-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, BRhdPAl+wX8OCItulvQn6Q+rSjnYd0Vmz+T+SrpHSCdZ3pafb8N1gL9e0zm6A0bI AEi3EXINaZeyzCYYSScvHQ== 0001071787-03-001433.txt : 20031203 0001071787-03-001433.hdr.sgml : 20031203 20031203100858 ACCESSION NUMBER: 0001071787-03-001433 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20031125 ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20031203 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA MORTGAGE SEC INC MOR PA TH CERT SER 2002-6 CENTRAL INDEX KEY: 0001176265 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-74544-14 FILM NUMBER: 031033998 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON STREET CITY: CHARLOTTE STATE: NC ZIP: 28255-7137 8-K 1 boa0206_8k0311.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2003 Bank of America Mortgage Securities, Inc. (Depositor) North Carolina 333-74544-14 01-0735746/5744 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St. 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2002-6 On November 25, 2003, The Bank of New York, as Trustee for Mortgage Pass-Through Certificates made a monthly distribution of principal and/or interest to the Holders of the Series 2002-6. The monthly distributions were made pursuant to the terms of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of June 1, 2002 by and among Bank of America Mortgage Securities, Inc. as Depositor, EquiCredit Corporation of America, as Transferor and Initial Servicer, Bank of America, N.A., as Advancing Party, Fairbanks Capital Corp., as Expected Successor Servicer and The Bank of New York, as Trustee. All capitalized terms used, but not defined herein, shall have the meanings assigned to them in the Pooling and Servicing Agreement. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of Series 2002-6 relating to the Distribution Date of November 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2003 By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Report to Holders of Series 2002-6 relating to the Distribution Date of November 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. 99 Monthly Remittance Statement dated November 25, 2003 Payment Date: 11/25/03 ------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-6 Bank of America, NA, Master Servicer ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 35,000,000.00 6.500000% 0.00 189,583.33 189,583.33 0.00 0.00 1-A-2 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-7 818,070.24 6.500000% 818,070.24 4,431.21 822,501.45 0.00 0.00 1-A-8 2,407,000.00 6.500000% 1,370,380.88 13,037.92 1,383,418.79 0.00 0.00 1-A-9 8,188,000.00 6.500000% 0.00 44,351.67 44,351.67 0.00 0.00 1-A-10 2,940,000.00 6.500000% 0.00 15,925.00 15,925.00 0.00 0.00 1-A-11 0.00 7.250000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-15 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-16 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-17 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-18 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-19 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-20 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-21 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-22 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-23 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-24 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-25 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-26 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-27 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-28 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-29 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-30 1,500,000.00 6.750000% 853,997.22 8,437.50 862,434.72 0.00 0.00 1-A-31 1,500,000.00 6.250000% 853,997.22 7,812.50 861,809.72 0.00 0.00 1-A-32 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-33 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-34 1,674,254.40 6.500000% 1,674,254.40 9,068.88 1,683,323.28 0.00 0.00 1-A-35 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-36 0.00 1.670000% 0.00 0.00 0.00 0.00 0.00 1-A-37 0.00 6.830000% 0.00 0.00 0.00 0.00 0.00 Residual 1-A-R 0.00 6.500000% 0.00 0.01 0.01 0.00 0.00 1-A-LR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 47,917,497.46 0.262746% 0.00 10,491.76 10,491.76 0.00 0.00 2-A-1 10,403,670.81 6.000000% 44,214.23 52,018.35 96,232.58 0.00 0.00 2-A-WIO 10,507,328.67 0.385182% 0.00 3,372.69 3,372.69 0.00 0.00 1-A-PO 218,681.90 0.000000% 8,121.94 0.00 8,121.94 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 4,314,215.78 6.500000% 4,198.85 23,368.67 27,567.52 0.00 0.00 1-B-2 2,070,863.00 6.500000% 2,015.49 11,217.17 13,232.66 0.00 0.00 1-B-3 1,034,938.67 6.500000% 1,007.26 5,605.92 6,613.18 0.00 0.00 1-B-4 690,944.77 6.500000% 672.47 3,742.62 4,415.09 0.00 0.00 1-B-5 517,469.34 6.500000% 503.63 2,802.96 3,306.59 0.00 0.00 1-B-6 863,154.22 6.500000% 840.06 4,675.42 5,515.47 0.00 0.00 2-B-1 495,248.08 6.000000% 2,028.05 2,476.24 4,504.29 0.00 0.00 2-B-2 177,345.98 6.000000% 726.24 886.73 1,612.97 0.00 0.00 2-B-3 105,652.92 6.000000% 432.65 528.26 960.92 0.00 0.00 2-B-4 70,749.73 6.000000% 289.72 353.75 643.47 0.00 0.00 2-B-5 70,749.73 6.000000% 289.72 353.75 643.47 0.00 0.00 2-B-6 71,653.67 6.000000% 293.42 358.27 651.69 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 75,132,663.23 - 5,636,333.68 414,900.58 6,051,234.27 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 35,000,000.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 1,036,619.12 0.00 1-A-9 8,188,000.00 0.00 1-A-10 2,940,000.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 0.00 0.00 1-A-16 0.00 0.00 1-A-17 0.00 0.00 1-A-18 0.00 0.00 1-A-19 0.00 0.00 1-A-20 0.00 0.00 1-A-21 0.00 0.00 1-A-22 0.00 0.00 1-A-23 0.00 0.00 1-A-24 0.00 0.00 1-A-25 0.00 0.00 1-A-26 0.00 0.00 1-A-27 0.00 0.00 1-A-28 0.00 0.00 1-A-29 0.00 0.00 1-A-30 646,002.78 0.00 1-A-31 646,002.78 0.00 1-A-32 0.00 0.00 1-A-33 0.00 0.00 1-A-34 0.00 0.00 1-A-35 0.00 0.00 1-A-36 0.00 0.00 1-A-37 0.00 0.00 Residual 1-A-R 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 44,096,348.37 0.00 2-A-1 10,359,456.58 0.00 2-A-WIO 10,465,651.51 0.00 1-A-PO 210,559.96 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 4,310,016.93 0.00 1-B-2 2,068,847.51 0.00 1-B-3 1,033,931.41 0.00 1-B-4 690,272.30 0.00 1-B-5 516,965.70 0.00 1-B-6 862,314.16 0.00 2-B-1 493,220.03 0.00 2-B-2 176,619.74 0.00 2-B-3 105,220.27 0.00 2-B-4 70,460.00 0.00 2-B-5 70,460.00 0.00 2-B-6 71,360.25 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 69,496,329.55 - - --------------------------------------------------------------------------------
Payment Date: 11/25/03 ------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-6 Bank of America, NA, Master Servicer ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 35,000,000.00 6.500000% 06050HLK2 0.000000 5.416667 1,000.000000 1-A-2 0.00 6.500000% 06050HLL0 0.000000 0.000000 0.000000 1-A-3 0.00 6.500000% 06050HLM8 0.000000 0.000000 0.000000 1-A-4 0.00 6.500000% 06050HLN6 0.000000 0.000000 0.000000 1-A-5 0.00 6.500000% 06050HLP1 0.000000 0.000000 0.000000 1-A-6 0.00 6.500000% 06050HLQ9 0.000000 0.000000 0.000000 1-A-7 818,070.24 6.500000% 06050HLR7 760.995570 4.122059 0.000000 1-A-8 2,407,000.00 6.500000% 06050HLS5 569.331481 5.416667 430.668519 1-A-9 8,188,000.00 6.500000% 06050HLT3 0.000000 5.416667 1,000.000000 1-A-10 2,940,000.00 6.500000% 06050HLU0 0.000000 5.416667 1,000.000000 1-A-11 0.00 7.250000% 06050HLV8 0.000000 0.000000 0.000000 1-A-12 0.00 6.250000% 06050HLW6 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HLX4 0.000000 0.000000 0.000000 1-A-14 0.00 6.250000% 06050HLY2 0.000000 0.000000 0.000000 1-A-15 0.00 6.250000% 06050HLZ9 0.000000 0.000000 0.000000 1-A-16 0.00 6.250000% 06050HMA3 0.000000 0.000000 0.000000 1-A-17 0.00 6.250000% 06050HMB1 0.000000 0.000000 0.000000 1-A-18 0.00 6.250000% 06050HMC9 0.000000 0.000000 0.000000 1-A-19 0.00 6.250000% 06050HMD7 0.000000 0.000000 0.000000 1-A-20 0.00 6.250000% 06050HME5 0.000000 0.000000 0.000000 1-A-21 0.00 6.250000% 06050HMF2 0.000000 0.000000 0.000000 1-A-22 0.00 6.250000% 06050HMG0 0.000000 0.000000 0.000000 1-A-23 0.00 6.250000% 06050HMH8 0.000000 0.000000 0.000000 1-A-24 0.00 6.250000% 06050HMJ4 0.000000 0.000000 0.000000 1-A-25 0.00 6.250000% 06050HMK1 0.000000 0.000000 0.000000 1-A-26 0.00 6.250000% 06050HML9 0.000000 0.000000 0.000000 1-A-27 0.00 6.250000% 06050HMM7 0.000000 0.000000 0.000000 1-A-28 0.00 6.250000% 06050HMN5 0.000000 0.000000 0.000000 1-A-29 0.00 6.250000% 06050HMP0 0.000000 0.000000 0.000000 1-A-30 1,500,000.00 6.750000% 06050HMQ8 569.331481 5.625000 430.668519 1-A-31 1,500,000.00 6.250000% 06050HMR6 569.331481 5.208333 430.668519 1-A-32 0.00 7.000000% 06050HMS4 0.000000 0.000000 0.000000 1-A-33 0.00 6.250000% 06050HMT2 0.000000 0.000000 0.000000 1-A-34 1,674,254.40 6.500000% 06050HMU9 125.374749 0.679113 0.000000 1-A-35 0.00 6.000000% 06050HMV7 0.000000 0.000000 0.000000 1-A-36 0.00 1.670000% 06050HMW5 0.000000 0.000000 0.000000 1-A-37 0.00 6.830000% 06050HMX3 0.000000 0.000000 0.000000 Residual 1-A-R 0.00 6.500000% 06050HNJ4 0.000000 0.188270 0.000000 1-A-LR 0.00 6.500000% 06050HNK0 0.000000 0.000000 0.000000 1-A-WIO 47,917,497.46 0.262746% 06050HMY1 0.000000 0.041193 173.130275 2-A-1 10,403,670.81 6.000000% 06050HMZ8 0.597627 0.703112 140.024824 2-A-WIO 10,507,328.67 0.385182% 06050HNA2 0.000000 0.047313 146.815866 1-A-PO 218,681.90 0.000000% 06050HNB0 11.609822 0.000000 300.982664 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 4,314,215.78 6.500000% 06050HNC8 0.959299 5.338969 984.696579 1-B-2 2,070,863.00 6.500000% 06050HND6 0.959299 5.338969 984.696579 1-B-3 1,034,938.67 6.500000% 06050HNE4 0.959299 5.338969 984.696579 1-B-4 690,944.77 6.500000% 06050HNL8 0.959299 5.338969 984.696579 1-B-5 517,469.34 6.500000% 06050HNM6 0.959299 5.338969 984.696579 1-B-6 863,154.22 6.500000% 06050HNN4 0.959280 5.338973 984.697351 2-B-1 495,248.08 6.000000% 06050HNF1 3.862954 4.716648 939.466726 2-B-2 177,345.98 6.000000% 06050HNG9 3.862954 4.716648 939.466726 2-B-3 105,652.92 6.000000% 06050HNH7 3.862954 4.716648 939.466726 2-B-4 70,749.73 6.000000% 06050HNP9 3.862954 4.716648 939.466726 2-B-5 70,749.73 6.000000% 06050HNQ7 3.862954 4.716648 939.466726 2-B-6 71,653.67 6.000000% 06050HNR5 3.862959 4.716654 939.467919 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 75,132,663.23 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-6 Bank of America, NA, Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 58,148,944.17 11,347,384.61 69,496,328.78 Loan count 129 25 154 Avg loan rate 6.929291% 6.608844% 6.88 Prepay amount 5,526,010.89 1,610.98 5,527,621.87 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 5,200.22 2,374.10 7,574.32 Sub servicer fees 0.00 0.00 0.00 Trustee fees 212.46 37.99 250.44 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,501,635.50 750,447.99 4,252,083.48 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 86.062598% 100.000000% 64,649,677.35 ----------------------------------------------------------------------------- Junior 13.937402% 0.000000% 10,469,688.32 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 1 316,670.21 Foreclosure 0 0.00 Totals: 1 316,670.21 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,051,234.27 6,051,234.27 Principal remittance amount 5,636,333.68 5,636,333.68 Interest remittance amount 414,900.58 414,900.58 -----END PRIVACY-ENHANCED MESSAGE-----