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REGULATORY MATTERS (Details 2) (USD $)
3 Months Ended 3 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2013
Minimum
Mar. 31, 2013
Maximum
Mar. 31, 2013
Bank
Dec. 31, 2012
Bank
Mar. 31, 2013
Bank
Minimum
Mar. 31, 2013
Bank
Maximum
Regulatory Capital Requirements                
Percentage of risk weights             0.00% 100.00%
Capital allowed to be maintained by the strongest institutions (as a percent)     3.00%          
Percentage of addition to ratios above the minimum, required to be maintained by others     1.00% 2.00%        
Total capital (to risk-weighted assets)                
Actual Amount $ 25,254,000 $ 27,170,000     $ 30,984,000 $ 31,460,000 $ 37,767,670  
Actual Ratio (as a percent) 6.68% 6.96%     8.20% 8.06% 10.00%  
For Capital Adequacy Purposes Amount 30,240,480 31,240,880     30,214,140 31,214,400    
For Capital Adequacy Purposes Ratio (as a percent) 8.00% 8.00%     8.00% 8.00%    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount         37,767,670 39,018,010    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)         10.00% 10.00%    
Tier 1 capital (to risk-weighted assets)                
Actual Amount 12,627,000 13,585,000     26,238,000 26,559,000    
Actual Ratio (as a percent) 3.34% 3.48%     6.95% 6.81% 8.00%  
For Capital Adequacy Purposes Amount 15,120,240 15,620,440     15,107,070 15,607,200    
For Capital Adequacy Purposes Ratio (as a percent) 4.00% 4.00%     4.00% 4.00%    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount         22,660,600 23,410,800    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)         6.00% 6.00%    
Tier 1 capital (to average assets)                
Actual Amount 12,627,000 13,585,000     26,238,000 26,559,000 41,464,720  
Actual Ratio (as a percent) 2.43% 2.57%     5.06% 5.05%    
For Capital Adequacy Purposes Amount 20,797,400 21,112,440     20,732,360 21,052,720    
For Capital Adequacy Purposes Ratio (as a percent) 4.00% 4.00%     4.00% 4.00%    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount         $ 25,915,450 $ 26,315,900    
To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)         5.00% 5.00%