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<!--Created: Mon Mar 09 16:24:49 UTC 2026-->
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      <investmentCompFileNo>811-21127</investmentCompFileNo>
      <registrantCik>0001175980</registrantCik>
      <registrantLei>549300C6SHTA60GSZF78</registrantLei>
      <registrantstreet1>6400 C Street SW</registrantstreet1>
      <registrantcity>Cedar Rapids</registrantcity>
      <registrantzipCode>52499</registrantzipCode>
      <registrantstate>US-IA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>8005256205</registrantphoneNumber>
      <websites>
        <website webpage="www.transamerica.com"/>
      </websites>
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          <officeName>Transamerica Life Insurance Company</officeName>
          <officeAddress1>6400 C Street SW</officeAddress1>
          <officeCity>Cedar Rapids</officeCity>
          <officeStateCountry officeState="US-IA" officeCountry="US"/>
          <officeRecordsZipCode>52499</officeRecordsZipCode>
          <officePhone>8005256205</officePhone>
          <booksRecordsDesc>Records required to be maintained by Section 31(a) of the Investments Company Act of 1940 and Rules 31a-1 to 31a-3 promulgated thereunder</booksRecordsDesc>
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      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
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          <crdNumber>002701204</crdNumber>
          <ccoStreet1>6400 C Street SW</ccoStreet1>
          <ccoCity>Cedar Rapids</ccoCity>
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      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <isExemptionFromAct>N</isExemptionFromAct>
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          <principalUnderwriterName>Transamerica Capital, LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-24829</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000008217</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-CA" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
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      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Ernst &amp; Young LLP</publicAccountantName>
          <pcaobNumber>00042</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-NY" publicAccountantCountry="US"/>
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      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
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          <depositorName>Transamerica Life Insurance Company</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>IESWU3ORVB7T21TZOK62</depositorLei>
          <depositorStateCountry depositorState="US-IA" depositorCountry="US"/>
          <depositorUltimateParentname>Aegon Ltd.</depositorUltimateParentname>
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      <uitAdmins>
        <uitAdmin>
          <uitAdminName>Transamerica Life Insurance Company</uitAdminName>
          <uitAdminLei>IESWU3ORVB7T21TZOK62</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>Y</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
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      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount isRegistrantSeparateInsuranceAccount="Y" separateAccountSeriesId="S000010597"/>
      <numOfContracts>4133</numOfContracts>
      <contractSecurities>
        <contractSecurity separateAccountSecurityName="Investor Choice (IRA Series)" separateAccountContractId="C000214633" separateAccountTotalAsset="445540751.7" numContractsSold="0" grossPremiumReceived="269983.51" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="55724198.91" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="IRA Annuity" separateAccountContractId="C000214632" separateAccountTotalAsset="260464879" numContractsSold="0" grossPremiumReceived="952.08" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="34751166.36" contractValueRedeemedSection1035="181970.6" numContractsAffectedRedeemed="0"/>
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      <isRule6C7Reliance>Y</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
      <isRule12D1Dash4Reliance>N</isRule12D1Dash4Reliance>
      <isRule12D1GReliance>N</isRule12D1GReliance>
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    <signature registrantSignedName="MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT D" signedDate="2026-03-16" signature="/s/ Kristine Toscano" title="Controller"/>
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