-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, NDlRakMmquwKsXjVjNywIM0oLhezqigWXGmo4uSbvhdXwtDzKKpl51FKYShD3XAf lAUAkqSRRjJSCoEH1t+YQw== 0001056404-03-000087.txt : 20030114 0001056404-03-000087.hdr.sgml : 20030114 20030109091424 ACCESSION NUMBER: 0001056404-03-000087 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20021226 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20030109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORTGAGE ASSET SEC TRANS INC MORT PASS THR CERT SER 2002-4 CENTRAL INDEX KEY: 0001179061 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-75724-08 FILM NUMBER: 03508513 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mst02004.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2002-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-75724-08 Pooling and Servicing Agreement) (Commission 51-0423816 (State or other File Number) 51-0423822 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2002-4 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-4 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2002-4 Trust By: Wells Fargo Bank Minnesota, N. A. as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-4 Trust, relating to the December 26, 2002 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc Mortgage Pass-Through Certificates Record Date: 11/30/02 Distribution Date: 12/26/02 MASTR Series: 2002-4 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-PO 55265KFJ3 PO 0.00000% 342,586.16 0.00 32,749.33 2-PO 55265KGG8 PO 0.00000% 745,483.47 0.00 9,920.72 3-PO 55265KGM5 PO 0.00000% 319,357.44 0.00 13,958.68 1-A1 55265KFG9 SEQ 6.00000% 162,602,652.26 804,144.64 12,687,839.52 1-AX 55265KFH7 SEQ 6.00000% 0.00 43,083.34 0.00 A-R 55265KGH6 SEQ 6.00000% 0.00 3.13 0.00 A-LR 55265KGJ2 SEQ 6.00000% 0.00 0.00 0.00 A-1 55265KFK0 SEQ 2.03000% 8,923,861.98 14,943.15 903,072.06 A-2 55265KFL8 SEQ 6.47000% 0.00 47,626.69 0.00 A-3 55265KFM6 SEQ 6.00000% 35,695,447.90 176,667.77 3,612,288.23 A-4 55265KFN4 SEQ 6.50000% 988,000.00 5,297.41 0.00 A-5 55265KFP9 SEQ 5.25000% 25,111,000.00 108,746.82 0.00 A-6 55265KFQ7 SEQ 5.75000% 11,924,000.00 56,556.57 0.00 A-7 55265KFR5 SEQ 6.25000% 8,872,000.00 45,739.86 0.00 A-8 55265KFS3 SEQ 6.50000% 5,631,690.16 30,195.72 5,631,690.16 A-9 55265KFT1 SEQ 6.50000% 6,200,000.00 33,242.85 3,359,318.13 A-10 55265KFU8 SEQ 6.50000% 4,243,000.00 22,749.91 0.00 A-11 55265KFV6 SEQ 1.83000% 21,273,000.00 32,112.42 0.00 A-12 55265KFW4 SEQ 6.67000% 0.00 117,043.64 0.00 A-13 55265KFX2 SEQ 6.50000% 11,978,936.29 64,228.07 437,614.81 A-14 55265KFY0 SEQ 5.37500% 83,666,251.24 370,955.67 76,714.89 A-15 55265KFZ7 SEQ 5.50000% 15,679,000.00 71,133.52 0.00 A-16 55265KGA1 SEQ 6.00000% 34,923,678.42 172,848.04 7,971,429.70 A-17 55265KGB9 SEQ 6.50000% 47,046,478.00 357,230.73 7,430,082.32 A-18 55265KGC7 SEQ 6.50000% 0.00 0.00 0.00 A-19 55265KGD5 SEQ 6.50000% 21,502,000.00 115,288.36 0.00 A-20 55265KGE3 SEQ 6.50000% 1,000,000.00 5,361.75 0.00 2-AX 55265KGF0 IO 6.50000% 0.00 85,840.24 0.00 3-A1 55265KGK9 SEQ 6.50000% 98,892,650.40 530,093.13 8,446,984.38 3-AX 55265KGL7 IO 6.50000% 0.00 10,812.56 0.00 B-1 55265KGN3 SUB 6.43483% 10,985,470.96 58,278.10 13,473.75 B-2 55265KGP8 SUB 6.43483% 4,316,360.53 22,898.36 5,294.04 B-3 55265KGQ6 SUB 6.43483% 3,137,995.10 16,647.12 3,848.77 B-4 55265KGR4 SUB 6.43483% 1,569,495.17 8,326.20 1,925.00 B-5 55265KGS2 SUB 6.43483% 1,177,370.19 6,245.97 1,444.05 B-6 55265KGT0 SUB 6.43483% 1,569,768.86 8,327.65 1,925.33 Totals 630,317,534.53 3,442,669.39 50,641,573.87
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-PO 0.00 309,836.82 32,749.33 0.00 2-PO 0.00 735,562.75 9,920.72 0.00 3-PO 0.00 305,398.76 13,958.68 0.00 1-A1 0.00 149,914,812.74 13,491,984.16 0.00 1-AX 0.00 0.00 43,083.34 0.00 A-R 0.00 0.00 3.13 0.00 A-LR 0.00 0.00 0.00 0.00 A-1 0.00 8,020,789.92 918,015.21 0.00 A-2 0.00 0.00 47,626.69 0.00 A-3 0.00 32,083,159.67 3,788,956.00 0.00 A-4 0.00 988,000.00 5,297.41 0.00 A-5 0.00 25,111,000.00 108,746.82 0.00 A-6 0.00 11,924,000.00 56,556.57 0.00 A-7 0.00 8,872,000.00 45,739.86 0.00 A-8 0.00 0.00 5,661,885.88 0.00 A-9 0.00 2,840,681.87 3,392,560.98 0.00 A-10 0.00 4,243,000.00 22,749.91 0.00 A-11 0.00 21,273,000.00 32,112.42 0.00 A-12 0.00 0.00 117,043.64 0.00 A-13 0.00 11,541,321.48 501,842.88 0.00 A-14 0.00 83,589,536.35 447,670.56 0.00 A-15 0.00 15,679,000.00 71,133.52 0.00 A-16 0.00 26,952,248.72 8,144,277.74 0.00 A-17 0.00 39,616,395.68 7,787,313.05 0.00 A-18 0.00 0.00 0.00 0.00 A-19 0.00 21,502,000.00 115,288.36 0.00 A-20 0.00 1,000,000.00 5,361.75 0.00 2-AX 0.00 0.00 85,840.24 0.00 3-A1 0.00 90,445,666.02 8,977,077.51 0.00 3-AX 0.00 0.00 10,812.56 0.00 B-1 0.00 10,971,997.21 71,751.85 0.00 B-2 0.00 4,311,066.49 28,192.40 0.00 B-3 0.00 3,134,146.33 20,495.89 0.00 B-4 0.00 1,567,570.18 10,251.20 0.00 B-5 0.00 1,175,926.14 7,690.02 0.00 B-6 0.00 1,567,843.53 10,252.98 0.00 Totals 0.00 579,675,960.66 54,084,243.26 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-PO 349,063.00 342,586.16 1,262.18 31,487.15 0.00 0.00 2-PO 814,658.00 745,483.47 738.57 9,182.15 0.00 0.00 3-PO 329,266.00 319,357.44 302.42 13,656.26 0.00 0.00 1-A1 203,000,000.00 162,602,652.26 568,828.81 12,119,010.71 0.00 0.00 1-AX 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 A-1 12,158,000.00 8,923,861.98 9,436.93 893,635.13 0.00 0.00 A-2 0.00 0.00 0.00 0.00 0.00 0.00 A-3 48,632,000.00 35,695,447.90 37,747.73 3,574,540.50 0.00 0.00 A-4 988,000.00 988,000.00 0.00 0.00 0.00 0.00 A-5 25,111,000.00 25,111,000.00 0.00 0.00 0.00 0.00 A-6 11,924,000.00 11,924,000.00 0.00 0.00 0.00 0.00 A-7 8,872,000.00 8,872,000.00 0.00 0.00 0.00 0.00 A-8 37,998,000.00 5,631,690.16 58,850.10 5,572,840.06 0.00 0.00 A-9 6,200,000.00 6,200,000.00 35,104.24 3,324,213.89 0.00 0.00 A-10 4,243,000.00 4,243,000.00 0.00 0.00 0.00 0.00 A-11 21,273,000.00 21,273,000.00 0.00 0.00 0.00 0.00 A-12 0.00 0.00 0.00 0.00 0.00 0.00 A-13 13,379,000.00 11,978,936.29 4,572.99 433,041.82 0.00 0.00 A-14 83,969,000.00 83,666,251.24 801.66 75,913.23 0.00 0.00 A-15 15,679,000.00 15,679,000.00 0.00 0.00 0.00 0.00 A-16 62,738,000.00 34,923,678.42 83,299.94 7,888,129.76 0.00 0.00 A-17 71,078,000.00 47,046,478.00 80,278.94 7,602,054.86 (252,251.47) 0.00 A-18 3,283,000.00 0.00 0.00 0.00 0.00 0.00 A-19 21,502,000.00 21,502,000.00 0.00 0.00 0.00 0.00 A-20 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 2-AX 0.00 0.00 0.00 0.00 0.00 0.00 3-A1 111,040,000.00 98,892,650.40 86,366.71 8,360,617.67 0.00 0.00 3-AX 0.00 0.00 0.00 0.00 0.00 0.00 B-1 11,038,000.00 10,985,470.96 13,473.75 0.00 0.00 0.00 B-2 4,337,000.00 4,316,360.53 5,294.04 0.00 0.00 0.00 B-3 3,153,000.00 3,137,995.10 3,848.77 0.00 0.00 0.00 B-4 1,577,000.00 1,569,495.17 1,925.00 0.00 0.00 0.00 B-5 1,183,000.00 1,177,370.19 1,444.05 0.00 0.00 0.00 B-6 1,577,275.00 1,569,768.86 1,925.33 0.00 0.00 0.00 Totals 788,425,362.00 630,317,534.53 995,502.16 49,898,323.19 (252,251.47) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-PO 32,749.33 309,836.82 0.88762435 32,749.33 2-PO 9,920.72 735,562.75 0.90290987 9,920.72 3-PO 13,958.68 305,398.76 0.92751380 13,958.68 1-A1 12,687,839.52 149,914,812.74 0.73849661 12,687,839.52 1-AX 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 A-1 903,072.06 8,020,789.92 0.65971294 903,072.06 A-2 0.00 0.00 0.00000000 0.00 A-3 3,612,288.23 32,083,159.67 0.65971294 3,612,288.23 A-4 0.00 988,000.00 1.00000000 0.00 A-5 0.00 25,111,000.00 1.00000000 0.00 A-6 0.00 11,924,000.00 1.00000000 0.00 A-7 0.00 8,872,000.00 1.00000000 0.00 A-8 5,631,690.16 0.00 0.00000000 5,631,690.16 A-9 3,359,318.13 2,840,681.87 0.45817450 3,359,318.13 A-10 0.00 4,243,000.00 1.00000000 0.00 A-11 0.00 21,273,000.00 1.00000000 0.00 A-12 0.00 0.00 0.00000000 0.00 A-13 437,614.81 11,541,321.48 0.86264455 437,614.81 A-14 76,714.89 83,589,536.35 0.99548091 76,714.89 A-15 0.00 15,679,000.00 1.00000000 0.00 A-16 7,971,429.70 26,952,248.72 0.42960006 7,971,429.70 A-17 7,430,082.32 39,616,395.68 0.55736509 7,430,082.32 A-18 0.00 0.00 0.00000000 0.00 A-19 0.00 21,502,000.00 1.00000000 0.00 A-20 0.00 1,000,000.00 1.00000000 0.00 2-AX 0.00 0.00 0.00000000 0.00 3-A1 8,446,984.38 90,445,666.02 0.81453229 8,446,984.38 3-AX 0.00 0.00 0.00000000 0.00 B-1 13,473.75 10,971,997.21 0.99402040 13,473.75 B-2 5,294.04 4,311,066.49 0.99402040 5,294.04 B-3 3,848.77 3,134,146.33 0.99402040 3,848.77 B-4 1,925.00 1,567,570.18 0.99402041 1,925.00 B-5 1,444.05 1,175,926.14 0.99402041 1,444.05 B-6 1,925.33 1,567,843.53 0.99402040 1,925.33 Totals 50,641,573.87 579,675,960.66 0.73523251 50,641,573.87
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-PO 349,063.00 981.44506866 3.61590888 90.20477679 0.00000000 2-PO 814,658.00 915.08764414 0.90660130 11.27117146 0.00000000 3-PO 329,266.00 969.90712676 0.91846714 41.47485620 0.00000000 1-A1 203,000,000.00 800.99828700 2.80211236 59.69956015 0.00000000 1-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-1 12,158,000.00 733.99095081 0.77619099 73.50182020 0.00000000 A-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-3 48,632,000.00 733.99095040 0.77619119 73.50181979 0.00000000 A-4 988,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-5 25,111,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-6 11,924,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-7 8,872,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-8 37,998,000.00 148.21017317 1.54876836 146.66140481 0.00000000 A-9 6,200,000.00 1000.00000000 5.66197419 536.16353065 0.00000000 A-10 4,243,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-11 21,273,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-12 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-13 13,379,000.00 895.35363555 0.34180357 32.36727857 0.00000000 A-14 83,969,000.00 996.39451750 0.00954709 0.90406257 0.00000000 A-15 15,679,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-16 62,738,000.00 556.65909688 1.32774299 125.73129140 0.00000000 A-17 71,078,000.00 661.89929373 1.12944849 106.95369678 (3.54893877) A-18 3,283,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-19 21,502,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-20 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 111,040,000.00 890.60384006 0.77779818 75.29374703 0.00000000 3-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 11,038,000.00 995.24107266 1.22066951 0.00000000 0.00000000 B-2 4,337,000.00 995.24107217 1.22066866 0.00000000 0.00000000 B-3 3,153,000.00 995.24107199 1.22066920 0.00000000 0.00000000 B-4 1,577,000.00 995.24107166 1.22067216 0.00000000 0.00000000 B-5 1,183,000.00 995.24107354 1.22066779 0.00000000 0.00000000 B-6 1,577,275.00 995.24107083 1.22066856 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-PO 0.00000000 93.82068566 887.62435434 0.88762435 93.82068566 2-PO 0.00000000 12.17777276 902.90987138 0.90290987 12.17777276 3-PO 0.00000000 42.39332333 927.51380343 0.92751380 42.39332333 1-A1 0.00000000 62.50167251 738.49661448 0.73849661 62.50167251 1-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1 0.00000000 74.27801119 659.71293963 0.65971294 74.27801119 A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 0.00000000 74.27801098 659.71293942 0.65971294 74.27801098 A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-8 0.00000000 148.21017317 0.00000000 0.00000000 148.21017317 A-9 0.00000000 541.82550484 458.17449516 0.45817450 541.82550484 A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-13 0.00000000 32.70908214 862.64455340 0.86264455 32.70908214 A-14 0.00000000 0.91360967 995.48090784 0.99548091 0.91360967 A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-16 0.00000000 127.05903440 429.60006248 0.42960006 127.05903440 A-17 0.00000000 104.53420636 557.36508737 0.55736509 104.53420636 A-18 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-19 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 0.00000000 76.07154521 814.53229485 0.81453229 76.07154521 3-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.22066951 994.02040315 0.99402040 1.22066951 B-2 0.00000000 1.22066866 994.02040350 0.99402040 1.22066866 B-3 0.00000000 1.22066920 994.02040279 0.99402040 1.22066920 B-4 0.00000000 1.22067216 994.02040583 0.99402041 1.22067216 B-5 0.00000000 1.22066779 994.02040575 0.99402041 1.22066779 B-6 0.00000000 1.22066856 994.02040228 0.99402040 1.22066856 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-PO 349,063.00 0.00000% 342,586.16 0.00 0.00 0.00 2-PO 814,658.00 0.00000% 745,483.47 0.00 0.00 0.00 3-PO 329,266.00 0.00000% 319,357.44 0.00 0.00 0.00 1-A1 203,000,000.00 6.00000% 162,602,652.26 813,013.26 0.00 0.00 1-AX 0.00 6.00000% 8,711,697.71 43,558.49 0.00 0.00 A-R 50.00 6.00000% 0.00 0.00 0.00 0.00 A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00 A-1 12,158,000.00 2.03000% 8,923,861.98 15,096.20 0.00 0.00 A-2 0.00 6.47000% 8,923,861.98 48,114.49 0.00 0.00 A-3 48,632,000.00 6.00000% 35,695,447.90 178,477.24 0.00 0.00 A-4 988,000.00 6.50000% 988,000.00 5,351.67 0.00 0.00 A-5 25,111,000.00 5.25000% 25,111,000.00 109,860.63 0.00 0.00 A-6 11,924,000.00 5.75000% 11,924,000.00 57,135.83 0.00 0.00 A-7 8,872,000.00 6.25000% 8,872,000.00 46,208.33 0.00 0.00 A-8 37,998,000.00 6.50000% 5,631,690.16 30,504.99 0.00 0.00 A-9 6,200,000.00 6.50000% 6,200,000.00 33,583.33 0.00 0.00 A-10 4,243,000.00 6.50000% 4,243,000.00 22,982.92 0.00 0.00 A-11 21,273,000.00 1.83000% 21,273,000.00 32,441.33 0.00 0.00 A-12 0.00 6.67000% 21,273,000.00 118,242.43 0.00 0.00 A-13 13,379,000.00 6.50000% 11,978,936.29 64,885.90 0.00 0.00 A-14 83,969,000.00 5.37500% 83,666,251.24 374,755.08 0.00 0.00 A-15 15,679,000.00 5.50000% 15,679,000.00 71,862.08 0.00 0.00 A-16 62,738,000.00 6.00000% 34,923,678.42 174,618.39 0.00 0.00 A-17 71,078,000.00 6.50000% 66,625,765.98 360,889.57 0.00 0.00 A-18 3,283,000.00 6.50000% 0.00 0.00 0.00 0.00 A-19 21,502,000.00 6.50000% 21,502,000.00 116,469.17 0.00 0.00 A-20 1,000,000.00 6.50000% 1,000,000.00 5,416.67 0.00 0.00 2-AX 0.00 6.50000% 16,009,741.82 86,719.43 0.00 0.00 3-A1 111,040,000.00 6.50000% 98,892,650.40 535,668.52 0.00 0.00 3-AX 0.00 6.50000% 2,017,159.95 10,926.28 0.00 0.00 B-1 11,038,000.00 6.43483% 10,985,470.96 58,908.04 0.00 0.00 B-2 4,337,000.00 6.43483% 4,316,360.53 23,145.88 0.00 0.00 B-3 3,153,000.00 6.43483% 3,137,995.10 16,827.06 0.00 0.00 B-4 1,577,000.00 6.43483% 1,569,495.17 8,416.20 0.00 0.00 B-5 1,183,000.00 6.43483% 1,177,370.19 6,313.48 0.00 0.00 B-6 1,577,275.00 6.43483% 1,569,768.86 8,417.66 0.00 0.00 Totals 788,425,362.00 3,478,810.55 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-PO 0.00 0.00 0.00 0.00 309,836.82 2-PO 0.00 0.00 0.00 0.00 735,562.75 3-PO 0.00 0.00 0.00 0.00 305,398.76 1-A1 8,868.63 0.00 804,144.64 0.00 149,914,812.74 1-AX 475.15 0.00 43,083.34 0.00 7,980,957.16 A-R 0.00 0.00 3.13 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 A-1 153.05 0.00 14,943.15 0.00 8,020,789.92 A-2 487.80 0.00 47,626.69 0.00 8,020,789.92 A-3 1,809.47 0.00 176,667.77 0.00 32,083,159.67 A-4 54.26 0.00 5,297.41 0.00 988,000.00 A-5 1,113.81 0.00 108,746.82 0.00 25,111,000.00 A-6 579.27 0.00 56,556.57 0.00 11,924,000.00 A-7 468.48 0.00 45,739.86 0.00 8,872,000.00 A-8 309.27 0.00 30,195.72 0.00 0.00 A-9 340.48 0.00 33,242.85 0.00 2,840,681.87 A-10 233.01 0.00 22,749.91 0.00 4,243,000.00 A-11 328.90 0.00 32,112.42 0.00 21,273,000.00 A-12 1,198.79 0.00 117,043.64 0.00 21,273,000.00 A-13 657.84 0.00 64,228.07 0.00 11,541,321.48 A-14 3,799.41 0.00 370,955.67 0.00 83,589,536.35 A-15 728.57 0.00 71,133.52 0.00 15,679,000.00 A-16 1,770.35 0.00 172,848.04 0.00 26,952,248.72 A-17 3,658.84 0.00 357,230.73 0.00 58,569,219.18 A-18 0.00 0.00 0.00 0.00 0.00 A-19 1,180.81 0.00 115,288.36 0.00 21,502,000.00 A-20 54.92 0.00 5,361.75 0.00 1,000,000.00 2-AX 879.20 0.00 85,840.24 0.00 14,443,016.22 3-A1 5,575.40 0.00 530,093.13 0.00 90,445,666.02 3-AX 113.72 0.00 10,812.56 0.00 1,882,727.17 B-1 629.94 0.00 58,278.10 0.00 10,971,997.21 B-2 247.51 0.00 22,898.36 0.00 4,311,066.49 B-3 179.94 0.00 16,647.12 0.00 3,134,146.33 B-4 90.00 0.00 8,326.20 0.00 1,567,570.18 B-5 67.51 0.00 6,245.97 0.00 1,175,926.14 B-6 90.02 0.00 8,327.65 0.00 1,567,843.53 Totals 36,144.35 0.00 3,442,669.39 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-PO 349,063.00 0.00000% 981.44506866 0.00000000 0.00000000 0.00000000 2-PO 814,658.00 0.00000% 915.08764414 0.00000000 0.00000000 0.00000000 3-PO 329,266.00 0.00000% 969.90712676 0.00000000 0.00000000 0.00000000 1-A1 203,000,000.00 6.00000% 800.99828700 4.00499143 0.00000000 0.00000000 1-AX 0.00 6.00000% 781.23627308 3.90618150 0.00000000 0.00000000 A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-1 12,158,000.00 2.03000% 733.99095081 1.24166804 0.00000000 0.00000000 A-2 0.00 6.47000% 733.99095081 3.95743461 0.00000000 0.00000000 A-3 48,632,000.00 6.00000% 733.99095040 3.66995476 0.00000000 0.00000000 A-4 988,000.00 6.50000% 1000.00000000 5.41667004 0.00000000 0.00000000 A-5 25,111,000.00 5.25000% 1000.00000000 4.37500020 0.00000000 0.00000000 A-6 11,924,000.00 5.75000% 1000.00000000 4.79166639 0.00000000 0.00000000 A-7 8,872,000.00 6.25000% 1000.00000000 5.20833296 0.00000000 0.00000000 A-8 37,998,000.00 6.50000% 148.21017317 0.80280515 0.00000000 0.00000000 A-9 6,200,000.00 6.50000% 1000.00000000 5.41666613 0.00000000 0.00000000 A-10 4,243,000.00 6.50000% 1000.00000000 5.41666745 0.00000000 0.00000000 A-11 21,273,000.00 1.83000% 1000.00000000 1.52500024 0.00000000 0.00000000 A-12 0.00 6.67000% 1000.00000000 5.55833357 0.00000000 0.00000000 A-13 13,379,000.00 6.50000% 895.35363555 4.84983183 0.00000000 0.00000000 A-14 83,969,000.00 5.37500% 996.39451750 4.46301707 0.00000000 0.00000000 A-15 15,679,000.00 5.50000% 1000.00000000 4.58333312 0.00000000 0.00000000 A-16 62,738,000.00 6.00000% 556.65909688 2.78329545 0.00000000 0.00000000 A-17 71,078,000.00 6.50000% 937.36129295 5.07737373 0.00000000 0.00000000 A-18 3,283,000.00 6.50000% 0.00000000 0.00000000 0.00000000 0.00000000 A-19 21,502,000.00 6.50000% 1000.00000000 5.41666682 0.00000000 0.00000000 A-20 1,000,000.00 6.50000% 1000.00000000 5.41667000 0.00000000 0.00000000 2-AX 0.00 6.50000% 720.97017310 3.90525489 0.00000000 0.00000000 3-A1 111,040,000.00 6.50000% 890.60384006 4.82410411 0.00000000 0.00000000 3-AX 0.00 6.50000% 843.16492829 4.56714208 0.00000000 0.00000000 B-1 11,038,000.00 6.43483% 995.24107266 5.33684001 0.00000000 0.00000000 B-2 4,337,000.00 6.43483% 995.24107217 5.33684113 0.00000000 0.00000000 B-3 3,153,000.00 6.43483% 995.24107199 5.33684110 0.00000000 0.00000000 B-4 1,577,000.00 6.43483% 995.24107166 5.33684211 0.00000000 0.00000000 B-5 1,183,000.00 6.43483% 995.24107354 5.33683855 0.00000000 0.00000000 B-6 1,577,275.00 6.43483% 995.24107083 5.33683727 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-PO 0.00000000 0.00000000 0.00000000 0.00000000 887.62435434 2-PO 0.00000000 0.00000000 0.00000000 0.00000000 902.90987138 3-PO 0.00000000 0.00000000 0.00000000 0.00000000 927.51380343 1-A1 0.04368783 0.00000000 3.96130365 0.00000000 738.49661448 1-AX 0.04260988 0.00000000 3.86357161 0.00000000 715.70587442 A-R 0.00000000 0.00000000 62.60000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-1 0.01258842 0.00000000 1.22907962 0.00000000 659.71293963 A-2 0.04012173 0.00000000 3.91731288 0.00000000 659.71293963 A-3 0.03720739 0.00000000 3.63274737 0.00000000 659.71293942 A-4 0.05491903 0.00000000 5.36175101 0.00000000 1000.00000000 A-5 0.04435546 0.00000000 4.33064474 0.00000000 1000.00000000 A-6 0.04858017 0.00000000 4.74308705 0.00000000 1000.00000000 A-7 0.05280433 0.00000000 5.15552976 0.00000000 1000.00000000 A-8 0.00813911 0.00000000 0.79466604 0.00000000 0.00000000 A-9 0.05491613 0.00000000 5.36175000 0.00000000 458.17449516 A-10 0.05491633 0.00000000 5.36175112 0.00000000 1000.00000000 A-11 0.01546091 0.00000000 1.50953885 0.00000000 1000.00000000 A-12 0.05635265 0.00000000 5.50198091 0.00000000 1000.00000000 A-13 0.04916959 0.00000000 4.80066298 0.00000000 862.64455340 A-14 0.04524777 0.00000000 4.41776930 0.00000000 995.48090784 A-15 0.04646789 0.00000000 4.53686587 0.00000000 1000.00000000 A-16 0.02821815 0.00000000 2.75507731 0.00000000 429.60006248 A-17 0.05147641 0.00000000 5.02589732 0.00000000 824.01332592 A-18 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-19 0.05491629 0.00000000 5.36175053 0.00000000 1000.00000000 A-20 0.05492000 0.00000000 5.36175000 0.00000000 1000.00000000 2-AX 0.03959320 0.00000000 3.86566213 0.00000000 650.41547961 3-A1 0.05021073 0.00000000 4.77389346 0.00000000 814.53229485 3-AX 0.04753451 0.00000000 4.51960757 0.00000000 786.97255480 B-1 0.05707012 0.00000000 5.27976989 0.00000000 994.02040315 B-2 0.05706940 0.00000000 5.27976943 0.00000000 994.02040350 B-3 0.05706946 0.00000000 5.27977165 0.00000000 994.02040279 B-4 0.05707039 0.00000000 5.27977172 0.00000000 994.02040583 B-5 0.05706678 0.00000000 5.27977177 0.00000000 994.02040575 B-6 0.05707312 0.00000000 5.27977049 0.00000000 994.02040228 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 54,174,844.04 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 40,770.59 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 54,215,614.63 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 131,371.37 Payment of Interest and Principal 54,084,243.26 Total Withdrawals (Pool Distribution Amount) 54,215,614.63 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 36,144.33 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 36,144.35
SERVICING FEES Gross Servicing Fee 131,371.37 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 131,371.37
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 14 0 0 0 14 5,220,884.64 0.00 0.00 0.00 5,220,884.64 60 Days 2 0 0 0 2 775,998.70 0.00 0.00 0.00 775,998.70 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 16 0 0 0 16 5,996,883.34 0.00 0.00 0.00 5,996,883.34 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.093750% 0.000000% 0.000000% 0.000000% 1.093750% 0.899475% 0.000000% 0.000000% 0.000000% 0.899475% 60 Days 0.156250% 0.000000% 0.000000% 0.000000% 0.156250% 0.133692% 0.000000% 0.000000% 0.000000% 0.133692% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.250000% 0.000000% 0.000000% 0.000000% 1.250000% 1.033167% 0.000000% 0.000000% 0.000000% 1.033167%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 624,512.16 0.00 0.00 0.00 624,512.16 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 624,512.16 0.00 0.00 0.00 624,512.16 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.615385% 0.000000% 0.000000% 0.000000% 0.615385% 0.406541% 0.000000% 0.000000% 0.000000% 0.406541% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.615385% 0.000000% 0.000000% 0.000000% 0.615385% 0.406541% 0.000000% 0.000000% 0.000000% 0.406541% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 4,596,372.48 0.00 0.00 0.00 4,596,372.48 60 Days 2 0 0 0 2 775,998.70 0.00 0.00 0.00 775,998.70 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 14 0 0 0 14 5,372,371.18 0.00 0.00 0.00 5,372,371.18 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.587302% 0.000000% 0.000000% 0.000000% 1.587302% 1.394365% 0.000000% 0.000000% 0.000000% 1.394365% 60 Days 0.264550% 0.000000% 0.000000% 0.000000% 0.264550% 0.235408% 0.000000% 0.000000% 0.000000% 0.235408% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.851852% 0.000000% 0.000000% 0.000000% 1.851852% 1.629773% 0.000000% 0.000000% 0.000000% 1.629773% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 40,770.59
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 180,353.00 0.02287509% 180,353.00 0.03111273% Fraud 15,768,507.00 1.99999997% 15,768,507.00 2.72022786% Special Hazard 7,884,254.00 1.00000005% 7,884,254.00 1.36011401% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.873079% Weighted Average Pass-Through Rate 6.622974% Weighted Average Maturity(Stepdown Calculation ) 305 Beginning Scheduled Collateral Loan Count 1,383 Number Of Loans Paid In Full 103 Ending Scheduled Collateral Loan Count 1,280 Beginning Scheduled Collateral Balance 630,317,536.10 Ending Scheduled Collateral Balance 579,675,962.23 Ending Actual Collateral Balance at 30-Nov-2002 580,436,776.90 Monthly P &I Constant 4,603,051.26 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 53,913,816.44 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 579,675,962.23 Scheduled Principal 992,866.18 Unscheduled Principal 49,648,707.69
Miscellaneous Reporting Senior Percentage Group 1 98.208587% Senior Percentage Group 2 96.252626% Senior Percentage Group 3 93.946715% Junior Percentage Group 1 1.791413% Junior Percentage Group 2 3.747374% Junior Percentage Group 3 6.053285% Senior Prepayment Percentage Group 1 100.000000% Senior Prepayment Percentage Group 2 100.000000% Senior Prepayment Percentage Group 3 100.000000%
Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.552660 7.026509 6.855148 Weighted Average Net Rate 6.302660 6.776509 6.604521 Weighted Average Maturity 174 351 355 Beginning Loan Count 345 824 214 Loans Paid In Full 20 68 15 Ending Loan Count 325 756 199 Beginning Scheduled Balance 165,911,256.70 358,822,304.10 105,583,975.30 Ending scheduled Balance 153,180,291.90 329,378,202.97 97,117,467.36 Record Date 11/30/2002 11/30/2002 11/30/2002 Principal And Interest Constant 1,486,433.69 2,421,222.05 695,395.52 Scheduled Principal 580,466.94 320,165.23 92,234.01 Unscheduled Principal 12,150,497.86 29,123,935.90 8,374,273.93 Scheduled Interest 905,966.75 2,101,056.82 603,161.51 Servicing Fees 34,564.83 74,754.65 22,051.89 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 871,401.92 2,026,302.17 581,109.62 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.302660 6.776509 6.604521
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed Weighted Average Coupon Rate 6.873079 Weighted Average Net Rate 6.622974 Weighted Average Maturity 305 Beginning Loan Count 1,383 Loans Paid In Full 103 Ending Loan Count 1,280 Beginning Scheduled Balance 630,317,536.10 Ending scheduled Balance 579,675,962.23 Record Date 11/30/2002 Principal And Interest Constant 4,603,051.26 Scheduled Principal 992,866.18 Unscheduled Principal 49,648,707.69 Scheduled Interest 3,610,185.08 Servicing Fees 131,371.37 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 3,478,813.71 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.622974
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