OTHER OPERATING EXPENSES (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Other operating expenses
Total	$ 1,053,353	$ 1,103,879
Professional fees
Other operating expenses
Total	128,197	308,456
Telephone expenses
Other operating expenses
Total	51,744	50,122
Office supplies, stationery, and printing
Other operating expenses
Total	21,383	18,222
Insurance
Other operating expenses
Total	102,307	100,485
Postage
Other operating expenses
Total	2,047	3,065
Data processing
Other operating expenses
Total	183,911	190,934
Advertising and marketing
Other operating expenses
Total	24,838	15,119
FDIC Insurance
Other operating expenses
Total	269,605	298,972
Other loan related expenses
Other operating expenses
Total	155,955	29,948
Other
Other operating expenses
Total	$ 113,366	$ 88,556