X0201 4 2003-09-30 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001176400 HANCE JAMES H JR C/O BANK OF AMERICA 100 N. TRYON STREET CHARLOTTE NC 28255 1 1 0 0 Vice Chairman and CFO Common Stock 2003-09-30 4 F 0 12980.00 78.04 D 270988.00 D Common Stock 495.00 I By Child Blair Common Stock 495.00 I By Child Meredith Common Stock 6000.00 I By Spouse Beverly Common Stock 4852.13 I Thrift Trust Disposition of shares to the issuer to satisfy the tax withholding obligation associated with the vesting of restricted stock whi ch is exempt under Rule 16b-3(e). James H. Hance, Jr./Roger C. McClary POA 2003-10-01