REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2013

Regulatory matters

Summary of the capital amounts and ratios and the regulatory minimum requirements

	Actual				For Capital Adequacy Purposes				To Be Well- Capitalized Under Prompt Corrective Action Provisions
Tidelands Bancshares, Inc.	Amount		Ratio		Amount		Ratio		Amount	Ratio
March 31, 2013
Total capital (to risk-weighted assets)	$	25,254,000	6.68	%	$	30,240,480	8.00	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	12,627,000		3.34	%	15,120,240		4.00	%	N/A	N/A
Tier 1 capital (to average assets)	12,627,000		2.43	%	20,797,400		4.00	%	N/A	N/A
December 31, 2012
Total capital (to risk-weighted assets)	$	27,170,000	6.96	%	$	31,240,880	8.00	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	13,585,000		3.48	%	15,620,440		4.00	%	N/A	N/A
Tier 1 capital (to average assets)	13,585,000		2.57	%	21,112,440		4.00	%	N/A	N/A

Bank

Regulatory matters

Summary of the capital amounts and ratios and the regulatory minimum requirements

	Actual				For Capital Adequacy Purposes				To Be Well- Capitalized Under Prompt Corrective Action Provisions
Tidelands Bank	Amount		Ratio		Amount		Ratio		Amount		Ratio
March 31, 2013
Total capital (to risk-weighted assets)	$	30,984,000	8.20	%	$	30,214,140	8.00	%	$	37,767,670	10.00	%
Tier 1 capital (to risk-weighted assets)	26,238,000		6.95	%	15,107,070		4.00	%	22,660,600		6.00	%
Tier 1 capital (to average assets)	26,238,000		5.06	%	20,732,360		4.00	%	25,915,450		5.00	%
December 31, 2012
Total capital (to risk-weighted assets)	$	31,460,000	8.06	%	$	31,214,400	8.00	%	$	39,018,010	10.00	%
Tier 1 capital (to risk-weighted assets)	26,559,000		6.81	%	15,607,200		4.00	%	23,410,800		6.00	%
Tier 1 capital (to average assets)	26,559,000		5.05	%	21,052,720		4.00	%	26,315,900		5.00	%