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<nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
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<nameOfIssuer>CROWDSTRIKE HLDGS</nameOfIssuer>
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<votingAuthority>
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<infoTable>
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<votingAuthority>
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<infoTable>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>DICKS SPORTING GOODS</nameOfIssuer>
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<votingAuthority>
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<infoTable>
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<infoTable>
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<infoTable>
<nameOfIssuer>DUPONT DE NEMOURS</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>DUPREE NORTH CAROLINA TAX FREE</nameOfIssuer>
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<votingAuthority>
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<infoTable>
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<votingAuthority>
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<infoTable>
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<infoTable>
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<votingAuthority>
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<infoTable>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>ETF I -SHARES TRUST</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>ETF ISHARES INC MSCI</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>EXPEDIA GROUP, INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
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<sshPrnamt>627</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
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<sshPrnamt>12751</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>FED ULTRASHORT BD CL</nameOfIssuer>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>703363</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>FEDERATED INTERMEDIATE MUNI TR</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
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<sshPrnamt>19855</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>FID 500 INDEX FD</nameOfIssuer>
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<sshPrnamt>3728</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>FID CONTRAFUND</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>FRANKLIN DYNAMIC ETF</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>GE AEROSPACE</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>369604301</cusip>
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<sshPrnamt>4492</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>GE AEROSPACE</nameOfIssuer>
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<investmentDiscretion>DFND</investmentDiscretion>
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<infoTable>
<nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
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<sshPrnamt>446</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
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<cusip>375558103</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>GLOBAL FOUNDRIES INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>HERSHEY COMPANY</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
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<nameOfIssuer>HILTON WORLDWIDE</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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<investmentDiscretion>DFND</investmentDiscretion>
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<infoTable>
<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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<sshPrnamt>5784</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>HONEYWELL AEROSPACE</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>43849R105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>3506</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>HONEYWELL INTERNATIONAL</nameOfIssuer>
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<sshPrnamt>3506</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>HUMANA INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>444859102</cusip>
<value>1107052</value>
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<sshPrnamt>2787</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>I SHS RUSSELL2000</nameOfIssuer>
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<cusip>464287655</cusip>
<value>10699625</value>
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<sshPrnamt>35612</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>INTEL CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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<value>78332</value>
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<investmentDiscretion>DFND</investmentDiscretion>
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<infoTable>
<nameOfIssuer>INTEL CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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<sshPrnamt>1491</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>INTERCONTINENTAL EXC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>45866F104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>3650</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>INTL BUSINESS MACHS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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<infoTable>
<nameOfIssuer>INTUIT INC</nameOfIssuer>
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<shrsOrPrnAmt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>INTUITIVE SURGICAL</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>14448</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>ISHARES 0-3 MTH TREASURY BOND E</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>46436E718</cusip>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>3138</Sole>
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<None>0</None>
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<infoTable>
<nameOfIssuer>ISHARES EMERGING MKT</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES EMRG MKT</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL MID</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287499</cusip>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHARES S&amp;P SMALLCAP</nameOfIssuer>
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<cusip>464287804</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHARES S&amp;P SMALLCAP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287804</cusip>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHARES SMALL CAP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287887</cusip>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>2382</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHARES TR MBS ETF</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464288588</cusip>
<value>416644</value>
<shrsOrPrnAmt>
<sshPrnamt>4408</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHARES TR S&amp;P MIDCP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287507</cusip>
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<sshPrnamt>65050</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>65050</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHARES TR S&amp;P MIDCP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287507</cusip>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHRS CMBS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>46429B366</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>194047</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS 500 INDEX FD US</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287200</cusip>
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<sshPrnamt>4628</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHS BCLYS SH TR BD</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464288679</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>14907</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>14907</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS CORE MSCI EAFE</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>46432F842</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>3749</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>3749</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS CORE US AGGR BD</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464287226</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>121637</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS GOLD TR NPV NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464285204</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>8751</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS GOLD TR NPV NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464285204</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1855</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ISHS HIGH YIELD ETF</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>464288513</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>59197</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
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<shrsOrPrnAmt>
<sshPrnamt>1000</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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</infoTable>
<infoTable>
<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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</infoTable>
<infoTable>
<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>494368103</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>157</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>157</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>494368103</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>14541</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>14541</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KINDER MORGAN INC DE</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>49456B101</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>49480</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>49480</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KLA-TENCOR</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>482480100</cusip>
<value>8790623</value>
<shrsOrPrnAmt>
<sshPrnamt>29136</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>29136</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KLA-TENCOR</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>482480100</cusip>
<value>289642</value>
<shrsOrPrnAmt>
<sshPrnamt>960</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>960</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KY T/F INCOME SERIES</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>266155100</cusip>
<value>8565283</value>
<shrsOrPrnAmt>
<sshPrnamt>1176544</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1176544</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>512807306</cusip>
<value>30142868</value>
<shrsOrPrnAmt>
<sshPrnamt>69561</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>69561</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>539830109</cusip>
<value>1000070</value>
<shrsOrPrnAmt>
<sshPrnamt>1963</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1963</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>548661107</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2474</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>2474</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>56585A102</cusip>
<value>1150259</value>
<shrsOrPrnAmt>
<sshPrnamt>4499</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>4499</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MARTIN MARIETTA MATL</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>573284106</cusip>
<value>227797</value>
<shrsOrPrnAmt>
<sshPrnamt>395</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>395</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MASCO CORPORATION</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>574599106</cusip>
<value>518571</value>
<shrsOrPrnAmt>
<sshPrnamt>6373</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>6373</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>57636Q104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>12725</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>12725</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>580135101</cusip>
<value>1763502</value>
<shrsOrPrnAmt>
<sshPrnamt>6524</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>6524</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>58933Y105</cusip>
<value>3763380</value>
<shrsOrPrnAmt>
<sshPrnamt>29287</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>29287</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MERCK &amp; CO INC NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>58933Y105</cusip>
<value>19275</value>
<shrsOrPrnAmt>
<sshPrnamt>150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>150</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>30303M102</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>20558</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>20558</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MICRON TECHNOLOGY</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>595112103</cusip>
<value>5015390</value>
<shrsOrPrnAmt>
<sshPrnamt>4345</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
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<infoTable>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>34545</Sole>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
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<cusip>594918104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2326</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>2326</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MOODYS CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>615369105</cusip>
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<sshPrnamt>9590</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>9590</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>617446448</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1727</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1727</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NETAPP INC</nameOfIssuer>
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<shrsOrPrnAmt>
<sshPrnamt>23890</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>23890</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NETFLIX COM</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>33470</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NEWMONT MINING CORP</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
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<cusip>65339F101</cusip>
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<sshPrnamt>4576</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>4576</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NORTHROP GRUMMAN</nameOfIssuer>
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<cusip>666807102</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>2200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>2200</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NORTHROP GRUMMAN</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>666807102</cusip>
<value>305586</value>
<shrsOrPrnAmt>
<sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>600</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NOVO NORDISK A S</nameOfIssuer>
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<cusip>670100205</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>14753</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>14753</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NUCOR CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>670346105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>18914</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>18914</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>67066G104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>194</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>194</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
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<cusip>67066G104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>366875</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>366875</Sole>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NXP SEMICONDUCTORS</nameOfIssuer>
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<cusip>N6596X109</cusip>
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<sshPrnamt>11400</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>11400</Sole>
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<None>0</None>
</votingAuthority>
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<infoTable>
<nameOfIssuer>OLD DOMINI COM</nameOfIssuer>
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<cusip>679580100</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>12175</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>68389X105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>12483</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>12483</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>697435105</cusip>
<value>2520820</value>
<shrsOrPrnAmt>
<sshPrnamt>7392</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>7392</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
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<cusip>701094104</cusip>
<value>2100024</value>
<shrsOrPrnAmt>
<sshPrnamt>2147</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>2147</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>713448108</cusip>
<value>439373</value>
<shrsOrPrnAmt>
<sshPrnamt>3245</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>3245</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>713448108</cusip>
<value>29246</value>
<shrsOrPrnAmt>
<sshPrnamt>216</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>216</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>717081103</cusip>
<value>130441</value>
<shrsOrPrnAmt>
<sshPrnamt>5417</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>5417</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
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<shrsOrPrnAmt>
<sshPrnamt>12281</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>12281</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PGIM AAA CLO ETF</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>69344A834</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>7107</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>7107</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
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<cusip>718172109</cusip>
<value>72364</value>
<shrsOrPrnAmt>
<sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>400</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>718172109</cusip>
<value>283124</value>
<shrsOrPrnAmt>
<sshPrnamt>1565</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1565</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>718546104</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1990</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1990</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PNC FINANCIAL SERV</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>693475105</cusip>
<value>124341</value>
<shrsOrPrnAmt>
<sshPrnamt>505</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>505</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PNC FINANCIAL SERV</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>693475105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>1300</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>742718109</cusip>
<value>1559223</value>
<shrsOrPrnAmt>
<sshPrnamt>10633</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>10633</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>742718109</cusip>
<value>117312</value>
<shrsOrPrnAmt>
<sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
<Sole>800</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PROG CORP OHIO</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>743315103</cusip>
<value>3399956</value>
<shrsOrPrnAmt>
<sshPrnamt>15564</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>15564</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>747525103</cusip>
<value>5143999</value>
<shrsOrPrnAmt>
<sshPrnamt>27837</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>27837</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>74762E102</cusip>
<value>3704606</value>
<shrsOrPrnAmt>
<sshPrnamt>5145</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>5145</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>RAYMOND JAMES INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>754730109</cusip>
<value>225156</value>
<shrsOrPrnAmt>
<sshPrnamt>1481</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1481</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>REGENERON PHARMA</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>75886F107</cusip>
<value>1469684</value>
<shrsOrPrnAmt>
<sshPrnamt>2357</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>2357</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>78409V104</cusip>
<value>6849706</value>
<shrsOrPrnAmt>
<sshPrnamt>16819</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>16819</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SALESFORCE INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>79466L302</cusip>
<value>633220</value>
<shrsOrPrnAmt>
<sshPrnamt>4042</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>4042</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SELECTED AMERICAN SH</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>816221204</cusip>
<value>227949</value>
<shrsOrPrnAmt>
<sshPrnamt>5168</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>5168</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>81762P102</cusip>
<value>373888</value>
<shrsOrPrnAmt>
<sshPrnamt>3766</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>3766</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>824348106</cusip>
<value>5222990</value>
<shrsOrPrnAmt>
<sshPrnamt>15169</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>15169</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SOUTHERN COMPANY</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>842587107</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>5934</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>5934</Sole>
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<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>78463V107</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1400</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPOTIFY TECHNOLOGY</nameOfIssuer>
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<nameOfIssuer>STATE STREET UTILITIES SELECT S</nameOfIssuer>
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<votingAuthority>
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<votingAuthority>
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<nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
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<nameOfIssuer>VAN TOTAL STOCK MKT</nameOfIssuer>
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