X0609 4 2026-08-12 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180038 TERNES DONAVON P false 3756 CENTRAL AVENUE RIVERSIDE CA 92506 0 1 0 0 President & CEO 0 Common Stock, PAR value $0.01 2026-08-12 4 F 0 1346 18.02 D 219909 D Common Stock, PAR value $0.01 20750 I By ESOP Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock. The ownership of 219,909 shares include 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028, and 47,500 shares owned by the reporting person's spouse. /s/Donovan P. Ternes 2026-08-13