Exhibit 10.20

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 Original Maturity     Extended Maturity     Original Amount of    Revised Amount of
        Date                  Date                  Loan             Loan, if any
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      8/17/02               9/30/05               $350,000             $125,000
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      11/7/04               9/30/05               $25,000
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       2/3/05               9/30/05               $25,000
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       2/7/05               9/30/05               $25,000
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       2/9/05               9/30/05               $25,000
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      3/23/05               9/30/05               $75,000
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      3/23/05               9/30/05               $25,000
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      3/22/05                                     $25,000              $2,814.21
   Principal Paid                                                    Interest Only
      10/14/04
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      5/28/05                                     $50,000
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      5/31/05                                     $10,000
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      6/10/05                                     $15,000
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      6/25/05                                     $500,000             $300,000
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