Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 58,215	$ 59,919
Federal funds sold	470	384
Cash and cash equivalents	58,685	60,303
Time deposits in other financial institutions	500	1,959
Securities available for sale	62,306	63,482
Loans held for sale, at fair value	5,083	4,282
Loans	485,703	506,974
Allowance for loan losses	(18,897)	(18,167)
Net loans	466,806	488,807
Restricted equity securities	1,727	1,727
Premises and equipment	14,749	15,037
Accrued interest receivable	2,262	2,528
Core deposit and customer relationship intangibles	1,668	1,790
Other real estate owned, net	13,471	11,791
Bank owned life insurance	8,889	8,743
Other assets	5,289	6,931
Total Assets	641,435	667,380
Deposits:
Noninterest-bearing	48,022	49,333
Interest-bearing	523,559	545,736
Total Deposits	571,581	595,069
Federal Home Loan Bank advances	16,000	16,000
Subordinated debentures	23,000	23,000
Repurchase agreement	7,000	7,000
Accrued interest payable	2,271	1,667
Other liabilities	2,551	1,883
Total Liabilities	622,403	644,619
Shareholders' Equity
Senior preferred shares, no par value; 5% cumulative. Authorized 2,500,000 shares; issued 17,806 with liquidation value of $17,806 at June 30, 2011 and December 31, 2010.	17,806	17,806
Warrant preferred shares, no par value; 9% cumulative. Issued 890 with liquidation value of $890 at June 30, 2011 and December 31, 2010.	890	890
Net discount on preferred shares	(507)	(594)
Total preferred shares	18,189	18,102
Common stock, no par value. Authorized 10,000,000 shares; issued 3,273,226 shares at June 30, 2011 and 3,272,412 shares at December 31, 2010	28,561	28,500
Accumulated deficit	(27,438)	(22,005)
Accumulated other comprehensive loss	(280)	(1,836)
Total Shareholders' Equity	19,032	22,761
Total Liabilities and Shareholders' Equity	$ 641,435	$ 667,380