Consolidated Statements of Operations and Comprehensive Loss (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Loans, including fees	$ 5,239,300	$ 5,630,902
Securities available-for-sale, taxable	437,229	510,712
Federal funds sold	22,826	15,919
Other interest income	10,951	100
Total interest income	5,710,306	6,157,633
Interest expense:
Time deposits $100,000 and over	679,849	705,667
Other deposits	708,966	922,552
Other borrowings	568,429	538,334
Total interest expense	1,957,244	2,166,553
Net interest income	3,753,062	3,991,080
Provision for loan losses	225,000	4,202,000
Net interest income (loss) after provision for loan losses	3,528,062	(210,920)
Noninterest income:
Service charges on deposit accounts	13,579	12,835
Residential mortgage origination income	39,890	49,486
Gain on sale of securities available-for-sale	89,501
Other service fees and commissions	113,033	156,119
Increase in cash surrender value of BOLI	119,748	134,937
Other	2,000	6,204
Total noninterest income	377,751	359,581
Noninterest expense:
Salaries and employee benefits	1,375,961	1,692,214
Net occupancy	407,908	392,295
Furniture and equipment	217,244	203,333
Other real estate owned expense	537,362	853,277
Other operating	1,103,879	1,238,031
Total noninterest expense	3,642,354	4,379,150
Income (Loss) before income taxes	263,459	(4,230,489)
Income tax benefit	0
Net income (loss)	263,459	(4,230,489)
Accretion of preferred stock to redemption value	59,172	55,368
Preferred dividends accrued	180,600	180,600
Net income (loss) available to common shareholders	23,687	(4,466,457)
Other Comprehensive Income (loss):
Unrealized gain (loss) on securities available for sale	(589,510)	31,543
Reclassification adjustment for realized gain on securities	(89,501)
Tax effect	258,024	(11,986)
Total other comprehensive income (loss)	(420,987)	19,557
Comprehensive Loss	$ (397,300)	$ (4,446,900)
Income (loss) per common share
Basic income (loss) per share (in dollars per share)	$ 0.01	$ (1.09)
Diluted income (loss) per share (in dollars per share)	$ 0.01	$ (1.09)
Weighted average common shares outstanding
Basic (in shares)	4,044,186	4,086,245
Diluted (in shares)	4,044,186	4,086,245