Consolidated Statements of Income (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and Dividend Income
Interest and fees on loans	$ 7,932	$ 7,977	$ 15,814	$ 15,849
Interest-bearing deposits and federal funds sold	17	77	72	114
Interest and dividends on securities	580	604	1,213	954
Total interest and dividend income	8,529	8,658	17,099	16,917
Interest Expense
Interest on deposits	1,179	2,049	2,690	4,017
Interest on short-term borrowings	396	195	773	460
Interest on long-term borrowings	55	374	117	763
Interest on subordinated debentures	52	53	105	105
Total interest expense	1,682	2,671	3,685	5,345
Net interest income	6,847	5,987	13,414	11,572
Provision for loan losses	(2)	548	221	746
Net interest income after provision for loan losses	6,849	5,439	13,193	10,826
Noninterest Income
Service fees on deposit accounts	168	166	341	326
Gain on sale of loans	7,382	8,398	12,898	13,638
Mortgage broker fee income	233	394	569	732
Other income	317	(1,681)	131	(1,396)
Total noninterest income	8,100	7,277	13,939	13,300
Noninterest Expense
Compensation and employee benefits	5,877	5,364	11,270	10,616
Occupancy and equipment	678	646	1,343	1,330
Other operating expenses	4,248	4,032	6,821	7,599
Total noninterest expense	10,803	10,042	19,434	19,545
Income before income taxes	4,146	2,674	7,698	4,581
Income tax expense	1,475	996	2,740	1,687
NET INCOME	$ 2,671	$ 1,678	$ 4,958	$ 2,894
Earnings per common share:
Basic	$ 0.26	$ 0.16	$ 0.48	$ 0.27
Diluted	$ 0.26	$ 0.16	$ 0.48	$ 0.27
Average outstanding shares:
Basic	10,324,502	10,573,210	10,341,944	10,572,614
Diluted	10,391,451	10,592,125	10,398,064	10,590,816