003   4476311001   6964831010
4439089003   4476565002   6972618008
4440610007   4476693002   6972618009
4441833002   4476786002   6990324011
4441992008   4477374001   7054080003
4442400006   4477926001   7069476026
4442761005   4478504001   7071121032
4442804005   4478519001   7114691010
4442911010   4479555003   7138579002
4442911012   4480059004   7139544008
4443089008   4480287003   7167270002
4443089009   4480288003   7185120004
4443106002   4480325003   7195333002
4443112001   4481529001   7201126002
4443115004   4483712001   7205306002
4443115005   4484065001   7209950003
4443431005   4484618004   7214804003
4443826001   4484764003   7229456003
4444944003   4484851003   7230484002
4447582004   4484851004   7235993002
Loan Sale Agreement

Schedule I - 26

 

         
7238165002   7526910001   7601759001
7250842002   7537536001   7602417001
7251376002   7547777001   7602910001
7253262009   7553838003   7603002001
7254412002   7556399001   7603513001
7267654002   7559390001   7603621001
7268891003   7560946001   7603621002
7268891004   7562331001   7603831001
7273492002   7564973001   7603869002
7282108002   7565655001   7603884001
7283377002   7566098001   7604125001
7286218002   7566197001   7604520001
7291762002   7566321001   7604582001
7296837003   7570394001   7604681001
7296898002   7570397001   7604816001
7300700002   7571786001   7605000001
7301044001   7571786002   7605313001
7310811002   7572304001   7605519001
7312574003   7574230001   7605702001
7314606010   7574657001   7605743001
7328145002   7575770001   7605851001
7334924002   7576851001   7605852001
7342213002   7578607001   7605997001
7350249002   7578880001   7606017001
7350729002   7579375001   7606053001
7350951001   7579628001   7606103001
7362387002   7580960001   7606150001
7363481006   7582192001   7606172001
7363481007   7582657001   7606237001
7363481008   7582710001   7606283001
7365213002   7583464001   7606302001
7366635002   7585254001   7606458001
7369082004   7585609001   7606592001
7374703002   7585618001   7606795001
7375748001   7586633001   7607067001
7376311005   7587143001   7607186001
7380817003   7587382001   7607515001
7385588023   7588896001   7607521001
7388655002   7589293001   7608075001
7397371003   7590614001   7608750001
7397677003   7590702002   7609656001
7399547002   7591277001   7611008001
7401546008   7593005001   7611298001
7403393004   7593068001   7611485001
7403603002   7593171001   7611909001
7417989003   7593504001   7611933001
7419529002   7594578001   7613023001
7435354003   7594806001   7614276001
7435354005   7595382001   7614563001
7444360003   7596232001   7614926001
7445337003   7597542001   7618097001
7457355001   7597763001   7621394001
7457516004   7597869001   7622851001
7457637003   7598235001   7624977001
7465701001   7598386001   8318185001
7466868004   7598502001   8318427003
7474198002   7599188001   8318540001
7484386003   7599291001   8319875002
7487943002   7599653001   8321001002
7499053002   7599725001   8321516006
7513862003   7600180001   8321520002
7521413001   7601283001   8321778001
Loan Sale Agreement

Schedule I - 27

 

         
8323872002   8348635001   8363458001
8324208005   8349009001   8363607001
8324208006   8349643001   8363704001
8324379002   8350025003   8364037001
8325184001   8350558001   8364112001
8325375002   8350665002   8364242001
8325765002   8350923002   8364490001
8325921002   8351263001   8364587001
8326583001   8351265001   8364848001
8326707001   8351268001   8364889002
8326715002   8351563006   8365172003
8327890002   8351563007   8365249001
8328849001   8352062008   8365339001
8330063002   8352096016   8365425001
8330189002   8352104001   8365425002
8330515003   8352889001   8365460002
8330886002   8352919001   8365460005
8331163011   8352919002   8365460006
8331611002   8353407001   8365824002
8331769003   8354114001   8366101001
8332931003   8354201001   8366172001
8333013003   8354606003   8366436001
8333081003   8355178001   8366535007
8333353002   8355265001   8366575002
8333401003   8355602002   8367289001
8333429002   8355602003   8367435001
8333740008   8355602006   8367490001
8334116002   8355602007   8367543001
8334501002   8355896002   8367936001
8334926004   8356508001   8368392002
8334926005   8356629012   8368691003
8334978002   8356629019   8368778001
8335582003   8356629020   8369049001
8337018001   8356629021   8369176002
8337698004   8356629022   8369233001
8337802001   8356629023   8369234001
8338145001   8356629024   8369234002
8338537002   8356629025   8369234003
8338576002   8356630002   8369249001
8339533001   8357210001   8369249002
8340332003   8357926001   8369249003
8341840001   8357963001   8369249004
8342103002   8358076001   8369249005
8343012002   8358160003   8369250001
8343014001   8359045001   8369250002
8343179002   8359045002   8369250003
8343325003   8359056001   8369250004
8343391002   8359056003   8369320001
8344542004   8359378001   8369360001
8344736001   8359589001   8369380003
8344992001   8359728002   8369523002
8345669009   8359979001   8369720001
8345866001   8360173001   8369856001
8346223002   8361727001   8369870003
8346224002   8361799001   8370126001
8346226002   8362812003   8370232002
8346227002   8362909001   8370232003
8346235002   8362909002   8370475002
8346798002   8363201004   8370478001
8346948001   8363244001   8370651001
8347249002   8363309001   8370713001
8347294005   8363363005   8370858001
Loan Sale Agreement

Schedule I - 28

 

         
8370874001   8381058001   8390354001
8370903001   8381081001   8390378001
8370968001   8381655004   8390378002
8370969001   8381783001   8390638001
8370970001   8382602004   8390651001
8370971001   8382700001   8390651002
8371029001   8382864001   8390668001
8371031001   8382912003   8390728012
8371038001   8382912004   8390728014
8371039001   8382912005   8390753002
8371045001   8383022001   8390782001
8371122002   8383207003   8390801001
8371608001   8383207004   8390904007
8371787002   8383207005   8390984001
8372119002   8383207006   8391015001
8373029001   8383438001   8391093002
8373623001   8383605002   8391150002
8373657001   8383961002   8391188001
8373721003   8384170001   8391247001
8373863001   8384501001   8391317001
8374013001   8384502001   8391335002
8374367002   8384503001   8391579001
8374388002   8384632002   8391642002
8374515001   8384843002   8391738001
8374520001   8385074002   8391937001
8374641001   8385188001   8391988001
8375077001   8385251002   8392009001
8375200001   8385349002   8392128001
8375383001   8385763005   8392248001
8375383002   8385995002   8392433002
8375523003   8386233001   8392455001
8375700002   8386540001   8392462001
8375724001   8386573001   8392991001
8375727001   8386664002   8393054001
8375841003   8386695001   8393067001
8376040001   8387068001   8393089001
8376040002   8387194001   8393297001
8376104002   8387326001   8393577001
8376395001   8387498001   8393621001
8376512001   8387654002   8394045001
8376513001   8387810002   8394049001
8376804002   8387856002   8394049002
8376804004   8387871001   8394185001
8377097002   8387887002   8394229001
8377228001   8387943003   8394284001
8377381001   8388466002   8394358001
8377397002   8388784001   8394358002
8377397003   8388896001   8394384001
8377397004   8388896002   8394407002
8378104001   8388902001   8394455001
8378326002   8389276001   8394514001
8378434001   8389320001   8394549001
8378544001   8389463001   8394571001
8378646002   8389475001   8394625001
8378951002   8389647001   8394772002
8379041001   8389887001   8394859002
8379112001   8389909002   8394859003
8379118001   8389941001   8394859004
8379823001   8389956001   8395048001
8379842003   8389993001   8395057001
8379842004   8390068001   8395126001
8380192003   8390150001   8395130001
Loan Sale Agreement

Schedule I - 29

 

         
8395328001   8399906002   8403833001
8395355001   8399906003   8403833003
8395688002   8399972001   8403895001
8395705001   8400409001   8403950001
8395760002   8400411001   8403962001
8395817001   8400411002   8404039001
8395973001   8400429002   8404054001
8396070001   8400464001   8404063001
8396088001   8400515002   8404091001
8396277002   8400542001   8404142001
8396320002   8400664001   8404220001
8396327001   8400849001   8404319001
8396404001   8400849003   8404319002
8396619001   8400849004   8404454001
8396620001   8401183001   8404460001
8396628001   8401295001   8404609001
8396744001   8401598001   8404621001
8396929001   8401663001   8404630001
8396996001   8401752001   8404796001
8397067001   8401752002   8404891001
8397099001   8401919001   8404907001
8397163001   8402010001   8404936001
8397218002   8402022001   8404970001
8397297001   8402097001   8404970002
8397330001   8402169001   8405006002
8397613001   8402187001   8405029001
8397627001   8402231001   8405052001
8397704002   8402449001   8405114001
8397933001   8402462001   8405129001
8397935001   8402539001   8405178001
8397942002   8402547001   8405206001
8398076001   8402604001   8405216001
8398113001   8402609001   8405237002
8398127001   8402629001   8405237003
8398146001   8402675001   8405237004
8398222001   8402675002   8405279001
8398222002   8402691001   8405285001
8398222003   8402749001   8405362001
8398222004   8402835001   8405399001
8398231001   8402925001   8405464001
8398231002   8402952001   8405465001
8398301001   8402979001   8405508001
8398723001   8402998001   8405520001
8398735001   8403047002   8405578001
8398750001   8403092001   8405581001
8398784001   8403189001   8405660003
8398934001   8403266001   8405704001
8398934002   8403309001   8405709001
8398934003   8403330001   8405715002
8398934004   8403395001   8405739001
8399056001   8403408001   8405765001
8399056002   8403415001   8405770001
8399108001   8403443002   8405826001
8399157001   8403513001   8405837001
8399389001   8403524001   8405849001
8399447001   8403572001   8405869001
8399653001   8403614001   8405871001
8399671001   8403618001   8405874001
8399709001   8403633001   8405940001
8399766002   8403635001   8405966001
8399824001   8403647001   8405967001
8399845001   8403693001   8406012001
Loan Sale Agreement

Schedule I - 30

 

         
8406015001   8407669001   8410282001
8406066001   8407694002   8410388001
8406097001   8407711001   8410398001
8406099001   8407712001   8410486001
8406101001   8407729001   8410549001
8406147001   8407791001   8410555001
8406155001   8407805001   8410568001
8406183001   8407834001   8410594001
8406209001   8407878001   8410594002
8406217001   8407899001   8410614001
8406234001   8407967001   8410681001
8406241001   8408330001   8410715001
8406254001   8408381001   8410795001
8406284001   8408431001   8410861002
8406284002   8408449001   8411125001
8406311001   8408452001   8411140001
8406369001   8408593001   8411145001
8406371001   8408609001   8411250001
8406557001   8408617001   8411278001
8406648001   8408701001   8411345001
8406677001   8408787001   8411398001
8406677002   8408797001   8411399001
8406717001   8408801001   8411424001
8406718001   8408874001   8411424002
8406760001   8408897001   8411769001
8406760002   8408920001   8411787001
8406853001   8408948001   8411805001
8406859001   8408948002   8411849001
8406866001   8409011001   8411867001
8406895001   8409028001   8412168001
8406952001   8409102001   8412187001
8407040001   8409111001   8412190001
8407086001   8409147001   8412199001
8407100001   8409158001   8412270001
8407104001   8409199001   8412285001
8407118002   8409251001   8412285002
8407135001   8409263001   8412459001
8407158001   8409282001   8412473001
8407186001   8409304001   8412498001
8407208001   8409396001   8412498002
8407240001   8409461001   8412693001
8407241001   8409462001   8412885001
8407246001   8409462004   8413081001
8407283001   8409463001   8413139001
8407302001   8409476001   8413200001
8407317001   8409494001   8413434001
8407322001   8409538001   8413517001
8407361001   8409595001   8413539001
8407371001   8409603001   8413581001
8407376001   8409669001   8413585001
8407399001   8409703001   8413585002
8407409001   8409713001   8413774001
8407433001   8409765001   8413805001
8407436001   8409790001   8413823001
8407482001   8409806001   8413952001
8407535001   8409962001   8413954001
8407564002   8409993001   8413975001
8407592002   8410051001   8414060001
8407602001   8410051003   8414305001
8407603001   8410148001   8414332001
8407606001   8410164001   8414338001
8407635001   8410239001   8414378001
Loan Sale Agreement

Schedule I - 31

 

         
8414391001   8417404001   8420339001
8414440001   8417526001   8420374001
8414459001   8417569001   8420408001
8414515001   8417632001   8420468001
8414613001   8417676001   8420533001
8414655001   8417902001   8420689001
8414958001   8418086001   8420883001
8415070001   8418090001   8420951001
8415235001   8418133001   8421085001
8415242001   8418135001   8421141001
8415242002   8418218001   8421509001
8415454001   8418255001   8421757001
8415929002   8418305001   8421845001
8416007001   8418319001   8421908001
8416070001   8418397001   8421950001
8416075001   8418662001   8421966001
8416178001   8418843001   8422283001
8416183001   8418878001   8422300001
8416201001   8418986001   8422373001
8416220001   8419327001   8422451001
8416338001   8419488001   8422479001
8416363001   8419584001   8422480001
8416478001   8419703001   8422486001
8416484001   8419745001   8422513001
8416514001   8419764001   8423517001
8416536001   8419776001   8424109001
8416562001   8419888002   8424439001
8416601001   8419942001   8424894001
8416736001   8419958001   9012224009
8416794001   8419975001   9022796005
8416807001   8419980001   9023138004
8416836001   8420043001   9025260003
8416969001   8420046001   9030297008
8416979001   8420067001   9050365005
8417035001   8420284001    
8417309001   8420292001    
Loan Sale Agreement

Schedule I - 32

 

         
2099576005   8332530001   8383317001
4246011002   8334677004   8385183001
4285300005   8340347003   8385807001
4291656002   8343625001   8387071001
4304206001   8343791001   8389620001
4305439001   8344565007   8389938001
4313352001   8345886001   8392438001
4313352002   8346978001   8392875001
4318430001   8346978002   8392875002
4349529001   8347839001   8395041001
4411683003   8348559001   8395716001
4411683004   8350927001   8397308001
4418131001   8352099001   8397439001
4455264001   8352099002   8397748001
4457695033   8355834001   8398211001
4457695034   8356723001   8400875001
4457695035   8356723002   8402745001
4457695036   8356723003   8403756001
4470107002   8357426001   8404605001
4481586001   8361559003   8405726001
4481586003   8361862001   8405761001
4483559001   8362755001   8405909001
4484598001   8367676001   8406108001
4494463001   8376342001   8407081001
4497215001   8376598001   8408321001
4497855001   8377837001   8410952001
4497855002   8377955001   8412586001
4499730001   8378113001   8413176001
8319468001   8382659001   8418521001
8322910001   8383282001   8418619001
Loan Purchase and Sale Agreement

 

Exhibit 4.2(f)
SEPARATE IDENTITY PROVISIONS
     The Purchaser, GECS, GE Capital and the Seller have and will continue (in each case, to the extent within its control) to maintain the Purchaser’s separate existence and identity and have and will continue to take all steps necessary to make it apparent to third parties that the Purchaser is an entity with assets and liabilities distinct from those of the Seller, GE Capital or GECS or any other Subsidiary or Affiliate of the Seller, GE Capital or GECS. In addition to the foregoing, such steps and indicia of the Purchaser’s separate identity include the following:
     (a) The Purchaser does and will maintain its own stationery and other business forms separate from those of any other Person (including the Seller, GE Capital and GECS), and will conduct business in its own name except that certain Persons may act on behalf of the Purchaser as agents;
     (b) The Purchaser maintains and will maintain separate office space of its own as part of its operations, although such space is in a building shared with GE Capital. The corporate records, the other books and records, and the other assets of the Purchaser are and will be segregated from the property of the Seller and GECS, respectively;
     (c) GECS and/or GE Capital will issue consolidated financial statements, which financial statements will not show Purchaser Assets that have been sold by the Seller to the Purchaser as assets of the Seller and its consolidated subsidiaries. The Seller, GECS, GE Capital and the Purchaser will take certain actions to disclose publicly the Purchaser’s separate existence and the transactions contemplated hereby, including through the filing of the UCC Financing Statements. None of the Seller, GECS, GE Capital or the Purchaser has concealed or will conceal from any interested party any transfers contemplated by the Related Documents;
     (d) The Purchaser will not have its own employees, and, as indicated, the Purchaser’s business relating to the Purchaser Assets may be conducted through the agents. However, any allocations of direct, indirect or overhead expenses for items shared between the Purchaser, GE Capital or GECS that are not included as part of the Servicing Fee are and will be made among such entities to the extent practical on the basis of actual use or value of services rendered and otherwise on a basis reasonably related to actual use or the value of services rendered;
     (e) Except as provided in paragraph (d) above regarding the allocation of certain shared overhead items, the Purchaser does and will pay its own operating expenses and liabilities from its own funds, except GECS did and will pay all expenses of the Purchaser incurred in connection with the transactions entered into pursuant to the Related Documents, including those related to the Purchaser’s organization;
     (f) Each of the Seller, GECS, GE Capital and the Purchaser does and will maintain its assets and liabilities in such a manner that it is not costly or difficult to segregate, ascertain or otherwise identify the Purchaser’s individual assets and liabilities from those of the Seller, GE Capital or GECS or from those of any other person or entity, including any other Subsidiary or Affiliate of the Seller, GE Capital or GECS. Except as set forth below, the Purchaser does and will maintain its own books of account and corporate records separate from the Seller, GE
Loan Purchase and Sale Agreement

Exhibit 4.2(f) - 1

 

Capital and GECS or any other Subsidiary or Affiliate of the Seller, GE Capital and GECS. Monetary transactions, including those with each other, are and will continue to be properly reflected in their respective financial records. The Purchaser does not and will not commingle or pool its funds or other assets or liabilities with those of the Seller, GE Capital or GECS or any other Subsidiary or Affiliate of the Seller, GE Capital or GECS except as specifically provided in the Related Documents with respect to the temporary commingling of Collections and with respect to, if applicable, any such Person’s retention, in their capacity as agent or Custodian for the Purchaser, of the books and records pertaining to the Purchaser Assets. However, any such agent or Custodian will not generally make the books and records relating to the Purchaser Assets available to any of creditors or other interested Persons of the Purchaser, the Seller, GE Capital or GECS. The Purchaser does not and will not maintain joint bank accounts or other depository accounts to which the Seller, GE Capital or GECS or any other Subsidiary or Affiliate of the Seller, GE Capital or GECS (other than in their capacity as agent for the Purchaser, if applicable) has independent access;
     (g) The Purchaser will strictly observe corporate formalities, and the Seller, GE Capital and GECS will strictly observe corporate formalities with respect to its dealings with the Purchaser. Specifically, no transfer of assets between any of the Seller, GE Capital and GECS, on the one hand, and the Purchaser, on the other, will be made without adherence to corporate formalities;
     (h) The transactions among the Purchaser and the Seller, GE Capital or GECS, including the terms governing any servicer advances and the amount and payment of the servicing fee, are on terms and conditions that are consistent with those of arm’s-length relationships. None of the Seller, GE Capital or GECS is or will be, or holds or will hold itself out to be, responsible for the debts of the Purchaser, except as provided in: the representations made by GE Capital (including, if applicable, as a servicer or a sub-servicer) to the Purchaser relating to the Purchaser Assets and their prior ownership and servicing thereof. The Purchaser will not guaranty the debts of the Seller, GE Capital or GECS;
     (i) All distributions made by the Purchaser to Seller as its sole member shall be in accordance with applicable law;
     (j) Any other transactions between the Purchaser and the Seller, GE Capital or GECS permitted by (although not expressly provided for in) the Related Documents have been and will be fair and equitable to each of the parties, have been and will be the type of transaction that would be entered into by a prudent Person or entity, and have been and will be on terms that are at least as favorable as may be obtained from a third party Person; and
     (k) The Purchaser is not named, or has entered into any agreement to be named, directly or indirectly, as a direct or contingent beneficiary or loss payee on any insurance policy covering the assets of the Seller, GE Capital or GECS.
Loan Purchase and Sale Agreement
* * * * * *

Exhibit 4.2(f) - 2

 

TABLE OF CONTENTS
         
    Page  
ARTICLE I DEFINITIONS AND INTERPRETATION
     1  
 
Section 1.1 Definitions
     1  
 
Section 1.2 Rules of Construction
     1  
 
ARTICLE II SALES OF PURCHASER ASSETS
     1  
 
Section 2.1 Sale of Loans
     1  
 
Section 2.2 Grant of Security Interest; Subordination
     2  
 
Section 2.3 Sale Price
     4  
 
Section 2.4 Removal of Loans
     4  
 
ARTICLE III CONDITIONS PRECEDENT
     4  
 
Section 3.1 Conditions to Sale
     4  
 
ARTICLE IV REPRESENTATIONS, WARRANTIES AND COVENANTS
     5  
 
Section 4.1 Representations and Warranties of the Seller
     5  
 
Section 4.2 Affirmative Covenants of the Seller
     7  
 
Section 4.3 Negative Covenants of the Seller
     8  
 
Section 4.4 Perfection Representations and Warranties
     9  
 
ARTICLE V INDEMNIFICATION
     9  
 
Section 5.1 Indemnification
     9  
 
ARTICLE VI CLEAN-UP CALL
     10  
 
Section 6.1 Clean-up Call
     10  
 
ARTICLE VII MISCELLANEOUS
     10  
 
Section 7.1 Notices
     10  
 
Section 7.2 No Waiver; Remedies
     11  
 
Section 7.3 Successors and Assigns
     12  
 
Section 7.4 Termination; Survival of Obligations
     12  
 
Section 7.5 Complete Agreement; Modification of Agreement
     12  
 
Section 7.6 Amendments and Waivers
     12  
 
Section 7.7 GOVERNING LAW; CONSENT TO JURISDICTION; WAIVER OF JURY TRIAL
     13  
 
Section 7.8 Counterparts
     14  
 
Section 7.9 Severability
     14  
 
Section 7.10 Section Titles
     14  
 
Section 7.11 No Setoff
     14  
 
Section 7.12 Confidentiality
     14  
 
Section 7.13 Further Assurances
     14  
 
Section 7.14 Accounting Changes
     15  
 

 

 

TABLE OF CONTENTS
(continued)
     
    Page
Schedule 4.1(b)
  UCC Information
Schedule 4.4
  Perfection Representations, Warranties and Covenants
 
    
Schedule I
  Schedule of CEF Loans
 
    
Exhibit 4.2(f)
  Separate Identity Provisions
 
    
Annex A
  Definitions and Interpretations
Loan Purchase and Sale Agreement
-ii-

 

 

ANNEX A
to
LOAN PURCHASE AND SALE AGREEMENT
dated as of
September 11, 2009
Annex A to
Loan Purchase and Sale Agreement

 

 

DEFINITIONS AND INTERPRETATION
     SECTION 1. Definitions and Conventions. Capitalized terms used in the Purchase and Sale Agreement shall have (unless otherwise provided elsewhere therein) the following respective meanings:
     “Accounting Changes” means, with respect to any Person, an adoption of GAAP different from such principles previously used for reporting purposes by such Person as defined in the Accounting Principles Board Opinion Number 20.
     “Administration Agreement” means the Administration Agreement, dated as of September 11, 2009, between the Administrator and the Issuer.
     “Administrator” means GE Capital, in its capacity as Administrator under the Administration Agreement, or any other Person designated as a successor administrator.
     “Adverse Claim” means any claim of ownership or any Lien, other than any ownership interest or Lien created under the Loan Sale Agreement or the Purchase and Sale Agreement, any Lien created under the Indenture or any Permitted Encumbrances.
     “Affiliate” means, with respect to any Person, (a) each Person that, directly or indirectly, owns or controls, whether beneficially, or as a trustee, guardian or other fiduciary, five percent (5%) or more of the stock having ordinary voting power in the election of directors of such Person, (b) each Person that controls, is controlled by, or is under common control with such Person, or (c) each of such Person’s officers, directors, joint venturers and partners. For the purposes of this definition, “control” of a Person means the possession, directly or indirectly, of the power to direct or cause the direction of its management or policies, whether through the ownership of voting securities, by contract or otherwise.
     “Annual Percentage Rate” or “APR” of a Loan means, the interest rate or annual rate of finance charges stated in or, if not explicitly stated, the implicit finance charge used by the Servicer to calculate periodic payments with respect to the related Loan.
     “Appendices” means, with respect to any Related Document, all exhibits, schedules, annexes and other attachments thereto, or expressly identified thereto.
     “Bankruptcy Code” means the provisions of Title 11 of the United States Code, 11 U.S.C. §§ 101 et seq.
     “Business Day” means any day that is not a Saturday, a Sunday or a day on which banks are required or permitted to be closed in the State of New York or the State of Connecticut.
     “CEF Limited Liability Company Agreement” means the Second Amended & Restated Limited Liability Company Agreement of the Seller dated as of September 25, 2003, as the same may be amended and supplemented from time to time.
     “Class C Maturity Date” is defined in the Indenture.
Annex A to
Loan Purchase and Sale Agreement

 

 

     “Closing Date” means September 11, 2009.
     “Collateral” is defined in the Indenture.
     “Collection Account” is the account designated as such, established and owned by the Issuer.
     “Collection Period” means, with respect to any Payment Date, the calendar month preceding the month in which the Payment Date occurs (or, if for the first Payment Date, the period from and including the day after the Cut-off Date to and including the last day of the calendar month preceding the calendar month in which the first Payment Date occurs).
     “Collections” means, with respect to any Payment Date all payments made by or on behalf of the Obligors received during the related Collection Period, any Recoveries received during the related Collection Period, any proceeds from insurance policies covering the Equipment or related Obligor received during the related Collection Period. Liquidation Proceeds received during the related Collection Period, and payments made by a lessee pursuant to its obligation (if any) to pay the Termination Value pursuant to the related Loan received during the related Collection Period; provided, that “Collections” for the first Collection Period shall exclude interest accrued before August 31, 2009.
     “Consumer Contract” is defined in the Loan Sale Agreement.
     “Credit and Collection Policies” or “Credit and Collection Policy” means the policies, practices and procedures adopted by the Issuer on the Closing Date for providing equipment loans secured by transportation equipment, industrial equipment, construction equipment, maritime assets, printing presses, furniture and fixtures, technology and telecommunications equipment or other equipment, including the policies and procedures for determining the creditworthiness of Obligors and the extension of credit to Obligors, or relating to the maintenance of such types of loans and collections on such types of loans.
     “Cut-off Date” is defined in the Loan Sale Agreement.
     “Deemed Collateral” is defined in Section 2.2(a)(i) of the Purchase and Sale Agreement.
     “Deemed Loan” is defined in Section 2.2(a) of the Purchase and Sale Agreement.
     “Delinquent Loan” means (i) any Loan that is more than 60 days past due and (ii) any Loan more than 30 days past due and for which the Servicer on behalf of the Purchaser has at any time after the Cut-off Date extended the due date for a Scheduled Payment thereon.
     “Defaulted Loan” means a Loan with respect to which (i) the Servicer on behalf of the Purchaser has repossessed the Equipment securing such Loan and which is not a Liquidated Loan or (ii) any portion of the Loan Value is deemed uncollectible in accordance with the Credit and Collection Policy.
Annex A to
Loan Purchase and Sale Agreement

2

 

“Eligible Loan” means as to each Purchaser Asset as of the Closing Date:
     (i) Characteristics of Purchaser Assets. Each Purchaser Asset: (A) was either originated in the United States of America by GE Capital, GECITS, VFS or IFS, as applicable in connection with the financing or lease of Equipment in the ordinary course of business of GE Capital, GECITS, VFS or IFS, as applicable or acquired by GE Capital, GECITS, VFS or IFS, as applicable in the ordinary course of its business, and, in each case, was fully and properly executed by the parties thereto, (B) has created a valid, subsisting and enforceable first priority security interest (except to the extent the Equipment secures any loan that is cross-collateralized with such Purchaser Asset) in the Equipment in favor of GE Capital, GECITS, VFS or IFS, as applicable, that, as of the Closing Date, has been assigned by GE Capital, GECITS, VFS or IFS, as applicable, to Seller, and by Seller to Purchaser and (C) contains customary and enforceable provisions such that the rights and remedies of the holder thereof are adequate for realization against the collateral of the benefits of the security.
     (ii) Schedule of Purchaser Assets. The information set forth on Schedules I, II , III and IV of the Loan Sale Agreement is true and correct in all material respects as of the opening of business on the Cut-off Date and no selection procedures believed by Seller to be adverse to the interests of the Purchaser were utilized in selecting the Purchaser Assets. The computer tape regarding the Purchaser Assets made available to Purchaser and its assigns is true and correct in all respects.
     (iii) Compliance with Law. Each Purchaser Asset and the sale or lease of the related Equipment complied in all material respects at the time it was originated or made and at the execution of this Agreement with all requirements of applicable Federal, State and local laws and regulations thereunder.
     (iv) Binding Obligation. Each Puchaser Asset represents the genuine, legal, valid and binding payment obligation in writing of the Obligor, enforceable by the holder thereof in accordance with its terms.
     (v) No Government Obligor. None of the Purchaser Assets is due from the United States of America or any State or from any agency, department or instrumentality of the United States of America or any State.
     (vi) Security Interest in the Equipment. Immediately prior to the sale, assignment and transfer thereof, each Purchaser Asset shall be secured by a validly perfected first priority security interest in the Equipment (except to the extent the Equipment secures any loan that is cross-collateralized with such Purchaser Asset) in favor of GE Capital, GECITS, VFS or IFS, as applicable, as secured party or all necessary and appropriate actions have been commenced that would result in the valid perfection of a first priority security interest in the Equipment in favor of GE Capital, GECITS, VFS or IFS, as applicable, as secured party.
Annex A to
Loan Purchase and Sale Agreement

3

 

     (vii) Purchaser Assets in Force. No Purchaser Asset has been satisfied, subordinated or rescinded, nor has any Equipment been released from the Lien granted by the related Purchaser Asset in whole or in part.
     (viii) No Amendment or Waiver. No provision of a Purchaser Asset has been waived, altered or modified in any respect, except pursuant to a document, instrument or writing included in the Loan Files and no such amendment, waiver, alteration or modification causes such Purchaser Asset not to be an Eligible Loan.
     (ix) No Defenses. No right of rescission, setoff, counterclaim or defense has been asserted or threatened or exists with respect to any Purchaser Asset.
     (x) Lawful Assignment. No Purchaser Asset has been originated in, or is subject to the laws of, any jurisdiction under which the sale, transfer and assignment of such Purchaser Asset or any Purchaser Asset under this Agreement would be unlawful.
     (xi) All Filings Made. All filings (including UCC filings) necessary in any jurisdiction to give Purchaser a first priority perfected ownership interest in the Purchaser Assets have been made (except to the extent the Equipment secures any loan that is cross-collateralized with such Purchaser Asset).
     (xii) One Original. There is only one original executed copy of each Purchaser Asset.
     (xiii) Insurance. The Obligor on each Purchaser Asset is required to maintain physical damage insurance covering the Equipment in accordance with the GE Capital’s normal requirements.
     (xiv) No Bankruptcies. No Obligor on any Purchaser Asset as of the Cut-off Date was noted in the related Loan File as being the subject of a bankruptcy proceeding.
     (xv) No Repossessions. None of the Equipment securing any Purchaser Asset is in repossession status.
     (xvi) Instrument or Chattel Paper. Each Purchaser Asset constitutes an “instrument” or “chattel paper” as defined in the UCC of each State the law of which governs the perfection of the interest granted in it and/or the priority of such perfected interest.
     (xvii) U.S. Obligors. None of the Purchaser Assets is denominated and payable in any currency other than United States Dollars or is due from any Person that does not have a mailing address in the United States of America.
     (xviii) No Delinquent Loan. None of the Purchaser Assets is more than 30 days past due.
     (xix) No Consumer Contract. None of the Purchaser Assets constitutes a Consumer Contract.
Annex A to
Loan Purchase and Sale Agreement

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     (xx) Finance Lease. Each Purchaser Asset qualifies as a finance lease under the UCC and the terms of such Purchaser Asset provides that, by the end of the lease term, the lessee may elect to purchase the related Equipment upon the exercise of a nominal purchase option.
     “Equipment” means any transportation equipment, industrial equipment, construction equipment, maritime assets, printing presses, furniture and fixtures, technology and telecommunications equipment or other equipment, together with all accessions thereto securing an Obligor’s indebtedness under the such Obligor’s Loan.
     “Event of Default” is defined in Section 5.1 of the Indenture.
     “Federal Reserve Board” means the Board of Governors of the Federal Reserve System.
     “GAAP” means generally accepted accounting principles in the United States of America as in effect on the Closing Date, modified by Accounting Changes as GAAP is further defined in Section 2(a) of this Annex A.
     “GE Capital” means General Electric Capital Corporation, a Delaware corporation or any successors or assigns thereto.
     “GECITS” means GE Capital Information Technology Solutions, Inc., a California corporation and any successors and assigns thereto.
     “GECS” means General Electric Capital Services, Inc., a Delaware corporation or any successors or assigns thereto.
     “Governmental Authority” means any nation or government, any state, county, city, town, district, board, bureau, office, commission, any other municipality or other political subdivision thereof (including any educational facility, utility or other Person operated thereby), and any agency, department or other entity exercising executive, legislative, judicial, regulatory or administrative functions of or pertaining to government.
     “IFS” means Imaging Financial Services, Inc., a Delaware corporation and any successors and assigns thereto.
     “Indemnified Amounts” means, with respect to any Person, any and all suits, actions, proceedings, claims, damages, losses, liabilities and expenses (including reasonable attorneys’ fees and disbursements and other costs of investigation or defense, including those incurred upon any appeal).
     “Indenture” means the Indenture, dated September 11, 2009, between the Purchaser and the Indenture Trustee, as the same may be amended and supplemented from time to time.
     “Indenture Trustee” means Deutsche Bank Trust Company Americas, not in its individual capacity but solely as Indenture Trustee under the Indenture, or any successor Indenture Trustee under the Indenture.
Annex A to
Loan Purchase and Sale Agreement

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     “Investment Company Act” means the provisions of the Investment Company Act of 1940, 15 U.S.C. §§ 80a et seq., and any regulations promulgated thereunder.
     “Issuer” means GE Equipment Midticket LLC, Series 2009-1, a Delaware limited liability company, until a successor replaces it and, thereafter, means the successor and, for purposes of any provision contained in the Indenture and required by the Trust Indenture Act of 1939, each other obligor on the Notes.
     “Issuer Limited Liability Company Agreement” means the Limited Liability Company Agreement of the Purchaser, dated as of September 11, 2009, among the Managing Member and the Issuer, as the same may be amended or supplemented from time to time.
     “Lien” means a security interest (as such term is defined in Section 1-201 of Article 1 of the UCC), lien, charge, pledge, equity or encumbrance of any kind, other than tax liens, mechanics’ liens and any liens that attach to the related Loan by operation of law as a result of any act or omission by the related Obligor.
     “Liquidated Loan” means any Loan (i) liquidated through the sale or other disposition of all or a portion of the related Equipment or (ii) that has been charged off in its entirety in accordance with the Credit and Collection Policy without realizing upon the Equipment.
     “Liquidation Proceeds” means, with respect to any Liquidated Loan, the amounts collected in respect thereof from whatever source (including the proceeds of insurance policies with respect to the related Equipment or Obligor) during the Collection Period in which it became a Liquidated Loan, net of the sum of any amounts expended in connection with such liquidation and any amounts required by law to be remitted to the Obligor on such Liquidated Loan or any creditor of such Obligor to the extent required by applicable law or agreement.
     “Litigation” means, with respect to any Person, any action, claim, lawsuit, demand, investigation or proceeding pending or threatened against such Person before any court, board, commission, agency or instrumentality of any federal, state, local or foreign government or of any agency or subdivision thereof or before any arbitrator or panel of arbitrators.
     “Loan” means any loan included in Schedule of Loans and any agreement (including any invoice) pursuant to, or under which, an Obligor shall be obligated to make payments with respect to any Loan.
     “Loan Sale Agreement” means the Loan Sale Agreement, dated as of September 11, 2009, among GE Capital, GECITS, VFS, IFS and the Seller, as the same may be amended or supplemented from time to time.
     “Loan Files” is defined in Section 2.1 of the Purchase and Sale Agreement.
     “Loan Value” means, for any Loan that is not a Liquidated Loan or Defaulted Loan on any day (including the Cut-off Date) (A) with respect to Precomputed Loans, (i) the present value of the future Scheduled Payments discounted monthly at its APR plus (ii) the principal amount of any past due payments plus (iii) the unamortized amounts of any purchase premiums minus (iv) the unamortized amounts of any purchase discounts, and (B) with respect to Simple
Annex A to
Loan Purchase and Sale Agreement

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Interest Loans, (i) the balance reflected on the Servicer’s records plus (ii) the unamortized amounts of any purchase premiums minus (iii) the unamortized amounts of any purchase discounts. Liquidated Loans shall be deemed to have a Loan Value of zero and Defaulted Loans on any day shall be deemed to have a Loan Value equal to the outstanding Loan Value on such day computed in accordance with clauses (A) or (B) above, as applicable, less the amount written off as uncollectible in accordance with the Credit and Collection Policy.
     “Managing Member” means CEF Equipment Holding, L.L.C, a Delaware limited liability company or any successor Managing Member under the Issuer Limited Liability Company Agreement.
     “Material Adverse Effect” means, with respect to any Person, a material adverse effect on (a) the business, assets, liabilities, operations, prospects or financial or other condition of such Person, (b) the ability of such Person to perform any of its obligations under the Related Documents in accordance with the terms thereof, (c) the validity or enforceability of any Related Document or the rights and remedies of such Person under any Related Document or (d) the Loans, as applicable, therefor, any interest related thereto or the ownership interests or Liens of such Person thereon or the priority of such interests or Liens.
     “Notes” means the notes issued under the Indenture.
     “Obligor” means, as to each Loan, any Person who owes payments under the Loan.
     “Option Price” is defined in Section 2.4(a) of the Purchase and Sale Agreement.
     “Other Assets” is defined in Section 2.2(a)(ii)(A) of the Purchase and Sale Agreement.
     “Payment Date” means, with respect to each Collection Period, the 15th day of the calendar month following the end of that Collection Period, or, if such day is not a Business Day, the next Business Day, commencing on October 15, 2009.
     “Permitted Encumbrances” means the following encumbrances: (a) Liens for taxes or assessments or other governmental charges not yet due and payable; (b) pledges or deposits securing obligations under workmen’s compensation, unemployment insurance, social security or public liability laws or similar legislation; (c) pledges or deposits securing bids, tenders, contracts (other than contracts for the payment of money) or leases to which the Seller or any Affiliate thereof is a party as lessee made in the ordinary course of business; (d) deposits securing statutory obligations of the Seller or any Affiliate thereof; (e) inchoate and unperfected workers’, mechanics’, suppliers’ or similar Liens arising in the ordinary course of business; (f) carriers’, warehousemen’s or other similar possessory Liens arising in the ordinary course of business and securing liabilities in an outstanding aggregate amount not in excess of $100,000 at any one time; (g) deposits securing, or in lieu of, surety, appeal or customs bonds in proceedings to which the Seller or any Affiliate thereof is a party; (h) any attachment or judgment Lien not constituting an Event of Default; (i) presently existing or hereinafter created Liens in favor of the Purchaser or the Indenture Trustee; and (j) presently existing or hereinafter created Liens on personal property or Equipment which are subordinate to or pari passu with the Liens in favor of the Purchaser or the Indenture Trustee.
Annex A to
Loan Purchase and Sale Agreement

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     “Person” means any individual, sole proprietorship, partnership, joint venture, unincorporated organization, trust, association, corporation (including a business trust), limited liability company, institution, public benefit corporation, joint stock company, or government or any agency or political subdivision thereof, or any other entity of whatever nature.
     “Pool Balance” means, with respect to the beginning of any calendar month, the sum of the aggregate Loan Values of the Loans at the opening of business on the first day of such calendar month.
     “Precomputed Loan” means any Loan under which the portion of a payment allocable to earned interest (which may be referred to in the related Loan as an add-on finance charge) and the portion allocable to principal are determined according to the sum of periodic balances, the sum of monthly payments or any equivalent method or are monthly actuarial loans.
     “Purchase Amount” means, as of the close of business on the last day of a Collection Period, an amount equal to the Loan Value of the applicable Loan, as of the first day of the immediately following Collection Period (or, with respect to any applicable Loan that is a Liquidated Loan, as of the day immediately prior to such Loan becoming a Liquidated Loan less any Liquidation Proceeds actually received by the Purchaser) plus interest accrued and unpaid thereon as of such last day at a rate per annum equal to the APR for such Loan.
     “Purchase and Sale Agreement” means the Loan Purchase and Sale Agreement, dated as of September 11, 2009, between the Seller and the Purchaser, as the same may be amended or supplemented from time to time.
     “Purchase Option” is defined in Section 2.4(a) of the Purchase and Sale Agreement
     “Purchase Option Notice” is defined in Section 2.4(b) of the Purchase and Sale Agreement
     “Purchaser” is defined in the preamble to the Purchase and Sale Agreement.
     “Purchaser Assets” is defined in Section 2.1(a) of the Purchase and Sale Agreement.
     “Purchaser Indemnified Person” is defined in Section 5.1 of the Purchase and Sale Agreement.
     “Purchaser Purchase Price” is defined in Section 2.3 of the Purchase and Sale Agreement.
     “Rating Agency” means each of Fitch and Moody’s. If any of such organizations or its successor is no longer in existence, the Issuer shall designate a nationally recognized statistical rating organization or other comparable Person as a substitute Rating Agency, notice of which designation shall be given to the Indenture Trustee and the Servicer.
     “Rating Agency Condition” means, with respect to any action, that (i) Moody’s shall have been given at least 10 Business Days’ prior notice thereof and shall have not notified the Issuer and the Indenture Trustee that such action will result in a reduction or withdrawal of the then current rating of any Class of the Notes and (ii) Fitch shall have been given at least 10
Annex A to
Loan Purchase and Sale Agreement

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Business Days’ prior notice thereof, delivered electronically to notifications.abs@fitchratings.com.
     “Records” means all notes, leases, security agreements and other documents, books, records and other information (including computer programs, tapes, disks, data processing software and related property and rights) prepared and maintained by any of the Seller, the Servicer, any Sub-Servicer or the Purchaser with respect to the Loans and the Obligors thereunder, and the other Purchaser Assets.
     “Recoveries” means, with respect to any Liquidated Loan, monies collected in respect thereof, from whatever source (other than from the sale or other disposition of the Equipment) after such Loan became a Liquidated Loan.
     “Redemption Date” is defined in the Indenture.
     “Related Documents” means the Loan Sale Agreement, the Purchase and Sale Agreement, the Servicing Agreement, the Issuer Limited Liability Company Agreement, the CEF Limited Liability Company Agreement, the Administration Agreement, the Indenture and all other agreements, instruments, and documents and including all other pledges, powers of attorney, consents, assignments, contracts, notices, and all other written matter whether heretofore, now or hereafter executed by or on behalf of any Person, or any employee of any Person, and delivered in connection with any of the foregoing. Any reference in the foregoing documents to a Related Document shall include all Appendices thereto, and all amendments, restatements, supplements or other modifications thereto, and shall refer to such Related Document as the same may be in effect at any and all times such reference becomes operative.
     “Related Security” means with respect to any Loan: (a) any interest (including security interests), if any, in the related Equipment; (b) all guarantees, insurance or other agreements or arrangements of any kind from time to time supporting or securing payment of such Loan (including rights (if any) to receive proceeds on insurance policies covering the Obligors); and (c) all Records relating to such Loan.
     “Schedule of Loans” is the schedule of Loans attached as Schedule I (which schedule may be in the form of microfiche).
     “Scheduled Payment” on a Loan means that portion of the payment required to be made by the Obligor during any Collection Period sufficient to amortize the principal balance under (x) in the case of a Precomputed Loan, the actuarial method or (y) in the case of a Simple Interest Loan, the simple interest method, in each case, over the term of the Loan and to provide interest at the APR, provided that Termination Values shall also constitute Scheduled Payments.
     “Securities Act” means the provisions of the Securities Act of 1933, 15 U.S.C. Sections 77a et seq., and any regulations promulgated thereunder.
     “Securities Exchange Act” means the provisions of the Securities Exchange Act of 1934, 15 U.S.C. Sections 78a et seq., and any regulations promulgated thereunder.
     “Seller” is defined in the preamble to the Purchase and Sale Agreement.
Annex A to
Loan Purchase and Sale Agreement

9

 

     “Servicer” means GE Capital in its capacity as Servicer under the Servicing Agreement, or any other Person designated as a Successor Servicer thereunder.
     “Servicing Agreement” means the Servicing Agreement dated as of September 11, 2009, by and between the Purchaser and the Servicer, as the same may be amended or supplemented from time to time.
     “Servicing Fee” is defined in the Servicing Agreement.
     “Simple Interest Loan” means any Loan under which the portion of a payment allocable to interest and the portion allocable to principal is determined by allocating a fixed level payment between principal and interest, such that such payment is allocated first to the accrued and unpaid interest at the Annual Percentage Rate for such Loan on the unpaid principal balance and the remainder of such payment is allocable to principal.
     “Solvent” means, with respect to any Person on a particular date, that on such date (a) the fair value of the property of such Person is greater than the total amount of liabilities, including contingent liabilities, of such Person; (b) the present fair salable value of the assets of such Person is not less than the amount that will be required to pay the probable liability of such Person on its debts as they become absolute and matured; (c) such Person does not intend to, and does not believe that it will, incur debts or liabilities beyond such Person’s ability to pay as such debts and liabilities mature; and (d) such Person is not engaged in a business or transaction, and is not about to engage in a business or transaction, for which such Person’s property would constitute an unreasonably small capital. The amount of contingent liabilities (such as Litigation, guaranties and pension plan liabilities) at any time shall be computed as the amount that, in light of all the facts and circumstances existing at the time, represents the amount that can reasonably be expected to become an actual or matured liability.
     “Stock” means all shares, options, warrants, membership interests in a limited liability company, general or limited partnership interests or other equivalents (regardless of how designated) of or in a corporation, partnership or equivalent entity whether voting or nonvoting, including common stock, preferred stock or any other “equity security” (as such term is defined in Rule 3a11-1 of the General Rules and Regulations promulgated by the Securities and Exchange Commission under the Securities Exchange Act).
     “Stockholder” means, with respect to any Person, each holder of Stock of such Person.
     “Sub-Servicer” means any Person with whom the Servicer enters into a Sub-Servicing Agreement.
     “Sub-Servicing Agreement” means any written contract entered into between a Servicer and any Sub-Servicer pursuant to and in accordance with the Servicing Agreement.
     “Subsidiary” means, with respect to any Person, any corporation or other entity (a) of which securities or other ownership interests having ordinary voting power to elect a majority of the board of directors or other Persons performing similar functions are at the time directly or indirectly owned by such Person or (b) that is directly or indirectly controlled by such Person within the meaning of control under Section 15 of the Securities Act.
Annex A to
Loan Purchase and Sale Agreement

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     “Successor Servicer” is defined in Section 6.2 of the Servicing Agreement.
     “Termination Value” means the “Termination Value” (if any) payable by lessee pursuant to the applicable Loan.
     “Transfer Date” is defined in the Indenture.
     “Trust Account” is defined in the Indenture.
     “UCC” means, unless the context otherwise requires, the Uniform Commercial Code as in effect in the relevant jurisdiction, as amended from time to time.
     “VFS” means VFS Funding, Inc., a Delaware corporation and any successors and assigns thereto.
     SECTION 2. Other Interpretive Matters. All terms defined directly or by incorporation in the Purchase and Sale Agreement shall have the defined meanings when used in any certificate or other document delivered pursuant thereto unless otherwise defined therein. For purposes of the Purchase and Sale Agreement (including in this Annex A) and all related certificates and other documents, unless the context otherwise requires: (a) accounting terms not otherwise defined in such Agreement, and accounting terms partly defined in such Agreement to the extent not defined, shall have the respective meanings given to them under generally accepted accounting principles; and unless otherwise provided, references to any month, quarter or year refer to a fiscal month, quarter or year as determined in accordance with the Seller fiscal calendar; (b) terms defined in Article 9 of the UCC and not otherwise defined in such Agreement are used as defined in that Article; (c) references to any amount as on deposit or outstanding on any particular date means such amount at the close of business on such day; (d) the words “hereof,” “herein” and “hereunder” and words of similar import refer to such Agreement (or the certificate or other document in which they are used) as a whole and not to any particular provision of such Agreement (or such certificate or document); (e) references to any Section, Schedule or Exhibit are references to Sections, Schedules and Exhibits in or to such Agreement (or the certificate or other document in which the reference is made), and references to any paragraph, subsection, clause or other subdivision within any Section or definition refer to such paragraph, subsection, clause or other subdivision of such Section or definition; (f) the term “including” means “including without limitation”; (g) references to any law or regulation refer to that law or regulation as amended from time to time and include any successor law or regulation; (h) references to any agreement refer to that agreement as from time to time amended, restated or supplemented or as the terms of such agreement are waived or modified in accordance with its terms; (i) references to any Person include that Person’s successors and assigns; and (j) headings are for purposes of reference only and shall not otherwise affect the meaning or interpretation of any provision hereof.
Annex A to
Loan Purchase and Sale Agreement

11