EX-99.14 15 exhibit99-14.htm CONSOLIDATED ANALYTICS DATA COMPARE REPORT
Loan ID
Seller Loan ID
Investor Loan ID
Transaction ID
Field Name
Source
Verified Value
Bid Tape Value
Comment
2401000013
   
XXX
Loan ID
XXXXX
XXXXX
XXXXX
confirmed with loan documents.
2401000017
XXXXX
 
XXX
Property Value
XXX
XXX
XXX
Per appraisal report, subject was $XXX; tape data value is sales price.
2401000017
XXXXX
 
XXX
Qualifying FICO
XXX
XXX
XXX
Per credit report and AUS, was XXX
2401000017
XXXXX
 
XXX
Originator DTI
XXX
XXX
XXX
Per final DU, DTI was XXX%
2401000019
XXXXX
 
XXX
Originator DTI
XXX
XXX
XXX
Audited DTI of XXX% matches the XXX in file.
2401000019
XXXXX
 
XXX
Cash Out Amount
XXX
XXX
XXX
Cash out per final CD is $ XXX.
2401000021
XXXXX
 
XXX
Property Value
XXX
XXX
XXX
Audited value of XXX is appraised value. Tape data value of XXX is sales price.
2401000021
XXXXX
 
XXX
Originator DTI
XXX
XXX
XXX
Audited DTI of XXX% matches lender’s calculation. Tape data value is unknown.
2401000023
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit of debts/income confirmed DTI is same as AUS and XXX
2401000025
XXXXX
 
XXX
Property Value
XXX
XXX
XXX
Appraisal confirms subject value vs sales price.
2401000025
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit of debts/income confirms DTI matches AUS & XXX
2401000025
XXXXX
 
XXX
Subject Property Type
XXX
XXX
XXX
Appraisal confirms subject property is a PUD.
2401000027
XXXXX
 
XXX
Cash out Include Debt Paid at Close
XXX
XXX
XXX
FCD confirms cash-out equals payoffs minus CTC.
2401000027
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit confirms debts/income equals DTI and matches XXX
2401000027
XXXXX
 
XXX
Subject Property Type
XXX
XXX
XXX
Appraisal confirms subject property is a detached PUD.
2401000031
XXXXX
 
XXX
Escrow Flag
XXX
XXX
XXX
Final CD confirms no escrows were collected.
2401000033
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
The audit of debts/income confirms DTI of XXX% which matches the XXX
2401000035
XXXXX
 
XXX
Property Value
XXX
XXX
XXX
Audit value is the appraisal value. The tape data value is the sales price.
2401000035
XXXXX
 
XXX
Qualifying CLTV
XXX
XXX
XXX
Audit CLTV of XXX% is a match to the lender's value on the XXX and AUS.
2401000035
XXXXX
 
XXX
Qualifying LTV
XXX
XXX
XXX
Audit LTV of XXX% is a match to the lender's value on the XXX and AUS.
2401000035
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit DTI of XXX% is a match to the lender's value on the XXX and the AUS.
2401000037
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Per final DU and XXX DTI was XXX%
2401000039
XXXXX
 
XXX
Cash out Include Debt Paid at Close
XXX
XXX
XXX
Borrowers are receiving XXX and paying off a XXX HELOC at closing.
2401000041
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit DTI matches the lender's DTI on the XXX and AUS.
2401000043
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit DTI is a match to the lender's DTI on the AUS and XXX
2401000045
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
DTI variance is due to Borrower's bonuses. The amount used by the Lender is not supported.
2401000047
XXXXX
 
XXX
Qualifying Total Debt Income Ratio
XXX
XXX
XXX
Audit DTI of XXX% slightly higher than XXX DTI of XXX% due to PITI for OREO is higher XXX vs. XXX used by lender.