DEPOSITS

3 Months Ended

Mar. 31, 2012

DEPOSITS

DEPOSITS

NOTE 10 - DEPOSITS

At March 31, 2012, the scheduled maturities of certificates of deposit were as follows:

Maturing:	Amount
Remaining through 2012	$	189,852,025
2013	35,669,560
2014	4,140,499
2015	2,639,200
2016	60,657,532
Thereafter	9,304,740
Total	$	302,263,556

The bank had no wholesale deposits at March 31, 2012, compared to $1,567,000, or 0.3% of total deposits, at December 31, 2011.