Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2015

The following table shows the Company’s actual capital amounts and ratios as of December 31, 2015 and 2014, compared to the FRB minimum capital adequacy requirements and the FRB requirements for classification as a well-capitalized institution (dollars in thousands).



	Actual capital				FRB minimum capital adequacy requirements				To be well-capitalized under prompt corrective action provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2015:
Tier 1 leverage capital	$	779,139	9.25	%	$	337,070	4.00	%	$	421,337	5.00	%
Common equity Tier 1 risk-based capital	779,139		11.65		301,041		4.50		434,837		6.50
Tier 1 risk-based capital	779,139		11.65		401,388		6.00		535,184		8.00
Total risk-based capital	840,563		12.56		535,184		8.00		668,981		10.00



	Actual capital				FRB minimum capital adequacy requirements				To be well-capitalized under prompt corrective action provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2014:
Tier 1 leverage capital	$	740,958	9.21	%	$	321,809	4.00	%	$	402,262	5.00	%
Tier 1 risk-based capital	740,958		12.06		245,859		4.00		368,788		6.00
Total risk-based capital	802,692		13.06		491,717		8.00		614,646		10.00

FDIC Minimum Capital Adequacy Requirements

The following table shows the Bank’s actual capital amounts and ratios as of December 31, 2015 and 2014, compared to the FDIC minimum capital adequacy requirements and the FDIC requirements for classification as a well-capitalized institution (dollars in thousands).



	Actual capital				FDIC minimum capital adequacy requirements				To be well-capitalized under prompt corrective action provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2015:
Tier 1 leverage capital	$	709,690	8.42	%	$	337,060	4.00	%	$	421,325	5.00	%
Common equity Tier 1 risk-based capital	709,690		10.61		301,030		4.50		434,822		6.50
Tier 1 risk-based capital	709,690		10.61		401,374		6.00		535,165		8.00
Total risk-based capital	771,268		11.53		535,165		8.00		668,956		10.00



	Actual capital				FDIC minimum capital adequacy requirements				To be well-capitalized under prompt corrective action provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2014:
Tier 1 leverage capital	$	674,483	8.38	%	$	321,805	4.00	%	$	402,257	5.00	%
Tier 1 risk-based capital	674,483		10.97		245,853		4.00		368,779		6.00
Total risk-based capital	736,217		11.98		491,705		8.00		614,631		10.00