ADVANCES FROM FEDERAL HOME LOAN BANK (Tables)

3 Months Ended

Mar. 31, 2013

ADVANCES FROM FEDERAL HOME LOAN BANK

Summary of FHLB advances

	2013			2012
Amount outstanding at period end	$	17,000,000		$	34,000,000
Average amount outstanding during the period	26,333,333			34,000,000
Maximum outstanding at any month-end	24,000,000			34,000,000
Weighted average rate at period-end	2.57		%	1.76		%
Weighted average rate during the period	2.00		%	1.76		%