EXHIBIT 99.9 EDGEMAC SECURITIZATION REPORT SET

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Summary
Client Project:	SEMT 2020-5	Loans in report:	51

			# of Loans With Exceptions - by Category
Current Event Grade	# of Loans	%	Credit	Compliance	Property
EG1	31	60.8%	0	0	0
EG2	20	39.2%	7	17	2
EG3	0	0.0%	0	0	0
Excluded	0	0.0%	0	0	0
Pending	0	0.0%	0	0	0
Total	51	100.0%
			# of Loans With Exceptions - by Category
Initial Event Grade	# of Loans	%	Credit	Compliance	Property
EG1	1	2.0%	0	0	0
EG2	0	0.0%	0	0	0
EG3	50	98.0%	38	34	7
Excluded	0	0.0%	0	0	0
Pending	0	0.0%	0	0	0
Total	51	100.0%

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Exception Report
Client Project:	SEMT 2020-5	Loans in report:	51

Report Date	Loan Number	Edge MAC ID	Seller Loan Number	Originator	General Category	Exception
12/1/2020	XXX	XXX	408045419	XXX	Compliance - Regulatory Compliance	Borrower Attestation.  Missing Borrower COVID 19 Affidavit signed by both borrowers.
12/1/2020	XXX	XXX	408045419	XXX	Credit - Income and Assets	Missing verification of self-employment for the borrower completed  within 5  days prior to the Note Date
12/1/2020	XXX	XXX	408045419	XXX	Credit - General Underwriting Guideline Violation	Missing seller loan approval to verify loan terms.
12/1/2020	XXX	XXX	408046778	XXX	Credit - Credit	Missing documentation to evidence the fully executed subordination agreement for the 2nd lien (HELOC) with XXX was provided. Subject to review upon receipt.
12/1/2020	XXX	XXX	408046778	XXX	Credit - Income and Assets	Missing documentation to evidence the borrower has sufficient assets to meet the minimum reserve requirement.  The asset documentation indicates that after closing the borrower has $XXX in available reserves. The total reserves required total $XXX which leave the borrower short $XXX the required reserves.
12/1/2020	XXX	XXX	408044324	XXX	Credit - Legal Documentation	Missing complete copy of mortgage to include all pages of the PUD rider.  Subject to review.
12/1/2020	XXX	XXX	408044324	XXX	Credit - General Underwriting Guideline Violation	Copy of the final Short Form Loan Policy in the file shows subject property city as XXX and all other documents show XXX
12/1/2020	XXX	XXX	408044324	XXX	Credit - Income and Assets	Missing  2 months consecutive statements or the most recent quarterly statement for XXX statement. File only contains current screen print-out dated XXX as per letter in file, XXX only provides annual statements.
12/1/2020	XXX	XXX	408044324	XXX	Credit - Income and Assets	UPDATED 10/29: Per XXX loan approval is not required if 1008 is in file.  However, file is also missing the 1008.  //Missing final 1008 and loan approval.
12/1/2020	XXX	XXX	408044324	XXX	Credit - Income and Assets	Missing evidence of liquidation of the XXX account for required cash to close, along with updated balance information to verify three months of non-retirement assets.
12/1/2020	XXX	XXX	408044324	XXX	Compliance - Regulatory Compliance	Borrower Attestation.  Missing Borrower Affidavit.
12/1/2020	XXX	XXX	408044324	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event.
12/1/2020	XXX	XXX	408043908	XXX	Credit - General Underwriting Guideline Violation	Missing documentation to evidence the monthly Hazard Insurance , Property tax, and HOA obligation for the property located at XXX. The property tax statement in the file is for XXX and the current year tax statements are needed. Subject to recalculation of the debt to income ratio upon receipt.
12/1/2020	XXX	XXX	408043908	XXX	Credit - General Underwriting Guideline Violation	Provide LOE on XXX and provide housing expense information, if applicable. The signed loan application does not disclose the property however tax statements in the file are addressed to the borrowers.  Subject to additional conditions.
12/1/2020	XXX	XXX	408043908	XXX	Credit - Legal Documentation	//UPDATE:  10/02/2020 Received only a 1 page legal description.  What is needed is a FULL COPY of the Deed of Trust Inclusive of Legal Description and Any Riders.The Deed of Trust is missing the legal description.  Deed of Trust in file dated XXX reflects "SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF" on Page 3, however, the legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders.
12/1/2020	XXX	XXX	408043977	XXX	Compliance - Regulatory Compliance	Misc-Federal Disc.  Missing Signature/Name/AKA Statements for both borrowers.
12/1/2020	XXX	XXX	408043977	XXX	Compliance - Regulatory Compliance	Escrow Waiver Agreement.  Missing Initial Escrow Account Waiver Disclosure.
12/1/2020	XXX	XXX	408043977	XXX	Compliance - Regulatory Compliance	Notice IRS Disclosure.  Missing W9-Payers Request for Taxpayer ID forms for both borrowers.
12/1/2020	XXX	XXX	408044007	XXX	Credit - General Underwriting Guideline Violation	Missing updated paystubs for XXX, XXX current paystubs have expired as of XXX
12/1/2020	XXX	XXX	408044007	XXX	Credit - Income and Assets	Missing YTD Profit and Loss and Balance Sheet for XXX, XXX
12/1/2020	XXX	XXX	408044007	XXX	Credit - Income and Assets	Missing proof of business existence within 5 days of Note date for XXX., XXX and Missing proof of business existence within 5 days of Note date for XXX, XXX.
12/1/2020	XXX	XXX	408044044	XXX	Credit - Insurance and Title	Missing updated preliminary title report within 60 days of note date (XXX).  The prelim in file is dated XXX
12/1/2020	XXX	XXX	408044044	XXX	Credit - Income and Assets	Missing documentation to evidence the borrower has full access the funds located in the XXX account xx0641 and 3983. The bank statement reflects a non-borrowing co-owner of the accounts. Subject to review of reserves upon receipt.
12/1/2020	XXX	XXX	408044452	XXX	Credit - Income and Assets	Missing verification of liquid assets to cover 3 months reserves/$XXX  Assets in file are employee/retirement plans.
12/1/2020	XXX	XXX	408044452	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044452	XXX	Compliance - Regulatory Compliance	Lender to provide Notice of Right to Cancel.  The Notice of Right to Cancel is required on all primary residence, refinance transactions and document is missing from the file for the Borrower XXX.
12/1/2020	XXX	XXX	408045018	XXX	Compliance - Regulatory Compliance	Privacy Notice.  Missing Privacy Policy.
12/1/2020	XXX	XXX	408045018	XXX	Compliance - Regulatory Compliance	Addendum to Residential Mortgage Loan Application.  Missing CA Addendum to Loan Application (Notice: Married persons can apply for separate credit).
12/1/2020	XXX	XXX	408045018	XXX	Credit - Income and Assets	Missing 100% access letter for XXX XX0425 joint with non-borrower.
12/1/2020	XXX	XXX	408045018	XXX	Credit - Credit	Missing satisfactory 0X30X24 month rating for the current mortgage and previous rent history.  A mortgage rating for XXX for 14 months has been provided on the credit report however the rating is missing the XXX and XXX payments. (XXX payment was provided with mortgage statement)  Additionally, missing verification of rent for XXX to complete 24 month verification of Mortgage/Rent.  Borrower rented for 1 year prior to purchase of home in XXX
12/1/2020	XXX	XXX	408044209	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044209	XXX	Compliance - Regulatory Compliance	Misc-TRID.  Deed of Trust in file dated XXX reflects a notary acknowledgment date of XXX.  Need Notarial Certificate with correct notary acknowledgment date.  All other dated closing documents in file along with other notarial certificates are dated XXX
12/1/2020	XXX	XXX	408044209	XXX	Compliance - Regulatory Compliance	Addendum to Loan App-Separate Credit.  Missing CA Addendum to Loan Application (Notice: Married persons can apply for separate credit).
12/1/2020	XXX	XXX	408044209	XXX	Compliance - Regulatory Compliance	Fair Lending Notice.  Missing CA Fair Lending Notice.
12/1/2020	XXX	XXX	408044209	XXX	Compliance - Regulatory Compliance	1003 - Initial Application is not Accurate.  According to the Uniform Residential Loan Application (1003) in file, the earliest application date is XXX however, the earliest dated disclosures in file reflect a date of XXX.  Need Initial Uniform Residential Loan Application (1003) signed and dated by Loan Originator.  Unable to determine actual Application Date to ensure all early disclosures were issued within 3 business days of application date.
12/1/2020	XXX	XXX	408044209	XXX	Credit - General Underwriting Guideline Violation	Missing copy of photo ID for XXX.  Photo ID provided for XXX but a copy is missing for XXX.
12/1/2020	XXX	XXX	408044209	XXX	Credit - Insurance and Title	Missing documentation to evidence that sufficient hazard insurance is in place for the subject property. The loan file does not contain a current hazard policy for the subject property.
12/1/2020	XXX	XXX	408044491	XXX	Credit - General Underwriting Guideline Violation	Missing updated credit report.  Copy of credit report in file expired XXX and loan closed XXX
12/1/2020	XXX	XXX	408044491	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044583	XXX	Credit - Credit	UPDATED 10/28: Re-reviewed mortgage statement and demand; total 11 months rating acknowledged.  Still missing complete 24 months housing history.//Missing complete 24 months housing history.  Credit report only rated 9 months; with missing verification of current mortgage  XXX payment or explanation as mortgage statement dated XXX reflects a XXX due date with the last payment made on XXX.  Subject property purchased by borrowers on XXX XXX and were previously renting.  Missing VOR from previous residence.
12/1/2020	XXX	XXX	408044583	XXX	Compliance - Regulatory Compliance	Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor.  Lender administered the Notice of Right to Cancel on Form H9, however, XXX is not the prior Lender.  According to the Title Commitment in file, prior Lender is XXX.  Need re-opened Notice of Right to Cancel administered on Form H8 with explanation letter to borrower and proof of method of delivery to borrower.
12/1/2020	XXX	XXX	408044583	XXX	Compliance - Regulatory Compliance	Missing signed Lender's explanation for incomplete Closing Disclosure in file missing pages and/or key data elements, however, it is not marked as "Draft" or "Preliminary".
12/1/2020	XXX	XXX	408046439	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408046439	XXX	Credit - General Underwriting Guideline Violation	Missing documentation to evidence an updated lock confirmation was provided in the loan file. The lock confirmation in the file reflects a loan amount of $XXX whereas the Note and Deed of Trust reflect a loan amount of $XXX
12/1/2020	XXX	XXX	408046439	XXX	Credit - Income and Assets	Missing documentation to evidence the borrower has 100% access to the funds in the XXX xx9423. A non-borrowing third party is listed as the primary owner of this account on the bank statements provided.
12/1/2020	XXX	XXX	408044033	XXX	Credit - Income and Assets	Missing final 1008  to match final loan terms for loan amount, LTV/CLTV/HCLTV, interest rate and product type.
12/1/2020	XXX	XXX	408044033	XXX	Property - Collateral	Missing CDA appraisal review. Per guidelines, a CDA review is required to support the value of the appraisal.
12/1/2020	XXX	XXX	408044033	XXX	Credit - Income and Assets	Missing VVOE dated within 5 days of Note date for XXX. The verbal verification of employment in the file for XXX is not dated and it cannot be verified that the verification of employment was completed within 5 days of the Note date.
12/1/2020	XXX	XXX	408044033	XXX	Credit - General Underwriting Guideline Violation	Missing copies of borrower signed and dated XXX and XXX 1040 tax returns.
12/1/2020	XXX	XXX	408044033	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044037	XXX	Compliance - Regulatory Compliance	Misc-Federal Disc.  The Deed of Trust in file dated XXX reflects the vesting as "XXX, a XXX," however, file contains an additional Grant Deed placing vesting back into the Trust as "XXX and XXX, Trustees or their successors in trust under the XXX Family Living Trust dated XXX, and any amendments thereto, as community property.  It appears title will record the subsequent Grant Deed concurrently and Vesting will not match Lender's Deed of Trust.
12/1/2020	XXX	XXX	408044037	XXX	Credit - Income and Assets	Missing documentation to evidence a verbal verification of employment was completed for the borrower 5 days prior to the note date. The verbal verification of employment in the file is dated XXX which is after the note date of XXX
12/1/2020	XXX	XXX	408044037	XXX	Compliance - Regulatory Compliance	Missing Explanation letter to Borrower and proof of method of delivery for Post Consummation CD in file dated XXX.
12/1/2020	XXX	XXX	408044036	XXX	Compliance - Regulatory Compliance	TRID - Closing Disclosure Missing.  Missing Initial Closing Disclosure (CD) issued to consumer at least 3 days prior to consummation with proof of consumer's receipt.  Closing Disclosure in file was Issued on XXX and signed at consummation on XXX.  Unable to complete regulatory compliance check and TRID monitoring.
12/1/2020	XXX	XXX	408044036	XXX	Compliance - Regulatory Compliance	//UPDATE:  10/06/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to Borrower.//UPDATE:  10/06/2020 Received the Initial CD dated XXX attached to this condition.  STILL NEED Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044036	XXX	Compliance - Regulatory Compliance	Misc-Federal Disc.  There is a Grant Deed in file dated XXX that reflects the vesting as "XXX and XXX, Trustees of the XXX Trust dated XXX," then a Grant Deed dated XXX reflects the vesting as "XXX and XXX, XXX," and on the same day another Grant Deed also dated XXX reflects the vesting returns again to "XXX and XXX, Trustees of the XXX Trust dated XXX," however, the Deed of Trust in file dated XXX reflects the vesting as "XXX and XXX, XXX."  It appears Settlement Agent will record the Grant Deed returning Vesting to the Trust after loan closing.  XXX should review and approve if requirement is for Vesting to Not be in Trust.
12/1/2020	XXX	XXX	408044374	XXX	Credit - Income and Assets	Missing documentation to evidence there are no employments greater than 60 days. The verbal verification of employment indicates the borrower started their position with their current employer on XXX and it cannot be determined when they left their position with XXX
12/1/2020	XXX	XXX	408044374	XXX	Credit - Credit	Missing copies of the cancelled checks for the XXX , XXX and XXX  for the private party mortgage with XXX.  XXX is the holder of the current note and being paid off as part of this transaction. .
12/1/2020	XXX	XXX	408044374	XXX	Credit - General Underwriting Guideline Violation	Missing signed letter of explanation and source of the following large deposits into borrower's XXX account ending in 0355: $XXX on XXX and $XXX on XXX. Deposits must come from borrower's streams of income. Debt to income ratio subject to recalculation.
12/1/2020	XXX	XXX	408044633	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044633	XXX	Credit - Legal Documentation	The Deed of Trust is missing the legal description.  Deed of Trust in file dated XXX reflects "LEGAL DESCRIPTION ATTACHED HERE TO AND MADE A PART HEREOF" on Page 2, however, legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders.
12/1/2020	XXX	XXX	408044633	XXX	Credit - Credit	Missing documentation to determine if the open XXX Home Equity Line Acct #5088 is associated with the subject property and would need to be closed.
12/1/2020	XXX	XXX	408044633	XXX	Credit - Credit	Missing documentation to show XXX no longer has an interest in XXX.  Last transfer is to XXX and XXX dtd XXX.  If she is partial owner then the property and associated liabilities need to be added to the 1003 and 1008.  Subject to review.
12/1/2020	XXX	XXX	408044633	XXX	Credit - Credit	Missing verification of employment with XXX to determine if there was a gap in employment between leaving XXX and beginning with XXX.
12/1/2020	XXX	XXX	408044633	XXX	Credit - Insurance and Title	Missing satisfactory evidence of hazard insurance for subject property.  Hazard insurance company must have an acceptable risk rating.   Subject to recalculation of debt ratios.
12/1/2020	XXX	XXX	408044712	XXX	Credit - General Underwriting Guideline Violation	Missing documentation that items #8 and #9 have been resolved and have been removed from title. Documentation subject to review upon receipt.
12/1/2020	XXX	XXX	408044712	XXX	Compliance - Regulatory Compliance	//UPDATE:  10/04/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to borrower(s).//UPDATE:  10/01/2020 Received Final Settlement Statement, however, Requirement is for a Post Consummation CD reflecting accurate Interest From and Disbursement Dates.This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044712	XXX	Compliance - Regulatory Compliance	This loan failed TRID timing of disclosures.  Closing Disclosure in file dated XXX reflects a receipt date of XXX, which is after the funding date of XXX, resulting in the below Secondary Market Exception and Loan Condition.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Secondary Market Exceptions and Loan ConditionsThis loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields.
12/1/2020	XXX	XXX	408044712	XXX	Credit - General Underwriting Guideline Violation	Missing updated preliminary title report. Copy in the file is dated XXX which is not within 60 days of the closing date of XXX
12/1/2020	XXX	XXX	408044712	XXX	Credit - Income and Assets	Missing documentation to evidence the borrower has sufficient liquid non retirement assets to meet the program reserve requirements. The program guidelines require the borrower have 3 months in liquid non-retirement assets in reserve. Three months PITI would require the borrower to have $XXX in non-retirement assets. The non-retirement asset documentation provided reflects the borrower has $XXX - the funds needed to close of $XXX leave the borrower with $XXX in non-retirement asset that can be used for reserves. This amount does not meet the minimum program requirement of $XXX
12/1/2020	XXX	XXX	408044712	XXX	Credit - Income and Assets	Missing an additional asset statement for the borrower retirement statement with XXX to verify the borrower has sufficient reserves to meet the program minimum requirement.  The current statement is dated XXX and does not meet the guideline requirement that assets statements be dated no more than 60 days from the note date. The note date is XXX
12/1/2020	XXX	XXX	408044194	XXX	Credit - Credit	Missing the current payoff demand for the subject property to verify payoff reflected on the final closing disclosure is sufficient to payoff existing lien.  The payoff demand in the file is only good through XXX and the loan closed XXX
12/1/2020	XXX	XXX	408044194	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044194	XXX	Compliance - Regulatory Compliance	Closing Disclosure in file contains an inaccurate Payee Name.  Closing Disclosure (CD) in file Issued XXX reflects the payee name for "Appraisal Fee" on line 01 as "TBD".  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery to borrower reflecting all payee names.
12/1/2020	XXX	XXX	408046185	XXX	Credit - Legal Documentation	The Deed of Trust is missing the legal description.  Deed of Trust in file dated XXX reflects "LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF" on Page 2, however, legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders.
12/1/2020	XXX	XXX	408046185	XXX	Credit - General Underwriting Guideline Violation	Missing XXX 1040 tax returns signed and dated by XXX. The XXX 1040 returns in the file have not been signed.
12/1/2020	XXX	XXX	408046185	XXX	Credit - Income and Assets	Missing documentation to evidence a verbal verification of employment was completed 5 days prior to the note date for the co-borrower XXX. The verbal verification of employment is for the co-borrower in the file is not dated.
12/1/2020	XXX	XXX	408043867	XXX	Credit - Credit	Missing fully executed subordination agreement the new HELOC loan with XXX #4493 for $XXX
12/1/2020	XXX	XXX	408043867	XXX	Credit - General Underwriting Guideline Violation	Missing copy of the XXX dated XXX.  A completed copy of the trust is required when borrower is taking title in the trust.
12/1/2020	XXX	XXX	408043867	XXX	Credit - General Underwriting Guideline Violation	Missing title supplement removing item #9 (XXX $XXX lien)
12/1/2020	XXX	XXX	408043867	XXX	Credit - General Underwriting Guideline Violation	Missing signed letter of explanation and source of the following large deposits into borrower's XXX account ending in #7995: $XXX on XXX and the XXX account ending in #2738  $XXX on XXX. Deposits must come from borrower's streams of income. Debt to income ratio subject to recalculation.
12/1/2020	XXX	XXX	408043867	XXX	Credit - General Underwriting Guideline Violation	Missing current consecutive months account statements for the following:  XXX, XXX statement is expired,; The  XXX and the XXX account statements do not have a two month history.
12/1/2020	XXX	XXX	408043867	XXX	Credit - General Underwriting Guideline Violation	Missing updated preliminary title report. The current report in the file is dated XXX and has expired.
12/1/2020	XXX	XXX	408043867	XXX	Compliance - Regulatory Compliance	Mortgage/Deed in file is incomplete.  The Deed of Trust in file dated XXX is missing Page 12 of 12.  Need full copy of executed and notarized Deed of Trust inclusive of all pages and Legal Description.
12/1/2020	XXX	XXX	408045514	XXX	Property - Collateral	Missing documentation to evidence a Secondary Valuation model (CDA) was completed for the subject property.
12/1/2020	XXX	XXX	408047089	XXX	Property - Collateral	Property values in the subject market area are declining per appraisal and CDA.
12/1/2020	XXX	XXX	408044026	XXX	Credit - General Underwriting Guideline Violation	Missing documentation to evidence the monthly tax obligation for the borrower's primary residence located at XXX. Subject to review upon receipt
12/1/2020	XXX	XXX	408044026	XXX	Credit - Income and Assets	Missing documentation to evidence a verbal verification of employment was completed for the borrower 5 days prior to the note date. The verbal verification of employment was completed on XXX and the Note date is XXX
12/1/2020	XXX	XXX	408044500	XXX	Property - Collateral	Missing an updated 1004D to evidence the subject property has not been damaged by the recent disaster.  The subject property is located in FEMA declared disaster area.
12/1/2020	XXX	XXX	408044500	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044122	XXX	Compliance - Regulatory Compliance	"This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission ""midnight of"" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.This loan failed the TILA right of rescission test.Closed-end ( 12 CFR 1026.23(a)(3) , transferred from 12 CFR 226.23(a)(3) ), Open-end ( 12 CFR 1026.15(a)(3) ,transferred from 12 CFR 226.15(a)(3) ) The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of thenotice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044122	XXX	Compliance - Regulatory Compliance	TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided.  Appraisal Fee increased on Closing Disclosure dated XXX and Appraisal Desk Review was added on Closing Disclosure dated XXX without Valid Change of Circumstances for either fee resulting in the below TRID tolerance violation.Integrated Disclosures Tolerance & Reimbursement Provisions - 10/14/2020 - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX
12/1/2020	XXX	XXX	408044122	XXX	Credit - Income and Assets	Missing VVOE dated within 5 days of Note date for XXX, XXX. The verbal verification of employment that is located in the file is dated XXX and the loan closed XXX and the verbal verification of employment was not completed within 5 days of the note date.
12/1/2020	XXX	XXX	408044122	XXX	Credit - Income and Assets	Missing the co-borrower's XXX K-1 statement for XXX. Subject to review of income upon receipt.
12/1/2020	XXX	XXX	408044225	XXX	Credit - Credit	Missing current mortgage rating within 30 days of closing.XXX, account ending 9781 missing rating for XXX and XXX and XXX, account ending 7428 missing rating for XXX and XXX
12/1/2020	XXX	XXX	408044225	XXX	Credit - Income and Assets	Missing the following updated bank statements for asset verification: XXX, account ending 8679.   Bank statements provided have expired.
12/1/2020	XXX	XXX	408045757	XXX	Compliance - Regulatory Compliance	Document not properly executed or dated: Security Instrument notarized XXX which has not occurred yet.
12/1/2020	XXX	XXX	408045757	XXX	Compliance - Regulatory Compliance	Misc-Federal Disc.  Missing Signature/Name/AKA Affidavit for Primary Borrower "XXX".
12/1/2020	XXX	XXX	408045997	XXX	Compliance - Regulatory Compliance	This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked.
12/1/2020	XXX	XXX	408045997	XXX	Compliance - Regulatory Compliance	RESPA - Missing list of Settlement Service Providers.  Missing Written List of Service Providers with proof issued within 3 business days of application.  Unable to complete regulatory compliance check and TRID monitoring.
12/1/2020	XXX	XXX	408045997	XXX	Compliance - Regulatory Compliance	Misc-State Disc.  Missing MD Application Disclosure.
12/1/2020	XXX	XXX	408045997	XXX	Credit - General Underwriting Guideline Violation	Missing documentation to explain the $XXX "other" housing expense on the 1003 and 1008.
12/1/2020	XXX	XXX	408045997	XXX	Compliance - Regulatory Compliance	Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked.
12/1/2020	XXX	XXX	408045997	XXX	Credit - Credit	Missing documentation to support the new XXX lease liability of $XXX monthly stated on the application.  Documentation in file does not indicate lease is paid in full.  Subject to review.
12/1/2020	XXX	XXX	408045997	XXX	Credit - Income and Assets	Missing sufficient liquid assets to cover 3 months PITIA liquid reserve requirement.  Borrowers down payment and closing costs were $XXX however the borrower liquid assets at closing were $XXX which leaves the borrower short to meet the 3 month requirement by $XXX
12/1/2020	XXX	XXX	408045997	XXX	Property - Collateral	Missing condo cert or other documentation to support the condominium project is warrantable.
12/1/2020	XXX	XXX	408045997	XXX	Credit - Insurance and Title	Missing master insurance policy for condominium project -  to include the subject property's unit number.
12/1/2020	XXX	XXX	408044048	XXX	Credit - General Underwriting Guideline Violation	Missing the Final CD/HUD-1 to evidence the property located at XXX has been sold.
12/1/2020	XXX	XXX	408044048	XXX	Credit - Credit	Missing Verification of Rent for past 24 months for borrower's previous residence at XXX. Any of the following documents are acceptable: institutional VOR; letter and rating from a property management company; copies of canceled checks (front and back); or a credit supplement for a rental rating. Third-party verification or copies of cancelled checks are required for private party verification.
12/1/2020	XXX	XXX	408044469	XXX	Credit - Credit	Missing documentation (VOE) to satisfy requirement for 24 months of employment without a gap and/or with a satisfactory explanation.  Letter in file from Loan Officer does not cover the potential gap.  Borrower has W2's in file for XXX and XXX for XXX.  XXX has not been verified thru a VOE to confirm dates of employment.
12/1/2020	XXX	XXX	408044627	XXX	Credit - General Underwriting Guideline Violation	Missing evidence HELOC XXX  XX6187 has been closed
12/1/2020	XXX	XXX	408044627	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date was XXX and per the Closing Disclosure dated XXX the loan funded on XXX.  Need Post Consummation Closing Disclosure with explanation letter to Borrower and proof of method of delivery.This loan failed the TILA right of rescission test.Closed-end ( 12 CFR 1026.23(a)(3) , transferred from 12 CFR 226.23(a)(3) ), Open-end ( 12 CFR 1026.15(a)(3) ,transferred from 12 CFR 226.15(a)(3) )The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of thenotice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408044627	XXX	Compliance - Regulatory Compliance	TRID - Closing Disclosure Missing;  Missing the Initial Closing Disclosure as reflected in the esign Process Summary.  Closing Disclosure in file is dated XXX and Signed at Consummation on XXX.  Unable to complete regulatory compliance check and TRID monitoring.
12/1/2020	XXX	XXX	408044627	XXX	Compliance - Regulatory Compliance	Added 10/23/2020:  This loan failed TRID zero fee tolerance.  Discount Points Increased on Closing Disclosure dated XXX without a Valid Change of Circumstance resulting in the below TRID Tolerance Violation.  Condition added upon review of Conditions received.Integrated Disclosures Tolerance & Reimbursement Provisions - 10/21/2020 - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.
12/1/2020	XXX	XXX	408046120	XXX	Property - Collateral	Missing condominium project review and documentation to support attached condominium is warrantable and meets guidelines.
12/1/2020	XXX	XXX	408045562	XXX	Credit - General Underwriting Guideline Violation	Missing the Final HUD-1 / Closing Disclosure to evidence the sale of the borrower departing residence located at XXX. Documentation to support proceeds in the amount of $XXX. Housing expense was not included in DTI.  Subject to review upon receipt.
12/1/2020	XXX	XXX	408046096	XXX	Credit - General Underwriting Guideline Violation	Missing updated preliminary title report to reflect the correct loan amount and proposed insured. The preliminary title report in the file does not reflect the correct loan amount.
12/1/2020	XXX	XXX	408044730	XXX	Compliance - Regulatory Compliance	Missing Grant/Warranty Deed to Confirm Vesting on Mortgage.
12/1/2020	XXX	XXX	408044730	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event for both borrowers.
12/1/2020	XXX	XXX	408044730	XXX	Credit - Income and Assets	Missing source of XXX in the amount of $XXX and evidence of transfer to the closing agent.
12/1/2020	XXX	XXX	408044730	XXX	Credit - General Underwriting Guideline Violation	Missing documentation to evidence the monthly PITI for the property located at XXX or provide documentation to evidence  the sale of the XXX property listed on XXX 1040 tax returns.
12/1/2020	XXX	XXX	408044730	XXX	Credit - General Underwriting Guideline Violation	Missing the Final Closing Disclosure for the subject property with the updated purchase price. The purchase agreement reflects a purchase price of $XXX and the CD  dated XXX list a sales price of $XXX.
12/1/2020	XXX	XXX	408045874	XXX	Credit - Income and Assets	Missing final 1008, and 1003 to match final loan terms for loan amount, LTV/CLTV/HCLTV, interest rate and product type.
12/1/2020	XXX	XXX	408045874	XXX	Compliance - Regulatory Compliance	This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file Issued XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked.
12/1/2020	XXX	XXX	408045874	XXX	Compliance - Regulatory Compliance	This loan failed TRID zero fee tolerance.  Notice of Change Circumstances Reasons Closing Disclosure in file dated XXX is incomplete/invalid.  Notice of Change Circumstances does not reflect the addition of the "Lock Extension" fee or that rate dependent fees were added for lock extension resulting in the below TRID tolerance violation.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 3This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.
12/1/2020	XXX	XXX	408045981	XXX	Compliance - Regulatory Compliance	Ack of Receipt of Appraisal Report.  Missing proof that creditor delivered copies of appraisals and other written valuations either at, or prior to, consummation. ECOA Valuations Rule violation (1002.14(a)(1)).
12/1/2020	XXX	XXX	408045981	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  Electronic Consent/ eSign Form in file is dated XXX, however, earliest eSign event occurred XXX.  Need Electronic Consent/ eSign Form completed prior to earliest esign event.
12/1/2020	XXX	XXX	408045981	XXX	Compliance - Regulatory Compliance	This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked.
12/1/2020	XXX	XXX	408045896	XXX	Compliance - Regulatory Compliance	This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked.
12/1/2020	XXX	XXX	408045065	XXX	Credit - Credit	Missing documentation to evidence the most recent 24 month mortgage rating for the property located at XXX maximum 0x30. The credit supplement reflects a mortgage with XXX xx1148 but only reflects a mortgage rating from XXX - XXX with the next payment due of XXX
12/1/2020	XXX	XXX	408045065	XXX	Credit - General Underwriting Guideline Violation	Missing current mortgage statement for the XXX #1998 HELOC account reflecting the monthly obligation. Subject to review upon receipt.
12/1/2020	XXX	XXX	408045065	XXX	Credit - General Underwriting Guideline Violation	Missing documentation showing the following accounts have been paid off with zero balances:  XXX #0002,  XXX #0001,  and  XXX ##7710.
12/1/2020	XXX	XXX	408044501	XXX	Credit - Insurance and Title	Insufficient Insurance Amount to Cover Loan Balance.  Missing updated insurance policy with sufficient coverage or evidence of insurable value as determined by the insurance company.
12/1/2020	XXX	XXX	408044501	XXX	Credit - Income and Assets	Missing documentation to evidence a verbal verification of employment was completed for the borrower employment with XXX 5 days prior to the Note date
12/1/2020	XXX	XXX	408044501	XXX	Compliance - Regulatory Compliance	Missing Seller's Closing Disclosure/Final Settlement Statement to confirm all Seller Paid Fees are reflected on the Borrower's Closing Disclosure in file.
12/1/2020	XXX	XXX	408045720	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  Missing Electronic Consent/ eSign Forms for both borrowers completed prior to earliest esign event.  Upon receipt of post closing documents, additional Federal and/or State disclosures may be required.
12/1/2020	XXX	XXX	408046591	XXX	Credit - Insurance and Title	Missing documentation to evidence an updated preliminary title report was provided reflecting the correct loan amount and proposed insured. The prelim in the file reflects a loan amount of $XXX whereas the Note and Deed of Trust reflect a loan amount of $XXX
12/1/2020	XXX	XXX	408046591	XXX	Compliance - Regulatory Compliance	Misc-TRID.  The Commitment for Title Insurance in file dated XXX reflects the vesting as "XXX and XXX, who also appear of record as XXX and XXX, XXX," however, the Deed of Trust in file dated XXX reflects the vesting as "XXX, XXX," and there is no Quitclaim Deed in file.
12/1/2020	XXX	XXX	408045423	XXX	Compliance - Regulatory Compliance	This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date was XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery to borrower reflecting accurate Interest From and Disbursement Dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last.
12/1/2020	XXX	XXX	408045423	XXX	Credit - Income and Assets	Assets provided from XXX XX7974 does not reflect the borrowers name.  Missing evidence the borrower has access to these funds.
12/1/2020	XXX	XXX	408045423	XXX	Credit - General Underwriting Guideline Violation	Missing copy of extension for the XXX 1040 returns.
12/1/2020	XXX	XXX	408046740	XXX	Compliance - Regulatory Compliance	Patriot Act Disclosure.  There is a Patriot Act Disclosure in file, however, there is no other documentation to verify borrowers identification.
12/1/2020	XXX	XXX	408046740	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  There is an Electronic Consent/eSign Form in file, however, it reflects a date of XXX and there are documents in file esigned with a date of XXX.  Need Electronic Consent/eSign Form completed prior to earliest esign event.
12/1/2020	XXX	XXX	408046740	XXX	Credit - Income and Assets	Missing documentation to evidence a verbal verification of self- employment was completed for the borrower.
12/1/2020	XXX	XXX	408046740	XXX	Compliance - Regulatory Compliance	This loan failed TRID zero fee tolerance.  On the Initial Closing Disclosure (CD) Issued XXX the "Appraisal Desk Review Fee" was added without a valid Change of Circumstance, resulting in the below TRID Tolerance Violation.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX
12/1/2020	XXX	XXX	408046740	XXX	Credit - Income and Assets	Missing signed lease agreement for the property located at XXX
12/1/2020	XXX	XXX	408046740	XXX	Credit - Credit	Missing documentation to support liability listed on final 1003 of $XXX for the rent of XXX
12/1/2020	XXX	XXX	408045299	XXX	Compliance - Regulatory Compliance	Electronic Consent/e Sign Form.  Electronic Consent/e Sign Form in file is dated XXX, however, earliest e Sign event occurred XXX.  Need Electronic Consent/e Sign Form completed prior to earliest e sign event.
12/1/2020	XXX	XXX	408046392	XXX	Compliance - Regulatory Compliance	Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event for both borrowers.
12/1/2020	XXX	XXX	408046392	XXX	Credit - General Underwriting Guideline Violation	Missing DU/LP with terms matching the 1008
12/1/2020	XXX	XXX	408046392	XXX	Credit - Income and Assets	Lender's DTI on 1008 is XXX%, however, recalculated DTI of XXX% exceeds maximum allowed of 43.00%.
12/1/2020	XXX	XXX	408045533	XXX	Credit - General Underwriting Guideline Violation	Missing signed letter from the non-borrowing third party XXX stating that the borrower has full access to funds in the following accounts xx9477 , xx2622 , xx9207, xx5567 and xx0543.
12/1/2020	XXX	XXX	408045533	XXX	Property - Collateral	Missing documentation to evidence a Secondary valuation model was completed to support the appraisal value. Missing required CDA
12/1/2020	XXX	XXX	408045533	XXX	Compliance - Regulatory Compliance	The loan contains errors within one or more TRID disclosure.  Disclosure Tracking Details in file dated XXX reflects the Borrower was Sent a Closing Disclosure (CD) on XXX that they Received on XXX, and another Closing Disclosure (CD) on XXX that they also Received on XXX, however, there are no corresponding Closing Disclosures in file.  Unable to complete regulatory compliance check and TRID Monitoring.
12/1/2020	XXX	XXX	408045533	XXX	Compliance - Regulatory Compliance	Document not properly executed or dated.  The Deed of Trust in file dated XXX reflects the vesting as "XXX," however, the Commitment for Title Insurance in file dated XXX reflects the vesting as "XXX and XXX" and XXX did not execute the Deed of Trust or Rider.  Need full copy of Deed of Trust with Rider signed by both title holders and notarized.
12/1/2020	XXX	XXX	408045704	XXX	Compliance - Regulatory Compliance	TRID - Loan Estimate Missing.  Missing Loan Estimate dated XXX as reflected in the Compliance Analyzer Report in file dated XXX.  Unable to complete regulatory compliance check and TRID Monitoring.
12/1/2020	XXX	XXX	408045704	XXX	Compliance - Regulatory Compliance	TRID - Closing Disclosure Missing.  Missing Initial Closing Disclosure dated XXX as reflected in the Compliance Analyzer Report in File dated XXX with proof of receipt by borrower.  Unable to complete regulatory compliance check and TRID Monitoring.
12/1/2020	XXX	XXX	408045704	XXX	Compliance - Regulatory Compliance	Added 11/13/2020:  This loan failed TRID zero fee tolerance.  Appraisal Fee increased on Loan Estimate dated XXX without a Valid Change of Circumstance resulting in the below TRID Tolerance Violation.  Change of Circumstance dated XXX does not reflect the increase in the appraisal fee or the reason for the increase.  Condition added upon review of conditions received.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX

Seller Loan Number	Exception ID	Date Exception Cured Waived Updated	Description of Clearance	Comments	Compensating Factors
408045419	7500-852	11/2/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd.	Verified cash reserves exceed guidelines; Mortgage payment history exceeds guidelines; DTI below guideline requirement
408045419	7500-926	11/17/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	11/17:  verification dated XXX pre-close ok to accept per client based on compensating factors. 11/13:  Rec'd verification from Secretary of State website dated XXX post-consumation.  File is missing verification of self-employment dated 5 business days prior to the Note date per guidelines. 11/6/2020  Internet print out reflecting the officers of the company is not sufficient to meet the VVOE requirments	Verified cash reserves exceed guidelines; Mortgage payment history exceeds guidelines; DTI below guideline requirement
408045419	7500-893	11/10/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/10:  Per client, not needed as 1008 has all final terms. 1008 provided is not sufficient to meet the request for the lender loan approval approval to verify terms reflected on the 1008 are what were approved by the lender.	Verified cash reserves exceed guidelines; Mortgage payment history exceeds guidelines; DTI below guideline requirement
408046778	7500-1085	11/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/20:  Rec'd a copy of HUD-1 settlement statement closing showing draw of $XXX to cover cash required to close.  Loan number on settlement statement matches the concurrent jr lien mortgage in file.	Positive mortgage payment history; DTI below guideline requirement; Borrower has significant time at current job
408046778	7500-1086	11/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/20: Rec'd seller rebuttal that concurrent loan for $XXX loan was the funds used to for subject required cash to close.	Positive mortgage payment history; DTI below guideline requirement; Borrower has significant time at current job
408044324	7500-858	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received copy of Deed of Trust and 2 page signed PUD Rider.
408044324	7500-929	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17:  Ok Final XXX Title will trail with corrected city as per the prelim. //Rec'd prelim dated XXX that now shows XXX.  However, file already contains a final short form policy dated XXX showing XXX
408044324	7500-856	11/2/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Client elected to waive based on comp factors of DTI and job stability.
408044324	7500-857	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd 1008 10/29:  The file does not contain either a 1008 or loan approval.  Please upload the 1008.
408044324	7500-934	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Cleared; cash value sufficient for cash to close/reserves
408044324	7500-847	10/29/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/29/2020 Located "Emplyment, Income & Debt Affidavit" on page 513 of Root Doc which is sufficient as Borrower Attestation for COVID-19.
408044324	7500-848	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received eConsent dated XXX
408043908	7500-677	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/3/2020  Sufficient documentation received **** 10/20/2020   Missing documentation to evidence the monthly hazard insurance obligation for this property.  The property profile does not reflect the evidence of hazard insurance or the amount of the obligation. ******   Rec'd prop profile with taxes; still missing hazard insurance info.	LTV below guideline requirements; DTI below guideline requirement; Verified cash reserves exceed guidelines
408043908	7500-679	10/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	rec'd LOE, it is a mobile home, not real property that it is on XXX	LTV below guideline requirements; DTI below guideline requirement; Verified cash reserves exceed guidelines
408043908	7500-663	10/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/06/2020 Received full copy of Deed of Trust inclusive of Legal Description. //UPDATE:  10/02/2020 Received only a 1 page legal description.  What is needed is a FULL COPY of the Deed of Trust Inclusive of Legal Description and Any Riders.	LTV below guideline requirements; DTI below guideline requirement; Verified cash reserves exceed guidelines
408043977	7500-639	9/30/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	09/30/2020 Received Signature/Name Affidavits for both borrowers.	Positive mortgage payment history; LTV below guideline requirements; Verified cash reserves exceed guidelines
408043977	7500-640	9/30/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	09/30/2020 Received Signed Waiver of Escrow Disclosure.	Positive mortgage payment history; LTV below guideline requirements; Verified cash reserves exceed guidelines
408043977	7500-641	9/30/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	09/30/2020 Received Signed W9's for both borrowers.	Positive mortgage payment history; LTV below guideline requirements; Verified cash reserves exceed guidelines
408044007	7500-791	10/21/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/21/2020 Updated paystubs received
408044007	7500-813	10/28/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/28/2020  sufficient documentation received.  10/21/2020  Profit loss statement received but missing balance sheet ***** 10/16/2020 Documentation received not sufficient to meet the balance sheet program requirement. Profit and loss statement is acceptable
408044007	7500-787	10/21/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/21/2020 sufficient documentation received
408044044	7500-821	10/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/20/20 ok to waive	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408044044	7500-822	10/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/20/2020 The non-borrowing entity on the bank statemetns is the borrower's spouse. The tax returns support this	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408044452	7500-994	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/13 Employee Stock Purchase Plan XXX acct is in file and considered liquid; Cleared 11/10/2020  The asset documentation provided reflected assets held in the borrower retirement accounts with XXX. These funds are not considered non-retirment and cannot be used to meet the 3 months Non-retirement Asset Reserves Required for a primary residence	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408044452	7500-991	11/9/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/09/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test. //UPDATE:  11/05/2020  Received Notice of Right to Cancels attached to this condition.  WHAT IS NEEDED is a PC CD with borrower letter and proof of method of delivery reflecting accurate Interest From and Disbursement Dates.	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408044452	7500-985	11/5/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/05/2020 Received signed and accurately administered Notice of Right to Cancels for both borrowers.	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408045018	7500-809	10/19/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/19/2020 Received Privacy Policy	DTI < 35%; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408045018	7500-810	10/19/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/19/2020 Received CA Addendum to Loan Application (Notice: Married persons can apply for separate credit).	DTI < 35%; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408045018	7500-807	10/29/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		DTI < 35%; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408045018	7500-812	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/6/2020 Sufficient documentation received to evidence the XXX and XXX mortgage rating. Prevous rental history not reqired per guidelines***10/23/2020 The borrower has only had a mortgage history for the past 14 months and since the borrower has not rented a primary residence in the past 12 months the rental history is not required. Still missing evidence the XXX mortgage payment with XXX was paid as agreed.  Documentation provided to reflect the XXX payment but not the XXX payment.  *******    10/20/2020 The documentation received that refers to the borrower XXX credit card and not the mortgage. Sill missing the XXX payment as well as the borrower rental history for XXX as they were renting this residence prior to the purchase of the home in XXX	DTI < 35%; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408044209	7500-1006	11/16/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/16/2020 Received PC CD dated XXX with accurate Interest From date.  Entered into CE and received a Pass result for this test.
408044209	7500-1007	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/09/2020 Received Lender's explanation of borrower re-signing DOT for signatures as Trustees.
408044209	7500-1009	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/12/2020 Received eSigned CA Addendum to Loan Application (Notice: Married persons can apply for separate credit).
408044209	7500-1010	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/09/2020 Received Fair Lending Notice
408044209	7500-1011	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/12/2020 Received Initial Application dated XXX Signed by Loan Originator.
408044209	7500-1015	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	rec'd
408044209	7500-1004	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd copy of insurance policy
408044491	7500-1038	11/6/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Credit report is >60 days but <120 days; DD waiver applied.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044491	7500-1033	11/12/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/12/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044583	7500-777	11/2/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Client elected to waive based on compensating factors.	DTI below guideline requirement; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408044583	7500-772	11/10/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/10/2020 Received signed re-opened Notice of Right to Cancels for both borrowers administered on accurate Form H8.	DTI below guideline requirement; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408044583	7500-774	10/30/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/30/2020 Received Signed explanation. //UPDATE:  10/27/2020 Received the Same CD's dated XXX and XXX which do NOT explain the CD in file missing Date Issued and many other key data elements.  If this CD was issued by Title or Settlement Agent, NEED Lender's Signed Explanation as to who issued the CD, for what reason and specifically that it was NOT provided to the borrower(s). //UPDATE:  10/21/2020 Received CD's dated XXX and XXX which do not explain the CD received Missing Key Data Elements.  If this CD was issued by Title or the Settlement Agent, Need Lender's Signed Attestation reflecting who issued the CD, for what purpose it was issued and most specifically that it was NOT provided to the Borrower(s).	DTI below guideline requirement; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408046439	7500-1052	11/17/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/17/2020 Received PC CD dated XXX with accurate Interest From date.  Entered into CE and received a Pass result for this test.
408046439	7500-1061	11/16/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	rec'd
408046439	7500-1062	11/16/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	not required per guidelines
408044033	7500-716	10/21/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)
408044033	7500-722	10/26/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/26/2020 CDA received
408044033	7500-718	10/28/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Received VVOE for both borrower and co-borrower dated XXX  Note is dated XXX
408044033	7500-721	11/2/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/26/2020 1040 tax returns are not needed. 2 years W2s and 2 years transcripts in file.
408044033	7500-717	10/7/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/07/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates with borrower letter and proof of US Mailing.
408044037	7500-556	11/4/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	11/4:  Client elected to waive. //UPDATE:  10/19/2020 Received same explanation from TItle regarding the Deed back to the Trust.  STILL NEED XXX approval/waiver of this conditon. //UPDATE:  10/12/2020 Received explanation of the two Deeds from the Title Company.  This explanation matches what the condition advises and Requires XXX to approve the Vesting going back into the Trust after the recording of the Deed of Trust as Individuals.  XXXt must provide approval/waiver of this condition.	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score above 700; DTI < 35%
408044037	7500-560	10/2/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Note date is XXX, however, DOT was not signed/notarized until XXX	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score above 700; DTI < 35%
408044037	7500-557	9/25/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	09/25/2020 Received borrower letter and proof of US mailing of PC CD	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score above 700; DTI < 35%
408044036	7500-685	10/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/06/2020 Received Initial CD dated XXX	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044036	7500-684	10/7/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/07/2020 Received Lender's Signed Attestation that PC CD was sent to borrower via US Mail. //UPDATE:  10/06/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to Borrower. //UPDATE:  10/06/2020 Received the Initial CD dated XXX attached to this condition.  STILL NEED Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044036	7500-682	11/4/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	11/4/20:  Client elected to waive. //UPDATED:  10/13/2020 Received notification that Grant Deed from Individuals back to Trust was recorded after the Deed of Trust recorded.  XXX to approve/waive this condition if it is acceptable that the Vesting no longer matches the Deed of Trust.	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044374	7500-829	10/27/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/27/2020 Sufficient documentation received.	Verified cash reserves exceed guidelines; LTV below guideline requirements; Mortgage payment history exceeds guidelines
408044374	7500-828	10/27/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; LTV below guideline requirements; Mortgage payment history exceeds guidelines
408044374	7500-827	10/26/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/26/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; LTV below guideline requirements; Mortgage payment history exceeds guidelines
408044633	7500-981	11/10/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/10/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044633	7500-964	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/09/2020 Received Legal Description as "Exhibit "A""	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044633	7500-983	11/11/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044633	7500-986	11/11/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044633	7500-988	11/11/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/11/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044633	7500-963	11/4/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/4/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044712	7500-617	10/1/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044712	7500-610	10/6/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/06/2020 Received Lender's Signed Attestation PC CD was sent to borrower via US Mail. //UPDATE:  10/04/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to borrower(s). //UPDATE:  10/01/2020 Received Final Settlement Statement, however, Requirement is for a Post Consummation CD reflecting accurate Interest From and Disbursement Dates.	LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044712	7500-611	10/4/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/04/2020 Received PC CD reflecting accurate Interest From and Disbursement dates.  Entered into CE and received a Pass result for this test.	LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044712	7500-622	9/25/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property		LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044712	7500-616	10/29/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	10/29:  Client elected to waive with compensating factors. 10/15:  Based on final CD, revised the cash to close, however, the borrower still do not have sufficient non-retirement funds.  Total non-retirement is $XXX and required minimum amount is $XXX	LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044712	7500-619	9/25/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Ok to waive; Less than 90 days	LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044194	7500-842	10/26/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/26/2020 updated payoff demand received	Verified cash reserves exceed guidelines; LTV below guideline requirements; Positive mortgage payment history
408044194	7500-839	10/22/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/22/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.	Verified cash reserves exceed guidelines; LTV below guideline requirements; Positive mortgage payment history
408044194	7500-841	10/22/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/22/2020 Received PC CD dated XXX reflecting Payee for Appraisal Fee on line B01	Verified cash reserves exceed guidelines; LTV below guideline requirements; Positive mortgage payment history
408046185	7500-1043	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/12/2020 Received full copy of Deed of Trust inclusive of Legal Description as Exhibit "A".	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408046185	7500-1045	11/10/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	2019 tax transcripts in file and can be used in lieu of signature	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408046185	7500-1046	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408043867	7500-779	11/19/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/19: Simultaneous close; final title provided 10/20/2020 Received line of credit agreement but did not received subordination agreement. There isn't language in the credit line agreement to address the subordination of the credit line
408043867	7500-781	11/19/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/19:  Loan closed and final title shows individual only. 10/20/2020 Received a copy of the second amendment and complete restatement of the XXX Trust but the property is vested in XXX Trustee of the XXX Trust dated XXX. The trust documentation does not reference the XXX Trust. Documentation not sufficient to clear condition.
408043867	7500-782	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Copy of Final title policy rec'd
408043867	7500-783	10/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/20/2020  The deposit of $XXX is explained but missing an explanation for the deposit of $XXX on XXX into the XXX xx2738
408043867	7500-785	10/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/20/2020 Sufficient documentation received
408043867	7500-786	10/27/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/27/2020 supplement title received dated XXX
408043867	7500-767	10/21/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/21/2020 Received full copy of Deed of Trust inclusive of Page 12 of 12.
408045514	7500-1078	11/18/2020	Property condition cleared	Rec'd CDA	Credit score exceeds guidelines; Verified cash reserves exceed guidelines; DTI below guideline requirement
408047089	7500-1060	11/18/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Client elected to waive with compensating factors.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044026	7500-916	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	rec'd	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044026	7500-917	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Note date is XXX and VVOE is dated XXX  and is 5 business days prior to Note date	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044500	7500-953	11/13/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	Waived per client as disaster has no end date yet and subject not near wildfires	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; DTI below guideline requirement
408044500	7500-944	11/5/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/05/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; DTI below guideline requirement
408044122	7500-891	10/29/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/29/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.
408044122	7500-892	10/29/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/29/2020 Received PC CD dated XX with supporting Settlement Statement reflecing Lender Cure Credit for $XXX  Entered into CE and received a Pass result for reimbursement testing.
408044122	7500-875	10/29/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/29/2020 Sufficient documentation received
408044122	7500-895	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd LOE from Lender and XXX: XXX K1 not available until after closing due to fiscal year; LOE from XXX shows XXX/XXX income which is more than XXX & XXX
408044225	7500-707	11/18/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17:  Rec'd credit supp 11/2/2020 Aadditional documentation provided but it is not legible. **** Still missing evidence of the XXX and XXX paments *****10/21/2020 the mortgage statement only reflect the XXX payment made but missing evidence of  XXX and XXX  mortgage payment made as agreed
408044225	7500-709	10/16/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/15/2020  Bank statement dated XXX was vaild as of the closing date of the loan XXX
408045757	7500-1014	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received email from Lender that what looks like a "1" in the notary section of the Security Instrument is a glitch on the page and the Security Instrument was notarized XXX.  Also noted that Borrower's dated the Security Instrument XXX.	DTI below guideline requirement; Verified cash reserves exceed guidelines; Positive mortgage payment history
408045757	7500-1012	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received Signature/Name Affidavit for Primary Borrower "XXX"	DTI below guideline requirement; Verified cash reserves exceed guidelines; Positive mortgage payment history
408045997	7500-941	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Duplicate categorization not allowed; relaunched.	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-942	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/03/2020 Received XXX dated XXX	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-943	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17/2020 Received MD Settlement Services and MD Attorney Fee Disclosures which both can be considered sufficient as MD Application Disclosure.	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-951	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-959	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/03/2020 Received Lender's Initial Rate Lock Form reflecting loan locked XXX	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-948	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-950	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/6/2020  Sufficient documentation received. liquid assets are sufficient	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-947	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045997	7500-946	11/10/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd  master policy	Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408044048	7500-868	10/29/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/29: Rec'd explanation XXX is the mailing address for subj. 10/29/2020 Final CD for the sale of the property located at XXX was not received
408044048	7500-866	10/29/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/29/2020 the borrower states there was no rent paid as the property belonged to a friend.
408044469	7500-843	10/27/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/27/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; Additional documented income not used in qualifying
408044627	7500-815	10/20/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/20/2020 Sufficient documentation received
408044627	7500-818	10/21/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/21/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.
408044627	7500-819	10/23/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/23/2020 Received Initial CD dated and eSigned XXX
408044627	7500-844	10/30/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/30/2020 Received Valid COC.  Entered into CE and received a Pass result for all Tolerance Testing.
408046120	7500-999	11/10/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/10/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; Positive mortgage payment history; DTI below guideline requirement; Credit score exceeds guidelines
408045562	7500-962	11/4/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/4/2020 Sufficient documentation received	Verified cash reserves exceed guidelines; Borrower has significant time at current job; Positive mortgage payment history; DTI below guideline requirement
408046096	7500-907	11/4/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/04/20 Received title with the correct proposed insured amount	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044730	7500-965	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received Warranty Deed and confirmed Vesting and Legal.
408044730	7500-966	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/06/2020 Received Certificate of Completion reflecting both borrower's eConsent on XXX
408044730	7500-990	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Sufficient documentation received
408044730	7500-992	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Sufficient documentation received
408044730	7500-984	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/9/2020 Sufficient documentation received. Amendment reflecting breakdown of the personal items provided
408045874	7500-1087	11/18/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; DTI below guideline requirement
408045874	7500-1083	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17/2020 Received Lender's Lock Confirmation reflecting loan locked XXX	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; DTI below guideline requirement
408045874	7500-1084	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17/2020 Received Lender's Rate Lock Confirmation reflecting the Lock Extension matching the percentage chrarged on CD.	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; DTI below guideline requirement
408045981	7500-937	11/2/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/02/2020 Received proof Lender emailed Appraisal to borrower XXX	Verified cash reserves exceed guidelines; DTI below guideline requirement; Credit score exceeds guidelines
408045981	7500-938	11/2/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/02/2020 Received Cert of Completion reflecting both borrower's eConsents on XXX and XXX	Verified cash reserves exceed guidelines; DTI below guideline requirement; Credit score exceeds guidelines
408045981	7500-939	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/03/2020 Received Lender's Rate Lock Form reflecting loan originally locked XXX //UPDATE:  11/03/2020 Received Electronic Delivery for Appraisal attached to this condition.  WHAT IS NEEDED is the Lender's Initial Rate Lock Confirmation. //UPDATE:  11/02/2020 Received form from XXX however, it reflects a Lock time stamp dated XXX and the Initial LE dated XXX reflects the loan already locked.  Need Lender's Initial Rate Lock Confirmation.	Verified cash reserves exceed guidelines; DTI below guideline requirement; Credit score exceeds guidelines
408045896	7500-935	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/03/2020 Received Lender's Rate Lock Form reflecting Initial Lock Date of XXX	LTV below guideline requirements; DTI below guideline requirement; Credit score exceeds guidelines
408045065	7500-879	10/28/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/28/2020 Sufficient documentation received
408045065	7500-880	11/4/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	purchase contract provided; pending sale and no contingencies;  reserves met
408045065	7500-881	11/4/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Payoff appear on CD
408044501	7500-585	10/27/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/27: Letter from insurance co, and print screen shows replacement cost value, cleared. 10/22:  Rec'd copy of the details used for replacement cost value, but missing copy of the actual estimated replacement cost value determined the insurance company. 10/9/2020  Documentation received not sufficient to evidence the hazard insurance coverage reflected on the ins policy is suffiicient. Unable to clear	Credit score exceeds guidelines; DTI below guideline requirement; Additional documented income not used in qualifying
408044501	7500-604	9/25/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)		Credit score exceeds guidelines; DTI below guideline requirement; Additional documented income not used in qualifying
408044501	7500-588	10/1/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/01/2020 Received Seller's CD.	Credit score exceeds guidelines; DTI below guideline requirement; Additional documented income not used in qualifying
408045720	7500-874	10/28/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	10/28/2020 Received Proof of eConsents for both borrowers dated XXX and XXX
408046591	7500-1068	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	rec'd supp
408046591	7500-1066	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/13/2020 Received Title Supplement reflecting vesting only as XXX matching Deed of Trust.
408045423	7500-896	10/30/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	10/30/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.
408045423	7500-900	11/11/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/11/2020  sufficient documenation received ****  11/6/2020 A final HUD-1/ Final CD was provided  for the for the subject property but the documentation did not evidence that the borrower has access to the funds held by The XXX Trust xx7974 XXX
408045423	7500-912	11/6/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Sufficient documentation received
408046740	7500-1023	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/12/2020 Received USA Patriot Act Information Form completed and signed.
408046740	7500-1024	11/9/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/09/2020 Received Certificate of Completion reflecting borrower eConsent on XXX
408046740	7500-1027	11/19/2020	Credit condition waived or exception granted with compensating factors, Compliance condition exception granted for non material exceptions or satisfactory cure/re-disclose, conform with applicable laws/regs, does not impact enforceability or ability to foreclose, escrowed funds allowed for completion of property	11/19:  Client elected to waive based on comp factors. Rec'd verification dated XXX  However, loan closed XXX. Guidelines require verification 5 days prior to the Note date.
408046740	7500-1022	11/17/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	11/17/2020 Received borrower letter and proof of method of delivery. 11/12/2020 Received two refund checks to borrower for $XXX each totalling $XXX attached to this condition with a shipping label for what appears to be the custodal docs.  What is needed is a PC CD with explanation lettter to borrower and proof of method of delivery to borrower reflecting Lender tolerance cure of $XXX
408046740	7500-1028	11/19/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Removed rental income used
408046740	7500-1026	11/10/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Rec'd LOE from borrower.
408045299	7500-940	11/3/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/03/2020 Received Certificate of Completion reflecting borrower's eConsent accepted on XXX	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%
408046392	7500-1063	11/16/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/16/2020 Received Certificate of Completion reflecting both borrower's eConsent on XXX
408046392	7500-1159	11/24/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	not required
408046392	7500-1082	11/18/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/18/2020 Updated documentation received and DTI at XXX
408045533	7500-903	11/16/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	Per client clarification, not a guideline requirement.  Cleared.
408045533	7500-901	11/13/2020	Property condition cleared	Rec'd
408045533	7500-863	11/5/2020	Compliance conditions cured by satisfactory remediation docs/re-disclosures	//UPDATE:  11/05/2020 Received CD dated XXX attached to this condition.  WHAT IS NEEDED is the CD dated XXX borrower received XXX as reflected on the Disclosure Tracking Detains in file.
408045533	7500-859	11/12/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/12/2020 Received Final Title Policy reflecting Vesting as XXX only.
408045704	7500-864	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/13/2020 Received re-disclosed LE dated XXX //UPDATE:  11/04/2020 Received documents attached to this condition for an entirely different borrower and property.  Condition remains as is.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%; Credit score exceeds guidelines
408045704	7500-865	11/13/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/13/2020 Received Initial CD dated XXX //UPDATE:  11/04/2020 Received documents attached to this condition for an entirely different borrower and property.  Condition remains as is.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%; Credit score exceeds guidelines
408045704	7500-1089	11/17/2020	Credit condition cleared, Compliance condition cleared (does not include compliance cures)	11/17/2020 Received COC dated XXX with LE dated XXX not previously submitted.  Entered into CE and received a Pass result for all Tolerance Testing.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%; Credit score exceeds guidelines

Seller Loan Number	Exception Status	Exception Category	Exception Event Level	Initial Review Date	Occupancy Type	Property State	Note Date	Loan Purpose
408045419	Cured	Compliance	EG1	10/27/2020	Primary	GA	XXX	Purchase
408045419	Waived	Credit	EG2	10/27/2020	Primary	GA	XXX	Purchase
408045419	Cured	Credit	EG1	10/27/2020	Primary	GA	XXX	Purchase
408046778	Cured	Credit	EG1	11/13/2020	Primary	PA	XXX	Rate and Term Refi
408046778	Cured	Credit	EG1	11/13/2020	Primary	PA	XXX	Rate and Term Refi
408044324	Cured	Credit	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Cured	Credit	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Waived	Credit	EG2	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Cured	Credit	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Cured	Credit	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Cured	Compliance	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408044324	Cured	Compliance	EG1	10/23/2020	Primary	GA	XXX	Rate and Term Refi
408043908	Cured	Credit	EG1	10/1/2020	Primary	TX	XXX	Rate and Term Refi
408043908	Cured	Credit	EG1	10/1/2020	Primary	TX	XXX	Rate and Term Refi
408043908	Cured	Credit	EG1	10/1/2020	Primary	TX	XXX	Rate and Term Refi
408043977	Cured	Compliance	EG1	9/29/2020	Primary	MN	XXX	Rate and Term Refi
408043977	Cured	Compliance	EG1	9/29/2020	Primary	MN	XXX	Rate and Term Refi
408043977	Cured	Compliance	EG1	9/29/2020	Primary	MN	XXX	Rate and Term Refi
408044007	Cured	Credit	EG1	10/13/2020	Primary	CO	XXX	Cashout Refi
408044007	Cured	Credit	EG1	10/13/2020	Primary	CO	XXX	Cashout Refi
408044007	Cured	Credit	EG1	10/13/2020	Primary	CO	XXX	Cashout Refi
408044044	Cured	Credit	EG1	10/15/2020	Primary	CA	XXX	Rate and Term Refi
408044044	Cured	Credit	EG1	10/15/2020	Primary	CA	XXX	Rate and Term Refi
408044452	Cured	Credit	EG1	11/3/2020	Primary	WA	XXX	Rate and Term Refi
408044452	Cured	Compliance	EG2	11/3/2020	Primary	WA	XXX	Rate and Term Refi
408044452	Cured	Compliance	EG1	11/3/2020	Primary	WA	XXX	Rate and Term Refi
408045018	Cured	Compliance	EG1	10/14/2020	Second	CA	XXX	Purchase
408045018	Cured	Compliance	EG1	10/14/2020	Second	CA	XXX	Purchase
408045018	Cured	Credit	EG1	10/14/2020	Second	CA	XXX	Purchase
408045018	Cured	Credit	EG1	10/14/2020	Second	CA	XXX	Purchase
408044209	Cured	Compliance	EG2	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Compliance	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Compliance	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Compliance	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Compliance	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Credit	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044209	Cured	Credit	EG1	11/4/2020	Primary	CA	XXX	Rate and Term Refi
408044491	Waived	Credit	EG2	11/6/2020	Primary	CA	XXX	Rate and Term Refi
408044491	Cured	Compliance	EG2	11/6/2020	Primary	CA	XXX	Rate and Term Refi
408044583	Waived	Credit	EG2	10/13/2020	Primary	CO	XXX	Rate and Term Refi
408044583	Cured	Compliance	EG2	10/13/2020	Primary	CO	XXX	Rate and Term Refi
408044583	Cured	Compliance	EG1	10/13/2020	Primary	CO	XXX	Rate and Term Refi
408046439	Cured	Compliance	EG2	11/10/2020	Primary	CA	XXX	Rate and Term Refi
408046439	Cured	Credit	EG1	11/10/2020	Primary	CA	XXX	Rate and Term Refi
408046439	Cured	Credit	EG1	11/10/2020	Primary	CA	XXX	Rate and Term Refi
408044033	Cured	Credit	EG1	10/6/2020	Primary	CA	XXX	Rate and Term Refi
408044033	Cured	Property	EG1	10/6/2020	Primary	CA	XXX	Rate and Term Refi
408044033	Cured	Credit	EG1	10/6/2020	Primary	CA	XXX	Rate and Term Refi
408044033	Cured	Credit	EG1	10/6/2020	Primary	CA	XXX	Rate and Term Refi
408044033	Cured	Compliance	EG2	10/6/2020	Primary	CA	XXX	Rate and Term Refi
408044037	Waived	Compliance	EG2	9/21/2020	Primary	CA	XXX	Rate and Term Refi
408044037	Waived	Credit	EG2	9/21/2020	Primary	CA	XXX	Rate and Term Refi
408044037	Cured	Compliance	EG1	9/21/2020	Primary	CA	XXX	Rate and Term Refi
408044036	Cured	Compliance	EG1	10/2/2020	Primary	CA	XXX	Rate and Term Refi
408044036	Cured	Compliance	EG2	10/2/2020	Primary	CA	XXX	Rate and Term Refi
408044036	Waived	Compliance	EG2	10/2/2020	Primary	CA	XXX	Rate and Term Refi
408044374	Cured	Credit	EG1	10/19/2020	Primary	CA	XXX	Rate and Term Refi
408044374	Cured	Credit	EG1	10/19/2020	Primary	CA	XXX	Rate and Term Refi
408044374	Cured	Credit	EG1	10/19/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Compliance	EG2	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Credit	EG1	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Credit	EG1	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Credit	EG1	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Credit	EG1	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044633	Cured	Credit	EG1	11/3/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Cured	Credit	EG1	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Cured	Compliance	EG2	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Cured	Compliance	EG2	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Waived	Credit	EG2	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Waived	Credit	EG2	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044712	Waived	Credit	EG2	9/25/2020	Primary	CA	XXX	Rate and Term Refi
408044194	Cured	Credit	EG1	10/21/2020	Primary	CA	XXX	Rate and Term Refi
408044194	Cured	Compliance	EG2	10/21/2020	Primary	CA	XXX	Rate and Term Refi
408044194	Cured	Compliance	EG2	10/21/2020	Primary	CA	XXX	Rate and Term Refi
408046185	Cured	Credit	EG1	11/6/2020	Primary	CA	XXX	Purchase
408046185	Cured	Credit	EG1	11/6/2020	Primary	CA	XXX	Purchase
408046185	Cured	Credit	EG1	11/6/2020	Primary	CA	XXX	Purchase
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Credit	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408043867	Cured	Compliance	EG1	10/13/2020	Primary	CA	XXX	Cashout Refi
408045514	Cured	Property	EG1	11/12/2020	Primary	CA	XXX	Cashout Refi
408047089	Waived	Property	EG2	11/11/2020	Primary	CA	XXX	Purchase
408044026	Cured	Credit	EG1	10/27/2020	Second	WA	XXX	Rate and Term Refi
408044026	Cured	Credit	EG1	10/27/2020	Second	WA	XXX	Rate and Term Refi
408044500	Waived	Property	EG2	11/2/2020	Primary	OR	XXX	Rate and Term Refi
408044500	Cured	Compliance	EG2	11/2/2020	Primary	OR	XXX	Rate and Term Refi
408044122	Cured	Compliance	EG2	10/24/2020	Primary	CA	XXX	Rate and Term Refi
408044122	Cured	Compliance	EG2	10/24/2020	Primary	CA	XXX	Rate and Term Refi
408044122	Cured	Credit	EG1	10/24/2020	Primary	CA	XXX	Rate and Term Refi
408044122	Cured	Credit	EG1	10/24/2020	Primary	CA	XXX	Rate and Term Refi
408044225	Cured	Credit	EG1	10/5/2020	Primary	PA	XXX	Rate and Term Refi
408044225	Cured	Credit	EG1	10/5/2020	Primary	PA	XXX	Rate and Term Refi
408045757	Cured	Compliance	EG1	11/4/2020	Primary	PA	XXX	Purchase
408045757	Cured	Compliance	EG1	11/4/2020	Primary	PA	XXX	Purchase
408045997	Cured	Compliance	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Compliance	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Compliance	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Credit	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Compliance	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Credit	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Credit	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Property	EG1	10/30/2020	Primary	MD	XXX	Purchase
408045997	Cured	Credit	EG1	10/30/2020	Primary	MD	XXX	Purchase
408044048	Cured	Credit	EG1	10/23/2020	Primary	SC	XXX	Rate and Term Refi
408044048	Cured	Credit	EG1	10/23/2020	Primary	SC	XXX	Rate and Term Refi
408044469	Cured	Credit	EG1	10/21/2020	Primary	CA	XXX	Rate and Term Refi
408044627	Cured	Credit	EG1	10/15/2020	Primary	CA	XXX	Cashout Refi
408044627	Cured	Compliance	EG2	10/15/2020	Primary	CA	XXX	Cashout Refi
408044627	Cured	Compliance	EG1	10/15/2020	Primary	CA	XXX	Cashout Refi
408044627	Cured	Compliance	EG1	10/15/2020	Primary	CA	XXX	Cashout Refi
408046120	Cured	Property	EG1	11/3/2020	Primary	IL	XXX	Purchase
408045562	Cured	Credit	EG1	11/3/2020	Primary	NC	XXX	Purchase
408046096	Cured	Credit	EG1	10/26/2020	Primary	NC	XXX	Rate and Term Refi
408044730	Cured	Compliance	EG1	11/3/2020	Second	FL	XXX	Purchase
408044730	Cured	Compliance	EG1	11/3/2020	Second	FL	XXX	Purchase
408044730	Cured	Credit	EG1	11/3/2020	Second	FL	XXX	Purchase
408044730	Cured	Credit	EG1	11/3/2020	Second	FL	XXX	Purchase
408044730	Cured	Credit	EG1	11/3/2020	Second	FL	XXX	Purchase
408045874	Cured	Credit	EG1	11/13/2020	Primary	CA	XXX	Rate and Term Refi
408045874	Cured	Compliance	EG1	11/13/2020	Primary	CA	XXX	Rate and Term Refi
408045874	Cured	Compliance	EG1	11/13/2020	Primary	CA	XXX	Rate and Term Refi
408045981	Cured	Compliance	EG1	10/30/2020	Primary	CA	XXX	Purchase
408045981	Cured	Compliance	EG1	10/30/2020	Primary	CA	XXX	Purchase
408045981	Cured	Compliance	EG1	10/30/2020	Primary	CA	XXX	Purchase
408045896	Cured	Compliance	EG1	10/30/2020	Primary	CA	XXX	Purchase
408045065	Cured	Credit	EG1	10/24/2020	Primary	MN	XXX	Purchase
408045065	Cured	Credit	EG1	10/24/2020	Primary	MN	XXX	Purchase
408045065	Cured	Credit	EG1	10/24/2020	Primary	MN	XXX	Purchase
408044501	Cured	Credit	EG1	9/24/2020	Primary	MA	XXX	Purchase
408044501	Cured	Credit	EG1	9/24/2020	Primary	MA	XXX	Purchase
408044501	Cured	Compliance	EG1	9/24/2020	Primary	MA	XXX	Purchase
408045720	Cured	Compliance	EG1	10/24/2020	Second	CO	XXX	Purchase
408046591	Cured	Credit	EG1	11/12/2020	Primary	WA	XXX	Cashout Refi
408046591	Cured	Compliance	EG1	11/12/2020	Primary	WA	XXX	Cashout Refi
408045423	Cured	Compliance	EG2	10/26/2020	Primary	WA	XXX	Rate and Term Refi
408045423	Cured	Credit	EG1	10/26/2020	Primary	WA	XXX	Rate and Term Refi
408045423	Cured	Credit	EG1	10/26/2020	Primary	WA	XXX	Rate and Term Refi
408046740	Cured	Compliance	EG1	11/5/2020	Primary	NY	XXX	Purchase
408046740	Cured	Compliance	EG1	11/5/2020	Primary	NY	XXX	Purchase
408046740	Waived	Credit	EG2	11/5/2020	Primary	NY	XXX	Purchase
408046740	Cured	Compliance	EG2	11/5/2020	Primary	NY	XXX	Purchase
408046740	Cured	Credit	EG1	11/5/2020	Primary	NY	XXX	Purchase
408046740	Cured	Credit	EG1	11/5/2020	Primary	NY	XXX	Purchase
408045299	Cured	Compliance	EG1	10/30/2020	Primary	CT	XXX	Purchase
408046392	Cured	Compliance	EG1	11/12/2020	Primary	CT	XXX	Purchase
408046392	Cured	Credit	EG1	11/12/2020	Primary	CT	XXX	Purchase
408046392	Cured	Credit	EG1	11/12/2020	Primary	CT	XXX	Purchase
408045533	Cured	Credit	EG1	10/26/2020	Primary	CO	XXX	Cashout Refi
408045533	Cured	Property	EG1	10/26/2020	Primary	CO	XXX	Cashout Refi
408045533	Cured	Compliance	EG2	10/26/2020	Primary	CO	XXX	Cashout Refi
408045533	Cured	Compliance	EG1	10/26/2020	Primary	CO	XXX	Cashout Refi
408045704	Cured	Compliance	EG1	10/27/2020	Primary	TN	XXX	Purchase
408045704	Cured	Compliance	EG1	10/27/2020	Primary	TN	XXX	Purchase
408045704	Cured	Compliance	EG1	10/27/2020	Primary	TN	XXX	Purchase

Seller Loan Number	TILA Rating	Loan Initial	Loan Final	Credit Initial	Credit Final	Compliance Initial	Compliance Final	Property Initial	Property Final
408045419	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408045419	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408045419	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408046778	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408046778	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408044324	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408043908	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043908	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043908	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043977	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408043977	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408043977	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408044007	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044007	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044007	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044044	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044044	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044452	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044452	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044452	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408045018	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045018	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045018	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045018	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044209	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044491	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044491	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044583	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044583	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044583	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046439	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046439	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046439	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044033	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044033	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044033	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044033	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044033	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044037	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044037	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044037	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044036	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG3	EG2	EG1	EG1
408044036	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG3	EG2	EG1	EG1
408044036	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG3	EG2	EG1	EG1
408044374	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044374	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044374	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044633	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044712	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044194	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044194	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044194	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046185	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408046185	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408046185	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408043867	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045514	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG1	EG1	EG3	EG1
408047089	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG1	EG1	EG3	EG2
408044026	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044026	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044500	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG3	EG2	EG3	EG2
408044500	QM: Safe Harbor	EG3	EG2	EG1	EG1	EG3	EG2	EG3	EG2
408044122	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044122	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044122	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044122	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044225	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044225	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408045757	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045757	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408045997	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408044048	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044048	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044469	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044627	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044627	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044627	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044627	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046120	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG1	EG1	EG3	EG1
408045562	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408046096	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044730	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044730	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044730	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044730	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044730	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045874	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045874	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045874	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045981	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045981	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045981	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045896	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045065	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408045065	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408045065	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044501	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044501	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044501	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045720	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408046591	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408046591	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045423	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408045423	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408045423	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046740	QM: Safe Harbor	EG3	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408045299	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408046392	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408046392	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408046392	QM: Safe Harbor	EG3	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045533	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408045533	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408045533	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408045533	QM: Safe Harbor	EG3	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408045704	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045704	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045704	QM: Safe Harbor	EG3	EG1	EG1	EG1	EG3	EG1	EG1	EG1

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Exception Report - Loan
Client Project:	SEMT 2020-5	Loans in report:	51

Report Date	Loan Number	Edge MAC ID	Seller Loan Number	Originator	Open Material Exceptions	Open Non Material Exceptions
12/1/2020	XXX	XXX	408045419	XXX
12/1/2020	XXX	XXX	408046778	XXX
12/1/2020	XXX	XXX	408044324	XXX
12/1/2020	XXX	XXX	408043908	XXX
12/1/2020	XXX	XXX	408043977	XXX
12/1/2020	XXX	XXX	408044007	XXX
12/1/2020	XXX	XXX	408044044	XXX
12/1/2020	XXX	XXX	408044452	XXX
12/1/2020	XXX	XXX	408045018	XXX
12/1/2020	XXX	XXX	408044209	XXX
12/1/2020	XXX	XXX	408044491	XXX
12/1/2020	XXX	XXX	408044583	XXX
12/1/2020	XXX	XXX	408046439	XXX
12/1/2020	XXX	XXX	408044033	XXX
12/1/2020	XXX	XXX	408044037	XXX
12/1/2020	XXX	XXX	408044036	XXX
12/1/2020	XXX	XXX	408044374	XXX
12/1/2020	XXX	XXX	408044633	XXX
12/1/2020	XXX	XXX	408044712	XXX
12/1/2020	XXX	XXX	408044194	XXX
12/1/2020	XXX	XXX	408046185	XXX
12/1/2020	XXX	XXX	408043867	XXX
12/1/2020	XXX	XXX	408045514	XXX
12/1/2020	XXX	XXX	408047089	XXX
12/1/2020	XXX	XXX	408044026	XXX
12/1/2020	XXX	XXX	408044500	XXX
12/1/2020	XXX	XXX	408044122	XXX
12/1/2020	XXX	XXX	408044225	XXX
12/1/2020	XXX	XXX	408045757	XXX
12/1/2020	XXX	XXX	408045997	XXX
12/1/2020	XXX	XXX	408044048	XXX
12/1/2020	XXX	XXX	408044469	XXX
12/1/2020	XXX	XXX	408044627	XXX
12/1/2020	XXX	XXX	408046120	XXX
12/1/2020	XXX	XXX	408045562	XXX
12/1/2020	XXX	XXX	408046096	XXX
12/1/2020	XXX	XXX	408044730	XXX
12/1/2020	XXX	XXX	408045874	XXX
12/1/2020	XXX	XXX	408045981	XXX
12/1/2020	XXX	XXX	408045896	XXX
12/1/2020	XXX	XXX	408045065	XXX
12/1/2020	XXX	XXX	408044501	XXX
12/1/2020	XXX	XXX	408045720	XXX
12/1/2020	XXX	XXX	408046591	XXX
12/1/2020	XXX	XXX	408045423	XXX
12/1/2020	XXX	XXX	408046740	XXX
12/1/2020	XXX	XXX	408045299	XXX
12/1/2020	XXX	XXX	408046392	XXX
12/1/2020	XXX	XXX	408045887	XXX
12/1/2020	XXX	XXX	408045533	XXX
12/1/2020	XXX	XXX	408045704	XXX

Seller Loan Number	Cleared Exceptions	Cured Exceptions	Waived Exceptions	Compensating Factors
408045419	1) Borrower Attestation.  Missing Borrower COVID 19 Affidavit signed by both borrowers. COMMENTS: Rec'd. 2) Missing seller loan approval to verify loan terms. COMMENTS: 11/10:  Per client, not needed as 1008 has all final terms. 1008 provided is not sufficient to meet the request for the lender loan approval approval to verify terms reflected on the 1008 are what were approved by the lender.		1) Missing verification of self-employment for the borrower completed  within 5  days prior to the Note Date COMMENTS: 11/17:  verification dated XXX pre-close ok to accept per client based on compensating factors. 11/13:  Rec'd verification from Secretary of State website dated XXX post-consumation.  File is missing verification of self-employment dated 5 business days prior to the Note date per guidelines. 11/6/2020  Internet print out reflecting the officers of the company is not sufficient to meet the VVOE requirments	Verified cash reserves exceed guidelines; Mortgage payment history exceeds guidelines; DTI below guideline requirement
408046778	1) Missing documentation to evidence the fully executed subordination agreement for the 2nd lien (HELOC) with XXX was provided. Subject to review upon receipt. COMMENTS: 11/20:  Rec'd a copy of HUD-1 settlement statement closing showing draw of $XXX to cover cash required to close.  Loan number on settlement statement matches the concurrent jr lien mortgage in file. 2) Missing documentation to evidence the borrower has sufficient assets to meet the minimum reserve requirement.  The asset documentation indicates that after closing the borrower has $XXX in available reserves. The total reserves required total $XXX which leave the borrower short $XXX the required reserves. COMMENTS: 11/20: Rec'd seller rebuttal that concurrent loan for $XXX loan was the funds used to for subject required cash to close.			Positive mortgage payment history; DTI below guideline requirement; Borrower has significant time at current job
408044324	1) Borrower Attestation.  Missing Borrower Affidavit. COMMENTS: 10/29/2020 Located "Emplyment, Income & Debt Affidavit" on page 513 of Root Doc which is sufficient as Borrower Attestation for COVID-19. 2) Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event. COMMENTS: 11/06/2020 Received eConsent dated XXX 3) UPDATED 10/29: Per XXX, loan approval is not required if 1008 is in file.  However, file is also missing the 1008.  //Missing final 1008 and loan approval. COMMENTS: Rec'd 1008 10/29:  The file does not contain either a 1008 or loan approval.  Please upload the 1008. 4) Missing complete copy of mortgage to include all pages of the PUD rider.  Subject to review. COMMENTS: 11/06/2020 Received copy of Deed of Trust and 2 page signed PUD Rider. 5) Copy of the final Short Form Loan Policy in the file shows subject property city as XXX and all other documents show XXX COMMENTS: 11/17:  Ok Final XXX Title will trail with corrected city as per the prelim. //Rec'd prelim dated XXX that now shows XXX  However, file already contains a final short form policy dated XXX showing XXX 6) Missing evidence of liquidation of the XXX account for required cash to close, along with updated balance information to verify three months of non-retirement assets. COMMENTS: Cleared; cash value sufficient for cash to close/reserves		1) Missing  2 months consecutive statements or the most recent quarterly statement for XXX statement. File only contains current screen print-out dated XXX as per letter in file, XXX only provides annual statements. COMMENTS: Client elected to waive based on comp factors of DTI and job stability.
408043908	1) //UPDATE:  10/02/2020 Received only a 1 page legal description.  What is needed is a FULL COPY of the Deed of Trust Inclusive of Legal Description and Any Riders.The Deed of Trust is missing the legal description.  Deed of Trust in file dated XXX reflects "SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF" on Page 3, however, the legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders. COMMENTS: 10/06/2020 Received full copy of Deed of Trust inclusive of Legal Description. //UPDATE:  10/02/2020 Received only a 1 page legal description.  What is needed is a FULL COPY of the Deed of Trust Inclusive of Legal Description and Any Riders. 2) Missing documentation to evidence the monthly Hazard Insurance , Property tax, and HOA obligation for the property located at XXX. The property tax statement in the file is for XXX and the current year tax statements are needed. Subject to recalculation of the debt to income ratio upon receipt. COMMENTS: 11/3/2020  Sufficient documentation received **** 10/20/2020   Missing documentation to evidence the monthly hazard insurance obligation for this property.  The property profile does not reflect the evidence of hazard insurance or the amount of the obligation. ******   Rec'd prop profile with taxes; still missing hazard insurance info. 3) Provide LOE on XXX and provide housing expense information, if applicable. The signed loan application does not disclose the property however tax statements in the file are addressed to the borrowers.  Subject to additional conditions. COMMENTS: rec'd LOE, it is a mobile home, not real property that it is on XXX			LTV below guideline requirements; DTI below guideline requirement; Verified cash reserves exceed guidelines
408043977	1) Misc-Federal Disc.  Missing Signature/Name/AKA Statements for both borrowers. COMMENTS: 09/30/2020 Received Signature/Name Affidavits for both borrowers. 2) Escrow Waiver Agreement.  Missing Initial Escrow Account Waiver Disclosure. COMMENTS: 09/30/2020 Received Signed Waiver of Escrow Disclosure. 3) Notice IRS Disclosure.  Missing W9-Payers Request for Taxpayer ID forms for both borrowers. COMMENTS: 09/30/2020 Received Signed W9's for both borrowers.			Positive mortgage payment history; LTV below guideline requirements; Verified cash reserves exceed guidelines
408044007	1) Missing proof of business existence within 5 days of Note date for XXX, XXX and Missing proof of business existence within 5 days of Note date for XXX, XXX. COMMENTS: 10/21/2020 sufficient documentation received 2) Missing updated paystubs for XXX, XXX current paystubs have expired as of XXX COMMENTS: 10/21/2020 Updated paystubs received 3) Missing YTD Profit and Loss and Balance Sheet for XXX, XXX. COMMENTS: 10/28/2020  sufficient documentation received.  10/21/2020  Profit loss statement received but missing balance sheet ***** 10/16/2020 Documentation received not sufficient to meet the balance sheet program requirement. Profit and loss statement is acceptable
408044044	1) Missing updated preliminary title report within 60 days of note date XXX.  The prelim in file is dated XXX COMMENTS: 10/20/20 ok to waive 2) Missing documentation to evidence the borrower has full access the funds located in the XXX account xx0641 and 3983. The bank statement reflects a non-borrowing co-owner of the accounts. Subject to review of reserves upon receipt. COMMENTS: 10/20/2020 The non-borrowing entity on the bank statemetns is the borrower's spouse. The tax returns support this			Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408044452	1) Lender to provide Notice of Right to Cancel.  The Notice of Right to Cancel is required on all primary residence, refinance transactions and document is missing from the file for the Borrower XXX. COMMENTS: 11/05/2020 Received signed and accurately administered Notice of Right to Cancels for both borrowers. 2) Missing verification of liquid assets to cover 3 months reserves/$XXX  Assets in file are employee/retirement plans. COMMENTS: 11/13 Employee Stock Purchase Plan XXX acct is in file and considered liquid; Cleared 11/10/2020  The asset documentation provided reflected assets held in the borrower retirement accounts with XXX. These funds are not considered non-retirment and cannot be used to meet the 3 months Non-retirement Asset Reserves Required for a primary residence	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX, the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/09/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test. //UPDATE:  11/05/2020  Received Notice of Right to Cancels attached to this condition.  WHAT IS NEEDED is a PC CD with borrower letter and proof of method of delivery reflecting accurate Interest From and Disbursement Dates.		Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI < 35%
408045018	1) Missing 100% access letter for XXX XX0425 joint with non-borrower. 2) Privacy Notice.  Missing Privacy Policy. COMMENTS: 10/19/2020 Received Privacy Policy 3) Addendum to Residential Mortgage Loan Application.  Missing CA Addendum to Loan Application (Notice: Married persons can apply for separate credit). COMMENTS: 10/19/2020 Received CA Addendum to Loan Application (Notice: Married persons can apply for separate credit). 4) Missing satisfactory 0X30X24 month rating for the current mortgage and previous rent history.  A mortgage rating for XXX for 14 months has been provided on the credit report however the rating is missing the XXX and XXX payments. (XXX payment was provided with mortgage statement)  Additionally, missing verification of rent for XXX  to complete 24 month verification of Mortgage/Rent.  Borrower rented for 1 year prior to purchase of home in XXX. COMMENTS: 11/6/2020 Sufficient documentation received to evidence the XXX and XXX mortgage rating. Prevous rental history not reqired per guidelines***10/23/2020 The borrower has only had a mortgage history for the past 14 months and since the borrower has not rented a primary residence in the past 12 months the rental history is not required. Still missing evidence the XXX mortgage payment with XXX was paid as agreed.  Documentation provided to reflect the XXX payment but not the XXX payment.  *******    10/20/2020 The documentation received that refers to the borrower XXX credit card and not the mortgage. Sill missing the XXX payment as well as the borrower rental history for XXX as they were renting this residence prior to the purchase of the home in XXX			DTI < 35%; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408044209	1) Missing documentation to evidence that sufficient hazard insurance is in place for the subject property. The loan file does not contain a current hazard policy for the subject property. COMMENTS: Rec'd copy of insurance policy 2) Misc-TRID.  Deed of Trust in file dated XXX reflects a notary acknowledgment date of XXX  Need Notarial Certificate with correct notary acknowledgment date.  All other dated closing documents in file along with other notarial certificates are dated XXX COMMENTS: 11/09/2020 Received Lender's explanation of borrower re-signing DOT for signatures as Trustees. 3) Addendum to Loan App-Separate Credit.  Missing CA Addendum to Loan Application (Notice: Married persons can apply for separate credit). COMMENTS: 11/12/2020 Received eSigned CA Addendum to Loan Application (Notice: Married persons can apply for separate credit). 4) Fair Lending Notice.  Missing CA Fair Lending Notice. COMMENTS: 11/09/2020 Received Fair Lending Notice 5) 1003 - Initial Application is not Accurate.  According to the Uniform Residential Loan Application (1003) in file, the earliest application date is XXX however, the earliest dated disclosures in file reflect a date of XXX  Need Initial Uniform Residential Loan Application (1003) signed and dated by Loan Originator.  Unable to determine actual Application Date to ensure all early disclosures were issued within 3 business days of application date. COMMENTS: 11/12/2020 Received Initial Application dated XXX Signed by Loan Originator. 6) Missing copy of photo ID for XXX.  Photo ID provided for XXX but a copy is missing for XXX COMMENTS: rec'd	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/16/2020 Received PC CD dated XXX with accurate Interest From date.  Entered into CE and received a Pass result for this test.
408044491		1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX the loan funded on 11/04/2020 resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/12/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test.	1) Missing updated credit report.  Copy of credit report in file expired XXX and loan closed XXX COMMENTS: Credit report is >60 days but <120 days; DD waiver applied.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044583	1) Missing signed Lender's explanation for incomplete Closing Disclosure in file missing pages and/or key data elements, however, it is not marked as "Draft" or "Preliminary". COMMENTS: 10/30/2020 Received Signed explanation. //UPDATE:  10/27/2020 Received the Same CD's dated XXX and XXX which do NOT explain the CD in file missing Date Issued and many other key data elements.  If this CD was issued by Title or Settlement Agent, NEED Lender's Signed Explanation as to who issued the CD, for what reason and specifically that it was NOT provided to the borrower(s). //UPDATE:  10/21/2020 Received CD's dated XXX and XXX which do not explain the CD received Missing Key Data Elements.  If this CD was issued by Title or the Settlement Agent, Need Lender's Signed Attestation reflecting who issued the CD, for what purpose it was issued and most specifically that it was NOT provided to the Borrower(s).	1) Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor.  Lender administered the Notice of Right to Cancel on Form H9, however, XXX is not the prior Lender.  According to the Title Commitment in file, prior Lender is XXX.  Need re-opened Notice of Right to Cancel administered on Form H8 with explanation letter to borrower and proof of method of delivery to borrower. COMMENTS: 11/10/2020 Received signed re-opened Notice of Right to Cancels for both borrowers administered on accurate Form H8.	1) UPDATED 10/28: Re-reviewed mortgage statement and demand; total 11 months rating acknowledged.  Still missing complete 24 months housing history.//Missing complete 24 months housing history.  Credit report only rated 9 months; with missing verification of current mortgage  XXX payment or explanation as mortgage statement dated XXX reflects a XXX due date with the last payment made on XXX  Subject property purchased by borrowers on XXX and were previously renting.  Missing VOR from previous residence. COMMENTS: Client elected to waive based on compensating factors.	DTI below guideline requirement; Verified cash reserves exceed guidelines; Credit score exceeds guidelines
408046439	1) Missing documentation to evidence an updated lock confirmation was provided in the loan file. The lock confirmation in the file reflects a loan amount of $XXX whereas the Note and Deed of Trust reflect a loan amount of $XXX COMMENTS: rec'd 2) Missing documentation to evidence the borrower has 100% access to the funds in the XXX xx9423. A non-borrowing third party is listed as the primary owner of this account on the bank statements provided. COMMENTS: not required per guidelines	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure Issued XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/17/2020 Received PC CD dated XXX with accurate Interest From date.  Entered into CE and received a Pass result for this test.
408044033	1) Missing final 1008  to match final loan terms for loan amount, LTV/CLTV/HCLTV, interest rate and product type. 2) Missing VVOE dated within 5 days of Note date for XXX. The verbal verification of employment in the file for XXX is not dated and it cannot be verified that the verification of employment was completed within 5 days of the Note date. COMMENTS: Received VVOE for both borrower and co-borrower dated XXX  Note is dated XXX 3) Missing copies of borrower signed and dated XXX and XXX 1040 tax returns. COMMENTS: 10/26/2020 1040 tax returns are not needed. 2 years W2s and 2 years transcripts in file. 4) Missing CDA appraisal review. Per guidelines, a CDA review is required to support the value of the appraisal. COMMENTS: 10/26/2020 CDA received	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/07/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates with borrower letter and proof of US Mailing.
408044037	1) Missing Explanation letter to Borrower and proof of method of delivery for Post Consummation CD in file dated XXX COMMENTS: 09/25/2020 Received borrower letter and proof of US mailing of PC CD		1) Misc-Federal Disc.  The Deed of Trust in file dated XXX reflects the vesting as "XXX," however, file contains an additional Grant Deed placing vesting back into the Trust as "XXX and XXX, Trustees or their successors in trust under the XXX Living Trust dated XXX, and any amendments thereto, as community property.  It appears title will record the subsequent Grant Deed concurrently and Vesting will not match Lender's Deed of Trust. COMMENTS: 11/4:  Client elected to waive. //UPDATE:  10/19/2020 Received same explanation from TItle regarding the Deed back to the Trust.  STILL NEED XXX approval/waiver of this conditon. //UPDATE:  10/12/2020 Received explanation of the two Deeds from the Title Company.  This explanation matches what the condition advises and Requires XXX to approve the Vesting going back into the Trust after the recording of the Deed of Trust as Individuals.  XXX must provide approval/waiver of this condition. 2) Missing documentation to evidence a verbal verification of employment was completed for the borrower 5 days prior to the note date. The verbal verification of employment in the file is dated XXX which is after the note date of XXX COMMENTS: Note date is XXX however, DOT was not signed/notarized until XXX	Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score above 700; DTI < 35%
408044036	1) TRID - Closing Disclosure Missing.  Missing Initial Closing Disclosure (CD) issued to consumer at least 3 days prior to consummation with proof of consumer's receipt.  Closing Disclosure in file was Issued on XXX and signed at consummation on XXX  Unable to complete regulatory compliance check and TRID monitoring. COMMENTS: 10/06/2020 Received Initial CD dated XXX	1) //UPDATE:  10/06/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to Borrower.//UPDATE:  10/06/2020 Received the Initial CD dated XXX attached to this condition.  STILL NEED Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/07/2020 Received Lender's Signed Attestation that PC CD was sent to borrower via US Mail. //UPDATE:  10/06/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to Borrower. //UPDATE:  10/06/2020 Received the Initial CD dated XXX attached to this condition.  STILL NEED Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.	1) Misc-Federal Disc.  There is a Grant Deed in file dated XXX that reflects the vesting as "XXX and XXX, Trustees of the XXX Trust dated XXX," then a Grant Deed dated XXX reflects the vesting as "XXX and XXX, XXX," and on the same day another Grant Deed also dated XXX reflects the vesting returns again to "XXX and XXX, Trustees of the XXX Trust dated XXX," however, the Deed of Trust in file dated XXX reflects the vesting as "XXX and XXX, XXX."  It appears Settlement Agent will record the Grant Deed returning Vesting to the Trust after loan closing.  RXXXt should review and approve if requirement is for Vesting to Not be in Trust. COMMENTS: 11/4/20:  Client elected to waive. //UPDATED:  10/13/2020 Received notification that Grant Deed from Individuals back to Trust was recorded after the Deed of Trust recorded.  XXX to approve/waive this condition if it is acceptable that the Vesting no longer matches the Deed of Trust.	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044374	1) Missing signed letter of explanation and source of the following large deposits into borrower's XXX account ending in 0355: $XXX on XXX and $XX on XXX. Deposits must come from borrower's streams of income. Debt to income ratio subject to recalculation. COMMENTS: 10/26/2020 Sufficient documentation received 2) Missing copies of the cancelled checks for the XXX , XXX and XXX  for the private party mortgage with XXX.  XXX is the holder of the current note and being paid off as part of this transaction. . 3) Missing documentation to evidence there are no employments greater than 60 days. The verbal verification of employment indicates the borrower started their position with their current employer on XXX and it cannot be determined when they left their position with XXX. COMMENTS: 10/27/2020 Sufficient documentation received.			Verified cash reserves exceed guidelines; LTV below guideline requirements; Mortgage payment history exceeds guidelines
408044633	1) Missing satisfactory evidence of hazard insurance for subject property.  Hazard insurance company must have an acceptable risk rating.   Subject to recalculation of debt ratios. COMMENTS: 11/4/2020 Sufficient documentation received 2) The Deed of Trust is missing the legal description.  Deed of Trust in file dated 10/19/2020 reflects "LEGAL DESCRIPTION ATTACHED HERE TO AND MADE A PART HEREOF" on Page 2, however, legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders. COMMENTS: 11/09/2020 Received Legal Description as "Exhibit "A"" 3) Missing documentation to determine if the open XXX Home Equity Line Acct #5088 is associated with the subject property and would need to be closed. 4) Missing documentation to show XXr no longer has an interest in XXX.  Last transfer is to XXX and XXX dtd XXX.  If she is partial owner then the property and associated liabilities need to be added to the 1003 and 1008.  Subject to review. 5) Missing verification of employment with XXX to determine if there was a gap in employment between leaving XXX and beginning with XXX. COMMENTS: 11/11/2020 Sufficient documentation received	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/10/2020 Received PC CD dated XXX reflecting accurate Interest From date.  Entered into CE and received a Pass result for this test.		Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044712	1) Missing documentation that items #8 and #9 have been resolved and have been removed from title. Documentation subject to review upon receipt.	1) //UPDATE:  10/04/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to borrower(s).//UPDATE:  10/01/2020 Received Final Settlement Statement, however, Requirement is for a Post Consummation CD reflecting accurate Interest From and Disbursement Dates.This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/06/2020 Received Lender's Signed Attestation PC CD was sent to borrower via US Mail. //UPDATE:  10/04/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates, however, MISSING Proof of Method of Delivery to borrower(s). //UPDATE:  10/01/2020 Received Final Settlement Statement, however, Requirement is for a Post Consummation CD reflecting accurate Interest From and Disbursement Dates. 2) This loan failed TRID timing of disclosures.  Closing Disclosure in file dated XXX reflects a receipt date of XXX which is after the funding date of XXX resulting in the below Secondary Market Exception and Loan Condition.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Secondary Market Exceptions and Loan ConditionsThis loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. COMMENTS: 10/04/2020 Received PC CD reflecting accurate Interest From and Disbursement dates.  Entered into CE and received a Pass result for this test.	1) Missing documentation to evidence the borrower has sufficient liquid non retirement assets to meet the program reserve requirements. The program guidelines require the borrower have 3 months in liquid non-retirement assets in reserve. Three months PITI would require the borrower to have $XXX in non-retirement assets. The non-retirement asset documentation provided reflects the borrower has $XXX - the funds needed to close of $XXX leave the borrower with $XXX in non-retirement asset that can be used for reserves. This amount does not meet the minimum program requirement of $XXX COMMENTS: 10/29:  Client elected to waive with compensating factors. 10/15:  Based on final CD, revised the cash to close, however, the borrower still do not have sufficient non-retirement funds.  Total non-retirement is $XXX and required minimum amount is $XXX 2) Missing an additional asset statement for the borrower retirement statement with XXX to verify the borrower has sufficient reserves to meet the program minimum requirement.  The current statement is dated XXX and does not meet the guideline requirement that assets statements be dated no more than 60 days from the note date. The note date is XXX COMMENTS: Ok to waive; Less than 90 days 3) Missing updated preliminary title report. Copy in the file is dated XXX which is not within 60 days of the closing date of XXX	LTV below guideline requirements; Borrower has significant time at current job; Credit score exceeds guidelines
408044194	1) Missing the current payoff demand for the subject property to verify payoff reflected on the final closing disclosure is sufficient to payoff existing lien.  The payoff demand in the file is only good through XXX and the loan closed XXX COMMENTS: 10/26/2020 updated payoff demand received	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/22/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test. 2) Closing Disclosure in file contains an inaccurate Payee Name.  Closing Disclosure (CD) in file Issued XXX reflects the payee name for "Appraisal Fee" on line 01 as "TBD".  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery to borrower reflecting all payee names. COMMENTS: 10/22/2020 Received PC CD dated XXX reflecting Payee for Appraisal Fee on line B01		Verified cash reserves exceed guidelines; LTV below guideline requirements; Positive mortgage payment history
408046185	1) The Deed of Trust is missing the legal description.  Deed of Trust in file dated 10/29/2020 reflects "LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF" on Page 2, however, legal description is missing.  Need full copy of Deed of Trust inclusive of legal description and any riders. COMMENTS: 11/12/2020 Received full copy of Deed of Trust inclusive of Legal Description as Exhibit "A". 2) Missing XXX 1040 tax returns signed and dated by XXX. The XXX 1040 returns in the file have not been signed. COMMENTS: XXX tax transcripts in file and can be used in lieu of signature 3) Missing documentation to evidence a verbal verification of employment was completed 5 days prior to the note date for the co-borrower XXX. The verbal verification of employment is for the co-borrower in the file is not dated. COMMENTS: Rec'd			Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408043867	1) Mortgage/Deed in file is incomplete.  The Deed of Trust in file dated XXX is missing Page 12 of 12.  Need full copy of executed and notarized Deed of Trust inclusive of all pages and Legal Description. COMMENTS: 10/21/2020 Received full copy of Deed of Trust inclusive of Page 12 of 12. 2) Missing fully executed subordination agreement the new HELOC loan with XXX #4493 for $XXX COMMENTS: 11/19: Simultaneous close; final title provided 10/20/2020 Received line of credit agreement but did not received subordination agreement. There isn't language in the credit line agreement to address the subordination of the credit line 3) Missing copy of the XXX Trust dated XXX.  A completed copy of the trust is required when borrower is taking title in the trust. COMMENTS: 11/19:  Loan closed and final title shows individual only. 10/20/2020 Received a copy of the second amendment and complete restatement of the XXX Trust but the property is vested in XXX Trustee of the XXX Trust dated XXX. The trust documentation does not reference the XXX Trust. Documentation not sufficient to clear condition. 4) Missing title supplement removing item #9 (XXX $XXX lien) COMMENTS: Copy of Final title policy rec'd 5) Missing signed letter of explanation and source of the following large deposits into borrower's XXX account ending in #7995: $XXX on XXX and the XXX account ending in #2738  $XXX on XXX. Deposits must come from borrower's streams of income. Debt to income ratio subject to recalculation. COMMENTS: 10/20/2020  The deposit of $XXX is explained but missing an explanation for the deposit of $XXX on XXX into the XXX xx2738 6) Missing current consecutive months account statements for the following:  XXX, XXX statement is expired,; The  XXX  and the XXX account statements do not have a two month history. COMMENTS: 10/20/2020 Sufficient documentation received 7) Missing updated preliminary title report. The current report in the file is dated XXX and has expired. COMMENTS: XXX supplement title received dated XXX
408045514	1) Missing documentation to evidence a Secondary Valuation model (CDA) was completed for the subject property. COMMENTS: Rec'd CDA			Credit score exceeds guidelines; Verified cash reserves exceed guidelines; DTI below guideline requirement
408047089			1) Property values in the subject market area are declining per appraisal and CDA. COMMENTS: Client elected to waive with compensating factors.	Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044026	1) Missing documentation to evidence the monthly tax obligation for the borrower's primary residence located at XXX. Subject to review upon receipt COMMENTS: rec'd 2) Missing documentation to evidence a verbal verification of employment was completed for the borrower 5 days prior to the note date. The verbal verification of employment was completed on XXX and the Note date is XXX COMMENTS: Note date is XXX and VVOE is dated XXX  and is 5 business days prior to Note date			Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; Positive mortgage payment history
408044500		1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 11/05/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.	1) Missing an updated 1004D to evidence the subject property has not been damaged by the recent disaster.  The subject property is located in FEMA declared disaster area. COMMENTS: Waived per client as disaster has no end date yet and subject not near wildfires	Verified cash reserves exceed guidelines; Borrower has significant time at current job; LTV below guideline requirements; DTI below guideline requirement
408044122	1) Missing VVOE dated within 5 days of Note date for XXX, XXX. The verbal verification of employment that is located in the file is dated XXX and the loan closed XXX and the verbal verification of employment was not completed within 5 days of the note date. COMMENTS: 10/29/2020 Sufficient documentation received 2) Missing the co-borrower's XXX K-1 statement for XXX. Subject to review of income upon receipt. COMMENTS: Rec'd LOE from Lender and XXX: XXX K1 not available until after closing due to fiscal year; LOE from XXX shows XXX/XXX income which is more than XXX & XXX	1) "This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission ""midnight of"" date is XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery reflecting accurate Interest From and Disbursement dates.This loan failed the TILA right of rescission test.Closed-end ( 12 CFR 1026.23(a)(3) , transferred from 12 CFR 226.23(a)(3) ), Open-end ( 12 CFR 1026.15(a)(3) ,transferred from 12 CFR 226.15(a)(3) ) The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of thenotice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/29/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test. 2) TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided.  Appraisal Fee increased on Closing Disclosure dated XXX and Appraisal Desk Review was added on Closing Disclosure dated XXX without Valid Change of Circumstances for either fee resulting in the below TRID tolerance violation.Integrated Disclosures Tolerance & Reimbursement Provisions - 10/14/2020 - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX COMMENTS: 10/29/2020 Received PC CD dated XXX with supporting Settlement Statement reflecing Lender Cure Credit for $XXX.  Entered into CE and received a Pass result for reimbursement testing.
408044225	1) Missing current mortgage rating within 30 days of closing.XXX, account ending 9781 missing rating for XXX and XXX and XXX, account ending 7428 missing rating for XXX and XXX COMMENTS: 11/17:  Rec'd credit supp 11/2/2020 Aadditional documentation provided but it is not legible. **** Still missing evidence of the XXX and XXX paments *****10/21/2020 the mortgage statement only reflect the XXX payment made but missing evidence of  XXX and XXX  mortgage payment made as agreed 2) Missing the following updated bank statements for asset verification: XXX, account ending 8679.   Bank statements provided have expired. COMMENTS: 10/15/2020  Bank statement dated XXX was vaild as of the closing date of the loan XXX
408045757	1) Misc-Federal Disc.  Missing Signature/Name/AKA Affidavit for Primary Borrower "XXX". COMMENTS: 11/06/2020 Received Signature/Name Affidavit for Primary Borrower "XXX" 2) Document not properly executed or dated: Security Instrument notarized XXX which has not occurred yet. COMMENTS: 11/06/2020 Received email from Lender that what looks like a "1" in the notary section of the Security Instrument is a glitch on the page and the Security Instrument was notarized XXX.  Also noted that Borrower's dated the Security Instrument XXX			DTI below guideline requirement; Verified cash reserves exceed guidelines; Positive mortgage payment history
408045997	1) This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked. COMMENTS: Duplicate categorization not allowed; relaunched. 2) RESPA - Missing list of Settlement Service Providers.  Missing Written List of Service Providers with proof issued within 3 business days of application.  Unable to complete regulatory compliance check and TRID monitoring. COMMENTS: 11/03/2020 Received XXX dated XXX 3) Misc-State Disc.  Missing MD Application Disclosure. COMMENTS: 11/17/2020 Received MD Settlement Services and MD Attorney Fee Disclosures which both can be considered sufficient as MD Application Disclosure. 4) Missing master insurance policy for condominium project -  to include the subject property's unit number. COMMENTS: Rec'd  master policy 5) Missing condo cert or other documentation to support the condominium project is warrantable. 6) Missing documentation to support the new XXX lease liability of $XXX monthly stated on the application.  Documentation in file does not indicate lease is paid in full.  Subject to review. 7) Missing sufficient liquid assets to cover 3 months PITIA liquid reserve requirement.  Borrowers down payment and closing costs were $XXX however the borrower liquid assets at closing were $XXX which leaves the borrower short to meet the 3 month requirement by $XXX COMMENTS: 11/6/2020  Sufficient documentation received. liquid assets are sufficient 8) Missing documentation to explain the $XXX "other" housing expense on the 1003 and 1008. 9) Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked. COMMENTS: 11/03/2020 Received Lender's Initial Rate Lock Form reflecting loan locked XXX			Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408044048	1) Missing Verification of Rent for past 24 months for borrower's previous residence at XXX. Any of the following documents are acceptable: institutional VOR; letter and rating from a property management company; copies of canceled checks (front and back); or a credit supplement for a rental rating. Third-party verification or copies of cancelled checks are required for private party verification. COMMENTS: 10/29/2020 the borrower states there was no rent paid as the property belonged to a friend. 2) Missing the Final CD/HUD-1 to evidence the property located at XXX has been sold. COMMENTS: 10/29: Rec'd explanation XXX is the mailing address for subj. 10/29/2020 Final CD for the sale of the property located at XXX was not received
408044469	1) Missing documentation (VOE) to satisfy requirement for 24 months of employment without a gap and/or with a satisfactory explanation.  Letter in file from Loan Officer does not cover the potential gap.  Borrower has W2's in file for XXX and XXX for XXX.  XXX has not been verified thru a VOE to confirm dates of employment. COMMENTS: 10/27/2020 Sufficient documentation received			Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; Additional documented income not used in qualifying
408044627	1) Missing evidence HELOC XXX  XX6187 has been closed COMMENTS: 10/20/2020 Sufficient documentation received 2) TRID - Closing Disclosure Missing;  Missing the Initial Closing Disclosure as reflected in the esign Process Summary.  Closing Disclosure in file is dated XXX and Signed at Consummation on XXX.  Unable to complete regulatory compliance check and TRID monitoring. COMMENTS: 10/23/2020 Received Initial CD dated and eSigned XXX 3) Added 10/23/2020:  This loan failed TRID zero fee tolerance.  Discount Points Increased on Closing Disclosure dated XXX without a Valid Change of Circumstance resulting in the below TRID Tolerance Violation.  Condition added upon review of Conditions received.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX. COMMENTS: 10/30/2020 Received Valid COC.  Entered into CE and received a Pass result for all Tolerance Testing.	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date was XXX and per the Closing Disclosure dated XXX the loan funded on XXX  Need Post Consummation Closing Disclosure with explanation letter to Borrower and proof of method of delivery.This loan failed the TILA right of rescission test.Closed-end ( 12 CFR 1026.23(a)(3) , transferred from 12 CFR 226.23(a)(3) ), Open-end ( 12 CFR 1026.15(a)(3) ,transferred from 12 CFR 226.15(a)(3) )The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of thenotice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/21/2020 Received PC CD dated XXX with accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.
408046120	1) Missing condominium project review and documentation to support attached condominium is warrantable and meets guidelines. COMMENTS: 11/10/2020 Sufficient documentation received			Verified cash reserves exceed guidelines; Positive mortgage payment history; DTI below guideline requirement; Credit score exceeds guidelines
408045562	1) Missing the Final HUD-1 / Closing Disclosure to evidence the sale of the borrower departing residence located at XXX. Documentation to support proceeds in the amount of $XXX. Housing expense was not included in DTI.  Subject to review upon receipt. COMMENTS: 11/4/2020 Sufficient documentation received			Verified cash reserves exceed guidelines; Borrower has significant time at current job; Positive mortgage payment history; DTI below guideline requirement
408046096	1) Missing updated preliminary title report to reflect the correct loan amount and proposed insured. The preliminary title report in the file does not reflect the correct loan amount. COMMENTS: 11/04/20 Received title with the correct proposed insured amount			Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI below guideline requirement
408044730	1) Missing Grant/Warranty Deed to Confirm Vesting on Mortgage. COMMENTS: 11/06/2020 Received Warranty Deed and confirmed Vesting and Legal. 2) Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event for both borrowers. COMMENTS: 11/06/2020 Received Certificate of Completion reflecting both borrower's eConsent on XXX 3) Missing the Final Closing Disclosure for the subject property with the updated purchase price. The purchase agreement reflects a purchase price of $XXX and the CD  dated XXX list a sales price of $XXX COMMENTS: 11/9/2020 Sufficient documentation received. Amendment reflecting breakdown of the personal items provided 4) Missing source of XXX in the amount of $XXX and evidence of transfer to the closing agent. COMMENTS: Sufficient documentation received 5) Missing documentation to evidence the monthly PITI for the property located at XXX or provide documentation to evidence  the sale of the XXX property listed on XXX 1040 tax returns. COMMENTS: Sufficient documentation received
408045874	1) This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file Issued XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked. COMMENTS: 11/17/2020 Received Lender's Lock Confirmation reflecting loan locked XXX 2) This loan failed TRID zero fee tolerance.  Notice of Change Circumstances Reasons Closing Disclosure in file dated XXX is incomplete/invalid.  Notice of Change Circumstances does not reflect the addition of the "Lock Extension" fee or that rate dependent fees were added for lock extension resulting in the below TRID tolerance violation.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 3This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX COMMENTS: 11/17/2020 Received Lender's Rate Lock Confirmation reflecting the Lock Extension matching the percentage chrarged on CD. 3) Missing final 1008, and 1003 to match final loan terms for loan amount, LTV/CLTV/HCLTV, interest rate and product type. COMMENTS: Rec'd			Verified cash reserves exceed guidelines; LTV below guideline requirements; Credit score exceeds guidelines; DTI below guideline requirement
408045981	1) Ack of Receipt of Appraisal Report.  Missing proof that creditor delivered copies of appraisals and other written valuations either at, or prior to, consummation. ECOA Valuations Rule violation (1002.14(a)(1)). COMMENTS: 11/02/2020 Received proof Lender emailed Appraisal to borrower XXX 2) Electronic Consent/eSign Form.  Electronic Consent/ eSign Form in file is dated XXX, however, earliest eSign event occurred XXX.  Need Electronic Consent/ eSign Form completed prior to earliest esign event. COMMENTS: 11/02/2020 Received Cert of Completion reflecting both borrower's eConsents on XXX and XXX 3) This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked. COMMENTS: 11/03/2020 Received Lender's Rate Lock Form reflecting loan originally locked XXX //UPDATE:  11/03/2020 Received Electronic Delivery for Appraisal attached to this condition.  WHAT IS NEEDED is the Lender's Initial Rate Lock Confirmation. //UPDATE:  11/02/2020 Received form from XXX, however, it reflects a Lock time stamp dated XXX and the Initial LE dated XXX reflects the loan already locked.  Need Lender's Initial Rate Lock Confirmation.			Verified cash reserves exceed guidelines; DTI below guideline requirement; Credit score exceeds guidelines
408045896	1) This loan failed TRID timing of disclosures.  Missing Lender's Rate Lock Confirmation form.  Initial Loan Estimate (LE) in file dated XXX reflects the loan as locked, however, missing any form of rate lock confirmation to confirm the date the rate was locked. COMMENTS: 11/03/2020 Received Lender's Rate Lock Form reflecting Initial Lock Date of XXX			LTV below guideline requirements; DTI below guideline requirement; Credit score exceeds guidelines
408045065	1) Missing documentation to evidence the most recent 24 month mortgage rating for the property located at XXX maximum 0x30. The credit supplement reflects a mortgage with XXX xx1148 but only reflects a mortgage rating from XXX - XXX with the next payment due of XXX COMMENTS: 10/28/2020 Sufficient documentation received 2) Missing current mortgage statement for the XXX #1998 HELOC account reflecting the monthly obligation. Subject to review upon receipt. COMMENTS: purchase contract provided; pending sale and no contingencies;  reserves met 3) Missing documentation showing the following accounts have been paid off with zero balances:  XXX XXX #0002,  XXX XXX #0001,  and  XXX  ##7710. COMMENTS: Payoff appear on CD
408044501	1) Insufficient Insurance Amount to Cover Loan Balance.  Missing updated insurance policy with sufficient coverage or evidence of insurable value as determined by the insurance company. COMMENTS: 10/27: Letter from insurance co, and print screen shows replacement cost value, cleared. 10/22:  Rec'd copy of the details used for replacement cost value, but missing copy of the actual estimated replacement cost value determined the insurance company. 10/9/2020  Documentation received not sufficient to evidence the hazard insurance coverage reflected on the ins policy is suffiicient. Unable to clear 2) Missing Seller's Closing Disclosure/Final Settlement Statement to confirm all Seller Paid Fees are reflected on the Borrower's Closing Disclosure in file. COMMENTS: 10/01/2020 Received Seller's CD. 3) Missing documentation to evidence a verbal verification of employment was completed for the borrower employment with XXX 5 days prior to the Note date			Credit score exceeds guidelines; DTI below guideline requirement; Additional documented income not used in qualifying
408045720	1) Electronic Consent/eSign Form.  Missing Electronic Consent/ eSign Forms for both borrowers completed prior to earliest esign event.  Upon receipt of post closing documents, additional Federal and/or State disclosures may be required. COMMENTS: 10/28/2020 Received Proof of eConsents for both borrowers dated XXX and XXX
408046591	1) Misc-TRID.  The Commitment for Title Insurance in file dated XXX reflects the vesting as "XXX and XXX, who also appear of record as XXX and XXX, husband and wife," however, the Deed of Trust in file dated XXX reflects the vesting as "XXX, XXX," and there is no Quitclaim Deed in file. COMMENTS: 11/13/2020 Received Title Supplement reflecting vesting only as XXX matching Deed of Trust. 2) Missing documentation to evidence an updated preliminary title report was provided reflecting the correct loan amount and proposed insured. The prelim in the file reflects a loan amount of $XXX whereas the Note and Deed of Trust reflect a loan amount of $XXX. COMMENTS: rec'd supp
408045423	1) Assets provided from XXX XX7974 does not reflect the borrowers name.  Missing evidence the borrower has access to these funds. COMMENTS: 11/11/2020  sufficient documenation received ****  11/6/2020 A final HUD-1/ Final CD was provided  for the for the subject property but the documentation did not evidence that the borrower has access to the funds held by XXX Trust xx7974 XXX 2) Missing copy of extension for the XXX 1040 returns. COMMENTS: Sufficient documentation received	1) This loan failed the TILA Right of Rescission test.  The funding date is before the third business day following consummation.  The rescission "midnight of" date was XXX and according to the Closing Disclosure dated XXX the loan funded on XXX resulting in the below TILA Violation.  Need Post Consummation Closing Disclosure with explanation letter to borrower and proof of method of delivery to borrower reflecting accurate Interest From and Disbursement Dates.Federal TILAThis loan failed the TILA right of rescission test.Closed-end (12 CFR 1026.23(a)(3), transferred from 12 CFR 226.23(a)(3)), Open-end (12 CFR 1026.15(a)(3), transferred from 12 CFR 226.15(a)(3))The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR 1026.23 or 1026.15, or delivery of all material disclosures, whichever occurs last. COMMENTS: 10/30/2020 Received PC CD dated XXX reflecting accurate Interest From and Disbursement Dates.  Entered into CE and received a Pass result for this test.
408046740	1) Patriot Act Disclosure.  There is a Patriot Act Disclosure in file, however, there is no other documentation to verify borrowers identification. COMMENTS: 11/12/2020 Received USA Patriot Act Information Form completed and signed. 2) Electronic Consent/eSign Form.  There is an Electronic Consent/eSign Form in file, however, it reflects a date of XXX and there are documents in file esigned with a date of XXX.  Need Electronic Consent/eSign Form completed prior to earliest esign event. COMMENTS: 11/09/2020 Received Certificate of Completion reflecting borrower eConsent on XXX 3) Missing documentation to support liability listed on final 1003 of $XXX for the rent of XXX COMMENTS: Rec'd LOE from borrower. 4) Missing signed lease agreement for the property located at XXX COMMENTS: Removed rental income used	1) This loan failed TRID zero fee tolerance.  On the Initial Closing Disclosure (CD) Issued XXX the "Appraisal Desk Review Fee" was added without a valid Change of Circumstance, resulting in the below TRID Tolerance Violation.Integrated Disclosures Tolerance & Reimbursement Provisions - XXX - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX. COMMENTS: 11/17/2020 Received borrower letter and proof of method of delivery. 11/12/2020 Received two refund checks to borrower for $XXX each totalling $XXX attached to this condition with a shipping label for what appears to be the custodal docs.  What is needed is a PC CD with explanation lettter to borrower and proof of method of delivery to borrower reflecting Lender tolerance cure of $XXX	1) Missing documentation to evidence a verbal verification of self- employment was completed for the borrower. COMMENTS: 11/19:  Client elected to waive based on comp factors. Rec'd verification dated XXX  However, loan closed XXX Guidelines require verification 5 days prior to the Note date.
408045299	1) Electronic Consent/e Sign Form.  Electronic Consent/e Sign Form in file is dated XXX however, earliest e Sign event occurred XXX.  Need Electronic Consent/e Sign Form completed prior to earliest e sign event. COMMENTS: 11/03/2020 Received Certificate of Completion reflecting borrower's eConsent accepted on XXX			Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%
408046392	1) Electronic Consent/eSign Form.  Missing Electronic Consent/eSign Form completed prior to earliest esign event for both borrowers. COMMENTS: 11/16/2020 Received Certificate of Completion reflecting both borrower's eConsent on XXX 2) Lender's DTI on 1008 is XXX%, however, recalculated DTI of XXX% exceeds maximum allowed of 43.00%. COMMENTS: 11/18/2020 Updated documentation received and DTI at XXX 3) Missing DU/LP with terms matching the 1008 COMMENTS: not required
408045887				Verified cash reserves exceed guidelines; Credit score exceeds guidelines; DTI below guideline requirement
408045533	1) Document not properly executed or dated.  The Deed of Trust in file dated XXX reflects the vesting as "XXX," however, the Commitment for Title Insurance in file dated XXX reflects the vesting as "XXX and XXX" and XXX did not execute the Deed of Trust or Rider.  Need full copy of Deed of Trust with Rider signed by both title holders and notarized. COMMENTS: 11/12/2020 Received Final Title Policy reflecting Vesting as XXX only. 2) Missing documentation to evidence a Secondary valuation model was completed to support the appraisal value. Missing required CDA COMMENTS: Rec'd 3) Missing signed letter from the non-borrowing third party XXX stating that the borrower has full access to funds in the following accounts xx9477 , xx2622 , xx9207, xx5567 and xx0543. COMMENTS: Per client clarification, not a guideline requirement.  Cleared.	1) The loan contains errors within one or more TRID disclosure.  Disclosure Tracking Details in file dated XXX reflects the Borrower was Sent a Closing Disclosure (CD) on XXX that they Received on XXX and another Closing Disclosure (CD) on XXX that they also Received on XXX however, there are no corresponding Closing Disclosures in file.  Unable to complete regulatory compliance check and TRID Monitoring. COMMENTS: //UPDATE:  11/05/2020 Received CD dated XXX attached to this condition.  WHAT IS NEEDED is the CD dated XXX borrower received XXX as reflected on the Disclosure Tracking Detains in file.
408045704	1) TRID - Loan Estimate Missing.  Missing Loan Estimate dated XXX as reflected in the Compliance Analyzer Report in file dated XXX.  Unable to complete regulatory compliance check and TRID Monitoring. COMMENTS: 11/13/2020 Received re-disclosed LE dated XXX //UPDATE:  11/04/2020 Received documents attached to this condition for an entirely different borrower and property.  Condition remains as is. 2) TRID - Closing Disclosure Missing.  Missing Initial Closing Disclosure dated XXX as reflected in the Compliance Analyzer Report in File dated XXX with proof of receipt by borrower.  Unable to complete regulatory compliance check and TRID Monitoring. COMMENTS: 11/13/2020 Received Initial CD dated XXX //UPDATE:  11/04/2020 Received documents attached to this condition for an entirely different borrower and property.  Condition remains as is. 3) Added 11/13/2020:  This loan failed TRID zero fee tolerance.  Appraisal Fee increased on Loan Estimate dated XXX without a Valid Change of Circumstance resulting in the below TRID Tolerance Violation.  Change of Circumstance dated XXX does not reflect the increase in the appraisal fee or the reason for the increase.  Condition added upon review of conditions received.Integrated Disclosures Tolerance & Reimbursement Provisions - 10/15/2020 - 1This loan failed the charges that cannot increase test. (12 CFR 1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to 1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX. COMMENTS: 11/17/2020 Received COC dated XXX with LE dated XXX not previously submitted.  Entered into CE and received a Pass result for all Tolerance Testing.			Verified cash reserves exceed guidelines; LTV below guideline requirements; DTI < 35%; Credit score exceeds guidelines

Seller Loan Number	Initial Review Date	Occupancy Type	Property State	Note Date	Loan Purpose	TILA Rating	Loan Initial
408045419	10/27/2020	Primary	GA	XXX	Purchase	QM: Safe Harbor	EG3
408046778	11/13/2020	Primary	PA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044324	10/23/2020	Primary	GA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408043908	10/1/2020	Primary	TX	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408043977	9/29/2020	Primary	MN	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044007	10/13/2020	Primary	CO	XXX	Cashout Refi	QM: Safe Harbor	EG3
408044044	10/15/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044452	11/3/2020	Primary	WA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408045018	10/14/2020	Second	CA	XXX	Purchase	QM: Safe Harbor	EG3
408044209	11/4/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044491	11/6/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044583	10/13/2020	Primary	CO	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408046439	11/10/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044033	10/6/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044037	9/21/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044036	10/2/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044374	10/19/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044633	11/3/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044712	9/25/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044194	10/21/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408046185	11/6/2020	Primary	CA	XXX	Purchase	QM: Safe Harbor	EG3
408043867	10/13/2020	Primary	CA	XXX	Cashout Refi	QM: Safe Harbor	EG3
408045514	11/12/2020	Primary	CA	XXX	Cashout Refi	QM: Safe Harbor	EG3
408047089	11/11/2020	Primary	CA	XXX	Purchase	QM: Safe Harbor	EG3
408044026	10/27/2020	Second	WA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044500	11/2/2020	Primary	OR	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044122	10/24/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044225	10/5/2020	Primary	PA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408045757	11/4/2020	Primary	PA	XXX	Purchase	QM: Safe Harbor	EG3
408045997	10/30/2020	Primary	MD	XXX	Purchase	QM: Safe Harbor	EG3
408044048	10/23/2020	Primary	SC	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044469	10/21/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044627	10/15/2020	Primary	CA	XXX	Cashout Refi	QM: Safe Harbor	EG3
408046120	11/3/2020	Primary	IL	XXX	Purchase	QM: Safe Harbor	EG3
408045562	11/3/2020	Primary	NC	XXX	Purchase	QM: Safe Harbor	EG3
408046096	10/26/2020	Primary	NC	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408044730	11/3/2020	Second	FL	XXX	Purchase	QM: Safe Harbor	EG3
408045874	11/13/2020	Primary	CA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408045981	10/30/2020	Primary	CA	XXX	Purchase	QM: Safe Harbor	EG3
408045896	10/30/2020	Primary	CA	XXX	Purchase	QM: Safe Harbor	EG3
408045065	10/24/2020	Primary	MN	XXX	Purchase	QM: Safe Harbor	EG3
408044501	9/24/2020	Primary	MA	XXX	Purchase	QM: Safe Harbor	EG3
408045720	10/24/2020	Second	CO	XXX	Purchase	QM: Safe Harbor	EG3
408046591	11/12/2020	Primary	WA	XXX	Cashout Refi	QM: Safe Harbor	EG3
408045423	10/26/2020	Primary	WA	XXX	Rate and Term Refi	QM: Safe Harbor	EG3
408046740	11/5/2020	Primary	NY	XXX	Purchase	QM: Safe Harbor	EG3
408045299	10/30/2020	Primary	CT	XXX	Purchase	QM: Safe Harbor	EG3
408046392	11/12/2020	Primary	CT	XXX	Purchase	QM: Safe Harbor	EG3
408045887	11/14/2020	Primary	IL	XXX	Purchase	QM: Safe Harbor	EG1
408045533	10/26/2020	Primary	CO	XXX	Cashout Refi	QM: Safe Harbor	EG3
408045704	10/27/2020	Primary	TN	XXX	Purchase	QM: Safe Harbor	EG3

Seller Loan Number	Loan Final	Credit Initial	Credit Final	Compliance Initial	Compliance Final	Property Initial	Property Final
408045419	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408046778	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044324	EG2	EG3	EG2	EG3	EG1	EG1	EG1
408043908	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043977	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408044007	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044044	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044452	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408045018	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408044209	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044491	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044583	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408046439	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044033	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408044037	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044036	EG2	EG1	EG1	EG3	EG2	EG1	EG1
408044374	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044633	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044712	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408044194	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046185	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408043867	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045514	EG1	EG1	EG1	EG1	EG1	EG3	EG1
408047089	EG2	EG1	EG1	EG1	EG1	EG3	EG2
408044026	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044500	EG2	EG1	EG1	EG3	EG2	EG3	EG2
408044122	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408044225	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408045757	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045997	EG1	EG3	EG1	EG3	EG1	EG3	EG1
408044048	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044469	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044627	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046120	EG1	EG1	EG1	EG1	EG1	EG3	EG1
408045562	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408046096	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044730	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045874	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045981	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045896	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408045065	EG1	EG3	EG1	EG1	EG1	EG1	EG1
408044501	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045720	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408046591	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045423	EG2	EG3	EG1	EG3	EG2	EG1	EG1
408046740	EG2	EG3	EG2	EG3	EG2	EG1	EG1
408045299	EG1	EG1	EG1	EG3	EG1	EG1	EG1
408046392	EG1	EG3	EG1	EG3	EG1	EG1	EG1
408045887	EG1	EG1	EG1	EG1	EG1	EG1	EG1
408045533	EG2	EG3	EG1	EG3	EG2	EG3	EG1
408045704	EG1	EG1	EG1	EG3	EG1	EG1	EG1

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Rating Agency Grades
Client Project:	SEMT 2020-5	Loans in report:	51

INITIAL CREDIT GRADES

INITIAL COMPLIANCE GRADES

Report Date

Loan Number

Edge MAC ID

Seller Loan Number

Originator

Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

12/1/2020

XXX

XXX

408045419

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408046778

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044324

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408043908

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408043977

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408044007

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044044

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044452

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045018

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044209

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044491

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044583

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408046439

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044033

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044037

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044036

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408044374

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044633

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044712

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044194

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408046185

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408043867

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045514

XXX

XXX

A

A

A

A

A

A

A

A

A

A

12/1/2020

XXX

XXX

408047089

XXX

XXX

A

A

A

A

A

A

A

A

A

A

12/1/2020

XXX

XXX

408044026

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044500

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408044122

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044225

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408045757

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408045997

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408044048

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044469

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044627

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408046120

XXX

XXX

A

A

A

A

A

A

A

A

A

A

12/1/2020

XXX

XXX

408045562

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408046096

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044730

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045874

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045981

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408045896

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408045065

XXX

XXX

C

C

C

C

C

A

A

A

A

A

12/1/2020

XXX

XXX

408044501

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045720

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408046591

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045423

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408046740

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045299

XXX

XXX

A

A

A

A

A

C

C

C

C

C

12/1/2020

XXX

XXX

408046392

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045887

XXX

XXX

A

A

A

A

A

A

A

A

A

A

12/1/2020

XXX

XXX

408045533

XXX

XXX

C

C

C

C

C

C

C

C

C

C

12/1/2020

XXX

XXX

408045704

XXX

XXX

A

A

A

A

A

C

C

C

C

C

INITIAL PROPERTY GRADES

INITIAL OVERALL LOAN GRADES

FINAL CREDIT GRADES

Seller Loan Number

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

408045419

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408046778

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044324

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408043908

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408043977

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044007

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044044

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044452

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045018

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044209

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044491

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408044583

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408046439

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044033

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408044037

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408044036

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044374

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044633

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044712

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408044194

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046185

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408043867

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045514

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408047089

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408044026

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044500

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408044122

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044225

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045757

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045997

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408044048

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044469

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044627

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046120

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408045562

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046096

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044730

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045874

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045981

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045896

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045065

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408044501

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045720

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046591

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045423

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046740

A

A

A

A

A

C

C

C

C

C

B

B

B

B

B

408045299

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408046392

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

408045887

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045533

C

C

C

C

C

C

C

C

C

C

A

A

A

A

A

408045704

A

A

A

A

A

C

C

C

C

C

A

A

A

A

A

FINAL COMPLIANCE GRADES

FINAL PROPERTY GRADES

FINAL OVERALL LOAN GRADES

Seller Loan Number

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

408045419

A

A

A

A

A

A

A

A

A

A

B

B

B

B

B

408046778

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044324

A

A

A

A

A

A

A

A

A

A

B

B

B

B

B

408043908

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408043977

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044007

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044044

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044452

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408045018

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044209

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044491

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044583

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408046439

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044033

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044037

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044036

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044374

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044633

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044712

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044194

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408046185

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408043867

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045514

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408047089

A

A

A

A

A

B

B

B

B

B

B

B

B

B

B

408044026

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044500

B

B

B

B

B

B

B

B

B

B

B

B

B

B

B

408044122

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408044225

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045757

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045997

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044048

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044469

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044627

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408046120

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045562

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408046096

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044730

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045874

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045981

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045896

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045065

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408044501

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045720

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408046591

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045423

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408046740

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408045299

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408046392

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045887

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

408045533

B

B

B

B

B

A

A

A

A

A

B

B

B

B

B

408045704

A

A

A

A

A

A

A

A

A

A

A

A

A

A

A

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Supplemental Data
Client Project:	SEMT 2020-5	Loans in report:	51

Report Date	Loan Number	Edge MAC ID	Seller Loan Number	Most Recent Pay History Longest Available	Credit based Modification Flag	Type of Modification	Modification Term	Servicing Transfer Date	Borrower 3 Original Score	Borrower 4 Original Score	Borrower 3 Original Score Date
12/01/2020	XXX	XXX	408045419	X
12/01/2020	XXX	XXX	408046778	X
12/01/2020	XXX	XXX	408044324	X
12/01/2020	XXX	XXX	408043908	X
12/01/2020	XXX	XXX	408043977	X
12/01/2020	XXX	XXX	408044007	X
12/01/2020	XXX	XXX	408044044	X
12/01/2020	XXX	XXX	408044452	X
12/01/2020	XXX	XXX	408045018	X
12/01/2020	XXX	XXX	408044209	X
12/01/2020	XXX	XXX	408044491	X
12/01/2020	XXX	XXX	408044583	X
12/01/2020	XXX	XXX	408046439	X
12/01/2020	XXX	XXX	408044033	X
12/01/2020	XXX	XXX	408044037	X
12/01/2020	XXX	XXX	408044036	X
12/01/2020	XXX	XXX	408044374	X
12/01/2020	XXX	XXX	408044633	X
12/01/2020	XXX	XXX	408044712	X
12/01/2020	XXX	XXX	408044194	X
12/01/2020	XXX	XXX	408046185	X
12/01/2020	XXX	XXX	408043867	X
12/01/2020	XXX	XXX	408045514	X
12/01/2020	XXX	XXX	408047089	X
12/01/2020	XXX	XXX	408044026	X
12/01/2020	XXX	XXX	408044500	X
12/01/2020	XXX	XXX	408044122	X
12/01/2020	XXX	XXX	408044225	X
12/01/2020	XXX	XXX	408045757	X
12/01/2020	XXX	XXX	408045997	X
12/01/2020	XXX	XXX	408044048	X
12/01/2020	XXX	XXX	408044469	X
12/01/2020	XXX	XXX	408044627	X
12/01/2020	XXX	XXX	408046120	X
12/01/2020	XXX	XXX	408045562	X
12/01/2020	XXX	XXX	408046096	X
12/01/2020	XXX	XXX	408044730	X
12/01/2020	XXX	XXX	408045874	X
12/01/2020	XXX	XXX	408045981	X
12/01/2020	XXX	XXX	408045896	X
12/01/2020	XXX	XXX	408045065	X
12/01/2020	XXX	XXX	408044501	X
12/01/2020	XXX	XXX	408045720	X
12/01/2020	XXX	XXX	408046591	X
12/01/2020	XXX	XXX	408045423	X
12/01/2020	XXX	XXX	408046740	X
12/01/2020	XXX	XXX	408045299	X
12/01/2020	XXX	XXX	408046392	X
12/01/2020	XXX	XXX	408045887	X
12/01/2020	XXX	XXX	408045533	X
12/01/2020	XXX	XXX	408045704	X

Seller Loan Number	Borrower 4 Original Score Date	Borrower 3 Updated Score	Borrower 4 Updated Score	Borrower 3 Updated Score Date	Borrower 4 Updated Score Date	FN Alternative Credit Documentation	Borrower Residency Status	Co-Borrower Residency Status	UW Guideline Author	UW Guideline Date	UW Guideline Program
408045419							Citizen	Citizen		9/15/2020	XXX
408046778							Citizen	Citizen		9/15/2020	XXX
408044324							Citizen			8/1/2020	XXX
408043908							Citizen	Citizen		8/1/2020	XXX
408043977							Citizen	Citizen		8/1/2020	XXX
408044007							Citizen	Citizen		9/15/2020	XXX
408044044							Citizen			8/1/2020	XXX
408044452							Citizen	Citizen		8/1/2020	XXX
408045018							Citizen			8/1/2020	XXX
408044209							Citizen	Citizen		9/15/2020	XXX
408044491							Citizen	Citizen		8/1/2020	XXX
408044583							Citizen	Citizen		9/15/2020	XXX
408046439							Citizen			8/1/2020	XXX
408044033							Citizen	Citizen		9/15/2020	XXX
408044037							Citizen			8/1/2020	XXX
408044036							Citizen	Citizen		8/1/2020	XXX
408044374							Citizen	Citizen		9/15/2020	XXX
408044633							Citizen	Citizen		8/1/2020	XXX
408044712							Citizen			8/1/2020	XXX
408044194							Citizen	Citizen		8/1/2020	XXX
408046185							Citizen	Citizen		9/15/2020	XXX
408043867							Citizen			9/15/2020	XXX
408045514							Citizen			9/15/2020	XXX
408047089							Citizen			9/15/2020	XXX
408044026							Citizen	Citizen		9/15/2020	XXX
408044500							Citizen	Citizen		8/1/2020	XXX
408044122							Citizen	Citizen		8/1/2020	XXX
408044225							Citizen			6/15/2020	XXX
408045757							Citizen	Citizen		9/15/2020	XXX
408045997							Citizen			9/15/2020	XXX
408044048							Citizen	Citizen		9/15/2020	XXX
408044469							Citizen	Citizen		8/1/2020	XXX
408044627							Citizen	Citizen		9/15/2020	XXX
408046120							Citizen	Citizen		9/15/2020	XXX
408045562							Citizen			9/15/2020	XXX
408046096							Citizen			9/15/2020	XXX
408044730							Citizen	Citizen		9/15/2020	XXX
408045874							Citizen			9/15/2020	XXX
408045981							Citizen	Citizen		9/15/2020	XXX
408045896							Citizen	Citizen		9/15/2020	XXX
408045065							Citizen			9/15/2020	XXX
408044501							Citizen	Citizen		8/1/2020	XXX
408045720							Citizen	Citizen		9/15/2020	XXX
408046591							Citizen			9/15/2020	XXX
408045423							Citizen	Citizen		9/15/2020	XXX
408046740							Citizen			9/15/2020	XXX
408045299							Citizen			9/15/2020	XXX
408046392							Citizen	Citizen		9/15/2020	XXX
408045887							Citizen	Citizen		9/15/2020	XXX
408045533							Citizen			9/15/2020	XXX
408045704							Citizen			9/15/2020	XXX

Seller Loan Number	Originator Credit Grade if appl	Correspondent Name	Qualifying Credit Score	Qualifying Home Value for LTV	HOA Flag	HOA Monthly Premium Amount	Borrower Employment Status	Co Borrower Employment Status	No of Months Statement	Type of Statements
408045419	Prime Jumbo	XXX	785	XXX	N		Self-employed	Salaried Employee
408046778	Prime Jumbo	XXX	791	XXX	N		Salaried Employee
408044324	Prime Jumbo	XXX	721	XXX	Y	$10.42	Salaried Employee
408043908	Prime Jumbo	XXX	767	XXX	Y	$105.42	Salaried Employee	Salaried Employee
408043977	Prime Jumbo	XXX	791	XXX	N		Salaried Employee
408044007	Prime Jumbo	XXX	786	XXX	Y	$50.67	Salaried Employee	Self-employed
408044044	Prime Jumbo	XXX	809	XXX	Y	$137.00	Salaried Employee
408044452	Prime Jumbo	XXX	785	XXX	Y	$38.83	Salaried Employee	Salaried Employee
408045018	Prime Jumbo	XXX	778	XXX	N		Salaried Employee
408044209	Prime Jumbo	XXX	760	XXX	N		Salaried Employee
408044491	Prime Jumbo	XXX	782	XXX	N		Salaried Employee
408044583	Prime Jumbo	XXX	741	XXX	N		Salaried Employee	Salaried Employee
408046439	Prime Jumbo	XXX	754	XXX	N		Salaried Employee
408044033	Prime Jumbo	XXX	776	XXX	N		Salaried Employee	Salaried Employee
408044037	Prime Jumbo	XXX	816	XXX	N		Salaried Employee
408044036	Prime Jumbo	XXX	797	XXX	N		Salaried Employee	Salaried Employee
408044374	Prime Jumbo	XXX	773	XXX	N		Salaried Employee
408044633	Prime Jumbo	XXX	782	XXX	N		Salaried Employee	Salaried Employee
408044712	Prime Jumbo	XXX	740	XXX	N		Salaried Employee
408044194	Prime Jumbo	XXX	791	XXX	N		Salaried Employee	Self-employed
408046185	Prime Jumbo	XXX	730	XXX	N		Salaried Employee	Hourly Employee
408043867	Prime Jumbo	XXX	794	XXX	N		Salaried Employee
408045514	Prime Jumbo	XXX	791	XXX	N		Hourly Employee
408047089	Prime Jumbo	XXX	796	XXX	Y	$677.00	Salaried Employee
408044026	Prime Jumbo	XXX	771	XXX	Y	$89.00	Self-employed
408044500	Prime Jumbo	XXX	771	XXX	N		Salaried Employee
408044122	Prime Jumbo	XXX	784	XXX	N		Salaried Employee
408044225	Prime Jumbo	XXX	798	XXX	N		Salaried Employee
408045757	Prime Jumbo	XXX	796	XXX	N		Salaried Employee	Salaried Employee
408045997	Prime Jumbo	XXX	788	XXX	Y	$1,410.00	Salaried Employee
408044048	Prime Jumbo	XXX	801	XXX	Y	$554.58	Salaried Employee
408044469	Prime Jumbo	XXX	798	XXX	N		Salaried Employee
408044627	Prime Jumbo	XXX	800	XXX	Y	$130.00	Salaried Employee
408046120	Prime Jumbo	XXX	791	XXX	Y	$928.00	Self-employed	Self-employed
408045562	Prime Jumbo	XXX	794	XXX	Y	$225.00	Self-employed
408046096	Prime Jumbo	XXX	765	XXX	N		Salaried Employee
408044730	Prime Jumbo	XXX	780	XXX	N		Salaried Employee
408045874	Prime Jumbo	XXX	787	XXX	N		Salaried Employee
408045981	Prime Jumbo	XXX	795	XXX	N		Salaried Employee	Salaried Employee
408045896	Prime Jumbo	XXX	800	XXX	N		Salaried Employee	Salaried Employee
408045065	Prime Jumbo	XXX	790	XXX	Y	$68.00	Salaried Employee
408044501	Prime Jumbo	XXX	766	XXX	N		Salaried Employee	Salaried Employee
408045720	Prime Jumbo	XXX	798	XXX	Y	$241.00	Self-employed	Salaried Employee
408046591	Prime Jumbo	XXX	804	XXX	N		Salaried Employee
408045423	Prime Jumbo	XXX	795	XXX	N		Salaried Employee
408046740	Prime Jumbo	XXX	721	XXX	N		Self-employed
408045299	Prime Jumbo	XXX	782	XXX	N		Salaried Employee
408046392	Prime Jumbo	XXX	721	XXX	N		Salaried Employee	Salaried Employee
408045887	Prime Jumbo	XXX	790	XXX	N		Salaried Employee	Salaried Employee
408045533	Prime Jumbo	XXX	737	XXX	Y	$12.50	Salaried Employee
408045704	Prime Jumbo	XXX	783	XXX	Y	$25.00	Salaried Employee

Seller Loan Number	Assets / Income Doc Source - Bank Statements	Income Doc Source (m) - W2	Income Doc Source (m) - Tax Returns
408045419	408045419_Bank Statement_{Coborrower}_{Bank}_5415_20200817.pdf 408045419_Bank Statement_{Coborrower}_{Bank}_5415_20200916.pdf 408045419_Bank Statement_{Coborrower}_XXX_6880_20200731.pdf 408045419_Bank Statement_{Coborrower}_XXX_6880_20200831.pdf 408045419_Bank Statement_{Borrower}_XXX_4144_20200821.pdf 408045419_Bank Statement_{Borrower}_XXX_4144_20200821_001.pdf 408045419_Bank Statement_{Borrower}_XXX_4144_20200923.pdf 408045419_Bank Statement_{Employer}_XXX __{Bank}_6768_20200731.pdf 408045419_Bank Statement_{Employer}_XXX __{Bank}_6768_20200831.pdf 408045419_Bank Statement_{Employer}_XXX __{Bank}_6768_20200930.pdf 408045419_Bank Statement_{Employer}_XXX_2027_20200731.pdf 408045419_Bank Statement_{Employer}_XXX_2027_20200831.pdf 408045419_Bank Statement_{Employer}_XXX_2027_20200930.pdf 408045419_Bank Statement_{Employer}_XXX_8015_20200630.pdf 408045419_Bank Statement_{Employer}_XXX_8015_20200731.pdf 408045419_Bank Statement_{Employer}_XXX_8015_20200930.pdf 408045419_Investment Account Statement_{Borrower}_XXX_20200630_3WWP.pdf 408045419_Investment Account Statement_{Borrower}_XXX_20200930_3WWP.pdf 408045419_Investment Account Statement_{Borrower}_XXX_20200731_5980.pdf 408045419_Investment Account Statement_{Borrower}_XXX_20200831_5980.pdf	408045419_W2_{Coborrower}_{Employer}__LLC_2018.pdf 408045419_W2_{Coborrower}_{Employer}_2019.pdf 408045419_W2_{Borrower}_XXX_2018.pdf 408045419_W2_{Borrower}_XXX_2019.pdf	408045419_1040 Tax Return_{Coborrower}_-_2018.pdf 408045419_1040 Tax Return_{Coborrower}_-_2019.pdf 408045419_1040 Tax Return_{Coborrower}_-_2019_001.pdf 408045419_1040 Tax Return_{Borrower}_-_2018.pdf 408045419_1040 Tax Return_{Borrower}_-_2019.pdf 408045419_1040 Tax Return Signature Page_2018.pdf 408045419_1040 Tax Return Signature Page_2018_001.pdf 408045419_1040 Tax Return Signature Page_2019.pdf 408045419_1040 Tax Return Signature Page_2019_001.pdf 408045419_1040 Tax Return Signature Page_2019_002.pdf 408045419_1065 Tax Return_XXX_2018.pdf 408045419_1065 Tax Return_XXX_2019.pdf 408045419_1065 Tax Return_{Employer}_2018.pdf 408045419_1065 Tax Return_{Employer}_2019.pdf 408045419_1065 Tax Return Signature Page_2018.pdf 408045419_1065 Tax Return Signature Page_2019.pdf 408045419_1120S Tax Return_XXX._2018.pdf 408045419_1120S Tax Return_XXX._2018_001.pdf 408045419_1120S Tax Return_XXX._2019.pdf 408045419_1120S Tax Return_XXX_2019_001.pdf 408045419_Borrower Consent to the Use of Tax Return Information.pdf 408045419_Borrower Consent to the Use of Tax Return Information_001.pdf 408045419_Tax Return Transcripts_XXX_2018.pdf 408045419_Tax Return Transcripts_XXX_2019.pdf 408045419_Tax Return Transcripts_XXX_2018.pdf 408045419_Tax Return Transcripts_XXX_2019.pdf
408046778	408046778_Bank Statement_{Borrower}__{Coborrower}_XXX_6439_20200721.pdf 408046778_Bank Statement_{Borrower}__{Coborrower}_XXX_6439_20200821.pdf 408046778_Bank Statement_{Borrower}__{Coborrower}_XXX_6439_20200922.pdf 408046778_Bank Statement_{Borrower}__{Coborrower}_XXX_6439_20201022.pdf	408046778_W2_{Borrower}_{Employer}_2018.pdf 408046778_W2_{Borrower}_{Employer}_2019.pdf	408046778_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408046778_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408046778_1040 Tax Return Signature Page_2018.pdf 408046778_1040 Tax Return Signature Page_2019.pdf 408046778_Borrower Consent to the Use of Tax Return Information.pdf 408046778_Borrower Consent to the Use of Tax Return Information_001.pdf 408046778_Tax Return Transcripts__2018.pdf 408046778_Tax Return Transcripts_XXX_2019.pdf
408044324	408044324_Bank Statement_{Borrower}_{Bank}_4666_20200720.pdf 408044324_Bank Statement_{Borrower}_{Bank}_4666_20200818.pdf 408044324_Investment Account Statement_{Borrower}_XXX_20200731_-.pdf 408044324_Investment Account Statement_{Borrower}_XXX_20200831_-.pdf	408044324_W2_{Borrower}_{Employer}_2018.pdf 408044324_W2_{Borrower}_{Employer}_2019.pdf 408044324_W2_{Borrower}_{Employer}_2019_001.pdf 408044324_W2 Transcripts_XXX_2017.pdf 408044324_W2 Transcripts_XXX_2018.pdf 408044324_W2 Transcripts_XXXI_2019.pdf	408044324_Borrower Consent to the Use of Tax Return Information.pdf 408044324_Borrower Consent to the Use of Tax Return Information_001.pdf
408043908	408043908_Bank Statement_{Borrower}__{Coborrower}_XXX_6665_20200609.pdf 408043908_Bank Statement_{Borrower}__{Coborrower}_XXX_6665_20200709.pdf 408043908_Bank Statement_{Borrower}__{Coborrower}_XXX_6665_20200811.pdf 408043908_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3511_20200608.pdf 408043908_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3511_20200810.pdf 408043908_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3511_20200708.pdf	408043908_W2_{Borrower}_10021 XXX_2018.pdf 408043908_W2_{Borrower}_10021 XXX_2019.pdf 408043908_W2_{Coborrower}_{Employer}_2018.pdf	408043908_1040 Tax Return Signature Page_2018.pdf 408043908_1040 Tax Return Signature Page_2019.pdf 408043908_1040 Tax Return Signature Page_2019_001.pdf 408043908_Borrower Consent to the Use of Tax Return Information.pdf 408043908_Borrower Consent to the Use of Tax Return Information_001.pdf 408043908_Borrower Consent to the Use of Tax Return Information_002.pdf 408043908_Tax Return Transcripts_XXX_2018.pdf 408043908_Tax Return Transcripts_XXX_2019.pdf
408043977	408043977_Bank Statement_{Borrower}_XXX_6719_20200626.pdf 408043977_Bank Statement_{Borrower}_XXX_6719_20200726.pdf 408043977_Investment Account Statement_{Borrower}_XXX_20200630_9651.pdf 408043977_Investment Account Statement_{Borrower}_XXX_20200731_9651.pdf 408043977_Investment Account Statement_{Borrower}_XXX_20200731_9651_001.pdf	408043977_W2_{Borrower}_{Employer}_2018.pdf 408043977_W2_{Borrower}_{Employer}_2019.pdf	408043977_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408043977_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408043977_1040 Tax Return Signature Page_2018.pdf 408043977_1040 Tax Return Signature Page_2019.pdf 408043977_Borrower Consent to the Use of Tax Return Information.pdf 408043977_Tax Return Transcripts_XXX_2018.pdf 408043977_Tax Return Transcripts_XXX_2019.pdf
408044007	408044007_Bank Statement_{Coborrower}_{Bank}_3204_20200626.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_3204_20200729.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_3204_20200827.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_6164_20200108.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_6164_20200608.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_6164_20200709.pdf 408044007_Bank Statement_{Coborrower}_{Bank}_6164_20200807.pdf 408044007_Bank Statement_{Employer}_{Bank}_4453_20200630.pdf 408044007_Bank Statement_{Employer}_{Bank}_4453_20200731.pdf 408044007_Bank Statement_{Borrower}___{Bank}_9454_20200808.pdf 408044007_Bank Statement_{Borrower}_{Bank}_9454_20200608.pdf 408044007_Bank Statement_{Borrower}_{Bank}_9454_20200708.pdf 408044007_Bank Statement_{Borrower}__{Coborrower}_{Bank}_2293_20200624.pdf 408044007_Bank Statement_{Borrower}__{Coborrower}_{Bank}_2293_20200727.pdf 408044007_Bank Statement_{Borrower}__{Coborrower}_{Bank}_2293_20200825.pdf 408044007_Investment Account Statement_{Borrower}_XXX_20200630_-.pdf 408044007_Investment Account Statement_{Borrower}_XXX_20200731_-.pdf	408044007_W2_{Borrower}_XXX __XXX_2018.pdf 408044007_W2_{Borrower}_{Employer}__XXX_2019.pdf	408044007_1040 Tax Return_{Coborrower}_{Borrower}_2018.pdf 408044007_1040 Tax Return_{Coborrower}_{Borrower}_2019.pdf 408044007_1040 Tax Return Signature Page_2018__.pdf 408044007_1040 Tax Return Signature Page_2019.pdf 408044007_1040 Tax Return Signature Page_2019_001.pdf 408044007_1120S Tax Return_{Employer}_2018.pdf 408044007_1120S Tax Return_{Employer}_2019.pdf 408044007_1120S Tax Return Signature Page_2018.pdf 408044007_1120S Tax Return Signature Page_2019__.pdf 408044007_Borrower Consent to the Use of Tax Return Information.pdf 408044007_Borrower Consent to the Use of Tax Return Information_001.pdf 408044007_Tax Return Transcripts_XXX_2018.pdf 408044007_Tax Return Transcripts_XXX_2019.pdf
408044044	408044044_Bank Statement_XXX __{Borrower}_XXX_0641_20200630.pdf 408044044_Bank Statement_XXX __{Borrower}_XXX_0641_20200731.pdf 408044044_Bank Statement_XXX __{Borrower}_XXX_0641_20200831.pdf	408044044_W2_{Borrower}_{Employer}_2018.pdf 408044044_W2_{Borrower}_{Employer}_2018_001.pdf 408044044_W2_{Borrower}_{Employer}_2019.pdf 408044044_W2_{Borrower}_{Employer}_2019_001.pdf 408044044_W2_XXX_2018.pdf 408044044_W2_XXX_2019.pdf 408044044_W2 Transcripts_XXX_2018.pdf 408044044_W2 Transcripts_XXX_2019.pdf	408044044_1040 Tax Return_XXX_{Borrower}_2017.pdf 408044044_1040 Tax Return_XXX_{Borrower}_2018.pdf 408044044_1040 Tax Return_XXX_{Borrower}_2019.pdf 408044044_1040 Tax Return Signature Page_2017.pdf 408044044_1040 Tax Return Signature Page_2018.pdf 408044044_1040 Tax Return Signature Page_2019.pdf 408044044_Borrower Consent to the Use of Tax Return Information.pdf 408044044_Borrower Consent to the Use of Tax Return Information_001.pdf 408044044_Tax Return Transcripts_XXX_2017.pdf 408044044_Tax Return Transcripts_XXX_2018.pdf 408044044_Tax Return Transcripts_XXX_2019.pdf
408044452	408044452_Investment Account Statement_{Coborrower}_XXX_20200331_-.pdf 408044452_Investment Account Statement_{Coborrower}_XXX_20200630_-__-.pdf 408044452_Investment Account Statement_{Coborrower}_XXX_20200814_-.pdf	408044452_W2_{Borrower}_XXX_2018.pdf 408044452_W2_{Borrower}_XXX_2019.pdf 408044452_W2_{Borrower}_{Employer}_2019.pdf 408044452_W2_{Coborrower}_{Employer}_2018.pdf 408044452_W2_{Coborrower}_{Employer}_2019.pdf	408044452_Borrower Consent to the Use of Tax Return Information.pdf 408044452_Borrower Consent to the Use of Tax Return Information_001.pdf 408044452_Tax Return Transcripts_XXX_2018.pdf 408044452_Tax Return Transcripts_XXX_2019.pdf
408045018	408045018_Bank Statement_{Borrower}__XXX_{Bank}_0425_20200731.pdf 408045018_Bank Statement_{Borrower}__XXX_{Bank}_0425_20200831.pdf 408045018_Investment Account Statement_{Borrower}_XXX_00_00_0000_-.pdf 408045018_Investment Account Statement_{Borrower}_XXXt_20200823_-.pdf 408045018_Investment Account Statement_{Borrower}_{Employer}_20200630_-.pdf 408045018_Investment Account Statement_{Borrower}_{Employer}_20200731_-.pdf 408045018_Investment Account Statement_{Borrower}_{Employer}_20200831_-.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200630_1529.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200731_1529.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200831_1529.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200531_1450.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200630_1450.pdf 408045018_Investment Account Statement_{Borrower}_XXX_20200831_1450.pdf	408045018_W2_{Borrower}_{Employer}_2018.pdf 408045018_W2_{Borrower}_{Employer}_2018_001.pdf 408045018_W2_{Borrower}_{Employer}_2019.pdf 408045018_W2_{Borrower}_{Employer}_2019_001.pdf	408045018_Borrower Consent to the Use of Tax Return Information.pdf 408045018_Tax Return Transcripts_XXX_2018.pdf 408045018_Tax Return Transcripts_XXX_2019.pdf
408044209	408044209_Bank Statement_{Coborrower}_{Bank}_7721_20200610.pdf 408044209_Bank Statement_{Coborrower}_{Bank}_7721_20200713.pdf 408044209_Bank Statement_{Coborrower}_{Bank}_7721_20200811.pdf 408044209_Bank Statement_{Coborrower}_{Bank}_7721_20200910.pdf 408044209_Bank Statement_{Borrower}___XXX_1981_20200807.pdf 408044209_Bank Statement_{Borrower}_XXX_1981_20200908.pdf	408044209_W2_{Coborrower}_XXX_2018.pdf 408044209_W2_{Coborrower}_XXX_2019.pdf 408044209_W2_{Borrower}_{Employer}_2018.pdf 408044209_W2_{Borrower}_{Employer}_2019.pdf	408044209_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044209_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044209_1040 Tax Return Signature Page_2018.pdf 408044209_Borrower Consent to the Use of Tax Return Information.pdf 408044209_Borrower Consent to the Use of Tax Return Information_001.pdf 408044209_Tax Return Transcripts_XXX_2018.pdf 408044209_Tax Return Transcripts_XXX_2019.pdf
408044491	408044491_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4411_20200630.pdf 408044491_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4411_20200731.pdf 408044491_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4411_20200831.pdf 408044491_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4411_20200930.pdf 408044491_Bank Statement_{Borrower}_{Bank}_6370_20200722.pdf 408044491_Bank Statement_{Borrower}_{Bank}_6370_20200820.pdf 408044491_Bank Statement_{Borrower}_{Bank}_6370_20200921.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200731_3867.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200731_4371.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200831_3867.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200831_4371.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200930_3867.pdf 408044491_Investment Account Statement_{Borrower}_XXX_20200930_4371.pdf	408044491_W2_{Borrower}_{Employer}_2018.pdf 408044491_W2_{Borrower}_{Employer}_2019.pdf	408044491_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044491_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044491_1040 Tax Return Signature Page_2018.pdf 408044491_1040 Tax Return Signature Page_2019.pdf 408044491_Borrower Consent to the Use of Tax Return Information.pdf 408044491_Borrower Consent to the Use of Tax Return Information_001.pdf 408044491_Tax Return Transcripts_XXX_2018.pdf 408044491_Tax Return Transcripts_XXX_2019.pdf
408044583	408044583_Bank Statement_{Borrower}__{Coborrower}_XXX_2013_20200730.pdf 408044583_Bank Statement_{Borrower}__XXX_XXX_1856_20200731.pdf 408044583_Bank Statement_{Borrower}__XXX_XXX_1856_20200831.pdf 408044583_Bank Statement_{Borrower}__TXXX_XXX_1856_20200831_001.pdf	408044583_W2_{Borrower}_{Employer}_2018.pdf 408044583_W2_{Borrower}_{Employer}_2019.pdf 408044583_W2_{Coborrower}_XXX_2018.pdf 408044583_W2_{Coborrower}_{Employer}_2019.pdf 408044583_W2_{Coborrower}_{Employer}_2018.pdf 408044583_W2 Transcripts_XXX_2018.pdf 408044583_W2 Transcripts_XXX_2019.pdf 408044583_W2 Transcripts_XXX_2018.pdf 408044583_W2 Transcripts_XXX_2019.pdf	408044583_Borrower Consent to the Use of Tax Return Information.pdf 408044583_Borrower Consent to the Use of Tax Return Information_001.pdf 408044583_Tax Return Transcripts_XXX_2018.pdf 408044583_Tax Return Transcripts_XXX_2019.pdf 408044583_Tax Return Transcripts_XXX_2018.pdf 408044583_Tax Return Transcripts_XXX_2019.pdf
408046439	408046439_Bank Statement_XXX __{Borrower}_{Bank}_9423_20200909.pdf 408046439_Bank Statement_XXX __{Borrower}_{Bank}_9423_20201008.pdf 408046439_Investment Account Statement_XXX __XXX_XXX_20200925_7514.pdf 408046439_Investment Account Statement_XXX_XXX_20200925_7415.pdf 408046439_Investment Account Statement_XXX __XXX_XXX_20200828_7514.pdf 408046439_Investment Account Statement_XXX__XXX_XXX_20200828_7514.pdf 408046439_Investment Account Statement_XXX_XXX_20200930_-.pdf	408046439_W2_XXX_{Employer}_2018.pdf 408046439_W2_XXX_{Employer}_2019.pdf	408046439_Borrower Consent to the Use of Tax Return Information.pdf 408046439_Borrower Consent to the Use of Tax Return Information_001.pdf 408046439_Tax Return Transcripts_XXX_2018.pdf 408046439_Tax Return Transcripts_XXX_2019.pdf
408044033	408044033_Bank Statement_{Coborrower}__{Borrower}_{Bank}_0269_20200609.pdf 408044033_Bank Statement_{Coborrower}__{Borrower}_{Bank}_0269_20200710.pdf 408044033_Bank Statement_{Coborrower}__{Borrower}_{Bank}_0269_20200810.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_0133_20200610.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_0133_20200713.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_0133_20200811.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_4396_20200625.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_4396_20200826.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_4733_20200611.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_4733_20200714.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_4733_20200812.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_5621_20200609.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_5621_20200710.pdf 408044033_Bank Statement_{Coborrower}_{Bank}_5621_20200810.pdf 408044033_Bank Statement_{Borrower}_{Bank}_3276_20200623.pdf 408044033_Bank Statement_{Borrower}_{Bank}_3276_20200724.pdf 408044033_Bank Statement_{Borrower}_{Bank}_3276_20200824.pdf	408044033_W2_{Coborrower}_{Employer}_2018.pdf 408044033_W2_{Coborrower}_{Employer}_2019.pdf 408044033_W2_{Borrower}_{Employer}_2019.pdf 408044033_W2_{Borrower}_{Employer}_2019.pdf 408044033_W2_{Borrower}_{Employer}_2018.pdf	408044033_Borrower Consent to the Use of Tax Return Information.pdf 408044033_Borrower Consent to the Use of Tax Return Information_001.pdf 408044033_Tax Return Transcripts_XXX_2018.pdf 408044033_Tax Return Transcripts_XXX_2019.pdf
408044037	408044037_Bank Statement_{Borrower}_XXX_1751___20200731.pdf 408044037_Bank Statement_{Borrower}_XXX_1751_20200630.pdf 408044037_Bank Statement_{Borrower}__XXX_XXX_5703_20200630.pdf 408044037_Bank Statement_{Borrower}__XXX_5703_20200731.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_-.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200731_-.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_9613.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_5707.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_6613.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_6741.pdf 408044037_Investment Account Statement_{Borrower}_XXX_20200630_8543.pdf	408044037_W2_{Borrower}_{Employer}_2018.pdf 408044037_W2_{Borrower}_{Employer}_2019.pdf	408044037_1040 Tax Return_{Borrower}_XXX_2018.pdf 408044037_1040 Tax Return_{Borrower}_XXX_2019.pdf 408044037_1040 Tax Return Signature Page_2018.pdf 408044037_1040 Tax Return Signature Page_2019.pdf 408044037_Borrower Consent to the Use of Tax Return Information.pdf 408044037_Borrower Consent to the Use of Tax Return Information_001.pdf 408044037_Tax Return Transcripts_XXX_2018.pdf 408044037_Tax Return Transcripts_XXX_2018_001.pdf 408044037_Tax Return Transcripts_XXX_2019.pdf 408044037_Tax Return Transcripts_XXX_2019_001.pdf
408044036	408044036_Bank Statement_{Borrower}__{Coborrower}_XXX_7258_20200616.pdf 408044036_Bank Statement_{Borrower}__XXX_XXX_7258_20200716.pdf 408044036_Bank Statement_{Borrower}_XXX_7258_20200818.pdf 408044036_Bank Statement_{Coborrower}__{Borrower}_XXX_9841_20200615.pdf 408044036_Bank Statement_{Coborrower}__{Borrower}_XXX_9841_20200715.pdf 408044036_Bank Statement_{Coborrower}__{Borrower}_XXX_9841_20200814.pdf 408044036_Investment Account Statement_{Borrower}_XXX_20200630_-.pdf 408044036_Investment Account Statement_{Coborrower}_XXX_20200630_-.pdf 408044036_Investment Account Statement_{Coborrower}_XXX_20200731_-.pdf 408044036_Investment Account Statement_{Coborrower}_XXX_20200831_-.pdf 408044036_Investment Account Statement_{Coborrower}_XXX_20200630_1477.pdf 408044036_Investment Account Statement_{Coborrower}_XXX_20200731_8065.pdf	408044036_W2_{Borrower}_{Employer}_2019.pdf 408044036_W2_{Borrower}_{Employer}_2018.pdf 408044036_W2_{Coborrower}_{Employer}_2018.pdf 408044036_W2_{Coborrower}_{Employer}_2019.pdf	408044036_Borrower Consent to the Use of Tax Return Information.pdf 408044036_Borrower Consent to the Use of Tax Return Information_001.pdf 408044036_Tax Return Transcripts_XXX_2018.pdf 408044036_Tax Return Transcripts_XXX_2019.pdf
408044374	408044374_Bank Statement_{Borrower}_{Bank}_0010_20200622.pdf 408044374_Bank Statement_{Borrower}_{Bank}_0010_20200723.pdf 408044374_Bank Statement_{Borrower}_{Bank}_0010_20200821.pdf 408044374_Bank Statement_{Employer}__{Borrower}_{Bank}_0355_20200723.pdf 408044374_Bank Statement_{Employer}__{Borrower}_{Bank}_0355_20200821.pdf 408044374_Bank Statement_{Coborrower}__{Borrower}_{Bank}_2035_20200623.pdf 408044374_Bank Statement_{Coborrower}__{Borrower}_{Bank}_2035_20200724.pdf 408044374_Bank Statement_{Coborrower}__{Borrower}_{Bank}_2035_20200824.pdf 408044374_Investment Account Statement_{Borrower}_XXX_20200630_8322.pdf 408044374_Investment Account Statement_{Borrower}_XXX_20200731_8322.pdf 408044374_Investment Account Statement_{Borrower}_XXX_20200731_8322_001.pdf 408044374_Investment Account Statement_{Borrower}_XXX_20200731_8322_002.pdf 408044374_Investment Account Statement_{Borrower}_XXX_20200930_8322.pdf 408044374_Investment Account Statement_XXX__XX12_13_13 __XXX __XXX_XXX_20200630_7600.pdf 408044374_Investment Account Statement_XXX __XXX12_13_13 __XXX __XXX_XXX_20200731_7600.pdf 408044374_Investment Account Statement_XXX __XXX 12_13_13 __XXX __XXX_XXX_20200731_7600_001.pdf 408044374_Investment Account Statement_XXX __XXX 12_13_13 __XXX __XXX_XXX_20200831_7600.pdf	408044374_W2_{Borrower}_XXX_2019.pdf 408044374_W2_{Borrower}_XXX_2018.pdf 408044374_W2_{Borrower}_{Employer}_2019.pdf 408044374_W2_{Borrower}_{Employer}_2019_001.pdf	408044374_1040 Tax Return_{Borrower}_{Coborrower}_2017.pdf 408044374_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044374_1040 Tax Return Signature Page_2017.pdf 408044374_1040 Tax Return Signature Page_2018.pdf 408044374_Borrower Consent to the Use of Tax Return Information.pdf 408044374_Borrower Consent to the Use of Tax Return Information_001.pdf 408044374_Tax Return Transcripts_XXX_2017.pdf 408044374_Tax Return Transcripts_XXX_2018.pdf 408044374_Tax Return Transcripts_{Borrower}_2019.pdf
408044633	408044633_Bank Statement_{Borrower}_{Bank}_4683_20200717.pdf 408044633_Bank Statement_{Borrower}_{Bank}_4683_20200817.pdf 408044633_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5338_20200717.pdf 408044633_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5338_20200817.pdf 408044633_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5338_20200916.pdf 408044633_Investment Account Statement_{Borrower}_XXX_20200923_-.pdf	408044633_W2_{Borrower}_{Employer}_2019.pdf 408044633_W2_{Borrower}_XXX_2018.pdf 408044633_W2_{Borrower}_XXX.pdf 408044633_W2_{Borrower}_XXX_001.pdf 408044633_W2_{Coborrower}_XXX_2018.pdf	408044633_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044633_1040 Tax Return_{Borrower}_{Coborrower}_2018_001.pdf 408044633_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044633_1040 Tax Return_{Borrower}_{Coborrower}_2019_001.pdf 408044633_1040 Tax Return Signature Page_2018.pdf 408044633_1040 Tax Return Signature Page_2019.pdf 408044633_Borrower Consent to the Use of Tax Return Information.pdf 408044633_Borrower Consent to the Use of Tax Return Information_001.pdf 408044633_Tax Return Transcripts_XXX_2018.pdf 408044633_Tax Return Transcripts_XXX_2019.pdf
408044712	408044712_Bank Statement_{Borrower}_{Bank}_4506_20200229.pdf 408044712_Bank Statement_{Borrower}_{Bank}_4506_20200630.pdf 408044712_Bank Statement_{Borrower}_{Bank}_4506_20200731.pdf 408044712_Bank Statement_{Borrower}_{Bank}_4506_20200831.pdf 408044712_Investment Account Statement_{Borrower}_XXX_20200630_6785.pdf	408044712_W2_{Borrower}_{Employer}_2018.pdf 408044712_W2_{Borrower}_{Employer}_2019.pdf	408044712_1040 Tax Return_{Borrower}_-_2018.pdf 408044712_1040 Tax Return_{Borrower}_-_2018_001.pdf 408044712_1040 Tax Return_{Borrower}_-_2019.pdf 408044712_1040 Tax Return_{Borrower}_-_2019_001.pdf 408044712_Borrower Consent to the Use of Tax Return Information.pdf 408044712_Borrower Consent to the Use of Tax Return Information_001.pdf 408044712_Tax Return Transcripts_XXX_2017.pdf 408044712_Tax Return Transcripts_XXX_2018.pdf 408044712_Tax Return Transcripts_XXX_2019.pdf
408044194	408044194_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3155_20200610.pdf 408044194_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3155_20200713.pdf 408044194_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3155_20200713_001.pdf 408044194_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3155_20200811.pdf 408044194_Bank Statement_{Coborrower}__{Borrower}_{Bank}_3155_20200910.pdf 408044194_Bank Statement_{Employer}__{Coborrower}__XXXX_XXX_4792_20200731.pdf 408044194_Bank Statement_{Employer}__{Coborrower}__XXX_XXX_4792_20200831.pdf 408044194_Investment Account Statement_{Borrower}_XXX_20200731_2778.pdf 408044194_Investment Account Statement_{Borrower}_XXX_20200831_2778.pdf	408044194_W2_{Borrower}_XXX __XXX_2018.pdf 408044194_W2_{Borrower}_XXX __XXX_2019.pdf	408044194_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044194_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044194_1040 Tax Return Signature Page_2018.pdf 408044194_1040 Tax Return Signature Page_2019.pdf 408044194_1065 Tax Return_{Employer}_2019.pdf 408044194_1065 Tax Return_{Employer}_2019_001.pdf 408044194_1065 Tax Return_{Employer}_2019_002.pdf 408044194_Borrower Consent to the Use of Tax Return Information.pdf 408044194_Borrower Consent to the Use of Tax Return Information_001.pdf 408044194_Tax Return Transcripts_XXX_2018.pdf 408044194_Tax Return Transcripts_XXX_2019.pdf
408046185	408046185_Bank Statement_{Borrower}_{Bank}_5317_20200806.pdf 408046185_Bank Statement_{Borrower}_{Bank}_5317_20200904.pdf 408046185_Bank Statement_{Borrower}_{Bank}_3508_20200810.pdf 408046185_Bank Statement_{Borrower}_{Bank}_3508_20200910.pdf 408046185_Bank Statement_{Employer}_{Bank}_6023_20200831.pdf 408046185_Bank Statement_{Employer}_{Bank}_6023_20200930.pdf 408046185_Investment Account Statement_{Borrower}_XXX_20200831_5575.pdf 408046185_Investment Account Statement_{Borrower}_XXX_20200930_5575.pdf	408046185_W2_{Borrower}_XXX_2018.pdf 408046185_W2_{Borrower}_XXX_2019.pdf 408046185_W2_{Borrower}_XXX_2019_001.pdf 408046185_W2_{Coborrower}_{Employer}_2018.pdf 408046185_W2_{Coborrower}_{Employer}_2019.pdf 408046185_W2 Transcripts_XXX_2018.pdf 408046185_W2 Transcripts_XXX_2019.pdf 408046185_W2 Transcripts_XXX_2018.pdf 408046185_W2 Transcripts_XXX_2019.pdf	408046185_1040 Tax Return_{Borrower}_XXX_2017.pdf 408046185_1040 Tax Return_{Borrower}_XXX_2018.pdf 408046185_1040 Tax Return_{Borrower}_XXX_2019.pdf 408046185_1040 Tax Return_{Employer}_-_2018.pdf 408046185_1040 Tax Return_{Employer}_-_2019.pdf 408046185_1040 Tax Return Signature Page_2018.pdf 408046185_1040 Tax Return Signature Page_2018_001.pdf 408046185_1040 Tax Return Signature Page_2019.pdf 408046185_Borrower Consent to the Use of Tax Return Information.pdf 408046185_Borrower Consent to the Use of Tax Return Information_001.pdf 408046185_Tax Return Transcripts_XXX_2017.pdf 408046185_Tax Return Transcripts_XXX_2018.pdf 408046185_Tax Return Transcripts_XXX_2019.pdf 408046185_Tax Return Transcripts_XXX_2018.pdf 408046185_Tax Return Transcripts_XXXL_2019.pdf
408043867	408043867_Bank Statement_{Borrower}_{Bank}_7995_20200731.pdf 408043867_Bank Statement_{Borrower}_{Bank}_7995_20200831.pdf 408043867_Bank Statement_{Borrower}_XXX_2738_20200731.pdf 408043867_Bank Statement_{Borrower}_XXX_2738_20200831.pdf 408043867_Bank Statement_{Borrower}_XXX_4866_20200731.pdf 408043867_Bank Statement_{Borrower}_XXX_4866_20200831.pdf 408043867_Investment Account Statement_{Borrower}_XXX_20200630_-.pdf 408043867_Investment Account Statement_{Borrower}_XXX_20200917_-.pdf 408043867_Investment Account Statement_XXX_XXX_20200917_-.pdf		408043867_1040 Tax Return_XXX_{Borrower}_2018.pdf 408043867_1040 Tax Return_XXX_{Borrower}_2019.pdf 408043867_1040 Tax Return Signature Page_2018.pdf 408043867_1040 Tax Return Signature Page_2019.pdf 408043867_Borrower Consent to the Use of Tax Return Information.pdf 408043867_Borrower Consent to the Use of Tax Return Information_001.pdf 408043867_Tax Return Transcripts_XXX_2018.pdf 408043867_Tax Return Transcripts_XXX_2019.pdf
408045514	408045514_Bank Statement_XXX __{Borrower}_XXX_6042_20200407.pdf 408045514_Bank Statement_XXX __{Borrower}_XXX_6042_20200807.pdf 408045514_Bank Statement_XXX __{Borrower}_XXX_6042_20200908.pdf 408045514_Bank Statement_{Borrower}__XXX_XXX_6927_20200811.pdf 408045514_Bank Statement_{Borrower}__XXX_XXX_6927_20200910.pdf 408045514_Bank Statement_{Borrower}_{Bank}_6264_20200826.pdf 408045514_Bank Statement_{Borrower}_{Bank}_6264_20200925.pdf 408045514_Bank Statement_{Borrower}_{Bank}_8707_20200826.pdf 408045514_Bank Statement_{Borrower}_{Bank}_8707_20200925.pdf 408045514_Investment Account Statement_{Borrower}_XXX_20200831_-.pdf 408045514_Investment Account Statement_{Borrower}_XXX_20200930_-.pdf	408045514_W2_{Borrower}_{Employer}_2018.pdf 408045514_W2_{Borrower}_{Employer}_2018_001.pdf 408045514_W2_{Borrower}_{Employer}_2019.pdf 408045514_W2_{Borrower}_{Employer}_2019_001.pdf	408045514_1040 Tax Return_XXX_{Borrower}_2018.pdf 408045514_1040 Tax Return_XXX_{Borrower}_2019.pdf 408045514_1040 Tax Return Signature Page_2018.pdf 408045514_1040 Tax Return Signature Page_2019.pdf 408045514_Borrower Consent to the Use of Tax Return Information.pdf 408045514_Borrower Consent to the Use of Tax Return Information_001.pdf 408045514_Tax Return Transcripts_XXX_2018.pdf 408045514_Tax Return Transcripts_XXX_2019.pdf 408045514_Tax Return Transcripts_XXX_2019_001.pdf
408047089	408047089_Bank Statement_{Borrower}_{Bank}_1034_20190412.pdf 408047089_Bank Statement_{Borrower}_XXX_1034_20200831.pdf 408047089_Bank Statement_{Borrower}_XXX_1034_20200930.pdf 408047089_Bank Statement_{Borrower}_XXX_1034_20201031.pdf 408047089_Bank Statement_{Borrower}_{Employer}_9886_20200831.pdf 408047089_Bank Statement_{Borrower}_{Employer}_9886_20200930.pdf 408047089_Bank Statement_{Borrower}_XXX_6530_20200911.pdf 408047089_Bank Statement_{Borrower}_XXX_6530_20200911_001.pdf 408047089_Bank Statement_{Borrower}_XXX_6530_20201013.pdf 408047089_Investment Account Statement_{Borrower}_XXX_20200831_1487.pdf 408047089_Investment Account Statement_{Borrower}_XXX_20200930_1487.pdf 408047089_Investment Account Statement_{Borrower}_XXX_20201031_1487.pdf 408047089_Investment Account Statement_{Borrower}_XXX_20200930_9551.pdf 408047089_Investment Account Statement_{Borrower}_XXX_20201016_9551.pdf	408047089_W2_{Borrower}_{Employer}_2018.pdf 408047089_W2_{Borrower}_{Employer}_2018_001.pdf 408047089_W2_{Borrower}_{Employer}_2019.pdf 408047089_W2_{Borrower}_{Employer}_2019_001.pdf	408047089_1040 Tax Return_{Borrower}_-_2018.pdf 408047089_1040 Tax Return_{Borrower}_-_2019.pdf 408047089_1040 Tax Return Signature Page_2018.pdf 408047089_1040 Tax Return Signature Page_2019.pdf 408047089_Borrower Consent to the Use of Tax Return Information.pdf 408047089_Borrower Consent to the Use of Tax Return Information_001.pdf 408047089_Tax Return Transcripts_XXX_2018.pdf 408047089_Tax Return Transcripts_XXX_2019.pdf
408044026	408044026_Bank Statement_{Borrower}__XXX_{Bank}_3442_20200731.pdf 408044026_Bank Statement_{Borrower}__XXX_{Bank}_3442_20200731_001.pdf 408044026_Bank Statement_{Borrower}__XXX_{Bank}_3442_20200831.pdf 408044026_Bank Statement_{Borrower}__XXX_{Bank}_3442_20200831_001.pdf 408044026_Bank Statement_{Borrower}__{Coborrower}_{Bank}_7142_20200720.pdf 408044026_Bank Statement_{Borrower}__{Coborrower}_{Bank}_7142_20200818.pdf 408044026_Bank Statement_{Borrower}__{Coborrower}_{Bank}_7142_20200818_001.pdf 408044026_Bank Statement_{Borrower}__{Coborrower}_{Bank}_7142_20200917.pdf		408044026_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044026_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044026_1040 Tax Return Signature Page_2018.pdf 408044026_1040 Tax Return Signature Page_2018_001.pdf 408044026_1040 Tax Return Signature Page_2019.pdf 408044026_1040 Tax Return Signature Page_2019_001.pdf 408044026_Borrower Consent to the Use of Tax Return Information.pdf 408044026_Borrower Consent to the Use of Tax Return Information_001.pdf 408044026_Tax Return Transcripts_XXX_2017.pdf 408044026_Tax Return Transcripts_XXX_2018.pdf 408044026_Tax Return Transcripts_XXX_2019.pdf 408044026_Tax Return Transcripts_{Borrower}_2019.pdf
408044500	408044500_Bank Statement_{Borrower}__XXX_{Bank}_3614_20200908.pdf 408044500_Bank Statement_{Borrower}__XXX_{Bank}_3614_20200807.pdf 408044500_Investment Account Statement_{Borrower}_XXX_20200831_8052.pdf 408044500_Investment Account Statement_{Borrower}_XXX_20200930_8052.pdf	408044500_W2_{Borrower}_{Employer}_2018.pdf 408044500_W2_{Borrower}_{Employer}_2019.pdf 408044500_W2_{Borrower}_{Employer}_2018.pdf	408044500_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044500_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044500_1040 Tax Return Signature Page_2018.pdf 408044500_1040 Tax Return Signature Page_2019.pdf 408044500_Borrower Consent to the Use of Tax Return Information.pdf 408044500_Borrower Consent to the Use of Tax Return Information_001.pdf 408044500_Tax Return Transcripts_XXX_2017.pdf 408044500_Tax Return Transcripts_XXX_2018.pdf 408044500_Tax Return Transcripts_XXX_2019.pdf
408044122	408044122_Bank Statement_{Coborrower}__{Borrower}_{Bank}_1227_20200831.pdf 408044122_Bank Statement_{Coborrower}__{Borrower}_{Bank}_1227_20200930.pdf 408044122_Investment Account Statement_{Borrower}_XXX_20200831_4247.pdf 408044122_Investment Account Statement_{Borrower}_XXX_20200930_4247.pdf		408044122_1040 Tax Return_{Coborrower}_{Borrower}_2018.pdf 408044122_1040 Tax Return_{Coborrower}_{Borrower}_2019.pdf 408044122_1040 Tax Return Signature Page_2018.pdf 408044122_1040 Tax Return Signature Page_2019.pdf 408044122_Borrower Consent to the Use of Tax Return Information.pdf 408044122_Borrower Consent to the Use of Tax Return Information_001.pdf 408044122_Tax Return Transcripts_XXX_2018.pdf 408044122_Tax Return Transcripts_XXX_2019.pdf
408044225	408044225_Bank Statement_{Employer}_{Bank}_3186_20200630.pdf 408044225_Bank Statement_{Employer}_{Bank}_3186_20200731.pdf 408044225_Bank Statement_{Employer}_{Bank}_3186_20200731_001.pdf 408044225_Bank Statement_{Employer}_{Bank}_3186_20200831.pdf 408044225_Bank Statement_{Employer}_{Bank}_5196_20200630.pdf 408044225_Bank Statement_{Employer}_{Bank}_5196_20200731.pdf 408044225_Investment Account Statement_{Borrower}__XXX_XXX_20200630_8123.pdf 408044225_Investment Account Statement_{Borrower}__XXX_XXX_20200630_8679.pdf 408044225_Investment Account Statement_{Borrower}__XXX_XXX_20200731_8123.pdf	408044225_W2_{Borrower}_{Employer}_2019.pdf 408044225_W2_{Borrower}_{Employer}_2017.pdf 408044225_W2_{Borrower}_{Employer}_2018.pdf	408044225_1040 Tax Return_{Borrower}_XXX_2016.pdf 408044225_1040 Tax Return_{Borrower}_XXX_2017.pdf 408044225_1040 Tax Return_{Borrower}_XXX_2018.pdf 408044225_1040 Tax Return Signature Page_2016.pdf 408044225_1040 Tax Return Signature Page_2017.pdf 408044225_1040 Tax Return Signature Page_2018.pdf 408044225_1065 Tax Return_{Employer}_2017.pdf 408044225_1065 Tax Return_{Employer}_2017_001.pdf 408044225_1065 Tax Return_{Employer}_2018.pdf 408044225_1065 Tax Return_{Employer}__LLC_2019.pdf 408044225_1065 Tax Return Signature Page_2018.pdf 408044225_1065 Tax Return Signature Page_XXX.pdf 408044225_Borrower Consent to the Use of Tax Return Information.pdf 408044225_Borrower Consent to the Use of Tax Return Information_001.pdf 408044225_Borrower Consent to the Use of Tax Return Information_002.pdf 408044225_Tax Return Extension Application.pdf 408044225_Tax Return Transcripts_XXX_2016.pdf 408044225_Tax Return Transcripts_XXX_2017.pdf 408044225_Tax Return Transcripts_XXX_2018.pdf 408044225_Tax Return Transcripts_{Borrower}_2019.pdf
408045757		408045757_W2_{Coborrower}_{Employer}_2018.pdf 408045757_W2_{Coborrower}_{Employer}_2019.pdf 408045757_W2_{Borrower}___XXX_2019.pdf 408045757_W2_{Borrower}_{Employer}_2018.pdf	408045757_1040 Tax Return_{Coborrower}_{Borrower}_2018.pdf 408045757_1040 Tax Return_{Coborrower}_{Borrower}_2019.pdf 408045757_Borrower Consent to the Use of Tax Return Information.pdf 408045757_Borrower Consent to the Use of Tax Return Information_001.pdf 408045757_Tax Return Transcripts_XXX_2018.pdf 408045757_Tax Return Transcripts_XXX_2019.pdf 408045757_Tax Return Transcripts_XXX_2017.pdf
408045997	408045997_Bank Statement_{Borrower}_{Bank}_6355_20200930.pdf 408045997_Bank Statement_{Borrower}_{Bank}_5073_20200908.pdf 408045997_Bank Statement_{Borrower}_{Bank}_5073_20201007.pdf 408045997_Investment Account Statement_{Borrower}_XXX_20200923_-.pdf 408045997_Investment Account Statement_{Borrower}_XXX_20200831_1710.pdf 408045997_Investment Account Statement_{Borrower}_XXX_20200831_9824.pdf 408045997_Investment Account Statement_{Borrower}_XXX_20200930_1710.pdf 408045997_Investment Account Statement_{Borrower}_XXX_20200930_9824.pdf	408045997_W2_{Borrower}_{Employer}_2018.pdf 408045997_W2_{Borrower}_{Employer}_2019.pdf 408045997_W2 Transcripts_XXX_2018.pdf 408045997_W2 Transcripts_XXX_2019.pdf	408045997_Borrower Consent to the Use of Tax Return Information.pdf 408045997_Borrower Consent to the Use of Tax Return Information_001.pdf
408044048	408044048_Bank Statement_{Borrower}__{Coborrower}_XXX_9904_20200731.pdf 408044048_Bank Statement_{Borrower}__{Coborrower}_XXX_9904_20200831.pdf 408044048_Bank Statement_{Borrower}_XXX_9904_20200731.pdf 408044048_Bank Statement_{Borrower}_XXX_9904_20200831.pdf 408044048_Investment Account Statement_{Coborrower}_XXX_20200731_2048.pdf 408044048_Investment Account Statement_{Coborrower}_XXX_20200831_2048.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200630_2179.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200630_4712.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200831_4712.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200731_2048.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200831_1048.pdf 408044048_Investment Account Statement_{Borrower}_XXX_20200831_2048.pdf	408044048_W2_{Coborrower}_XXX_2019.pdf 408044048_W2_{Coborrower}_XXX_2018.pdf 408044048_W2_{Coborrower}_XXX_2018.pdf 408044048_W2_{Coborrower}_XXX_2019.pdf 408044048_W2_{Borrower}_{Employer}_2018.pdf 408044048_W2_{Borrower}_{Employer}_2019.pdf 408044048_W2_{Borrower}_XXX_2019.pdf	408044048_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044048_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044048_1120S Tax Return_XXX_2018.pdf 408044048_1120S Tax Return_XXX_2019.pdf 408044048_1120S Tax Return Signature Page_XXX..pdf 408044048_Borrower Consent to the Use of Tax Return Information.pdf 408044048_Borrower Consent to the Use of Tax Return Information_001.pdf 408044048_Tax Return Transcripts_XXX_2018.pdf 408044048_Tax Return Transcripts_XXX_2019.pdf
408044469	408044469_Bank Statement_{Borrower}__{Coborrower}_{Bank}_2724_20200731.pdf 408044469_Bank Statement_{Borrower}__{Coborrower}_{Bank}_2724_20200831.pdf	408044469_W2_{Borrower}_{Employer}_2019.pdf 408044469_W2_{Borrower}_{Employer}_2018.pdf 408044469_W2_{Borrower}_{Employer}_2019.pdf 408044469_W2_{Coborrower}_XXX_2018.pdf	408044469_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044469_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044469_1040 Tax Return_{Borrower}_{Coborrower}_2017.pdf 408044469_1040 Tax Return Signature Page_2017.pdf 408044469_1040 Tax Return Signature Page_2018.pdf 408044469_1040 Tax Return Signature Page_2018_001.pdf 408044469_1040 Tax Return Signature Page_2018_002.pdf 408044469_1040 Tax Return Signature Page_2019.pdf 408044469_Borrower Consent to the Use of Tax Return Information.pdf 408044469_Borrower Consent to the Use of Tax Return Information_001.pdf 408044469_Tax Return Transcripts_XXX_2017.pdf 408044469_Tax Return Transcripts_XXX_2017_001.pdf 408044469_Tax Return Transcripts_XXX_2018.pdf 408044469_Tax Return Transcripts_XXX_2018_001.pdf 408044469_Tax Return Transcripts_XXX_2019.pdf
408044627	408044627_Bank Statement_{Coborrower}__{Borrower}_XXX_8317_20200813.pdf 408044627_Bank Statement_{Coborrower}__{Borrower}_XXX_8317_20200914.pdf 408044627_Bank Statement_{Borrower}__{Coborrower}__XXX_XXX_3124_20200825.pdf 408044627_Bank Statement_{Borrower}__{Coborrower}__XXX_XXX_3124_20200924.pdf 408044627_Bank Statement_{Borrower}__{Coborrower}_XXX_XXX_20200825.pdf 408044627_Bank Statement_{Borrower}__{Coborrower}_XXX_1008_20200924.pdf 408044627_Investment Account Statement_{Borrower}__XXX_XXX_20200831_1963.pdf 408044627_Investment Account Statement_{Borrower}__XXX_XXX_20200930_1963.pdf	408044627_W2_XXX_2018.pdf 408044627_W2_{Coborrower}_XXX_2018.pdf 408044627_W2_{Coborrower}_XXX_2019.pdf 408044627_W2_{Borrower}_{Employer}_2018.pdf 408044627_W2_{Borrower}_{Employer}_2019.pdf	408044627_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044627_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044627_1040 Tax Return Signature Page_2018.pdf 408044627_1040 Tax Return Signature Page_2019.pdf 408044627_Borrower Consent to the Use of Tax Return Information.pdf 408044627_Borrower Consent to the Use of Tax Return Information_001.pdf 408044627_Tax Return Transcripts_XXX_2018.pdf 408044627_Tax Return Transcripts_XXX_2019.pdf
408046120	408046120_Bank Statement_{Employer}__XXX_XXX_0123_20200731.pdf 408046120_Bank Statement_{Employer}__XXX_XXX_0123_20200831.pdf 408046120_Bank Statement_{Employer}__XXX_XXX_0123_20200930.pdf 408046120_Bank Statement_{Employer}_XXX_1672_20200831.pdf 408046120_Bank Statement_{Employer}_XXX_1672_20200930.pdf 408046120_Bank Statement_{Borrower}__{Coborrower}_XXX_9726_20200831.pdf 408046120_Bank Statement_{Borrower}__{Coborrower}_XXX_9726_20200930.pdf	408046120_W2_XXX_{Employer}_2018.pdf 408046120_W2_{Coborrower}_{Employer}_2019.pdf 408046120_W2_{Borrower}_{Employer}_2018.pdf 408046120_W2_{Borrower}_{Employer}_2019.pdf 408046120_W2_{Borrower}_XXX._2018.pdf	408046120_1040 Tax Return_{Employer}_-_2017.pdf 408046120_1040 Tax Return_{Borrower}_-_2017.pdf 408046120_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408046120_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408046120_1040 Tax Return Signature Page_2017.pdf 408046120_1120S Tax Return_{Employer}_2018.pdf 408046120_1120S Tax Return_{Employer}_2018_001.pdf 408046120_1120S Tax Return_{Employer}_2018_002.pdf 408046120_1120S Tax Return_{Employer}_2019.pdf 408046120_Borrower Consent to the Use of Tax Return Information.pdf 408046120_Borrower Consent to the Use of Tax Return Information_001.pdf 408046120_Tax Return Transcripts_XXX_2017.pdf 408046120_Tax Return Transcripts_XXX_2018.pdf 408046120_Tax Return Transcripts_XXX_2018_001.pdf 408046120_Tax Return Transcripts_XXX_2019.pdf 408046120_Tax Return Transcripts_XXX_2019_001.pdf 408046120_Tax Return Transcripts_XXX_2017.pdf
408045562	408045562_Bank Statement_{Borrower}__XXX_XXX_6352_20201016.pdf 408045562_Bank Statement_{Borrower}_XXX_4464_20200910.pdf 408045562_Bank Statement_{Borrower}_XXX_4464_20201009.pdf 408045562_Investment Account Statement_{Borrower}_XXX_20200731_1785.pdf 408045562_Investment Account Statement_{Borrower}_XXX_20200831_1785.pdf		408045562_1040 Tax Return_{Borrower}_-_2018.pdf 408045562_1040 Tax Return_{Borrower}_-_2019.pdf 408045562_1040 Tax Return Signature Page_2018.pdf 408045562_1040 Tax Return Signature Page_2019.pdf 408045562_1065 Tax Return_{Employer}_2018.pdf 408045562_1065 Tax Return_{Employer}_2018_001.pdf 408045562_1065 Tax Return_{Employer}_2019.pdf 408045562_1065 Tax Return_{Employer}_2019_001.pdf 408045562_1065 Tax Return Signature Page_2018.pdf 408045562_1065 Tax Return Signature Page_{Employer}_001.pdf 408045562_1065 Tax Return Signature Page_2019.pdf 408045562_Borrower Consent to the Use of Tax Return Information.pdf 408045562_Borrower Consent to the Use of Tax Return Information_001.pdf 408045562_Borrower Consent to the Use of Tax Return Information_002.pdf 408045562_Tax Return Transcripts_XXX_2018.pdf 408045562_Tax Return Transcripts_XXX_2019.pdf
408046096	408046096_Bank Statement_{Borrower}_E_{Bank}_7845_20200630.pdf 408046096_Bank Statement_{Borrower}_E_{Bank}_7845_20200731.pdf 408046096_Bank Statement_{Borrower}_E_{Bank}_7845_20200831.pdf 408046096_Bank Statement_{Borrower}_{Bank}_6864_20200731.pdf 408046096_Investment Account Statement_{Borrower}_XXX_20200731_3288.pdf 408046096_Investment Account Statement_{Borrower}_XXX_20200831_3631.pdf 408046096_Investment Account Statement_{Borrower}_XXX_20200930_3631.pdf 408046096_Investment Account Statement_{Borrower}_{Bank}_20200731_6864.pdf	408046096_W2_{Borrower}_{Employer}_2018.pdf 408046096_W2_{Borrower}_{Employer}_2018_001.pdf 408046096_W2_{Borrower}_{Employer}_2018_002.pdf 408046096_W2_{Borrower}_{Employer}_2019.pdf 408046096_W2_{Borrower}_{Employer}_2019_001.pdf 408046096_W2_{Borrower}_{Employer}_2019_002.pdf 408046096_W2 Transcripts_XXX_2018.pdf 408046096_W2 Transcripts_XXX_2019.pdf	408046096_1040 Tax Return_{Borrower}_-_2017.pdf 408046096_1040 Tax Return_{Borrower}_-_2018.pdf 408046096_1040 Tax Return_{Borrower}_-_2019.pdf 408046096_1040 Tax Return Signature Page_2017.pdf 408046096_1040 Tax Return Signature Page_2018.pdf 408046096_1040 Tax Return Signature Page_2019.pdf 408046096_Borrower Consent to the Use of Tax Return Information.pdf 408046096_Borrower Consent to the Use of Tax Return Information_001.pdf 408046096_Tax Return Transcripts_XXX_2017.pdf 408046096_Tax Return Transcripts_XXX_2018.pdf 408046096_Tax Return Transcripts_XXX_2019.pdf
408044730	408044730_Bank Statement_{Coborrower}_{Bank}_8520_20200731.pdf 408044730_Bank Statement_{Coborrower}_{Bank}_8520_20200831.pdf 408044730_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5291_20190709.pdf 408044730_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5291_20200804.pdf 408044730_Bank Statement_{Coborrower}__{Borrower}_{Bank}_5291_20201006.pdf 408044730_Bank Statement_XXX __{Borrower}_{Bank}_5291_20200901.pdf 408044730_Investment Account Statement_{Borrower}_{Employer}_20201005_{Employer}.pdf 408044730_Investment Account Statement_{Borrower}__{Coborrower}_XXX_20200731_6539.pdf 408044730_Investment Account Statement_{Borrower}__{Coborrower}_XXX_20200831_6539.pdf 408044730_Investment Account Statement_{Borrower}_XXX._20200602_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20200609_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20180608_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20180830_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20190320_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20190703_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20190717_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20190725_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20190909_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20200501_5666.pdf 408044730_Investment Account Statement_{Borrower}_XXX_20200602_5666.pdf	408044730_W2_XXX_{Employer}_2019.pdf 408044730_W2_{Borrower}_{Employer}_2018.pdf 408044730_W2_{Borrower}_{Employer}_2019.pdf	408044730_1040 Tax Return_{Borrower}_{Coborrower}_2017.pdf 408044730_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408044730_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408044730_1040 Tax Return Signature Page_2018.pdf 408044730_1040 Tax Return Signature Page_2019.pdf 408044730_Borrower Consent to the Use of Tax Return Information.pdf 408044730_Borrower Consent to the Use of Tax Return Information_001.pdf 408044730_Tax Return Transcripts_XXX_2017.pdf 408044730_Tax Return Transcripts_XXX_2018.pdf 408044730_Tax Return Transcripts_XXX_2019.pdf
408045874	408045874_Bank Statement_{Borrower}_{Bank}_5923_20200727.pdf 408045874_Investment Account Statement_{Borrower}__{Borrower}_XXX_20200831_1533.pdf 408045874_Investment Account Statement_{Borrower}__{Borrower}_XXX_20200930_1533.pdf	408045874_W2_{Borrower}_{Employer}_2018.pdf 408045874_W2_{Borrower}_{Employer}_2019.pdf	408045874_1040 Tax Return_{Borrower}_-_2017.pdf 408045874_1040 Tax Return_{Borrower}_-_2018.pdf 408045874_1040 Tax Return_{Borrower}_-_2018_001.pdf 408045874_1040 Tax Return_{Borrower}_-_2019.pdf 408045874_1040 Tax Return_{Borrower}_-_2019_001.pdf 408045874_1040 Tax Return Signature Page_2017.pdf 408045874_1040 Tax Return Signature Page_2018.pdf 408045874_1040 Tax Return Signature Page_2019.pdf 408045874_Borrower Consent to the Use of Tax Return Information.pdf 408045874_Borrower Consent to the Use of Tax Return Information_001.pdf 408045874_Tax Return Transcripts_XXX_2017.pdf 408045874_Tax Return Transcripts_XXX_2017_001.pdf 408045874_Tax Return Transcripts_XXX_2018.pdf 408045874_Tax Return Transcripts_XXX_2019.pdf
408045981	408045981_Bank Statement_{Borrower}__XXX_XXX_6397_20200813.pdf 408045981_Bank Statement_{Borrower}__XXX_XXX_6397_20200914.pdf 408045981_Bank Statement_{Borrower}_XXX_7476_20200831.pdf 408045981_Bank Statement_{Borrower}_XXX_7476_20200930.pdf 408045981_Bank Statement_XXX_{Bank}_1013_20200930.pdf 408045981_Bank Statement_XXX_{Bank}_1894_20200406.pdf 408045981_Bank Statement_XXX_{Bank}_1894_20200806.pdf 408045981_Bank Statement_XXX_{Bank}_1894_20200906.pdf 408045981_Bank Statement_{Coborrower}_XXX_9005_20200826.pdf 408045981_Bank Statement_{Coborrower}_XXX_9005_20200925.pdf 408045981_Investment Account Statement_XXX_XXX_20200831_-.pdf 408045981_Investment Account Statement_XXX_XXX_20200930_-.pdf 408045981_Investment Account Statement_{Borrower}_XXX_20200831_7061.pdf 408045981_Investment Account Statement_{Borrower}_XXX_20200930_7061.pdf 408045981_Investment Account Statement_{Borrower}_XXX_20200831_4235.pdf 408045981_Investment Account Statement_{Borrower}_XXX_20200930_4235.pdf	408045981_W2_XXX._2018.pdf 408045981_W2_XXX._2019.pdf 408045981_W2_XXX.pdf 408045981_W2_XXX.pdf	408045981_1040 Tax Return_XXX_-_2018.pdf 408045981_1040 Tax Return_XXX_XXX_2019.pdf 408045981_1040 Tax Return_XXX_-_2018.pdf 408045981_1040 Tax Return Signature Page_2018.pdf 408045981_1040 Tax Return Signature Page_2018_001.pdf 408045981_1040 Tax Return Signature Page_2019.pdf 408045981_Borrower Consent to the Use of Tax Return Information.pdf 408045981_Borrower Consent to the Use of Tax Return Information_001.pdf 408045981_Tax Return Transcripts_XXX_2019.pdf 408045981_Tax Return Transcripts_XXX_2018.pdf 408045981_Tax Return Transcripts_XXX_2018.pdf
408045896	408045896_Bank Statement_{Coborrower}_XXX_9964_20200826.pdf 408045896_Bank Statement_{Coborrower}_XXX_9964_20200925.pdf 408045896_Bank Statement_{Borrower}_{Bank}_0127_20200827.pdf 408045896_Bank Statement_{Borrower}_{Bank}_0127_20200928.pdf 408045896_Investment Account Statement_XXX_XXX_20200930_9960.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200831_3032.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200930_3032.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200903_1242.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200903_1242_001.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20201003_1242.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200831_4819.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200930_4819.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200731_9960.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200831_9960.pdf 408045896_Investment Account Statement_{Borrower}_XXX_20200831_9960_001.pdf 408045896_Investment Account Statement_XXX_XXX_20200930_8840.pdf	408045896_W2_{Coborrower}_XXX_2018.pdf 408045896_W2_{Coborrower}_{Employer}_2018.pdf 408045896_W2_{Coborrower}_{Employer}_2019.pdf 408045896_W2_{Borrower}_XXX_2019.pdf 408045896_W2_{Borrower}_{Employer}_2019.pdf 408045896_W2_{Borrower}_XXX_2018.pdf 408045896_W2_{Borrower}_XXXX_2019.pdf	408045896_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408045896_1040 Tax Return_{Borrower}_{Coborrower}_2018_001.pdf 408045896_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408045896_1040 Tax Return Signature Page_2018.pdf 408045896_1040 Tax Return Signature Page_2019.pdf 408045896_Borrower Consent to the Use of Tax Return Information.pdf 408045896_Borrower Consent to the Use of Tax Return Information_001.pdf 408045896_Tax Return Transcripts_XXX_2017.pdf 408045896_Tax Return Transcripts_XXX_2018.pdf 408045896_Tax Return Transcripts_XXXL_2019.pdf
408045065	408045065_Bank Statement_XXX_{Bank}_682_20200930.pdf 408045065_Bank Statement_{Borrower}__XXX_XXX_8507_20200831.pdf 408045065_Bank Statement_{Borrower}__XXX_XXX_8507_20200930.pdf 408045065_Bank Statement_{Borrower}_XXX_9846_20200831.pdf 408045065_Bank Statement_{Borrower}_XXX_9846_20200930.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_9329_20200831.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_9329_20200930.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_6221_20200630.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_6221_20200930.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_2692_20200825.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_2692_20200924.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_5158_20200831.pdf 408045065_Bank Statement_XXX__{Borrower}_XXX_5158_20200831_001.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_5158_20200930.pdf 408045065_Bank Statement_XXX __{Borrower}_XXX_5158_20200930_001.pdf	408045065_W2_{Borrower}_{Employer}_2018.pdf 408045065_W2_{Borrower}_{Employer}_2018_001.pdf 408045065_W2_{Borrower}_{Employer}_2019.pdf 408045065_W2_{Borrower}_{Employer}_2019_001.pdf	408045065_1040 Tax Return_{Borrower}_-_2017.pdf 408045065_1040 Tax Return_{Borrower}_-_2017_001.pdf 408045065_1040 Tax Return_{Borrower}_-_2018.pdf 408045065_1040 Tax Return_{Borrower}_-_2018_001.pdf 408045065_1040 Tax Return_{Borrower}_-_2019.pdf 408045065_1040 Tax Return_{Borrower}_-_2019_001.pdf 408045065_1040 Tax Return Signature Page_2018.pdf 408045065_1040 Tax Return Signature Page_2019.pdf 408045065_1065 Tax Return_XXX_2018.pdf 408045065_1065 Tax Return_XXX_2019.pdf 408045065_1065 Tax Return Signature Page_2018.pdf 408045065_1065 Tax Return Signature Page_2019.pdf 408045065_Borrower Consent to the Use of Tax Return Information.pdf 408045065_Borrower Consent to the Use of Tax Return Information_001.pdf 408045065_Tax Return Transcripts_XXX___2017.pdf 408045065_Tax Return Transcripts_XXX_2018.pdf 408045065_Tax Return TranscriptsXXX_2019.pdf
408044501	408044501_Bank Statement_1802_{Bank}_1802_20200729.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200722.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200722_001.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200722_002.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200722_003.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200820.pdf 408044501_Bank Statement_{Borrower}_{Bank}_8395_20200820.pdf 408044501_Bank Statement_{Borrower}_{Bank}_5862_20200721.pdf 408044501_Bank Statement_{Borrower}_{Bank}_5862_20200819.pdf 408044501_Bank Statement_{Borrower}_{Bank}_5862_20200618.pdf 408044501_Bank Statement_{Borrower}_{Bank}_5862_20200721.pdf 408044501_Bank Statement_{Borrower}_{Employer}_8883_20200630.pdf 408044501_Bank Statement_{Borrower}_{Employer}_8883_20200630.pdf 408044501_Bank Statement_{Coborrower}_{Employer}_5264_20200531.pdf 408044501_Bank Statement_{Coborrower}_{Employer}_5264_20200630.pdf 408044501_Bank Statement_{Coborrower}_{Bank}_1802_20200729.pdf 408044501_Bank Statement_{Coborrower}_{Bank}_1802_20200827.pdf 408044501_Investment Account Statement_{Borrower}_XXX_20200630_8133.pdf 408044501_Investment Account Statement_{Borrower}_XXX_20200731_8133.pdf 408044501_Investment Account Statement_{Borrower}_XXX_20200731_4230.pdf 408044501_Investment Account Statement_{Coborrower}_XXX_20200630_3133.pdf 408044501_Investment Account Statement_{Coborrower}_XXX_20200630_1K87.pdf 408044501_Investment Account Statement_{Coborrower}_XXX_20200731_1K87.pdf	408044501_W2_{Borrower}_XXX_2018.pdf 408044501_W2_{Borrower}_XXX_2019.pdf 408044501_W2_{Borrower}_XXX_2018.pdf 408044501_W2_{Borrower}_XXX_2019.pdf 408044501_W2_{Coborrower}_{Employer}_2018.pdf 408044501_W2_{Coborrower}_XXX_2019.pdf 408044501_W2 Transcripts_XXX_2017.pdf 408044501_W2 Transcripts_XXX_2018.pdf 408044501_W2 Transcripts_XXX_2019.pdf 408044501_W2 Transcripts_XXX_2017.pdf 408044501_W2 Transcripts_XXX_2018.pdf 408044501_W2 Transcripts_XXX_2019.pdf	408044501_1040 Tax Return_{Borrower}_-_2017.pdf 408044501_1040 Tax Return_{Borrower}_-_2018.pdf 408044501_1040 Tax Return_{Borrower}_{Borrower}_2019.pdf 408044501_1040 Tax Return_{Coborrower}_-_2019.pdf 408044501_1040 Tax Return_{Coborrower}_-_2017.pdf 408044501_1040 Tax Return_{Coborrower}_-_2018.pdf 408044501_1040 Tax Return Signature Page_2017.pdf 408044501_1040 Tax Return Signature Page_2017_001.pdf 408044501_1040 Tax Return Signature Page_2018.pdf 408044501_1040 Tax Return Signature Page_2018_001.pdf 408044501_1040 Tax Return Signature Page_2019.pdf 408044501_1040 Tax Return Signature Page_2019_001.pdf 408044501_Borrower Consent to the Use of Tax Return Information.pdf 408044501_Borrower Consent to the Use of Tax Return Information_001.pdf 408044501_Tax Return Transcripts_XXX_2017.pdf 408044501_Tax Return Transcripts_XXX_2017_001.pdf 408044501_Tax Return Transcripts_XXX_2018.pdf 408044501_Tax Return Transcripts_XXX_2018_001.pdf 408044501_Tax Return Transcripts_XXX_2019.pdf 408044501_Tax Return Transcripts_XXX_2019_001.pdf 408044501_Tax Return Transcripts_XXX_2017.pdf 408044501_Tax Return Transcripts_XXX_2018.pdf 408044501_Tax Return Transcripts_XXX_2019.pdf
408045720	408045720_Bank Statement_{Employer}_XXX_4990_20200630.pdf 408045720_Bank Statement_{Employer}_XXX_4990_20200731.pdf 408045720_Bank Statement_{Employer}_XXX_4990_20200831.pdf 408045720_Bank Statement_{Employer}_XXX_4990_20200930.pdf 408045720_Bank Statement_{Borrower}_{Bank}_8652_20200618.pdf 408045720_Bank Statement_{Borrower}_{Bank}_8652_20200720.pdf 408045720_Bank Statement_{Borrower}_{Bank}_8652_20200820.pdf 408045720_Bank Statement_{Borrower}_{Bank}_8652_20200921.pdf 408045720_Bank Statement_{Borrower}_{Bank}_9484_20200611.pdf 408045720_Bank Statement_{Borrower}_{Bank}_9484_20200713.pdf 408045720_Bank Statement_{Borrower}_{Bank}_9484_20200813.pdf 408045720_Bank Statement_{Borrower}_{Bank}_9484_20200914.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200531_6816.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200630_6816.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200731_5403.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200731_6816.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200831_6816.pdf 408045720_Investment Account Statement_{Borrower}_{Employer}_20200930_6816.pdf	408045720_W2_{Borrower}_{Employer}_2018.pdf 408045720_W2_{Borrower}_{Employer}_2019.pdf 408045720_W2_{Coborrower}_{Employer}_2019.pdf 408045720_W2_{Coborrower}_{Employer}_2018.pdf	408045720_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408045720_1040 Tax Return_{Borrower}_{Coborrower}_2018_001.pdf 408045720_1040 Tax Return_{Borrower}_{Coborrower}_2019.pdf 408045720_1120S Tax Return_{Employer}_2018.pdf 408045720_1120S Tax Return_{Employer}_2019.pdf 408045720_Borrower Consent to the Use of Tax Return Information.pdf 408045720_Borrower Consent to the Use of Tax Return Information_001.pdf 408045720_Borrower Consent to the Use of Tax Return Information_002.pdf 408045720_Tax Return Transcripts_XXX_2018.pdf 408045720_Tax Return Transcripts_XXX_2019.pdf
408046591	408046591_Bank Statement_{Borrower}_{Bank}_3047_20200816.pdf 408046591_Bank Statement_{Borrower}_{Bank}_3047_20200916.pdf 408046591_Investment Account Statement_{Borrower}_XXX_20200831_1696__.pdf 408046591_Investment Account Statement_{Borrower}_XXX_20200930_1696__.pdf 408046591_Investment Account Statement_{Borrower}_XXX_20200930_-.pdf	408046591_W2_XXX_XXX_ XXX._2019.pdf 408046591_W2_{Borrower}_XXX_2018.pdf 408046591_W2_{Borrower}_XXX_2019.pdf	408046591_1040 Tax Return_{Borrower}_XXX_2018.pdf 408046591_1040 Tax Return_{Borrower}_XXX_2019.pdf 408046591_1040 Tax Return Signature Page_2018.pdf 408046591_1040 Tax Return Signature Page_2019.pdf 408046591_Borrower Consent to the Use of Tax Return Information.pdf 408046591_Borrower Consent to the Use of Tax Return Information_001.pdf 408046591_Tax Return Transcripts_XXX_2018.pdf 408046591_Tax Return Transcripts_XXX_2019.pdf
408045423	408045423_Bank Statement_XXX_{Bank}_7974_20200805.pdf 408045423_Bank Statement_XXX_{Bank}_7974_20200805.pdf 408045423_Bank Statement_XXX_{Bank}_7974_20200905.pdf 408045423_Bank Statement_XXX_{Bank}_7974_20200905_001.pdf 408045423_Bank Statement_{Coborrower}_XXX_20200816.pdf 408045423_Bank Statement_{Coborrower}_XXX_2731_20200916.pdf	408045423_W2_{Coborrower}_XXX_2018.pdf 408045423_W2_{Coborrower}_XXX_2019.pdf	408045423_1040 Tax Return_{Borrower}_{Coborrower}_2017.pdf 408045423_1040 Tax Return_{Borrower}_{Coborrower}_2018.pdf 408045423_1040 Tax Return Signature Page_2017.pdf 408045423_1040 Tax Return Signature Page_2018.pdf 408045423_Borrower Consent to the Use of Tax Return Information.pdf 408045423_Borrower Consent to the Use of Tax Return Information_001.pdf 408045423_Tax Return Transcripts_{Employer}_2019.pdf 408045423_Tax Return Transcripts_{Employer}_2019_001.pdf 408045423_Tax Return Transcripts_XXX_2017.pdf 408045423_Tax Return Transcripts_XXX_2017_001.pdf 408045423_Tax Return Transcripts_XXX_2018.pdf 408045423_Tax Return Transcripts_XXX_2018_001.pdf
408046740	408046740_Bank Statement_XXX___{Bank}___5611_20201031.pdf 408046740_Bank Statement_XXX_{Bank}_5611_20200731.pdf 408046740_Bank Statement_XXX___{Bank}_5611_20200531.pdf 408046740_Bank Statement_XXX_{Bank}_5611_20200930.pdf 408046740_Bank Statement_{Borrower}__XXX_XXX_6233_20200831.pdf 408046740_Bank Statement_{Borrower}__XXX_XXX_6233_20200930.pdf	408046740_W2_XXX_XXX_2018.pdf 408046740_W2_{Borrower}_XXX_2018.pdf 408046740_W2_{Borrower}_XXX_2018.pdf 408046740_W2_XXX_XXX_2019.pdf	408046740_1040 Tax Return_{Borrower}_XXX_2018.pdf 408046740_1040 Tax Return_{Borrower}_XXX_2019.pdf 408046740_1040 Tax Return Signature Page_2018.pdf 408046740_1040 Tax Return Signature Page_2019__.pdf 408046740_1065 Tax Return_XXX_2018.pdf 408046740_1065 Tax Return_XXX_2019.pdf 408046740_1065 Tax Return Signature Page_2018.pdf 408046740_1065 Tax Return Signature Page_2019.pdf 408046740_1120S Tax Return_XXX._2019.pdf 408046740_1120S Tax Return_XXX_2018.pdf 408046740_1120S Tax Return Signature Page_2018.pdf 408046740_1120S Tax Return Signature Page_2019.pdf 408046740_Borrower Consent to the Use of Tax Return Information.pdf 408046740_Borrower Consent to the Use of Tax Return Information_001.pdf 408046740_Borrower Consent to the Use of Tax Return Information_002.pdf 408046740_Borrower Consent to the Use of Tax Return Information_003.pdf 408046740_Tax Return Transcripts_XXX___2017.pdf 408046740_Tax Return Transcripts_XXX_2017.pdf 408046740_Tax Return Transcripts_XXX_2019.pdf 408046740_Tax Return Transcripts_XXX_2019_001.pdf 408046740_Tax Return Transcripts_XXX_2018.pdf 408046740_Tax Return Transcripts_XXX_2018_001.pdf
408045299	408045299_Bank Statement_XXX_{Bank}_6964_20200811.pdf 408045299_Bank Statement_XXX_{Bank}_6964_20200911.pdf 408045299_Bank Statement_XXX_{Bank}_6964_20201011.pdf 408045299_Bank Statement_{Borrower}_{Bank}_2871_20200831.pdf 408045299_Bank Statement_{Borrower}_{Bank}_2871_20200921.pdf 408045299_Bank Statement_{Borrower}_{Bank}_2871_20200921_001.pdf 408045299_Bank Statement_{Borrower}__XXX_{Bank}_7010_20200930.pdf 408045299_Bank Statement_{Borrower}__XXX_XXX_5993_20200831.pdf 408045299_Bank Statement_{Borrower}__XXX_XXX_5993_20200831_001.pdf 408045299_Bank Statement_{Borrower}__XXX_XXX_5993_20200930.pdf 408045299_Bank Statement_{Borrower}__XXX_XXX_5993_20200930_001.pdf 408045299_Bank Statement_{Borrower}_XXX_2301_20200831.pdf 408045299_Bank Statement_{Borrower}_XXX_2301_20200930.pdf 408045299_Bank Statement_{Borrower}_XXX_9165_20200831.pdf 408045299_Bank Statement_{Borrower}_XXX_9165_20200930.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200630_7151.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200731_7151.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200831_1578.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200831_7151.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200930_1578.pdf 408045299_Investment Account Statement_{Borrower}_XXX_20200930_7151.pdf	408045299_W2_{Borrower}_{Employer}_2019.pdf 408045299_W2_{Borrower}_XXX_2018.pdf 408045299_W2_{Borrower}_XXX.pdf	408045299_1040 Tax Return_{Borrower}_-_2017.pdf 408045299_1040 Tax Return_{Borrower}_XXX_2018.pdf 408045299_1040 Tax Return_{Borrower}_XXX_2019.pdf 408045299_1040 Tax Return Signature Page_2017.pdf 408045299_1040 Tax Return Signature Page_2018.pdf 408045299_1040 Tax Return Signature Page_2019.pdf 408045299_Borrower Consent to the Use of Tax Return Information.pdf 408045299_Borrower Consent to the Use of Tax Return Information_001.pdf 408045299_Tax Return Transcripts_XXX_2019.pdf 408045299_Tax Return Transcripts_XXX_2017.pdf 408045299_Tax Return Transcripts_XXX_2018.pdf
408046392	408046392_Bank Statement_{Employer}__{Borrower}_XXX_9874_20200930.pdf 408046392_Bank Statement_{Employer}__{Borrower}_XXX_9874_20200731.pdf 408046392_Bank Statement_{Employer}__{Borrower}_XXX_9874_20200831.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_3102_20200827.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_3102_20200928.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8787_20200727.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8787_20200825.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8787_20200924.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4874_20200821.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_4874_20200922.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_6617_20200807.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_6617_20200908.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_6617_20200908_001.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8570_20200723.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8570_20200821.pdf 408046392_Bank Statement_{Borrower}__{Coborrower}_{Bank}_8570_20200922.pdf 408046392_Bank Statement_{Borrower}_XXX_8884_20200930.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200831_8H17.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200731_8H17.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200731_8H17_001.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200930_8H17.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20191231_8H17.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200831_8H17.pdf 408046392_Investment Account Statement_{Employer}_XXX_20191231_0129.pdf 408046392_Investment Account Statement_{Employer}_XXX_20200331_0129.pdf 408046392_Investment Account Statement_{Employer}_XXX_20200630_0129.pdf 408046392_Investment Account Statement_{Employer}_XXX_20200630_0129_001.pdf 408046392_Investment Account Statement_{Employer}_XXX_20200930_0129.pdf 408046392_Investment Account Statement_{Employer}_XXX_20200930_0129_001.pdf 408046392_Investment Account Statement_{Employer}__{Borrower}_XXX_20200930_7841.pdf	408046392_W2_{Coborrower}_{Employer}_2018.pdf 408046392_W2_{Coborrower}_{Employer}_2019.pdf 408046392_W2_{Borrower}_{Bank}_2018.pdf 408046392_W2_{Borrower}_{Bank}_2018_001.pdf 408046392_W2_{Borrower}_{Bank}_2018_002.pdf 408046392_W2_{Borrower}_{Bank}_2018_003.pdf 408046392_W2_{Borrower}_{Bank}_2018_004.pdf 408046392_W2_{Borrower}_{Bank}_2018_005.pdf 408046392_W2_{Borrower}_{Bank}_2019.pdf	408046392_1040 Tax Return_{Employer}_{Borrower}_2018.pdf 408046392_1040 Tax Return_{Employer}_{Borrower}_2019.pdf 408046392_1040 Tax Return Signature Page_2018.pdf 408046392_1040 Tax Return Signature Page_2019.pdf 408046392_Borrower Consent to the Use of Tax Return Information.pdf 408046392_Borrower Consent to the Use of Tax Return Information_001.pdf 408046392_Tax Return Transcripts_XXX_2018.pdf 408046392_Tax Return Transcripts_XXX_2019.pdf
408045887	408045887_Bank Statement_{Coborrower}__{Borrower}_{Bank}_4734_20200731.pdf 408045887_Bank Statement_{Coborrower}__{Borrower}_{Bank}_4734_20200831.pdf 408045887_Bank Statement_{Coborrower}__{Borrower}_{Bank}_4734_20200930.pdf 408045887_Bank Statement_{Coborrower}_{Bank}_2372_20200831.pdf 408045887_Bank Statement_{Coborrower}_{Bank}_2372_20200930.pdf 408045887_Investment Account Statement_{Coborrower}_XXX_20200731_1738.pdf 408045887_Investment Account Statement_{Coborrower}_XXX_20200831_1738.pdf 408045887_Investment Account Statement_{Coborrower}_XXX_20200930_1738.pdf	408045887_W2_{Coborrower}_{Employer}_2019.pdf 408045887_W2_{Coborrower}_XXX.pdf 408045887_W2_{Coborrower}_XXX.pdf 408045887_W2_{Borrower}_{Employer}_2018.pdf 408045887_W2_{Borrower}_{Employer}_2019.pdf 408045887_W2 Transcripts_XXX.pdf 408045887_W2 Transcripts_XXX.pdf	408045887_Borrower Consent to the Use of Tax Return Information.pdf 408045887_Borrower Consent to the Use of Tax Return Information_001.pdf 408045887_Tax Return Transcripts_XXX_2019.pdf 408045887_Tax Return Transcripts_XXX_2018.pdf 408045887_Tax Return Transcripts_XXX_2018_001.pdf
408045533	408045533_Bank Statement_{Borrower}__XXX_XXX_9477_20200731.pdf 408045533_Bank Statement_{Borrower}__XXX_XXX_9477_20200831.pdf	408045533_W2_{Borrower}_{Employer}_2018.pdf 408045533_W2_{Borrower}_{Employer}_2019.pdf	408045533_Borrower Consent to the Use of Tax Return Information.pdf 408045533_Tax Return Transcripts_XXX_2018.pdf 408045533_Tax Return Transcripts_XXX_2019.pdf
408045704	408045704_Bank Statement_{Borrower}__XXX_{Bank}_4046_20200813.pdf 408045704_Bank Statement_{Borrower}__XXX_{Bank}_4046_20200914.pdf 408045704_Bank Statement_{Borrower}_{Bank}_9210_20200602.pdf	408045704_W2_{Borrower}_XXX_2018.pdf 408045704_W2_{Borrower}_XXX_2018_001.pdf 408045704_W2_{Borrower}_{Employer}_2018.pdf 408045704_W2_{Borrower}_{Employer}_2018_001.pdf 408045704_W2_{Borrower}_{Employer}_2019.pdf 408045704_W2 Transcripts_XXX_2018.pdf 408045704_W2 Transcripts_XXX_2019.pdf	408045704_Borrower Consent to the Use of Tax Return Information.pdf 408045704_Borrower Consent to the Use of Tax Return Information_001.pdf

Seller Loan Number	Assets / Income Doc Source (m) - Asset Depletion	Income Doc Source (m) - P&L	Asset Verification (d)	Borrower 1 Doc Type	Borrower 2 Doc Type	Borrower 3 Doc Type	Borrower 4 Doc Type	Investor DTI Prop DTI
408045419		408045419_Profit and Loss Statement_XXX_20200101_20200801.pdf	90	FULL	FULL
408046778			60	FULL	FULL
408044324			60	FULL
408043908			90	FULL	FULL
408043977			60	FULL	FULL
408044007		408044007_Profit and Loss Statement_{Coborrower}_20200101_20200824.pdf 408044007_Profit and Loss Statement_{Employer}_20200101_20200824.pdf 408044007_Profit and Loss Statement_{Borrower}_20200101_20200824.pdf	90	FULL	FULL
408044044			60	FULL
408044452			120	FULL	FULL
408045018			120	FULL
408044209			60	FULL	FULL
408044491			60	FULL	FULL
408044583			60	FULL	FULL
408046439			90	FULL
408044033			90	FULL	FULL
408044037			60	FULL
408044036			90	FULL	FULL
408044374		408044374_Profit and Loss Statement_{Employer}_20200101_20200831.pdf	90	FULL	FULL
408044633			120	FULL	FULL
408044712			90	FULL
408044194		408044194_Profit and Loss Statement_{Borrower}_20200101_20200831.pdf 408044194_Profit and Loss Statement_{Employer}_00_00_0000_00_00_0000.pdf 408044194_Profit and Loss Statement_{Employer}_20200101_20200831.pdf	120	FULL	FULL
408046185		408046185_Profit and Loss Statement_XXX_20200101_20200930.pdf	60	FULL	FULL
408043867			90	FULL
408045514			90	FULL
408047089			60	FULL
408044026		408044026_Profit and Loss Statement_XXX_20200101_20200301.pdf 408044026_Profit and Loss Statement_XXX_20200101_20200301_001.pdf 408044026_Profit and Loss Statement_XXX_20200401_20200601.pdf 408044026_Profit and Loss Statement_XXX_20200401_20200601_001.pdf 408044026_Profit and Loss Statement_XXX_20200701_20200901.pdf 408044026_Profit and Loss Statement_XXX_20200701_20200901_001.pdf	60	FULL	FULL
408044500			60	FULL	FULL
408044122			60	FULL	FULL
408044225		408044225_Profit and Loss Statement_{Employer}_20200101_20200921.pdf	90	FULL
408045757				FULL	FULL
408045997			60	FULL
408044048			90	FULL	FULL
408044469			60	FULL	FULL
408044627			60	FULL	FULL
408046120		408046120_Profit and Loss Statement_{Employer}_20200101_20200901.pdf	90	FULL	FULL
408045562		408045562_Profit and Loss Statement_XXX_20200101_20200922.pdf	60	FULL
408046096			60	FULL
408044730			60	FULL	FULL
408045874			60	FULL
408045981			90	FULL	FULL
408045896			60	FULL	FULL
408045065			90	FULL
408044501			90	FULL	FULL
408045720		408045720_Profit and Loss Statement_{Employer}_20200101_20200801.pdf	60	FULL	FULL
408046591			60	FULL
408045423			60	FULL	FULL
408046740		408046740_Profit and Loss Statement_XXX_20200101_20200930.pdf	60	FULL
408045299			90	FULL
408046392			90	FULL	FULL
408045887			90	FULL	FULL
408045533			60	FULL
408045704			60	FULL

Seller Loan Number	Actual In Place Rent	Third Party Market Rent	Recourse	Rent Loss Insurance m	Executed NOO Docs In File	# Units	Lease In Place Flag	Borrower 1 Type	Borrower 2 Type	No Mtg Prop With Lender
408045419						1				0
408046778						1				0
408044324						1				0
408043908						1
408043977						1				0
408044007						1				0
408044044						1				0
408044452						1				0
408045018						1				0
408044209						1				0
408044491						1				0
408044583						1				0
408046439						1				0
408044033						1
408044037						1				0
408044036						1				0
408044374						1				0
408044633						1				0
408044712						1				0
408044194						1				0
408046185						1				0
408043867						1				0
408045514						1				0
408047089						1				0
408044026						1				0
408044500						1				0
408044122						1
408044225						1				0
408045757						1				0
408045997						1				0
408044048						1				0
408044469						1				0
408044627						1				0
408046120						1				0
408045562						1				0
408046096						1				0
408044730						1				0
408045874						1				0
408045981						1				0
408045896						1
408045065						1				0
408044501						1				0
408045720						1
408046591						1				0
408045423						1
408046740						1				0
408045299						1				0
408046392						1				0
408045887						1				0
408045533						1				0
408045704						1				0

Seller Loan Number	No of Properties	Year Built	Total Sq Ft	Property Condition	# Beds	# Baths	Section 8	Acquisition Cost	Renovation Cost	UW Gross Potential Rent
408045419	0	XXX		C2 Very Good				XXX
408046778	2	XXX		C3 Good
408044324	0	XXX		C3 Good				XXX
408043908		XXX		C2 Very Good				XXX
408043977	0	XXX		C2 Very Good				XXX
408044007	0	XXX		C2 Very Good
408044044	0	XXX		C3 Good
408044452	0	XXX		C3 Good
408045018	1	XXX		C2 Very Good
408044209	0	XXX		C3 Good
408044491	0	XXX		C2 Very Good				XXX
408044583	0	XXX		C3 Good				XXX
408046439	1	XXX		C4 Average
408044033		XXX		C3 Good				XXX
408044037	1	XXX		C2 Very Good				XXX
408044036	0	XXX		C3 Good
408044374	1	XXX		C2 Very Good				XXX
408044633	1	XXX		C3 Good				XXX
408044712	0	XXX		C3 Good				XXX
408044194	3	XXX		C3 Good
408046185	1	XXX		C3 Good				XXX
408043867	1	XXX		C3 Good
408045514	0	XXX		C3 Good
408047089	1	XXX		C3 Good
408044026	1	XXX		C2 Very Good				XXX
408044500	1	XXX		C3 Good				XXX
408044122		XXX		C3 Good				XXX
408044225	1	XXX		C3 Good
408045757	1	XXX		C3 Good
408045997	0	XXX		C1 Excellent
408044048	0	XXX		C1 Excellent				XXX
408044469	0	XXX		C4 Average
408044627	0	XXX		C3 Good
408046120	0	XXX		C2 Very Good
408045562	1	XXX		C2 Very Good
408046096	0	XXX		C3 Good
408044730	2	XXX		C1 Excellent				XXX
408045874	0	XXX		C2 Very Good
408045981	3	XXX		C1 Excellent
408045896		XXX		C3 Good
408045065	2	XXX		C3 Good
408044501	0	XXX		C1 Excellent
408045720		XXX		C1 Excellent
408046591	0	XXX		C2 Very Good
408045423		XXX		C3 Good				XXX
408046740	0	XXX		C3 Good
408045299	0	XXX		C3 Good
408046392	3	XXX		C4 Average
408045887	1	XXX		C3 Good
408045533	0	XXX		C3 Good
408045704	1	XXX		C2 Very Good

Seller Loan Number	UW Economic Vacancy	UW Effective Gross Income	UW RE Taxes	UW Ins Costs	UW Prop Mgmt Fee	UW Turnover Costs	UW Repairs and Maintenance	UW Marketing and Leasing Costs	UW Utilities	UW Other Costs
408045419			$6,733.32	$2,127.00
408046778			$17,224.08	$3,930.00
408044324			$7,942.20	$2,413.20
408043908			$20,709.24	$6,586.20
408043977			$18,000.96	$1,815.00
408044007			$5,415.00	$3,042.48
408044044			$15,595.80	$1,885.44
408044452			$8,633.40	$1,199.04
408045018			$14,162.52	$1,646.04
408044209			$16,290.48	$983.16
408044491			$31,281.12	$2,018.04
408044583			$4,036.32	$2,487.96
408046439			$10,472.28	$1,001.04
408044033			$20,115.96	$4,881.00
408044037			$22,608.12	$1,641.60
408044036			$10,999.80	$1,991.88
408044374			$32,520.48	$5,852.04
408044633			$25,052.64	$3,440.16
408044712			$9,812.52	$1,607.04
408044194			$11,738.16	$4,517.04
408046185			$14,375.04	$1,820.52
408043867			$16,059.24	$2,003.04
408045514			$11,767.08	$1,656.96
408047089			$12,312.48	$495.96
408044026			$7,162.68	$1,892.04
408044500			$8,381.40	$3,545.04
408044122			$23,843.52	$7,491.96
408044225			$9,806.16	$3,112.80
408045757			$7,898.16	$1,375.68
408045997			$17,087.28	$379.56
408044048			$8,196.00	$3,084.96
408044469			$5,948.16	$843.00
408044627			$6,699.00	$3,471.00
408046120			$9,955.56	$1,206.00
408045562			$12,354.36	$1,458.96
408046096			$11,996.76	$2,031.96
408044730			$4,477.68	$3,032.04
408045874			$22,910.04	$1,236.96
408045981			$19,350.00	$654.96
408045896			$17,247.00	$1,542.96
408045065			$15,587.64	$3,306.36
408044501			$11,994.96	$789.00
408045720			$5,289.84	$669.96
408046591			$8,186.76	$999.00
408045423			$15,128.04	$2,644.44
408046740			$35,381.04	$7,737.00
408045299			$18,605.04	$3,549.96
408046392			$19,790.88	$3,684.00
408045887			$15,438.24	$1,526.04
408045533			$5,430.48	$2,478.96
408045704			$5,508.00	$1,554.00

Seller Loan Number	UW HOA Fees	UW Cap Ex Reserve	Lease End Date	Borrower 1 Name - By Income	Borrower 2 Name - By Income	Borrower First Name - Per Application	Borrower Last Name  - Per Application	Co Borrower First Name  - Per Application	Co Borrower Last Name - Per Application	Guarantor 1 Name
408045419	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408046778	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044324	$125.04			XXX		XXX	XXX
408043908	$1,265.04			XXX	XXX	XXX	XXX	XXX	XXX
408043977	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044007	$608.04			XXX	XXX	XXX	XXX	XXX	XXX
408044044	$1,644.00			XXX		XXX	XXX
408044452	$465.96			XXX	XXX	XXX	XXX	XXX	XXX
408045018	$0.00			XXX		XXX	XXX
408044209	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044491	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044583	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408046439	$0.00			XXX		XXX	XXX
408044033	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044037	$0.00			XXX		XXX	XXX
408044036	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044374	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044633	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044712	$0.00			XXX		XXX	XXX
408044194	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408046185	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408043867	$0.00			XXX		XXX	XXX
408045514	$0.00			XXX		XXX	XXX
408047089	$8,124.00			XXX		XXX	XXX
408044026	$1,068.00			XXX	XXX	XXX	XXX	XXX	XXX
408044500	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044122	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044225	$0.00			XXX		XXX	XXX
408045757	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045997	$16,920.00			XXX		XXX	XXX
408044048	$6,654.96			XXX	XXX	XXX	XXX	XXX	XXX
408044469	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408044627	$1,560.00			XXX	XXX	XXX	XXX	XXX	XXX
408046120	$11,136.00			XXX	XXX	XXX	XXX	XXX	XXX
408045562	$2,700.00			XXX		XXX	XXX
408046096	$0.00			XXX		XXX	XXX
408044730	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045874	$0.00			XXX		XXX	XXX
408045981	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045896	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045065	$816.00			XXX		XXX	XXX
408044501	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045720	$2,892.00			XXX	XXX	XXX	XXX	XXX	XXX
408046591	$0.00			XXX		XXX	XXX
408045423	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408046740	$0.00			XXX		XXX	XXX
408045299	$0.00			XXX		XXX	XXX
408046392	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045887	$0.00			XXX	XXX	XXX	XXX	XXX	XXX
408045533	$150.00			XXX		XXX	XXX
408045704	$300.00			XXX		XXX	XXX

Seller Loan Number	Guarantor 1 Experian Score	Guarantor 1 Transunion Score	Guarantor 1 Most Recent Tri Merge Score	Guarantor 1 Most Recent Tri Merge Score Date	Guarantor 1 Total Income	Guarantor 1 Total Debt	Guarantor 2 Name	Guarantor 2 Equifax Score	Guarantor 2 Experian Score	Guarantor 2 Transunion Score	Guarantor 2 Most Recent Tri Merge Score	Guarantor 2 Most Recent Tri Merge Score Date
408045419
408046778
408044324
408043908
408043977
408044007
408044044
408044452
408045018
408044209
408044491
408044583
408046439
408044033
408044037
408044036
408044374
408044633
408044712
408044194
408046185
408043867
408045514
408047089
408044026
408044500
408044122
408044225
408045757
408045997
408044048
408044469
408044627
408046120
408045562
408046096
408044730
408045874
408045981
408045896
408045065
408044501
408045720
408046591
408045423
408046740
408045299
408046392
408045887
408045533
408045704

Seller Loan Number	Guarantor 2 Total Income	Guarantor 2 Total Debt	ACH Payments	Tape Cut Off Date	Annual Property Tax	Annual Insurance Costs	Months Bankruptcy 7 11	Months Bankruptcy 13	Months Deed in Lieu	Months Short Sale or Pre FC	Months Modification	Prior Mtg Rent Late 30d in 24m
408045419					$6,733.32	$2,127.00
408046778					$17,224.08	$3,930.00						0
408044324					$7,942.20	$2,413.20						0
408043908					$20,709.24	$6,586.20
408043977					$18,000.96	$1,815.00						0
408044007					$5,415.00	$3,042.48						0
408044044					$15,595.80	$1,885.44						0
408044452					$8,633.40	$1,199.04						0
408045018					$14,162.52	$1,646.04						0
408044209					$16,290.48	$983.16						0
408044491					$31,281.12	$2,018.04						0
408044583					$4,036.32	$2,487.96						0
408046439					$10,472.28	$1,001.04						0
408044033					$20,115.96	$4,881.00
408044037					$22,608.12	$1,641.60						0
408044036					$10,999.80	$1,991.88						0
408044374					$32,520.48	$5,852.04						0
408044633					$25,052.64	$3,440.16						0
408044712					$9,812.52	$1,607.04						0
408044194					$11,738.16	$4,517.04						0
408046185					$14,375.04	$1,820.52						0
408043867					$16,059.24	$2,003.04						0
408045514					$11,767.08	$1,656.96						0
408047089					$12,312.48	$495.96						0
408044026					$7,162.68	$1,892.04						0
408044500					$8,381.40	$3,545.04						0
408044122					$23,843.52	$7,491.96
408044225					$9,806.16	$3,112.80						0
408045757					$7,898.16	$1,375.68						0
408045997					$17,087.28	$379.56
408044048					$8,196.00	$3,084.96						0
408044469					$5,948.16	$843.00						0
408044627					$6,699.00	$3,471.00						0
408046120					$9,955.56	$1,206.00						0
408045562					$12,354.36	$1,458.96						0
408046096					$11,996.76	$2,031.96						0
408044730					$4,477.68	$3,032.04						0
408045874					$22,910.04	$1,236.96						0
408045981					$19,350.00	$654.96						0
408045896					$17,247.00	$1,542.96
408045065					$15,587.64	$3,306.36						0
408044501					$11,994.96	$789.00
408045720					$5,289.84	$669.96
408046591					$8,186.76	$999.00						0
408045423					$15,128.04	$2,644.44
408046740					$35,381.04	$7,737.00
408045299					$18,605.04	$3,549.96						0
408046392					$19,790.88	$3,684.00						0
408045887					$15,438.24	$1,526.04						0
408045533					$5,430.48	$2,478.96						0
408045704					$5,508.00	$1,554.00						0

Seller Loan Number	Prior Mtg Rent Late 60d in 24m	Prior Mtg Rent Late 90d in 24m	Life Event LOE	Life Event Documented	Prior Occupancy Type	Number of Prior Credit Events	Loan Application Date	Regulatory Loan Purpose	APR	Points Fees
408045419						0	XXX	Consumer Purpose	3.267%	1385.89
408046778	0	0				0	XXX	Consumer Purpose	2.919%	2547.5
408044324	0	0				0	XXX	Consumer Purpose	3.426%	2961.29
408043908						0	XXX	Consumer Purpose	3.049%	2988.38
408043977	0	0				0	XXX	Consumer Purpose	2.890%	1295
408044007	0	0				0	XXX	Consumer Purpose	2.677%	16811.55
408044044	0	0				0	XXX	Consumer Purpose	2.770%	1685
408044452	0	0	Y			0	XXX	Consumer Purpose	3.382%	8492.01
408045018	0	0				0	XXX	Consumer Purpose	3.463%
408044209	0	0				0	XXX	Consumer Purpose	3.318%	17438
408044491	0	0				0	XXX	Consumer Purpose	3.092%	32987.2
408044583	0	0				0	XXX	Consumer Purpose	3.041%	11612.7
408046439	0	0				0	XXX	Consumer Purpose	3.106%	11024.38
408044033						0	XXX	Consumer Purpose	2.766%	1590
408044037	0	0				0	XXX	Consumer Purpose	2.889%	1590
408044036	0	0				0	XXX	Consumer Purpose	2.894%	1590
408044374	0	0				0	XXX	Consumer Purpose	2.897%	1195
408044633	0	0				0	XXX	Consumer Purpose	2.892%	1195
408044712	0	0	Y			0	XXX	Consumer Purpose	3.010%	9240.98
408044194	0	0				0	XXX	Consumer Purpose	2.675%	19400
408046185	0	0				0	XXX	Consumer Purpose	3.307%	4450
408043867	0	0				0	XXX	Consumer Purpose	2.896%	1690
408045514	0	0				0	XXX	Consumer Purpose	3.301%	3460.05
408047089	0	0				0	XXX	Consumer Purpose	3.080%	5253.16
408044026	0	0				0	XXX	Consumer Purpose	3.296%
408044500	0	0				0	XXX	Consumer Purpose	3.142%	1590
408044122						0	XXX	Consumer Purpose	2.906%	1690
408044225	0	0				0	XXX	Consumer Purpose	3.139%	1245
408045757	0	0				0	XXX	Consumer Purpose	3.269%	1490
408045997						0	XXX	Consumer Purpose	3.267%	1595
408044048	0	0				0	XXX	Consumer Purpose	3.232%	11075
408044469	0	0				0	XXX	Consumer Purpose	3.160%	1560
408044627	0	0				0	XXX	Consumer Purpose	3.194%	7146.88
408046120	0	0				0	XXX	Consumer Purpose	3.054%	1295
408045562	0	0				0	XXX	Consumer Purpose	3.015%	1295
408046096	0	0				0	XXX	Consumer Purpose	3.137%	9985.35
408044730	0	0				0	XXX	Consumer Purpose	3.020%
408045874	0	0				0	XXX	Consumer Purpose	3.093%	13510.79
408045981	0	0				0	XXX	Consumer Purpose	3.064%	7782
408045896			Y			0	XXX	Consumer Purpose	3.030%	1590
408045065	0	0				0	XXX	Consumer Purpose	3.090%	7969.21
408044501						0	XXX	Consumer Purpose	3.039%	2654.8
408045720						0	XXX	Consumer Purpose	3.065%
408046591	0	0	Y			0	XXX	Consumer Purpose	3.147%	1520
408045423						0	XXX	Consumer Purpose	2.902%	1520
408046740						0	XXX	Consumer Purpose	2.990%	13585
408045299	0	0				0	XXX	Consumer Purpose	2.909%	1590
408046392	0	0	Y			0	XXX	Consumer Purpose	3.530%	2575
408045887	0	0				0	XXX	Consumer Purpose	3.170%	1295
408045533	0	0				0	XXX	Consumer Purpose	3.221%	10821
408045704	0	0				0	XXX	Consumer Purpose	2.932%	4515

Seller Loan Number	QM Designation	ATR Status	Rate Lock Date	Residual Income Originator	QM Agency UW Test	Non QM Reason Product Type	Non QM Reason DTI Test 43 App Q	Non QM Reason Not App Q Any DTI	Non QM Reason Pts Fees	Non QM Reason Other
408045419	QM: Safe Harbor	Compliant	XXX	$19,546.34		N	N	N	N	N
408046778	QM: Safe Harbor	Compliant	XXX	$26,910.54		N	N	N	N	N
408044324	QM: Safe Harbor	Compliant	XXX	$21,677.62		N	N	N	N	N
408043908	QM: Safe Harbor	Compliant	XXX	$36,474.81		N	N	N	N	N
408043977	QM: Safe Harbor	Compliant	XXX	$7,419.56		N	N	N	N	N
408044007	QM: Safe Harbor	Compliant	XXX	$16,462.84		N	N	N	N	N
408044044	QM: Safe Harbor	Compliant	XXX	$17,832.44		N	N	N	N	N
408044452	QM: Safe Harbor	Compliant	XXX	$20,953.10		N	N	N	N	N
408045018	QM: Safe Harbor	Compliant	XXX	$16,224.91		N	N	N	N	N
408044209	QM: Safe Harbor	Compliant	XXX	$18,138.04		N	N	N	N	N
408044491	QM: Safe Harbor	Compliant	XXX	$11,380.33		N	N	N	N	N
408044583	QM: Safe Harbor	Compliant	XXX	$11,580.47		N	N	N	N	N
408046439	QM: Safe Harbor	Compliant	XXX	$9,785.67		N	N	N	N	N
408044033	QM: Safe Harbor	Compliant	XXX	$24,894.27		N	N	N	N	N
408044037	QM: Safe Harbor	Compliant	XXX	$30,019.98		N	N	N	N	N
408044036	QM: Safe Harbor	Compliant	XXX	$28,881.05		N	N	N	N	N
408044374	QM: Safe Harbor	Compliant	XXX	$15,895.28		N	N	N	N	N
408044633	QM: Safe Harbor	Compliant	XXX	$24,873.29		N	N	N	N	N
408044712	QM: Safe Harbor	Compliant	XXX	$11,961.01		N	N	N	N	N
408044194	QM: Safe Harbor	Compliant	XXX	$24,175.43		N	N	N	N	N
408046185	QM: Safe Harbor	Compliant	XXX	$9,121.28		N	N	N	N	N
408043867	QM: Safe Harbor	Compliant	XXX	$17,932.77		N	N	N	N	N
408045514	QM: Safe Harbor	Compliant	XXX	$9,001.62		N	N	N	N	N
408047089	QM: Safe Harbor	Compliant	XXX	$12,672.03		N	N	N	N	N
408044026	QM: Safe Harbor	Compliant	XXX	$20,873.07		N	N	N	N	N
408044500	QM: Safe Harbor	Compliant	XXX	$14,643.19		N	N	N	N	N
408044122	QM: Safe Harbor	Compliant	XXX	$43,668.65		N	N	N	N	N
408044225	QM: Safe Harbor	Compliant	XXX	$35,647.37		N	N	N	N	N
408045757	QM: Safe Harbor	Compliant	XXX	$12,396.82		N	N	N	N	N
408045997	QM: Safe Harbor	Compliant	XXX	$12,921.71		N	N	N	N	N
408044048	QM: Safe Harbor	Compliant	XXX	$20,532.28		N	N	N	N	N
408044469	QM: Safe Harbor	Compliant	XXX	$6,168.78		N	N	N	N	N
408044627	QM: Safe Harbor	Compliant	XXX	$13,414.25		N	N	N	N	N
408046120	QM: Safe Harbor	Compliant	XXX	$21,273.92		N	N	N	N	N
408045562	QM: Safe Harbor	Compliant	XXX	$61,055.36		N	N	N	N	N
408046096	QM: Safe Harbor	Compliant	XXX	$20,380.75		N	N	N	N	N
408044730	QM: Safe Harbor	Compliant	XXX	$14,689.87		N	N	N	N	N
408045874	QM: Safe Harbor	Compliant	XXX	$14,758.22		N	N	N	N	N
408045981	QM: Safe Harbor	Compliant	XXX	$18,986.74		N	N	N	N	N
408045896	QM: Safe Harbor	Compliant	XXX	$15,157.47		N	N	N	N	N
408045065	QM: Safe Harbor	Compliant	XXX	$14,069.00		N	N	N	N	N
408044501	QM: Safe Harbor	Compliant	XXX	$7,624.29		N	N	N	N	N
408045720	QM: Safe Harbor	Compliant	XXX	$12,420.49		N	N	N	N	N
408046591	QM: Safe Harbor	Compliant	XXX	$8,618.71		N	N	N	N	N
408045423	QM: Safe Harbor	Compliant	XXX	$10,043.55		N	N	N	N	N
408046740	QM: Safe Harbor	Compliant	XXX	$95,229.20		N	N	N	N	N
408045299	QM: Safe Harbor	Compliant	XXX	$42,322.35		N	N	N	N	N
408046392	QM: Safe Harbor	Compliant	XXX	$22,569.98		N	N	N	N	N
408045887	QM: Safe Harbor	Compliant	XXX	$12,655.81		N	N	N	N	N
408045533	QM: Safe Harbor	Compliant	XXX	$22,371.33		N	N	N	N	N
408045704	QM: Safe Harbor	Compliant	XXX	$19,007.88		N	N	N	N	N

Seller Loan Number	Executed ATR Docs In File	QM ATR Exempt Reason	TRID Applicable	Full SFIG TRID 3 0 Scope Reviewed	LP Grade	DU Grade	AUS Engine	Collateral Underwriter CU risk score	Property Inspection Wavier PIW	DSCR
408045419			Y	Y				5
408046778			Y	Y				4.7
408044324			Y	Y				2.5
408043908			Y	Y				1.5
408043977			Y	Y				2.2
408044007			Y	Y				2.1
408044044			Y	Y				2.2
408044452			Y	Y				2.1
408045018			Y	Y				1.7
408044209			Y	Y				2.2
408044491			Y	Y				2.2
408044583			Y	Y				2.5
408046439			Y	Y				1.2
408044033			Y	Y				1.1
408044037			Y	Y				2.4
408044036			Y	Y				3.8	No
408044374			Y	Y
408044633			Y	Y				3
408044712			Y	Y				1.4
408044194			Y	Y				2.2
408046185			Y	Y				3.3
408043867			Y	Y
408045514			Y	Y				1
408047089			Y	Y				1.5
408044026			Y	Y				5
408044500			Y	Y				3.1
408044122			Y	Y				5
408044225			Y	Y				2.3
408045757			Y	Y				2
408045997			Y	Y				2
408044048			Y	Y				3.3
408044469			Y	Y				1
408044627			Y	Y				1.8
408046120			Y	Y
408045562			Y	Y				2
408046096			Y	Y				2.8
408044730			Y	Y				2.3
408045874			Y	Y				3.1
408045981			Y	Y				2
408045896			Y	Y				1.4
408045065			Y	Y				2
408044501			Y	Y				2.2
408045720			Y	Y				2
408046591			Y	Y				1.9
408045423			Y	Y				5
408046740			Y	Y				2
408045299			Y	Y				3
408046392			Y	Y				2
408045887			Y	Y				4.1
408045533			Y	Y				2
408045704			Y	Y				2

Seller Loan Number	PITIA	Income Used in DSCR	Qualifying Rate	Maturity Date	P I Payment	QM DTI	ATR DTI	Loan Regulation Benchmark Date	Benchmark Rate	HUD-1 Page 1 (Credits) Total
408045419	$5,107.29		3.25%	XXX	$4,368.93	26.878%	26.878%	XXX	2.92%
408046778	$5,788.46		2.88%	XXX	$3,975.62	25.932%	25.932%	XXX	2.42%
408044324	$3,441.06		3.38%	XXX	$2,567.69	22.983%	22.983%	XXX	2.97%	($25.00)
408043908	$5,633.13		3.00%	XXX	$3,253.09	20.267%	20.267%	XXX	2.97%	($225.00)
408043977	$4,908.24		2.88%	XXX	$3,256.91	40.647%	40.647%	XXX	2.97%
408044007	$3,728.74		2.50%	XXX	$2,973.28	28.675%	28.675%	XXX	2.94%
408044044	$5,492.47		2.75%	XXX	$3,898.70	29.708%	29.708%	XXX	2.99%
408044452	$3,295.36		3.25%	XXX	$2,437.16	17.597%	17.597%	XXX	2.96%	($5,975.20)
408045018	$5,074.09		3.38%	XXX	$3,756.71	31.378%	31.378%	XXX	2.97%	($7,044.43)
408044209	$4,964.64		3.25%	XXX	$3,525.17	21.608%	21.608%	XXX	2.96%
408044491	$7,770.94		3.00%	XXX	$4,996.01	42.965%	42.965%	XXX	2.85%
408044583	$3,074.53		2.88%	XXX	$2,530.84	21.264%	21.264%	XXX	3.05%
408046439	$4,714.71		3.00%	XXX	$3,758.60	41.286%	41.286%	XXX	2.93%
408044033	$6,573.73		2.75%	XXX	$4,490.65	22.108%	22.108%	XXX	2.94%	($2,825.00)
408044037	$7,746.33		2.88%	XXX	$5,725.52	28.932%	28.932%	XXX	2.94%	($2,070.00)
408044036	$4,907.95		2.88%	XXX	$3,825.31	17.823%	17.823%	XXX	2.94%	($4,241.20)
408044374	$6,624.72		2.88%	XXX	$3,427.01	31.471%	31.471%	XXX	3.02%	($1,104.90)
408044633	$6,938.22		2.88%	XXX	$4,563.82	32.699%	32.699%	XXX	3.05%	($2,200.00)
408044712	$3,395.35		2.88%	XXX	$2,443.72	32.356%	32.356%	XXX	3.07%
408044194	$4,853.40		2.50%	XXX	$3,498.80	20.863%	20.863%	XXX	3.05%
408046185	$5,353.53		3.25%	XXX	$4,003.90	37.755%	37.755%	XXX	2.86%
408043867	$5,958.19		2.88%	XXX	$4,148.92	36.296%	36.296%	XXX	2.93%	($430.00)
408045514	$3,969.27		3.25%	XXX	$2,850.60	35.314%	35.314%	XXX	2.93%
408047089	$4,858.97		3.00%	XXX	$3,114.60	31.506%	31.506%	XXX	2.94%
408044026	$3,977.05		3.25%	XXX	$3,133.49	35.543%	35.543%	XXX	2.93%
408044500	$5,153.40		3.13%	XXX	$4,159.53	33.272%	33.272%	XXX	3.02%	($155.00)
408044122	$7,491.70		2.88%	XXX	$4,880.41	17.713%	17.713%	XXX	2.55%	($2,400.00)
408044225	$4,525.00		3.13%	XXX	$3,448.42	18.071%	18.071%	XXX	3.02%
408045757	$3,833.19		3.25%	XXX	$3,060.37	27.787%	27.787%	XXX	2.93%	($175.00)
408045997	$7,149.66		3.25%	XXX	$4,134.46	38.085%	38.085%	XXX	2.96%	($10,680.00)
408044048	$5,350.04		3.13%	XXX	$3,855.38	21.381%	21.381%	XXX	2.94%	($10,944.00)
408044469	$3,115.22		3.13%	XXX	$2,484.58	37.034%	37.034%	XXX	3.02%	($725.00)
408044627	$4,806.75		3.13%	XXX	$3,829.25	27.491%	27.491%	XXX	3.05%
408046120	$4,472.08		3.00%	XXX	$2,613.95	27.465%	27.465%	XXX	2.94%	($50.00)
408045562	$6,772.64		3.00%	XXX	$5,396.53	10.133%	10.133%	XXX	2.93%	($2,470.00)
408046096	$3,846.25		3.00%	XXX	$2,677.19	18.477%	18.477%	XXX	2.94%
408044730	$4,559.38		3.00%	XXX	$3,933.57	34.561%	34.561%	XXX	3.05%	($625.00)
408045874	$7,025.12		3.00%	XXX	$5,012.87	32.405%	32.405%	XXX	2.85%
408045981	$6,888.22		3.00%	XXX	$5,221.14	37.043%	37.043%	XXX	2.96%	($2,951.00)
408045896	$5,781.87		3.00%	XXX	$4,216.04	29.772%	29.772%	XXX	2.96%	($212.77)
408045065	$4,965.69		3.00%	XXX	$3,323.19	40.832%	40.832%	XXX	2.99%
408044501	$3,695.80		3.00%	XXX	$2,630.47	34.696%	34.696%	XXX	3.02%	($150.00)
408045720	$3,579.26		3.00%	XXX	$2,841.61	27.779%	27.779%	XXX	2.93%	($175.00)
408046591	$3,993.29		3.13%	XXX	$3,227.81	39.998%	39.998%	XXX	2.86%	($2,248.00)
408045423	$6,183.24		2.88%	XXX	$4,702.20	40.160%	40.160%	XXX	2.64%
408046740	$8,993.42		2.88%	XXX	$4,148.92	24.002%	24.002%	XXX	2.86%
408045299	$5,061.67		2.88%	XXX	$3,215.42	15.355%	15.355%	XXX	2.92%	($175.00)
408046392	$6,087.45		3.50%	XXX	$4,131.21	42.996%	42.996%	XXX	2.86%	($200.00)
408045887	$4,001.08		3.13%	XXX	$2,587.39	30.968%	30.968%	XXX	2.96%
408045533	$4,612.67		3.13%	XXX	$3,941.05	24.150%	24.150%	XXX	2.93%	($1,621.00)
408045704	$3,517.75		2.88%	XXX	$2,904.25	21.345%	21.345%	XXX	2.93%

Seller Loan Number	BALLOON FLAG	FIRST RATE ADJUSTMENT DATE	FIRST PAYMENT ADJUSTMENT DATE	PAYMENT ADJUSTMENT FREQUENCY	BORROWER 1 FIRST TIME HOME BUYER	BORROWER 2 FIRST TIME HOME BUYER
408045419	No				Borrower has prior home ownership experience within the past 3 years	Borrower is a First Time Home Buyer
408046778	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044324	No				Borrower has prior home ownership experience within the past 3 years
408043908	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408043977	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044007	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044044	No				Borrower has prior home ownership experience within the past 3 years
408044452	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045018	No				Borrower has prior home ownership experience within the past 3 years
408044209	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044491	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044583	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408046439	No				Borrower has prior home ownership experience within the past 3 years
408044033	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044037	No				Borrower has prior home ownership experience within the past 3 years
408044036	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044374	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044633	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044712	No				Borrower has prior home ownership experience within the past 3 years
408044194	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408046185	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408043867	No				Borrower has prior home ownership experience within the past 3 years
408045514	No				Borrower has prior home ownership experience within the past 3 years
408047089	No				Borrower has prior home ownership experience within the past 3 years
408044026	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044500	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044122	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044225	No				Borrower has prior home ownership experience within the past 3 years
408045757	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045997	No				Borrower is a First Time Home Buyer
408044048	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044469	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408044627	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408046120	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045562	No				Borrower has prior home ownership experience within the past 3 years
408046096	No				Borrower has prior home ownership experience within the past 3 years
408044730	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045874	No				Borrower has prior home ownership experience within the past 3 years
408045981	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045896	No				Borrower is a First Time Home Buyer	Borrower is a First Time Home Buyer
408045065	No				Borrower has prior home ownership experience within the past 3 years
408044501	No				Borrower is a First Time Home Buyer	Borrower is a First Time Home Buyer
408045720	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408046591	No				Borrower has prior home ownership experience within the past 3 years
408045423	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408046740	No				Borrower has prior home ownership experience within the past 3 years
408045299	No				Borrower has prior home ownership experience within the past 3 years
408046392	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045887	No				Borrower has prior home ownership experience within the past 3 years	Borrower has prior home ownership experience within the past 3 years
408045533	No				Borrower has prior home ownership experience within the past 3 years
408045704	No				Borrower has prior home ownership experience within the past 3 years

Seller Loan Number	MOST RECENT BANKRUPTCY FILING DATE	MOST RECENT BANKRUPTCY TYPE	MOST RECENT BANKRUPTCY DISCHARGE DATE	MOST RECENT FORECLOSURE DATE	MOST RECENT SHORT SALE DATE	MOST RECENT DEED IN LIEU DATE	LEASEHOLD INDICATOR	QUALIFYING PAYMENT	TOTAL ASSETS	WARRANTABLE CONDO
408045419							No	$4,368.93	XXX
408046778							No	$3,975.62	XXX
408044324							No	$2,567.69	XXX
408043908							No	$3,253.09	XXX
408043977							No	$3,256.91	XXX
408044007							No	$2,973.28	XXX
408044044							No	$3,898.70	XXX
408044452							No	$2,437.16	XXX
408045018							No	$3,756.71	XXX
408044209							No	$3,525.17	XXX
408044491							No	$4,996.01	XXX
408044583							No	$2,530.84	XXX
408046439							No	$3,758.60	XXX
408044033							No	$4,490.65	XXX
408044037							No	$5,725.52	XXX
408044036							No	$3,825.31	XXX
408044374							No	$3,427.01	XXX
408044633				XXX			No	$4,563.82	XXX
408044712							No	$2,443.72	XXX
408044194							No	$3,498.80	XXX
408046185							No	$4,003.90	XXX
408043867							No	$4,148.92	XXX
408045514							No	$2,850.60	XXX
408047089							No	$3,114.60	XXX
408044026							No	$3,133.49	XXX
408044500							No	$4,159.53	XXX
408044122							No	$4,880.41	XXX
408044225							No	$3,448.42	XXX
408045757							No	$3,060.37	XXX
408045997							No	$4,134.46	XXX
408044048							No	$3,855.38	XXX
408044469							No	$2,484.58	XXX
408044627							No	$3,829.25	XXX
408046120							No	$2,613.95	XXX
408045562							No	$5,396.53	XXX
408046096							No	$2,677.19	XXX
408044730							No	$3,933.57	XXX
408045874							No	$5,012.87	XXX
408045981							No	$5,221.14	XXX
408045896							No	$4,216.04	XXX
408045065							No	$3,323.19	XXX
408044501							No	$2,630.47	XXX
408045720							No	$2,841.61	XXX
408046591							No	$3,227.81	XXX
408045423							No	$4,702.20	XXX
408046740							No	$4,148.92	XXX
408045299							No	$3,215.42	XXX
408046392							No	$4,131.21	XXX
408045887							No	$2,587.39	XXX
408045533							No	$3,941.05	XXX
408045704							No	$2,904.25	XXX

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Final Tape Compare Report
Client Project:	SEMT 2020-5	Loans in report:	51

Report Date	Loan Number	Edge MAC ID	Seller Loan Number	Originator
12/01/2020	XXX	XXX	408045419	XXX
12/01/2020	XXX	XXX	408045419	XXX
12/01/2020	XXX	XXX	408045419	XXX
12/01/2020	XXX	XXX	408045419	XXX
12/01/2020	XXX	XXX	408045419	XXX
12/01/2020	XXX	XXX	408046778	XXX
12/01/2020	XXX	XXX	408046778	XXX
12/01/2020	XXX	XXX	408046778	XXX
12/01/2020	XXX	XXX	408044324	XXX
12/01/2020	XXX	XXX	408044324	XXX
12/01/2020	XXX	XXX	408044324	XXX
12/01/2020	XXX	XXX	408043908	XXX
12/01/2020	XXX	XXX	408043908	XXX
12/01/2020	XXX	XXX	408043908	XXX
12/01/2020	XXX	XXX	408043977	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044007	XXX
12/01/2020	XXX	XXX	408044044	XXX
12/01/2020	XXX	XXX	408044044	XXX
12/01/2020	XXX	XXX	408044044	XXX
12/01/2020	XXX	XXX	408044044	XXX
12/01/2020	XXX	XXX	408044452	XXX
12/01/2020	XXX	XXX	408044452	XXX
12/01/2020	XXX	XXX	408045018	XXX
12/01/2020	XXX	XXX	408044209	XXX
12/01/2020	XXX	XXX	408044491	XXX
12/01/2020	XXX	XXX	408044583	XXX
12/01/2020	XXX	XXX	408046439	XXX
12/01/2020	XXX	XXX	408044033	XXX
12/01/2020	XXX	XXX	408044033	XXX
12/01/2020	XXX	XXX	408044037	XXX
12/01/2020	XXX	XXX	408044374	XXX
12/01/2020	XXX	XXX	408044633	XXX
12/01/2020	XXX	XXX	408044633	XXX
12/01/2020	XXX	XXX	408044633	XXX
12/01/2020	XXX	XXX	408044712	XXX
12/01/2020	XXX	XXX	408044194	XXX
12/01/2020	XXX	XXX	408044194	XXX
12/01/2020	XXX	XXX	408044194	XXX
12/01/2020	XXX	XXX	408044194	XXX
12/01/2020	XXX	XXX	408044194	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408046185	XXX
12/01/2020	XXX	XXX	408043867	XXX
12/01/2020	XXX	XXX	408043867	XXX
12/01/2020	XXX	XXX	408043867	XXX
12/01/2020	XXX	XXX	408043867	XXX
12/01/2020	XXX	XXX	408045514	XXX
12/01/2020	XXX	XXX	408045514	XXX
12/01/2020	XXX	XXX	408047089	XXX
12/01/2020	XXX	XXX	408047089	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044026	XXX
12/01/2020	XXX	XXX	408044500	XXX
12/01/2020	XXX	XXX	408044500	XXX
12/01/2020	XXX	XXX	408044122	XXX
12/01/2020	XXX	XXX	408044122	XXX
12/01/2020	XXX	XXX	408044122	XXX
12/01/2020	XXX	XXX	408044122	XXX
12/01/2020	XXX	XXX	408044122	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408044225	XXX
12/01/2020	XXX	XXX	408045757	XXX
12/01/2020	XXX	XXX	408045757	XXX
12/01/2020	XXX	XXX	408045997	XXX
12/01/2020	XXX	XXX	408045997	XXX
12/01/2020	XXX	XXX	408044048	XXX
12/01/2020	XXX	XXX	408044048	XXX
12/01/2020	XXX	XXX	408044048	XXX
12/01/2020	XXX	XXX	408044048	XXX
12/01/2020	XXX	XXX	408044469	XXX
12/01/2020	XXX	XXX	408044627	XXX
12/01/2020	XXX	XXX	408044627	XXX
12/01/2020	XXX	XXX	408046120	XXX
12/01/2020	XXX	XXX	408046120	XXX
12/01/2020	XXX	XXX	408046120	XXX
12/01/2020	XXX	XXX	408045562	XXX
12/01/2020	XXX	XXX	408046096	XXX
12/01/2020	XXX	XXX	408046096	XXX
12/01/2020	XXX	XXX	408046096	XXX
12/01/2020	XXX	XXX	408046096	XXX
12/01/2020	XXX	XXX	408046096	XXX
12/01/2020	XXX	XXX	408044730	XXX
12/01/2020	XXX	XXX	408044730	XXX
12/01/2020	XXX	XXX	408044730	XXX
12/01/2020	XXX	XXX	408045874	XXX
12/01/2020	XXX	XXX	408045874	XXX
12/01/2020	XXX	XXX	408045874	XXX
12/01/2020	XXX	XXX	408045981	XXX
12/01/2020	XXX	XXX	408045981	XXX
12/01/2020	XXX	XXX	408045896	XXX
12/01/2020	XXX	XXX	408045896	XXX
12/01/2020	XXX	XXX	408045065	XXX
12/01/2020	XXX	XXX	408045065	XXX
12/01/2020	XXX	XXX	408045065	XXX
12/01/2020	XXX	XXX	408045065	XXX
12/01/2020	XXX	XXX	408045065	XXX
12/01/2020	XXX	XXX	408044501	XXX
12/01/2020	XXX	XXX	408044501	XXX
12/01/2020	XXX	XXX	408044501	XXX
12/01/2020	XXX	XXX	408045720	XXX
12/01/2020	XXX	XXX	408045720	XXX
12/01/2020	XXX	XXX	408046591	XXX
12/01/2020	XXX	XXX	408046591	XXX
12/01/2020	XXX	XXX	408045423	XXX
12/01/2020	XXX	XXX	408045423	XXX
12/01/2020	XXX	XXX	408046740	XXX
12/01/2020	XXX	XXX	408045299	XXX
12/01/2020	XXX	XXX	408046392	XXX
12/01/2020	XXX	XXX	408046392	XXX
12/01/2020	XXX	XXX	408045887	XXX
12/01/2020	XXX	XXX	408045887	XXX
12/01/2020	XXX	XXX	408045533	XXX
12/01/2020	XXX	XXX	408045533	XXX
12/01/2020	XXX	XXX	408045533	XXX
12/01/2020	XXX	XXX	408045533	XXX
12/01/2020	XXX	XXX	408045704	XXX
12/01/2020	XXX	XXX	408045704	XXX
12/01/2020	XXX	XXX	408045704	XXX

Seller Loan Number	Field	Final Tape Data	Reviewer Data	Comment
408045419	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408045419	AttachmentType	Attached	SFR	Discrepancy
408045419	CreditScoreValue	796	785	Discrepancy
408045419	PropertyType	Attached PUD	SFR	Discrepancy
408045419	UpdatedDTIBack	28.43	26.878	Discrepancy
408046778	CombinedLTVRatioPercent	73.55	79.60	Discrepancy
408046778	SecondaryFinancing	XXX	XXX	Discrepancy
408046778	UpdatedDTIBack	25.86	25.932	Discrepancy
408044324	EscrowIndicator_Normalized	Yes	No	Discrepancy
408044324	PropertyType	SFR	Detached PUD	Discrepancy
408044324	UpdatedDTIBack	27.66	22.983	Discrepancy
408043908	AttachmentType	Attached	Detached PUD	Discrepancy
408043908	PropertyType	Attached PUD	Detached PUD	Discrepancy
408043908	UpdatedDTIBack	13.57	20.267	Discrepancy
408043977	UpdatedDTIBack	5.78	40.647	Discrepancy
408044007	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044007	CombinedLTVRatioPercent	0	70.00	Discrepancy
408044007	LTVRatioPercent	0	70.00	Discrepancy
408044007	NoteAmount	XXX	XXX	Discrepancy
408044007	PropertyType	SFR	Detached PUD	Discrepancy
408044007	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044007	UpdatedDTIBack	40.73	28.675	Discrepancy
408044044	AttachmentType	Attached	Detached PUD	Discrepancy
408044044	PropertyType	Attached PUD	Detached PUD	Discrepancy
408044044	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044044	UpdatedDTIBack	33.21	29.708	Discrepancy
408044452	PropertyType	SFR	Detached PUD	Discrepancy
408044452	UpdatedDTIBack	17.3	17.597	Discrepancy
408045018	UpdatedDTIBack	45.97	31.378	Discrepancy
408044209	UpdatedDTIBack	12.56	21.608	Discrepancy
408044491	UpdatedDTIBack	19.35	42.965	Discrepancy
408044583	UpdatedDTIBack	20.99	21.264	Discrepancy
408046439	UpdatedDTIBack	27.6	41.286	Discrepancy
408044033	CreditScoreValue	788	776	Discrepancy
408044033	UpdatedDTIBack	17.28	22.108	Discrepancy
408044037	UpdatedDTIBack	28.89	28.932	Discrepancy
408044374	UpdatedDTIBack	31.99	31.471	Discrepancy
408044633	EscrowIndicator_Normalized	No	Yes	Discrepancy
408044633	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044633	UpdatedDTIBack	23.57	32.699	Discrepancy
408044712	UpdatedDTIBack	31.05	32.356	Discrepancy
408044194	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044194	CombinedLTVRatioPercent	63.5	62.36	Discrepancy
408044194	LTVRatioPercent	63.5	62.36	Discrepancy
408044194	NoteAmount	XXX	XXX	Discrepancy
408044194	UpdatedDTIBack	27.96	20.863	Discrepancy
408046185	FirstName_B1	XXX	XXX	Discrepancy
408046185	FirstName_B2	XXX	XXX	Discrepancy
408046185	LastName_B1	XXX	XXX	Discrepancy
408046185	LastName_B2	XXX	XXX	Discrepancy
408046185	TaxpayerIdentifierValue_B1	XXX	XXX	Discrepancy
408046185	TaxpayerIdentifierValue_B2	XXX	XXX	Discrepancy
408046185	UpdatedDTIBack	39.72	37.755	Discrepancy
408043867	CombinedLTVRatioPercent	48.83	58.59	Discrepancy
408043867	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408043867	SecondaryFinancing	XXX	XXX	Discrepancy
408043867	UpdatedDTIBack	22.52	36.296	Discrepancy
408045514	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408045514	UpdatedDTIBack	35.04	35.314	Discrepancy
408047089	PropertyType	SFR-Attached	Low Rise Condo (1-4)	Discrepancy
408047089	UpdatedDTIBack	40.16	31.506	Discrepancy
408044026	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044026	AttachmentType	Attached	Detached PUD	Discrepancy
408044026	CombinedLTVRatioPercent	72.36	66.98	Discrepancy
408044026	CreditScoreValue	785	771	Discrepancy
408044026	LTVRatioPercent	72.36	66.98	Discrepancy
408044026	PropertyType	SFR-Attached	Detached PUD	Discrepancy
408044026	UpdatedDTIBack	18.93	35.543	Discrepancy
408044500	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044500	UpdatedDTIBack	31.63	33.272	Discrepancy
408044122	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044122	CombinedLTVRatioPercent	30	33.59	Discrepancy
408044122	LTVRatioPercent	30	33.59	Discrepancy
408044122	NoteAmount	XXX	XXX	Discrepancy
408044122	UpdatedDTIBack	8.41	17.713	Discrepancy
408044225	ATRQMStatus		QM: Safe Harbor	Discrepancy
408044225	CombinedLTVRatioPercent	70.7	70.00	Discrepancy
408044225	EscrowIndicator_Normalized	Yes	No	Discrepancy
408044225	LTVRatioPercent	70.7	70.00	Discrepancy
408044225	NoteAmount	XXX	XXX	Discrepancy
408044225	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044225	UpdatedDTIBack	18.92	18.071	Discrepancy
408045757	PropertyType	SFR	Detached PUD	Discrepancy
408045757	UpdatedDTIBack	16.79	27.787	Discrepancy
408045997	AttachmentType	Attached	High Rise Condo (9+)	Discrepancy
408045997	UpdatedDTIBack	24.24	38.085	Discrepancy
408044048	ATRQMStatus		QM: Safe Harbor	Discrepancy
408044048	AttachmentType	Attached	Detached PUD	Discrepancy
408044048	PropertyType	Attached PUD	Detached PUD	Discrepancy
408044048	UpdatedDTIBack	10.99	21.381	Discrepancy
408044469	UpdatedDTIBack	32.5	37.034	Discrepancy
408044627	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044627	UpdatedDTIBack	26.75	27.491	Discrepancy
408046120	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408046120	ATRQMStatus		QM: Safe Harbor	Discrepancy
408046120	UpdatedDTIBack	10.81	27.465	Discrepancy
408045562	ATRQMStatus		QM: Safe Harbor	Discrepancy
408046096	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408046096	CombinedLTVRatioPercent	76.51	71.35	Discrepancy
408046096	LTVRatioPercent	76.51	71.35	Discrepancy
408046096	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408046096	UpdatedDTIBack	19.34	18.477	Discrepancy
408044730	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044730	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408044730	UpdatedDTIBack	38.44	34.561	Discrepancy
408045874	CreditScoreValue	806	787	Discrepancy
408045874	NoteAmount	XXX	XXX	Discrepancy
408045874	UpdatedDTIBack	32.86	32.405	Discrepancy
408045981	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408045981	UpdatedDTIBack	38.12	37.043	Discrepancy
408045896	NoteAmount	XXX	XXX	Discrepancy
408045896	UpdatedDTIBack	30.28	29.772	Discrepancy
408045065	CombinedLTVRatioPercent	80	76.90	Discrepancy
408045065	LTVRatioPercent	80	76.90	Discrepancy
408045065	NoteAmount	XXX	XXX	Discrepancy
408045065	PropertyType	SFR	Detached PUD	Discrepancy
408045065	UpdatedDTIBack	37.15	40.832	Discrepancy
408044501	AppraisalReviewOriginalAppraisedValueAmount	XXX	XXX	Discrepancy
408044501	ATRQMStatus		QM: Safe Harbor	Discrepancy
408044501	UpdatedDTIBack	39.85	34.696	Discrepancy
408045720	PropertyType	SFR	Detached PUD	Discrepancy
408045720	UpdatedDTIBack	39.1	27.779	Discrepancy
408046591	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408046591	UpdatedDTIBack	39.68	39.998	Discrepancy
408045423	CreditScoreValue	785	795	Discrepancy
408045423	UpdatedDTIBack	50.4	40.160	Discrepancy
408046740	UpdatedDTIBack	20.7	24.002	Discrepancy
408045299	UpdatedDTIBack	16.25	15.355	Discrepancy
408046392	PropertyType	Cooperative	SFR	Discrepancy
408046392	UpdatedDTIBack	46.5	42.996	Discrepancy
408045887	EscrowIndicator_Normalized	Yes	No	Discrepancy
408045887	UpdatedDTIBack	31.07	30.968	Discrepancy
408045533	AttachmentType	Attached	Detached PUD	Discrepancy
408045533	CreditScoreValue	745	737	Discrepancy
408045533	PropertyType	Attached PUD	Detached PUD	Discrepancy
408045533	RefinanceCashOutAmount	XXX	XXX	Discrepancy
408045704	ATRQMStatus		QM: Safe Harbor	Discrepancy
408045704	PropertyType	SFR	Detached PUD	Discrepancy
408045704	UpdatedDTIBack	20.15	21.345	Discrepancy

TPR Firm:	EdgeMAC	Date Submitted:	12/1/2020
Client Name:	Redwood Trust	Report:	Valuation Summary Report
Client Project:	SEMT 2020-5	Loans in report:	51

Report Date	Loan Number	Edge MAC ID	Seller Loan Number	Originator	Origination Date	Original Loan Amount	Sales Price
12/01/2020	XXX	XXX	408045419	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046778	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044324	XXX	XXX	XXX
12/01/2020	XXX	XXX	408043908	XXX	XXX	XXX
12/01/2020	XXX	XXX	408043977	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044007	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044044	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044452	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045018	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044209	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044491	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044583	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046439	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044033	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044037	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044036	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044374	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044633	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044712	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044194	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046185	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408043867	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045514	XXX	XXX	XXX
12/01/2020	XXX	XXX	408047089	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044026	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044500	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044122	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044225	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045757	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045997	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044048	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044469	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044627	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046120	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045562	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046096	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044730	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045874	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045981	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045896	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045065	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408044501	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045720	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046591	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045423	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046740	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045299	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408046392	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045887	XXX	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045533	XXX	XXX	XXX
12/01/2020	XXX	XXX	408045704	XXX	XXX	XXX	XXX

Seller Loan Number	Original Appraised Property Value	Original Property Valuation Date	Original Appraisal Form	Property Value Used for Loan to Value1	Second Appraisal/ Valuation Value	Second Appraisal/ Valuation Variance Amount	Second Appraisal/ Valuation Percent
408045419	XXX	XXX	1004	XXX	XXX	XXX	0%
408046778	XXX	XXX	1004	XXX	XXX	XXX	0%
408044324	XXX	XXX	1004	XXX	XXX	XXX	0%
408043908	XXX	XXX	1004	XXX	XXX	XXX	0%
408043977	XXX	XXX	1004	XXX	XXX	XXX	0%
408044007	XXX	XXX	1004	XXX	XXX	XXX	0%
408044044	XXX	XXX	1004	XXX	XXX	XXX	0%
408044452	XXX	XXX	1004	XXX	XXX	XXX	0%
408045018	XXX	XXX	1004	XXX	XXX	XXX	0%
408044209	XXX	XXX	1004	XXX	XXX	XXX	0%
408044491	XXX	XXX	1004	XXX	XXX	XXX	0%
408044583	XXX	XXX	1004	XXX	XXX	XXX	0%
408046439	XXX	XXX	1004	XXX	XXX	XXX	0%
408044033	XXX	XXX	1004	XXX	XXX	XXX	0%
408044037	XXX	XXX	1004	XXX	XXX	XXX	0%
408044036	XXX	XXX	1004	XXX	XXX	XXX	0%
408044374	XXX	XXX	1004	XXX	XXX	XXX	0%
408044633	XXX	XXX	1004	XXX	XXX	XXX	-9%
408044712	XXX	XXX	1004	XXX	XXX	XXX	0%
408044194	XXX	XXX	1004	XXX	XXX	XXX	0%
408046185	XXX	XXX	1004	XXX	XXX	XXX	0%
408043867	XXX	XXX	1004	XXX	XXX	XXX	0%
408045514	XXX	XXX	1004	XXX	XXX	XXX	0%
408047089	XXX	XXX	1073	XXX	XXX	XXX	0%
408044026	XXX	XXX	1004	XXX	XXX	XXX	0%
408044500	XXX	XXX	1004	XXX	XXX	XXX	0%
408044122	XXX	XXX	1004	XXX	XXX	XXX	0%
408044225	XXX	XXX	1004	XXX	XXX	XXX	0%
408045757	XXX	XXX	1004	XXX	XXX	XXX	0%
408045997	XXX	XXX	1073	XXX	XXX	XXX	0%
408044048	XXX	XXX	1004	XXX	XXX	XXX	0%
408044469	XXX	XXX	1004	XXX	XXX	XXX	0%
408044627	XXX	XXX	1004	XXX	XXX	XXX	0%
408046120	XXX	XXX	1073	XXX	XXX	XXX	0%
408045562	XXX	XXX	1004	XXX	XXX	XXX	0%
408046096	XXX	XXX	1004	XXX	XXX	XXX	-7%
408044730	XXX	XXX	1004	XXX	XXX	XXX	0%
408045874	XXX	XXX	1004	XXX	XXX	XXX	0%
408045981	XXX	XXX	1004	XXX	XXX	XXX	0%
408045896	XXX	XXX	1004	XXX	XXX	XXX	0%
408045065	XXX	XXX	1004	XXX	XXX	XXX	0%
408044501	XXX	XXX	1004	XXX	XXX	XXX	0%
408045720	XXX	XXX	1004	XXX	XXX	XXX	0%
408046591	XXX	XXX	1004	XXX	XXX	XXX	0%
408045423	XXX	XXX	1004	XXX	XXX	XXX	0%
408046740	XXX	XXX	1004	XXX	XXX	XXX	0%
408045299	XXX	XXX	1004	XXX	XXX	XXX	0%
408046392	XXX	XXX	1004	XXX	XXX	XXX	0%
408045887	XXX	XXX	1004	XXX	XXX	XXX	0%
408045533	XXX	XXX	1004	XXX	XXX	XXX	0%
408045704	XXX	XXX	1004	XXX	XXX	XXX	0%

Seller Loan Number	Second Appraisal/ Valuation Date	Second Appraisal/ Valuation Type	Second Full Appraisal Property Value	Second Full Appraisal Date	Original Automated Valuation Model AVM Model Name	Original AVM Confidence Score	Desk Review Property Value
408045419	XXX	CDA					XXX
408046778	XXX	CDA					XXX
408044324	XXX	CDA					XXX
408043908	XXX	CDA					XXX
408043977	XXX	CDA					XXX
408044007	XXX	CDA					XXX
408044044	XXX	CDA					XXX
408044452	XXX	CDA					XXX
408045018	XXX	CDA					XXX
408044209	XXX	CDA					XXX
408044491	XXX	CDA					XXX
408044583	XXX	CDA					XXX
408046439	XXX	CDA					XXX
408044033	XXX	CDA					XXX
408044037	XXX	CDA					XXX
408044036	XXX	CDA					XXX
408044374	XXX	CDA					XXX
408044633	XXX	CDA					XXX
408044712	XXX	CDA					XXX
408044194	XXX	CDA					XXX
408046185	XXX	CDA					XXX
408043867	XXX	CDA					XXX
408045514	XXX	CDA					XXX
408047089	XXX	CDA					XXX
408044026	XXX	CDA					XXX
408044500	XXX	CDA					XXX
408044122	XXX	CDA					XXX
408044225	XXX	CDA					XXX
408045757	XXX	CDA					XXX
408045997	XXX	CDA					XXX
408044048	XXX	CDA					XXX
408044469	XXX	CDA					XXX
408044627	XXX	CDA					XXX
408046120	XXX	CDA					XXX
408045562	XXX	CDA					XXX
408046096	XXX	CDA					XXX
408044730	XXX	CDA					XXX
408045874	XXX	CDA					XXX
408045981	XXX	CDA					XXX
408045896	XXX	CDA					XXX
408045065	XXX	CDA					XXX
408044501	XXX	CDA					XXX
408045720	XXX	CDA					XXX
408046591	XXX	CDA					XXX
408045423	XXX	CDA					XXX
408046740	XXX	CDA					XXX
408045299	XXX	CDA					XXX
408046392	XXX	CDA					XXX
408045887	XXX	CDA					XXX
408045533	XXX	CDA					XXX
408045704	XXX	CDA					XXX

Seller Loan Number	Variance Percent	Desk Review Risk Score	Desk Review Date	Form 2055 Appraisal Property Value	Form 2055 Appraisal Appraisal Date	Original Automated Valuation Model AVM Property Value	Original Automated Valuation Model AVM Appraisal Date
408045419	0.00 %	Moderate	XXX
408046778	0.00 %	Moderate	XXX
408044324	0.00 %	Moderate	XXX
408043908	0.00 %	Moderate	XXX
408043977	0.00 %	Moderate	XXX
408044007	0.00 %	Moderate	XXX
408044044	0.00 %	Moderate Risk	XXX
408044452	0.00 %	Moderate	XXX
408045018	0.00 %	Moderate	XXX
408044209	0.00 %	Moderate	XXX
408044491	0.00 %	Moderate	XXX
408044583	0.00 %	Low	XXX
408046439	0.00 %	Moderate	XXX
408044033	0.00 %	Moderate Risk	XXX
408044037	0.00 %	Low	XXX
408044036	0.00 %	Moderate Risk	XXX
408044374	0.00 %	Moderate Risk	XXX
408044633	-8.75 %	Moderate	XXX
408044712	0.00 %	Moderate	XXX
408044194	0.00 %	Low	XXX
408046185	0.00 %	Low	XXX
408043867	0.00 %	Moderate	XXX
408045514	0.00 %	Moderate Risk	XXX
408047089	0.00 %	Low	XXX
408044026	0.00 %	Low Risk	XXX
408044500	0.00 %	Moderate	XXX
408044122	0.00 %	Moderate	XXX
408044225	0.00 %	Low	XXX
408045757	0.00 %	XXX	XXX
408045997	0.00 %	Moderate	XXX
408044048	0.00 %	Moderate	XXX
408044469	0.00 %	Low	XXX
408044627	0.00 %	Low	XXX
408046120	0.00 %	XXX	XXX
408045562	0.00 %	Moderate	XXX
408046096	-6.74 %	Moderate	XXX
408044730	0.00 %	XXX	XXX
408045874	0.00 %	Low	XXX
408045981	0.00 %	Low	XXX
408045896	0.00 %	Moderate	XXX
408045065	0.00 %	Low	XXX
408044501	0.00 %	Moderate	XXX
408045720	0.00 %	Moderate Risk	XXX
408046591	0.00 %	Moderate	XXX
408045423	0.00 %	Low	XXX
408046740	0.00 %	Moderate	XXX
408045299	0.00 %	Low	XXX
408046392	0.00 %	Moderate	XXX
408045887	0.00 %	moderate	XXX
408045533	0.00 %	Moderate	XXX
408045704	0.00 %	Low	XXX

Seller Loan Number	Broker s Price Opinion BPO Property Value	Broker s Price Opinion BPO Appraisal Date	Most Recent Property Value	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Collateral Underwriter Risk Score
408045419			XXX	9	XXX			5
408046778			XXX	9	XXX			4.7
408044324			XXX	9	XXX			2.5
408043908			XXX	9	XXX			1.5
408043977			XXX	9	XXX			2.2
408044007			XXX	9	XXX			2.1
408044044			XXX	9	XXX			2.2
408044452			XXX	9	XXX			2.1
408045018			XXX	9	XXX			1.7
408044209			XXX	9	XXX			2.2
408044491			XXX	9	XXX			2.2
408044583			XXX	9	XXX			2.5
408046439			XXX	9	XXX			1.2
408044033			XXX	9	XXX			1.1
408044037			XXX	9	XXX			2.4
408044036			XXX	9	XXX			3.8
408044374			XXX	9	XXX
408044633			XXX	9	XXX			3
408044712			XXX	9	XXX			1.4
408044194			XXX	9	XXX			2.2
408046185			XXX	9	XXX			3.3
408043867			XXX	9	XXX
408045514			XXX	9	XXX			1
408047089			XXX	9	XXX			1.5
408044026			XXX	9	XXX			5
408044500			XXX	9	XXX			3.1
408044122			XXX	9	XXX			5
408044225			XXX	9	XXX			2.3
408045757			XXX	9	XXX			2
408045997			XXX	9	XXX			2
408044048			XXX	9	XXX			3.3
408044469			XXX	9	XXX			1
408044627			XXX	9	XXX			1.8
408046120			XXX	9	XXX
408045562			XXX	9	XXX			2
408046096			XXX	9	XXX			2.8
408044730			XXX	9	XXX			2.3
408045874			XXX	9	XXX			3.1
408045981			XXX	9	XXX			2
408045896			XXX	9	XXX			1.4
408045065			XXX	9	XXX			2
408044501			XXX	9	XXX			2.2
408045720			XXX	9	XXX			2
408046591			XXX	9	XXX			1.9
408045423			XXX	9	XXX			5
408046740			XXX	9	XXX			2
408045299			XXX	9	XXX			3
408046392			XXX	9	XXX			2
408045887			XXX	9	XXX			4.1
408045533			XXX	9	XXX			2
408045704			XXX	9	XXX			2