Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 8,451	$ 9,198
Interest-bearing deposits in other banks and federal funds sold	14,202	102,709
Securities available for sale, at fair value	91,516	124,307
Restricted stock	5,007	4,438
Loans held for sale, at fair value	56,519	82,244
Loans	520,674	491,529
Allowance for loan losses	(11,057)	(10,527)
Net loans	509,617	481,002
Premises and equipment	8,739	8,934
Accrued interest receivable	2,319	2,380
Other real estate owned	590	1,859
Other assets	16,056	14,753
Total assets	713,016	831,824
Deposits
Noninterest-bearing deposits	128,945	83,972
Savings and interest-bearing deposits	126,885	158,352
Time deposits	252,083	385,524
Total deposits	507,913	627,848
Other liabilities
Short-term borrowings	107,457	80,348
Long-term borrowings	5,929	37,034
Subordinated debentures	6,186	6,186
Other liabilities and accrued expenses	7,712	8,215
Total liabilities	635,197	759,631
SHAREHOLDERS' EQUITY
Common stock, par value, $0.835; authorized, 60,000,000 shares; issued and outstanding, 10,299,041 shares at June 30, 2011 and 10,376,169 shares at December 31, 2010	8,600	8,664
Additional paid in capital	17,419	17,794
Retained earnings	51,946	47,530
Accumulated other comprehensive income (loss), net	(146)	(1,795)
Total shareholders' equity	77,819	72,193
Total liabilities and shareholders' equity	$ 713,016	$ 831,824