-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CePFdBbThYkcPAxNFkc42I8yG6eFUe+eU27LlYMYvIyqD68jbYJ8PdxvUdZks4Vy A/K1+xFh23Sef+pf4JxcKA== 0001020242-03-000216.txt : 20030127 0001020242-03-000216.hdr.sgml : 20030127 20030127153322 ACCESSION NUMBER: 0001020242-03-000216 CONFORMED SUBMISSION TYPE: 8-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20020925 ITEM INFORMATION: Other events FILED AS OF DATE: 20030127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: INDYMAC MBS INC RESIDENTIAL ASSET SECURITIZATION TR 2002-A7 CENTRAL INDEX KEY: 0001177024 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 333-82831-11 FILM NUMBER: 03525873 BUSINESS ADDRESS: STREET 1: 1761 E ST ANDREW PLACE CITY: SANTA ANA STATE: CA ZIP: 92705 8-K/A 1 in020709.htm 8 KA SEPT IndyMac Residential Asset Securitization Trust 2002-A7

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K /A

Current Report Pursuant To Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 25, 2002

INDYMAC MBS, INC.

as Depositor, IndyMac Bank, F.S.B. as Seller and as Master Servicer,

and Deutsche Bank National Trust Company, as Trustee

under the Pooling and Servicing Agreement, dated as of

June 1, 2002, providing for the issuance of IndyMac MBS, Inc.

Residential Asset Securitization Trust Series 2002-A7 Mortgage

Pass-Through Certificates Series 2002-G.

INDYMAC MBS INC RESIDENTIAL ASSET SECURITIZATION TR 2002-A7

(Exact name of Registrant as specified in its Charter)

DELAWARE

(State or Other Jurisdiction of Incorporation)

333-82831-11 95-4791925

(Commission File Number) (I.R.S. Employer Identification No.)

155 NORTH LAKE AVENUE

PASADENA, CALIFORNIA 91101

(Address of principal executive offices) (Zip Code)

Registrant's Telephone Number, Including Area Code: (800) 669-2300

Item 5. Other Events

Attached hereto is a copy of the Monthly Remittance Statements to the

Certificateholders which was derived from the monthly information

submitted by the Master Servicer of the Trust to the Trustee.

Item 7. Financial Statement and Exhibits

Exhibits: (as noted in Item 5 above)

Monthly Remittance Statement to the Certificateholders dated as of

September 25, 2002.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of

1934, the Registrant has duly caused this report to be signed on its

behalf by the undersigned, hereunto duly authorized.

Deutsche Bank National Trust Company,

not in its individual capacity, but solely

as a duly authorized agent of the Registrant

pursuant to the Pooling and Servicing

Agreement, dated as of June 1, 2002.

Date: Jan 23, 2003 By: /s/ Katie Wannenmacher

Katie Wannenmacher

Vice President

EXHIBIT INDEX

DOCUMENT

Monthly Remittance Statement to the Certificateholders

dated as of September 25, 2002.

< TD ALIGN="center" COLSPAN=11>September 25, 2002 Distribution< TD ALIGN="right">  < TD ALIGN="right">   1,000.000000 - < TR VALIGN="bottom">  < TD ALIGN="center" COLSPAN=2> 73,645,000.00 < TD ALIGN="right"> < /TR>< TD ALIGN="right">    < TD ALIGN="right">  < TD ALIGN="left"> < TD ALIGN="center">   < TD ALIGN="right"> < TD ALIGN="right"> 
                       
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
  
  
 
  
  
 Contents
            
            
            
   TABLE OF CONTENTS        
            
        Page   
            
    1. Contents    1    
    2. Certificate Payment Report    2    
    3. Collection Account Report    8    
    4. Credit Enhancement Report   11    
    5. Collateral Report    12    
    6. Delinquency Report    15    
    7. REO Report    16    
    8. Prepayment Report    17    
    9. Prepayment Detail Report    20    
    10. Realized Loss Report    21    
    11. Realized Loss Detail Report    24    
&n bsp;   12. Triggers, Adj. Rate Cert. and Miscellaneous Report    25    
    13. Other Related Information    26    
    14. Additional Certificate Report    27    
            
           
            
    Total Number of Pages    27    
            
            
            
   CONTACTS        
            
     Administrator: James F Noriega        
     Direct Phone Number: (714)247-6281        
     Address: Deutsche Bank        
     1761 E. St. Andrew Place, Santa Ana, CA 92705       
            
     Web Site: http://www.corporatetrust.db.com/invr        
     Factor Information: (800) 735-7777        
     Main Phone Number: (714) 247-6000        
            
            
            
ISSUANCE INFORMATION           
            
 Seller: IndyMac Bank     Cut-Off Date: June 1, 2002    
 Certificate Insurer(s):  < FONT SIZE="-1" FACE="Times New Roman">     Closing Date: June 28, 2002    
         First Payment Date: July 25, 2002    
 Servicer(s): IndyMac Bank Master Servicer        
            
           
         Distribution Date: September 25, 2002     
 Underwriter(s): Bear, Stearns & Co. Inc      Record Date: August 30, 2002    
            
            
           
            
            
            
            
      Page 1 of 27    © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 MASTER REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
            
            
 Distribution in Dollars - Current Period          
     Prior     Current
 ClassOriginalPrincipal  TotalRealizedDeferredPrincipal
ClassTypeFace ValueBalanceInterestPrincipalDistributionLossesInterestBalance
     (1)(2)(3)(4)=(2)+(3)(5)(6)(7)=(1)-(3)-(5)+(6)
            
A-1SNR 131,382,000.00 125,049,987.55 204,248.31 3,521,085.39 3,725,333.70 - - 121,528,902.16
A-2SNR 147,290,000.00 147,290,000.00 635,801.83 - 635,801.83 - - 147,290,000.00
A-3SNR 46,280,000.00 46,280,000.00 214,524.24 - 214,524.24 - - 46,280,000.00
A-4SNR 42,026,000.00 42,026,000.00 194,805.44 - 194,805.44 - - 42,026,000.00
A-5SNR 62,772,000.00 < FONT FACE="Times New Roman" SIZE=-1> 62,772,000.00 290,970.52 - 290,970.52 - - 62,772,000.00
A-IOIO - - 93,750.00 - 93,750.00 - - -
M-1SUB, MEZ 9,000,000.00 9,000,000.00 41,718.20 - 41,718.20 - - 9,000,000.00
M-2SUB, MEZ 6,750,000.00 6,750,000.00 31,288.65 - 31,288.65 - - 6,750,000.00
BSUB 4,500,000.00 4,500,000.00 20,85 9.10 - 20,859.10 - - 4,500,000.00
OC  - - 822,473.28 - 822,473.28 - - -
A-RR 100.00 - - - - - - -
  
  
Total  450,000,100.00 443,667,987.55 2,550,439.57 3,521,085.39 6,071,524.96 - - 440,146,902.16
            
            
 Interest Accrual Detail   Current Period Factor Information per $1,000 of Original Face      
      Orig. PrincipalPrior   Current
 PeriodPeriod  (with Notional)Principal  TotalPrincipal
ClassStartingEndingMethodCusipBalanceBalanceInterestPrincipalDistributionBalance
      (1)(2)(3)(4)=(2)+(3)(5)
           
A-1   F-30/ 360 45660NEK7 131,382,000.00 951.804566 1.554614 26.800364 28.354978 925.004203
A-2   F-30/360 45660NEL5 147,290,000.00 1,000.000000 4.316667 - 4.316667 1,000.000000
A-3   F-30/360 45660NEM3 46,280,000.00 1,000.000000 4.635355 - 4.635355 1,000.000000
A-4   F-30/360 45660NEN1 42,026,000.00 4.635355 - 4.635355 1,000.000000
A-5   F-30/360 45660NEP6 62,772,000.00 1,000.000000 4.635355 - 4.635355 1,000.000000
A-IO   F-30/360 45660NEQ4 45,000,000.00 1,000.000000 2.083333 - 2.083333 1,000.000000
M-1   F-30/360 45660NES0 9,000,000.00 1,000.000000 4.635356 < /TD> - 4.635356 1,000.000000
M-2   F-30/360 45660NET8 6,750,000.00 1,000.000000 4.635356 - 4.635356 1,000.000000
B   F-30/360 45660NEU5 4,500,000.00 1,000.000000 4.635356 - 4.635356 1,000.000000
OC   F-30/360 IN02071C1 - - - - - -
A-R   F-30/360 45660NER2 100.00 - - - - -
            
            
       Page 2 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 MASTER REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
            
             
 Distribution in Dollars - to Date          
          Current
 Original Unscheduled Scheduled TotalTotalRealizedDeferredPrincipal
ClassFace ValueInterestPrincipalPrincipalPrincipalDistributionLossesInterestBalance
 (1)(2)(3)(4)(5)=(3)+(4)(6)=(2)+(5)(7)(8)(9)=(1)-(5)-(7)+(8)
         
A-1 131,382,000.00 626,506.10 8,882,706.21 970,391.63 9,853,097.84 10,479,603.94 - - 121,528,902.16
A-2 147,290,000.00 1,907,405.49 - - - 1,907,405.49 - 147,290,000.00
A-3 46,280,000.00 672,696.24 - - - 672,696.24 - - 46,280,000.00
A-4 42,026,000.00 633,276.70 - - - 633,276.70 - - 42,026,000.00
A-5 62,772,000.00 973,762.36 - - - 973,762.36 - - 62,772,000.00
A-IO - 276,041.67 - - - 276,041.67 - - -
M-1 9,000,000.00 139,614.18 - - - 139,614.18 - - 9,000,000.00
M-2 6,750,000.00 104,710.64 - - - 104,710.64 - - - 6,750,000.00
B 4,500,000.00 69,807.09 - - - 69,807.09 - - 4,500,000.00
OC - 2,268,565.66 - - - 2,268,565.66 - - -
A-R 100.00 - 91.02 8.98 100.00 100.00 - - -
 
 
Total 450,000,100.00 7,672,386.13 8,882,797.23 970,400.61 9,853,197.84 17,525,583.97 - - 440,146,902.16
            
            
 Interest Detail          
 Pass-Prior Principal Non-PriorUnscheduled Paid orCurrent
 Through(with Notional)AccruedSupportedUnpaidInterestOptimalDeferredUnpaid
ClassRateBalanceInterestInterest SFInterestAdjustmentsInterestInterestInterest
   (1)(2)(3)(4)(5)=(1)-(2)+(3)+(4)(6)(7)=(5)-(6)
          
A-11.96000% 125,049,987.55 204,248.31 - - - 204,248.31 204,248.31 -
A-25.18000% 147,290,000.00 635,801.83 - - - 635,801.83 635,801.83 -
A-35.56243% 46,280,000.00 214,524.24 - - - 214,524.24 214,524.24 -
A-45.56243% 42,026,000.00 194,805.44 - - - 194,805.44 194,805.44 -
A-55.56243% 62,772,000.00 290,970.52 - - - 290,970.52 290,970.52 -
A-IO2.50000% 45,000,000.00 93,750.00 - - - 93,750.00 93,750.00 -
M-15.56243% 9,000,000.00 41,718.20 - - - 41,718.20 41,718.20 -
M-25.56243% 6,750,000.00 31,288.65 - - - 31,288.65 31,288.65 -
B5.56243% 4,500,000.00 20,859.10 - - - 20,859.10 20,859.10 -
OC2.78228% 359,046,500.16 822,473.28 - - - 822,473.28 822,473.28 -
A-R  - - - - - - - -
  
  
Total  847,714,487.71 2,550,439.57 - - - 2,550,439.57 2,550,439.57 -
 < I>           
            
       Page 3 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 INTERMEDIATE REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
            
             
 Distribution in Dollars - Current Period          
     Prior     Current
 ClassOriginalPrincipal  TotalRealizedDeferredPrincipal
ClassTypeFace ValueBalanceInterestPrincipalDistributionLossesInterestBalance
   (1)(2)(3)(4)=(2)+(3)(5)(6)(7)=(1)-(3)-(5)+(6)
          
IA-1  65,691,000.00 62,524,943.78 353,407.32 1,760,542.70 2,113,950.01 - - 60,764,401.08
  
IA-3  23,140,000.00 23,140,000.00 130,793.32 - 130,793.32 - - 23,140,000.00
IA-4  21,013,000.00 21,013,000.00 118,770.96 - 118,770.96 - - 21,013,000.00
IA-5  31,386,000.00 31,386,000.00 177,401.87 - 177,401.87 - - 31,386,000.00
IA-IO  - - 52,712.80 - 52,712.80 - - -
IM-1  4,500,000.00 4,500,000.00 25,435.18 - 25,435.18 - - 4,500,000.00
IM-2  3,375,000.00 3,375,000.00 19,076.38 - 19,076.38 - - 3,375,000.00
IB  2,250,000.00 2,250,000.00 12,717.59 - 12,717.59 - - 2,250,000.00
Accrual  225,000,000.00 221,833,943.78 1,253,863.38 1,760,542.70 3,014,406.08 - - 220,073,401.08
IR  - - - - - - - -
  
  
Total  376,355,000.00 370,022,887.55 2,144,178.79 3,521,085.39 5,665,264.18 - - 366,501,802.16
             
            
 Interest Accrual Detail   Current Period Factor Information per $1,000 of Original Face      
     Orig. PrincipalPrior   Current
 PeriodPeriod   (with Notional)Principal  TotalPrincipal
ClassStartingEndingMethodCusipBalanceBalanceInterestPrincipalDistributionBalance
      (1)(2)(3)(4)=(2)+(3)(5)
           
IA-1   F-30/360 65,691,000.00 951.803805 5.379844 26.800364 32.180208 925.003442
   
IA-3   F-30/360 23,140,000.00 1,000.000000 5.652261 - 5.652261 1,000.000000
IA-4   F-30/360 21,013,000.00 1,000.000000 5.652261 - 5.652261 1,000.000000
IA-5   F-30/360 31,386,000.00 1,000.000000 5.652261 - 5.652261 1,000.000000
IA-IO   F-30/360 32,500,000.00 638.461538 1.621932 - 1.621932 638.461538
IM-1   F-30/360 4,500,000.00 1,000.000000 5.652262 - 5.652262 1,000.000000
IM-2   F-30/360 3,375,000.00 1,000.000000 5.652260 - 5.652260 1,000.000000
IB   F-30/360 2,250,000.00 1,000.000000 5.652262 - 5.652262 1,000.000000
Accrual   F-30/360 225,000,000.00 985.928639 5.572726 7.824634 13.397360 978.104005
IR   F-30/360 - - - - - -
            
             
       Page 4 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 INTERMEDIATE REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
           
            
 Distribution in Dollars - to Date          
           Current
 Original  Unscheduled Scheduled TotalTotalRealizedDeferredPrincipal
ClassFace ValueInterestPrincipalPrincipalPrincipalDi stributionLossesInterestBalance
 (1)(2)(3)(4)(5)=(3)+(4)(6)=(2)+(5)(7)(8)(9)=(1)-(5)-(7)+(8)
         
IA-1 65,691,000.00 1,084,499.39 4,441,398.62 485,200.31 4,926,598.92 6,011,098.31 - - 60,764,401.08
 
IA-3 23,140,000.00 391,587.52 - - - 391,587.52 - - 23,140,000.00
IA-4 21,013,000.00 355,593.28 - - - 355,593.28 - - 21,013,000.00
IA-5 31,386,000.00 531,130.76 - - - 531,130.76 - - 31,386,000.00
IA-IO - 141,562.25 - - - 141,562.25 - - -
IM-1 4,500,000.00 76,151.42 - - - 76,151.42 - - 4,500,000.00
IM-2 3,375,000.00 57,113.57 - - - 57,113.57 - - 3,375,000.00
IB 2,250,000.00 38,075.71 - - - 38,075.71 - - 2,250,000.00
Accrual 225,000,000.00 3,780,411.94 4,441,398.62 485,200.31 4,926,598.92 8,707,010.86 - - 220,073,401.08
IR - - - - - - - - -
 
 
Total 376,355,000.00 6,456,125.84 8,882,797.23 970,400.61 9,853,197.84 16,309,323.68 - - 366,501,802.16
            
            
 Interest Detail          
 Pass-Prior Principal  Non-PriorUnscheduled Paid orCurrent
 Through(with Notional)Accrued< /TD>SupportedUnpaidInterestOptimalDeferredUnpaid
ClassRateBalanceInterestInterest SFInterestAdjustmentsInterestInterestInterest
   (1)(2)(3)(4)(5)=(1)-(2)+(3)+(4)(6)(7)=(5)-(6)
          
IA-15.56243% 62,524,943.78 353,407.32 - - - 353,407.32 353,407.32 -
  
IA-35.56 243% 23,140,000.00 130,793.32 - - - 130,793.32 130,793.32 -
IA-45.56243% 21,013,000.00 118,770.96 - - - 118,770.96 118,770.96 -
IA-55.56243% 31,386,000.00 177,401.87 - - - 177,401.87 177,401.87 -
IA-IO2.50000% 20,750,000.00 52,712.80 - - - 52,712.80 52,712.80 -
IM-15.56243% 4,500,000.00 25,435.18 - - - 25,435.18 25,435.18 -
IM-25.56243% 3,375,000.00 19,076.38 - - - 19,076.38 19,076.38 -
IB5.56243% 2,250,000.00 12,717.59 - - - 12,717.59 12,717.59 -
Accrual5.56243% 221,833,943.78 1,253,863.38 - - - 1,253,863.38 1,253,863.38 -
IR  - - - - - - - -
  
  
Total  390,772,887.55 2,144,178.79 - - - 2,144,178.79 2,144,178.79 -
            
            
       Page 5 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 SUBSIDIARY REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
            
            
 Distribution in Dollars - Current Period          
     Prior     Current
 ClassOriginalPrincipal  TotalRealizedDeferredPrincipal
ClassTypeFace ValueBalanceInterestPrincipalDistributionLossesInterestBalance
   (1)(2)(3)(4)=(2)+(3)(5)(6)(7)=(1)-(3)-(5)+(6)
          
SA  405,000,000.00 398,667,887.55 2,300,741.31 3,521,085.39 5,821,826.70 - - 395,146,802.16
IA-2  73,645,000.00 73,645,000.00 416,260.78 - 416,260.78 - - 73,645,000.00
SB2  8,500,000.00 8,500,000.00 49,054.12 - 49,054.12 - - 8,500,000.00
SB3  6,250,000.00 6,250,000.00 36,069.20 - 36,069.20 - - 6,250,000.00
SB4  24,250,000.00 24,250,000.00 139,948.51 - 139,948.51 - - 24,250,000.00
SR  - - - - - - - -
P  100.00 100.00 - - - - - 100.00
  
  
Total  517,645,100.00 511,312,987.55 2,942,073.91 3,521,085.39 6,463,159.30 - - 507,791,902.16
       &nb sp;    
        &n bsp;   
 Interest Accrual Detail   Current Period Factor Information per $1,000 of Original Face      
      Orig. PrincipalPrior   Current
 PeriodPeriod  (with Notional)Principal  TotalPrincipal
ClassStartingEndingMethodCusipBalanceBalanceInterestPrincipalDistributionBalance
      (1)(2)(3)(4)=(2)+(3)(5)
         ;   
SA   F-30/360 405,000,000.00 984.365154 5.680843 8.694038 14.374881 975.671116
IA-2   F-30/360 73,645,000.00 1,000.000000 5.652261 - 5.652261 1,000.000000
SB2   F-30/360 8,500,000.00 1,000.000000 5.771073 - 5.771073 1,000. 000000
SB3   F-30/360 6,250,000.00 1,000.000000 5.771073 - 5.771073 1,000.000000
SB4   F-30/360 24,250,000.00 1,000.000000 5.771073 - 5.771073 1,000.000000
SR   F-30/360 - - - - - -
P   F-30/360 IN02073P1 100.00 1,000.000000 - - - 1,000.000000
            
           
       Page 6 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7
 Mortgage Pass-Through Certificates
 SUBSIDIARY REMIC Series RAST 2002-A7
 Certificate Payment Report for September 25, 2002 Distribution
            
            
 Distribution in Dollars - to Date          
           Current
 Original  Unscheduled Scheduled Total TotalRealizedDeferredPrincipal
ClassFace ValueInterestPrincipalPrincipalPrincipalDistributionLossesInterestBalance
 (1)(2)(3)(4)(5)=(3)+(4)(6)=(2)+(5)(7)(8)(9)=(1)-(5)-(7)+(8)
         
SA 405,000,000.00 6,926,607.39 8,882,797.23 970,400.61 9,853,197.84 16,779,805.23 - - 395,146,802.16
IA-2 1,246,260.29 - - - 1,246,260.29 - - 73,645,000.00
SB2 8,500,000.00 146,535.98 - - - 146,535.98 - - 8,500,000.00
SB3 6,250,000.00 107,747.05 - - - 107,747.05 - - 6,250,000.00
SB4 24,250,000.00 418,058.54 - - - 418,058.54 - - 24,250,000.00
SR - - - - - - - - -
P 100.00 - - - - - - - 100.00
 
 
Total 517,645,100.00 8,845,209.26 8,882,797.23 970,400.61 9,853,197.84 18,698,407.10 - - 507,791,902.16
            
            
 Interest Detail          
 Pass-Prior Principal Non-PriorUnscheduled Paid orCurrent
 Through(with Notional)AccruedSupportedUnpaidInterestOptimalDeferredUnpaid
< FONT SIZE="-1" FACE="Times New Roman">ClassRateBalanceInterestInterest SFInterestAdjustmentsInterestInterestInterest
 < /TD>  (1)(2)(3)(4)(5)=(1)-(2)+(3)+(4)(6)(7)=(5)-(6)
          
SA5.81599% 398,667,887.55 2,300,741.31 - - - 2,300,741.31 2,300,741.31 (368,532.79)
IA-25.56243% 73,645,000.00 416,260.78 - - - 416,260.78 416,260.78 -
SB25.81599% 8,500,000.00 49,054.12 - - - 49,054.12 49,054.12 (7,857.49)
SB35.81599% 6,250,000.00 36,069.20 - - - 36,069.20 36,069.20 (5,777.57)
SB45.81599% 24,250,000.00 139,948.51 - - - 139,948.51 139,948.51 -
SR5.81599% - - - - - - - -
P  100.00 - - - - - - -
  
  
Total  511,312,987.55 2,942,073.91 - - - 2,942,073.91 2,942,073.91 (382,167.85)
             
            
       Page 7 of 27   © COPYRIGHT 2002 Deutsche Bank
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collection Account Report for Septembe r 25, 2002 Distribution   
            
            
 Collection Account Report   
            
             
SUMMARY    TOTAL   
    
 Principal Collections      3,520,891.00    
 Principal Other Accounts      194.39    
 TOTAL NET PRINCIPAL      3,521,085.39    
             
 Interest Collections      2,655,370.45    
 Interest Withdrawals      0.00    
 I nterest Other Accounts      0.00    
 Interest Fees      (94,930.88)   
 TOTAL NET INTEREST      2,560,439.57    
      < FONT SIZE="-1" FACE="Times New Roman">      
 TOTAL AVAILABLE FUNDS FOR DISTRIBUTION      6,081,524.96    
            
            
PRINCIPAL - COLLECTIONS    TOTAL   
    
 Scheduled Principal Received      373,976.22     
 Prepayments In Full      3,041,614.54    
 Curtailments      105,300.24    
  Liquidations      0.00    
 Insurance Principal      0.00    
 Repurchased Principal Amounts &n bsp;    0.00    
 Other Principal      0.00    
 Total Realized Loss Of Principal      0.00    
 Delinquent Principal      0.00    
 Advanced Principal      0.00   
            
 TOTAL PRINCIPAL COLLECTED      3,520,891.00    
            
            
    Page 8 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collection Account Report for September 25, 2002 Distribution   
     
    
 Collection Account Report   
            
           
PRINCIPAL - WITHDRAWALS    TOTAL < /FONT>  
SPACE INTENTIONALLY LEFT BLANK   
            
            
PRINCIPAL - OTHER ACCOUNTS    TOTAL   
    
 Unused Pre-Funding Amount      194.39    
            
 TOTAL OTHER ACCOUNTS PRINCIPAL      194.39    ; 
            
            
INTEREST - COLLECTIONS& nbsp;   TOTAL   
    
 Scheduled Interest      2,655,370.45    
 Repurchased Interest      0.00    
 Liquidation Interest      0.00    
 Insurance Interest      0.00    
 Other Interest      0.00    
 Net Prepayment Interest Shortfalls    &nbs p; 0.00    
 Delinquent Interest      0.00    
 Realized Losses      0.00    
 Compensating Interest      0.00    
 Subsistution Shortfalls      0.00    
 Civil Releif Act Shortfalls      0.00    
 Interest Advanced      0.00    
 TOTAL INTEREST COLLECTED     2,655,370.45    
            
            
    Page 9 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collection Account Report for September 25, 2002 Distribution   
     
     
 Collection Account Report   
            
            
INTEREST - WITHDRAWALS     TOTAL   
    
 Trust Fund Expenses      0.00    
 Nonrecoverable Advances      0.00    
 Reimbursements to M aster Servicer      0.00    
            
 TOTAL INTEREST WITHDRAWALS      0.00    
            
             
INTEREST - OTHER ACCOUNTS    TOTAL   
    
 Prepayment Charges      0.00    
 Capitalized Interest Requirement      0.00    
 Yield Maintenance      0.00    
            
 TOTAL INTEREST OTHER ACCOUNTS      0.00    
            
            
INTEREST - FEES    < /FONT> TOTAL   
    
 Current Servicing Fees      92,430.77    
 Lender Paid PMI      96.91    
 Trustee Fee      2,403.20    
            
 TOTAL INTEREST OTHER FEES       94,930.88    
            
            
    Page 10 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Credit Enhancement Report for September 25, 2002 Distribution   
     
     
 Credit Enhancement Report   
           
            
ACCOUNTS    TOTAL   
    
 Carryover Reserve Fund Available Balance      0.00    
 Yield Maintenance Agreement Payment      0.00    
            
            
 Beginning Available Funds Cap Reserve Fund Balance      10,000.00    
 Available Funds Cap Reserve Fund Distributed to certificates      10,000.00    
 Amounts withdrawn per Section 4.05      0.00    
 Required Available Funds Cap Reserve Fund Deposit      10,000.00    
 Ending Available Funds Cap Reserve Fund Balance      10,000.00    
            
            
INSURANCE    TOTAL   
SPACE INTENTIONALLY LEFT BLANK   
             
            
STRUCTURAL FEATURES    TOTAL   
    
 Overcollateralized Amount      0.00    
           
            
    Page 11 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collateral Report for September 25, 2002 Distribution   
     
     
 Collateral Report&nbs p;  
            
            
COLLATERAL    TOTAL   
 Loan Count:          
 Original  < FONT SIZE="-1" FACE="Times New Roman">    1299   
 Prior   1,286    
 Prefunding   384    
 Scheduled Paid Offs   -    
 Full Voluntary Prepayments   (8)   
 Repurchases   -    
 Liquidations   -    
 Current   1,662    
            
 Principal Balance:          
 Original   365,378,612.61    
 Prior   < /TD> 359,046,500.16    
 Prefunding   84,621,193.00    
 Scheduled Principal   (373,976.22)   
 Partial and Full Voluntary Prepayments   (3,146,914.78)   
 Repurchases   -    
 Liqu idations   -    
 Current   440,146,802.16    
            
PREFUNDING    TOTAL   
    
 Pre-Funding Amount Beginning Balance      84,621,387.39    
 Withdrawal for Subsequent Home Equity Loans       84,621,193.00    
 Unused Pre-Funding Amount      194.39    
 Pre-Funding Amount Ending Balance      (0.00)   
            
            
            
            
Current Prin Balance by Groups (in millions of dollars)Total Current Principal Balance (in millions of dollars)   
            
            
    Page 12 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Ass et Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collateral Report for September 25, 2002 Distribution   
     
     
 Collateral Report   
            
            
CHARACTERISTICS    TOTAL   
            
 Weighted Average Coupon Original      7.205444% & nbsp; 
 Weighted Average Coupon Prior      7.203897%   
 Weighted Average Coupon Current      7.182052%   
 Weighted Average Months to Maturity Original   356    
 Weighted Average Months to Maturity Prior   355    
 Weighted Average Months to Maturity Current   353    
 Weighted Avg Remaining Amortization Term Original  < FONT SIZE="-1" FACE="Times New Roman"> 356    
 Weighted Avg Remaining Amortization Term Prior   355    
 Weighted Avg Remaining Amortization Term Current   353    
 Weighted Average Seasoning Original   1.30    
 Weighted Average Seasoning Prior   2.30    
 Weighted Average Seasoning Current   2.86    
            
Note: Original information refers to deal issue.           
            
            
            
            
WAC by GroupsTotal WAC   
            
            
WARAT by GroupsTotal WARAT   
            
            
Note: Dates correspond to distribution dates.           
    Page 13 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Collateral Report for September 25, 2002 Distribution< /TD>   
     
     
 Collateral Report   
        < /TD>    
            
ARM CHARACTERISTICS    TOTAL   
            
 Weighted Average Margin Original      0.000%   
 Weighted Average Margin Prior      0.000%   
 Weighted Average Margin Current      0.000%   
 Weighted Average Max Rate Original       0.000%   
 Weighted Average Max Rate Prior      0.000%   
 Weighted Average Max Rate Current      0.000%   
 Weighted Average Min Rate Original      0.000 %   
 Weighted Average Min Rate Prior      0.000%   
 Weighted Average Min Rate Current      0.000%   < /TD>
 Weighted Average Cap Up Original      0.000%   
 Weighted Average Cap Up Prior      0.000%   
 Weighted Average Cap Up Current      0.000%   
 Weighted Average Cap Down Original      0.000%   
 Weighted Average Cap Down Prior      0.000%   
 Weighted Average Cap Down Current      0.000%   
            
Note: Original information refers to deal issue.            
            
SERVICING FEES / ADVANCES    TOTAL   
    
 Current Servicing Fees      92,430.77    
 Delinquent Servicing Fees      0.00    
 TOTAL SERVICING FEES      92,430.77    
            
 Prepayment Interest Shortfall      0.00    
 Compensating Interest      0.00    
            
 Delinquent Servicing Fees      0.00    
 COLLECTED SERVICING FEES      92,430.77    
            
 Aggregate Advances with respect to this Distribution      0.00    
 Current Nonrecoverable Advances      0.00    
 Cumulative Nonrecoverable Advances      0.00    
            
            
ADDITIONAL COLLATERAL INFORMATION    TOTAL   
    
 Net Prepayment Interest Shortfall      0.00    
            
 Total Monthly Excess Spread      832,473.28    
             
 Weighted Average Net Mortgage Rate      6.9253%    
            
 Adjusted Weighted Average Net Mortgage Rate      5.8160%   
 (adjusted for shortfalls, Capitalized Int, and other int adj)          
            
  &nb sp;         
    Page 14 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Delinquency Report for September 2 5, 2002 Distribution   
     
     
 Delinquency Report - Total   
            
            
     CURRENT 1 PAYMENT 2 PAYMTS 3+ PAYMTS TOTAL   
DELINQUENT  Balance   - - - -   < /TD> 
   % Balance   0.00%0.00%0.00%0.00%   
   # Loans   - - - -    
&n bsp;  % # Loans   0.00%0.00%0.00%0.00%   
FORECLOSURE  Balance   - - - - -    
   % Balance  0.00%0.00%0.00%0.00%0.00%   
   # Loans   - - - - -    
   % # Loans  0.00%0.00%0.00%0.00%0.00%   
BANKRUPTCY  Balance   - - - - -    
   % Balance  0.00%0 .00%0.00%0.00%0.00%   
   # Loans   - - - - -    
   % # Loans  0.00%0.00%0.00%0.00%0.00%   
REO  Balance   - - - - -    
   % Balance  0.00%0.00%0.00%0.00%0.00%   
   # Loans   - - - - -    
   % # Loans  0.00%0.00%0.00%0.00%0.00%   
            
TOTAL< /FONT>  Balance   - - - - -    
    % Balance  0.00%0.00%0.00%0.00%0.00%   
   # Loans   - - - - -    
   % # Loans  0.00%0.00%0.00%0.00%0.00%   
Note: Current = 0-30days, 1 Payment =31-60days, 2 Payments = 61-90days, 3+ Payments = 91+   
        6 Months Moving Average    
1 or 2 Payments Delinquent3 or More Payments Delinquent   
            
            
Total ForeclosureTotal Bankruptcy and REO   
            
       < /TD>     
Note: Dates correspond to distribution dates.            
    Page 15 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 REO Report for September 25, 2002 Distribution   
     
     
 REO Report - Mortgage Loans that Become REO During Current Distribution   
            
            
SUMMARY    LOAN GROUP       
    ;         
Total Loan Count = 0 Loan Group 1 = Group; REO Book Value = 000.00   
Total Original Principal Balance = 000.00        
Total Current Balance = 000.00        
REO Book Value = 000.00        
            
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.   
            
Loan Number Original Stated   Current State &      
& Principal Principal Paid to Note LTV at Original Origination    
Loan Group Balance BalanceDateRateOriginationTermDate   
SPACE INTENTIONALLY LEFT BLANK   
          
            
    Page 16 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Prepayment Report for September 25, 2002 Distribution   
     
     
 Prepayment Report - Voluntary Prepayments   
            
            
VOLUNTARY PREPAYMENTS    TOTAL   
            
 Current          
 Number of Paid in Full Loans   8    
 Number of Repurchased Loans   - < /FONT>   
 Total Number of Loans Prepaid in Full   8    
            
 Paid in Full Balance   3,041,614.54    
 Repurchased Loans Balance   -    
 Curtailments Amount   105,300.24    
 Total Prepayment Amount   3,146,914.78    
            
 Cumulative          
 Number of Paid in Full Loans   19    
 Number of Repurchased Loans   -    
 Total Number of Loans Prepaid in Full   19     
            
& nbsp;Paid in Full Balance   8,317,111.55    
 Repurchased Loans Balance   -    
 Curtailments Amount   565,491.29    
 Total Prepayment Amount   8,882,602.84    
            
SPACE INTENTIONALLY LEFT BLANK   
            
            
Total Prepayments by Groups (in thousands of dollars)Total Prepayments (in thousands of dollars)   
            
            
    Page 17 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Prepayment Report for September 25, 2002 Distribution   
     
     
 Prepayment Report - Voluntary Prepayments   
            
            
VOLUNTARY PREPAYMENT RATES    TOTA L   
          &nbs p; 
 SMM      0.71%   
 3 Months Avg SMM      0.76%   
 12 Months Avg SMM         
 Avg SMM Since Cut-off      0.76%   
            
 CPR      8.19%   
 3 Months Avg CPR      8.78%   
 12 Months Avg CPR          
 Avg CPR Since Cut-off      8.78%   
            
 PSA      1433.01%   
 3 Months Avg PSA Approximation      2038.77%   
 12 Months Avg PSA Approximation         
 Avg PSA Since Cut-off Approximation      2038.77%   
            
            
            
            
            
    < /TD>        
             
CPR by GroupsTotal CPR   
            
             
PSA by GroupsTotal PSA   
            
            
    Page 18 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7    
 Mortgage Pass-Through Certificates   
     
 Prepayment Report for September 25, 2002 Distribution   
     
     
 Prepayment Report - Voluntary Prepayments   
             
            
         < /FONT>   
    
CPR Avg since Cut-Off by Groups Total CPR Avg since Cut-Off    
            
            
PSA Avg since Cut-Off by Groups Total PSA Avg since Cut-Off   ;  
            
            
PREPAYMENT CALC ULATION METHODOLOGY   
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)   
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)   
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))   
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) *.......*(1-SMMm)]^(1/months in period n,m)   
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)  ;  
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.02*Avg WASn,m))   
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)   
Weighted Average Seasoning (WAS)   
    
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.   
Dates correspond to distribution dates.   
            
    Page 19 of 27   © COPYRIGHT 2002 Deutsche Bank   
            
            
 IndyMac Residential Asset Securitization Trust 2002-A7  
 Mortgage Pass-Through Certificates  
    
 Prepayment Detail Report for September 25, 2002 Distribution  
    
    
 Prepayment Detail Report - Loans Prepaid in Full During Current Di stribution  
            
            
SUMMARY     LOAN GROUP     
   ;          
Total Loan Count = 8     Loan Group 1 = Group  
Total Original Principal Balance = 3,092,025.00    
Total Prepayment Amount = 3,041,614.54    
            
            
Loan Number  Original    Current State & Type Prepayment    
&Loan Principal Prepayment Prepayment Note LTV at & Origination   
Loan GroupStatus Balance AmountDateRateOriginationOriginal TermDate  
   
804398 1  45,000.00 216.55 Aug-13-029.625%MI - 47.37% Paid Off - 360 Oct-10-00  
1549251 1  781,100.00 779,214.93 Aug-07-027.125%CA - 73.00% Paid Off - 360 Apr-12-02  
1598448 1  272,000.00 271,236.23 Aug-14-027.000%CA - 80.00% Paid Off - 360 May-24-01  
1604610 1  400,675.00 400,078.42 Aug-29-027.500%CA - 57.24% Paid Off - 360 May-20-02  
1607079 1  267,000.00 266,339.58 Aug-15-027.000%VA - 59.60% Paid Off - 360 Apr-29-02  
1625907 1  460,000.00 459,468.77 Aug-30-028.750%VA - 79.04% Paid Off - 360 May-16-02  
1647186 1  510,000.00 509,221.48 Aug-13-027.375%CA - 60.00% Paid Off - 360 Jul-17-01  
1679232 1  356,250.00 355,838.58 Aug-15-028.750%FL - 75.00% Paid Off - 360 May-17-02  
          
            
     Page 20 of 27   © COPYRIGHT 2002 Deutsche Bank  
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
    ;  
 Realized Loss Report for September 25, 2002 Distribution   
     
     
 Realized Loss Report - Collateral   
            
            
COLLATERAL REALIZED LOSSES    TOTAL   
            
 Current       < /TD>   
 Number of Loans Liquidated   -    
 Collateral Realized Loss/(Gain) Amount   -    
 Net Liquidation Proceeds   -    
            
 Cumulative          
 Number of Loans Liquidated   -    
 Collateral Realized Loss/(Gain) Amount   -    
 Net Liquidation Proceeds   -    
            
 Note: Collateral realized losses may include adjustments to loans liquidated in prior periods.          
             
SPACE INTENTIONALLY LEFT BLANK   
            
            
        3 Months Moving Average      
            
            
Collateral Loss Severity Approximation by GroupsCollateral Loss Severity Approximation   
            
             
    Page 21 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Realized Loss Report for September 25, 2002 Distribution   
     
     
 Realized Loss Report - Collateral   
           
            
DEFAULT SPEEDS    TOTAL   
            
 MDR      0.00%   
 3 Months Avg MDR      0.00%   
 12 Months Avg MDR          
 Avg MDR Since Cut-off      0.00%   
             
 CDR      0.00%   
 3 Months Avg CDR      0.00%   
 12 Months Avg CDR          
 Avg CDR Since Cut-off      0.00%   
            
 SDA      0.00%   
 3 Months Avg SDA Approximation      0.00%   
 12 Months Avg SDA Approximation          
 Avg SDA Since Cut-off Approximation      0.00%   
   &nbs p;        
 Loss Severity Approximation for Current Period   
 3 Months Avg Loss Severity Approximation   
 12 Months Avg Loss Severity Approximation   
 Avg Loss Severity Approximation Since Cut-off< /FONT>   
            
            
            
CDR by GroupsTotal CDR   
            
            
SDA by GroupsTotal SDA   
             
            
    Page 22 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Realized Loss Report for September 25, 2002 Distribution   
     
     
 Realized Loss Report - Collateral   
            
           
            
            
CDR Avg since Cut-Off by GroupsTotal CDR Avg since Cut-Off   
            
            
SDA Avg since Cut-Off by Groups Total SDA Avg since Cut-Off    
            
            
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY   
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)   
Conditional Default Rate (CDR): 1-((1-MDR)^12)   
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)*0.02,MAX(0.03,MIN(30,WAS)*0.02-0.0095*(WAS-60)))   
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) *.......*(1-MDRm)]^(1/months in period n,m)   
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)   
Average SDA Approximation over period between the nth month and mth month:   
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)*0.02,MAX(0.03,MIN(30,Avg WASn,m)*0.02-0.0095*(Avg WASn,m-60)))   
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)   
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)   
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)   
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.   
Dates correspond to distribution dates.   
             
    Page 23 of 27   © COPYRIGHT 2002 Deutsche Bank   
            
           
 IndyMac Residential Asset Securitization Trust 2002-A7  
 Mortgage Pass-Through Certificates  
     
 Realized Loss Detail Report for September 25, 2002 Distribution  
    
    
 Realized Loss Detail Report - Loans Liquidated During Current Distribution  
    < /TD>        
            
SUMMARY     L OAN GROUP     
             
Total Loan Count = 0     Loan Group 1 = Group  
Total Original Principal Balance = 0.00    
Total Prior Principal Balance = 0.00    
Total Realized Loss Amount = 0.00& nbsp;   
Total Net Liquidation Proceeds = 0.00       
            
            
Loan Number  Original Prior   Current State &     
&Loan Principal Prin cipal Realized Note LTV at Original Origination   
Loan GroupStatus Balance Balance Loss/(Gain)RateOriginationTermDate  
SPACE INTENTIONALLY LEFT BLANK  
         
            
     Page 24 of 2 7   © COPYRIGHT 2002 Deutsche Bank  
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Triggers, Adj. Rate Cert. and Miscellaneous Report for September 25, 2002 Distribution   
     
     
 Triggers, Adj. Rate Cert. and Miscellaneous Report   
             
            
TRIGGER EVENTS    TOTAL   
    
 Has a Stepdown Date occurred?      No   
            
 Is there a Trigger Event in effect?      No   
            
 Trigger Event exists after Stepdown Date          
  if either (A) or (B) is true          
 (A) Quotient of (x) over (y) > Trigger Event Percentage          
 (x) 60+ Day Delq     0.00    
 (y) Stated Principal Balance (incl Pre_Funding Amount)      440,146,802.16    
 Quotient of (x) over (y)      0.0000%   
 Trigger Event Percentage      0. 0000%   
 (B) On or after April, 2005, Realized Losses > 10% of the sum of (a) and (b)          
  10% of the sum of (a) and (b)          
 Cummulative Realized Losses      0.00    
 10% of the sum of (a) and (b)      31,861,800.00    
 (a) (1 ) minus (2)      318,618,000.00    
 (1) Class Certificate Balance of the Offered Certificates then outstanding      443,667,987.55    
 (2) Class Certificate Balance of the Offered Certificate with the highest payment priority < /FONT>     125,049,987.55    
 (b) the Overcollateralized Amount      0.00    
             
            
ADJUSTABLE RATE CERTIFICATE INFORMATION    TOTAL    
SPACE INTENTIONALLY LEFT BLANK   
      < /TD>      
            
ADDITIONAL INFORMATION    TOTAL   
            
            
    Page 25 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac R esidential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Other Related Information for September 25, 2002 Distribution   
     
     
 Other Related Information   
            
     < FONT SIZE="-1" FACE="Times New Roman">       
ADDITIONAL INFORMATION    TOTAL   
    
 Scheduled Payments on Outstanding Mortgage Loans          
 Current Due Date      3,029,346.67    
 Prior Due Date      2,471,850.83    
 2nd Prior Due Date      2,492,022.36    
 3rd Prior Due Date      2,207,367.69    
 4th Prior Due Date      0.00    
 5th Prior Due Date      0.00    
 6th Prior Due Date      0.00    
 7th Prior Due Date      0.00    
 8th Prior Due Date      0.00    
 9th Prior Due Date   &n bsp;  0.00    
 10th Prior Due Date      0.00    
 11th Prior Due Date      0.00    
            
 Scheduled Payments on 60+ Day Delinquent Loans          
 Current Due Date      0.00    
 Prior Due Date      2,547.01    
 2nd Prior Due Date     11,934.71    
 3rd Prior Due Date      0.00    
 4th Prior Due Date      0.00    
 5th Prior Due Date      0.00    
 6th Prior Due Date      0.00    
 7th Prior Due Date      0.00    
 8th Prior Due Date      0.00    
 9th Prior Due Date      0.00    
 10th Prior Due Date      0.00    
 11th Prior Due Date      0.00    
            
            
    Page 26 of 27   © COPYRIGHT 2002 Deutsche Bank   
 IndyMac Residential Asset Securitization Trust 2002-A7   
 Mortgage Pass-Through Certificates   
     
 Additional Certificate Report for September 25, 2002 Distribution   
     
     
 Additional Certificate Report   
            
    
 CLASS Net WAC & LIBOR Shortfall Paid Net PPIS & Other Int. Shortfalls   
            
 A-1     0.00 0.00    < /TD>
 A-2     0.00 0.00    
 A-3     10,000.00 0.00    
 A-4     0.00 0.00    
 A-5     0.00 0.00    
 A-IO     0.00 0.00    
 M-1     0.00 0.00    
 M-2     0.00 0.00    
 B     0.00 0.00    
 OC     0.00 0.00    
 A-R     0.00 0.00    
            
            
    Page 27 of 27   © COPYRIGHT 2002 Deutsche Bank   
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