X0201 4 2004-01-12 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001176400 HANCE JAMES H JR BANK OF AMERICA CORPORATION 100 NORTH TRYON STREET CHARLOTTE NC 28255 1 1 0 0 Vice Chairman and CFO Common Stock 2004-01-12 4 M 0 50000.000 26.8125 A 320988.000 D Common Stock 2004-01-12 4 S 0 3200.000 78.19 D 317788.000 D Common Stock 2004-01-12 4 S 0 5000.000 78.27 D 312788.000 D Common Stock 2004-01-12 4 S 0 4500.000 78.28 D 308288.000 D Common Stock 2004-01-12 4 S 0 1400.000 78.31 D 306888.000 D Common Stock 2004-01-12 4 S 0 400.000 78.35 D 306488.000 D Common Stock 2004-01-12 4 S 0 2600.000 78.37 D 303888.000 D Common Stock 2004-01-12 4 S 0 5000.000 78.38 D 298888.000 D Common Stock 2004-01-12 4 S 0 3800.000 78.40 D 295088.000 D Common Stock 2004-01-12 4 S 0 2600.000 78.43 D 292488.000 D Common Stock 2004-01-12 4 S 0 6100.000 78.44 D 286388.000 D Common Stock 2004-01-12 4 S 0 3100.000 78.45 D 283288.000 D Common Stock 2004-01-12 4 S 0 6000.000 78.47 D 277288.000 D Common Stock 2004-01-12 4 S 0 3600.000 78.48 D 273688.000 D Common Stock 2004-01-12 4 S 0 1700.000 78.50 D 271988.000 D Common Stock 2004-01-12 4 S 0 1000.000 78.52 D 270988.000 D Common Stock 495.000 I By Child Blair Common Stock 495.000 I By Child Meredith Common Stock 6000.000 I By Spouse Beverly Common Stock 4852.130 I Thrift Trust Option, Right to Buy 26.8125 2004-01-12 4 M 0 50000.00 26.8125 D 2005-07-01 Common Stock 50000.00 100000.00 D Option exercise and sale of shares in accordance with a written plan established July 15, 2003 pursuant to the requirements of Ru le 10b5-1 under the Securities Exchange Act of 1934, as amended. The option vested in three equal installments commencing July 1, 1996. James H. Hance, Jr./Roger C. McClary POA 2004-01-12