LOANS RECEIVABLE (Details 3) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Aging analysis of loan portfolio
Accruing Loans Paid Current	$ 311,367,954	$ 310,148,914
Accruing Loans Past Due:
30-59 Days	1,992,965	4,810,681
60-89 Days	127,184	1,793,785
Total Loans Past Due	2,120,149	6,604,466
Loan receivable
Loans Receivable on Nonaccrual Status	26,500,634	23,118,345
Total Loans Receivable	339,988,737	339,871,725
Commercial
Aging analysis of loan portfolio
Accruing Loans Paid Current	16,000,928	15,967,993
Accruing Loans Past Due:
30-59 Days	54,292	11,240
60-89 Days	82,261	116,272
Total Loans Past Due	136,553	127,512
Loan receivable
Loans Receivable on Nonaccrual Status	1,412,144	1,418,548
Total Loans Receivable	17,549,625	17,514,053
Real estate - mortgage
Loan receivable
Total Loans Receivable	260,942,362	257,471,814
Real estate - mortgage \| Commercial Real Estate
Aging analysis of loan portfolio
Accruing Loans Paid Current	142,644,357	140,922,353
Accruing Loans Past Due:
30-59 Days	508,439	2,129,155
60-89 Days		1,299,221
Total Loans Past Due	508,439	3,428,376
Loan receivable
Loans Receivable on Nonaccrual Status	7,621,534	5,909,647
Total Loans Receivable	150,774,330	150,260,376
Real estate - mortgage \| Residential Real Estate
Aging analysis of loan portfolio
Accruing Loans Paid Current	103,403,188	98,233,478
Accruing Loans Past Due:
30-59 Days	725,867	2,314,230
60-89 Days		305,095
Total Loans Past Due	725,867	2,619,325
Loan receivable
Loans Receivable on Nonaccrual Status	6,038,977	6,358,635
Total Loans Receivable	110,168,032	107,211,438
Real estate - construction
Loan receivable
Total Loans Receivable	58,538,547	61,828,071
Real estate - construction \| Commercial Real Estate Construction
Aging analysis of loan portfolio
Accruing Loans Paid Current	17,415,026	19,628,095
Loan receivable
Loans Receivable on Nonaccrual Status	2,372,466	2,372,466
Total Loans Receivable	19,787,492	22,000,561
Real estate - construction \| Residential Real Estate Construction
Aging analysis of loan portfolio
Accruing Loans Paid Current	29,014,758	32,495,427
Accruing Loans Past Due:
30-59 Days	680,784	243,937
60-89 Days		73,197
Total Loans Past Due	680,784	317,134
Loan receivable
Loans Receivable on Nonaccrual Status	9,055,513	7,014,949
Total Loans Receivable	38,751,055	39,827,510
Consumer
Aging analysis of loan portfolio
Accruing Loans Paid Current	2,889,697	2,901,568
Accruing Loans Past Due:
30-59 Days	23,583	112,119
60-89 Days	44,923
Total Loans Past Due	68,506	112,119
Loan receivable
Loans Receivable on Nonaccrual Status		44,100
Total Loans Receivable	$ 2,958,203	$ 3,057,787

Financing receivables that are less than 60 days past due but more than 29 days past due.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7A

-URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524

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Financing receivables that are current.

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6375948&loc=d3e4428-111522

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Statement of Position (SOP)

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