Consolidated Statements of Operations and Comprehensive Loss (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Loans, including fees	$ 4,088,579	$ 5,239,300
Securities available-for-sale, taxable	180,158	437,229
Interest bearing deposits	20,413	22,826
Other interest income	13,579	10,951
Total interest income	4,302,729	5,710,306
Interest expense:
Time deposits $100,000 and over	584,206	679,849
Other deposits	570,276	708,966
Other borrowings	435,187	568,429
Total interest expense	1,589,669	1,957,244
Net interest income	2,713,060	3,753,062
Provision for loan losses	185,000	225,000
Net interest income after provision for loan losses	2,528,060	3,528,062
Noninterest income:
Service charges on deposit accounts	10,171	13,579
Residential mortgage origination income	36,629	39,890
Gain on sale of securities available-for-sale	6,900	89,501
Other service fees and commissions	112,020	113,033
Increase in cash surrender value of BOLI	107,617	119,748
Loss on extinguishment of debt	(43,725)
Other	1,996	2,000
Total noninterest income	231,608	377,751
Noninterest expense:
Salaries and employee benefits	1,459,915	1,375,961
Net occupancy	412,267	407,908
Furniture and equipment	209,757	217,244
Other real estate owned expense, net	165,594	537,362
Other operating	1,053,353	1,103,879
Total noninterest expense	3,300,886	3,642,354
Income (Loss) before income taxes	(541,218)	263,459
Income tax benefit	0
Net income (loss)	(541,218)	263,459
Accretion of preferred stock to redemption value	63,238	59,172
Preferred dividends accrued	180,600	180,600
Net income (loss) available to common shareholders	(785,056)	23,687
Other Comprehensive (loss):
Unrealized gain (loss) on securities available for sale	(724,189)	(589,510)
Reclassification adjustment for realized gain on securities	(6,900)	(89,501)
Tax effect	277,814	258,024
Total other comprehensive (loss)	(453,275)	(420,987)
Comprehensive (loss)	$ (994,493)	$ (157,528)
Basic income (loss) per share (in dollars per share)	$ (0.19)	$ 0.01
Diluted income (loss) per share (in dollars per share)	$ (0.19)	$ 0.01
Weighted average common shares outstanding
Basic (in shares)	4,102,414	4,044,186
Diluted (in shares)	4,102,414	4,044,186