The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   249,529 1,608 SH   SOLE   1,608 0 0
ABBOTT LABS Equities 002824100   1,584,108 11,827 SH   SOLE   11,827 0 0
ABBVIE INC Equities 00287Y109   517,723 2,236 SH   SOLE   2,236 0 0
ACCENTURE PLC Equities G1151C101   293,701 1,191 SH   SOLE   1,191 0 0
ADOBE SYS INC Equities 00724F101   74,783 212 SH   DFND   212 0 0
ADOBE SYS INC Equities 00724F101   6,379,484 18,085 SH   SOLE   18,085 0 0
ADV MICRO DEVICES Equities 007903107   233,463 1,443 SH   SOLE   1,443 0 0
AECOM TECHNOLOGY Equities 00766T100   7,851,685 60,180 SH   SOLE   60,180 0 0
ALLSTATE CORP Equities 020002101   704,911 3,284 SH   SOLE   3,284 0 0
ALPHABE CL C Equities 02079K107   1,294,225 5,314 SH   SOLE   5,314 0 0
ALPHABET CL A Equities 02079K305   213,928 880 SH   DFND   880 0 0
ALPHABET CL A Equities 02079K305   22,474,838 92,451 SH   SOLE   92,451 0 0
AMAZON COM INC Equities 023135106   15,702,109 71,513 SH   SOLE   71,513 0 0
AMER EUROPACIFIC GRW Mutual Funds 298706110   347,143 5,373 SH   SOLE   5,373 0 0
AMEREN CORP Equities 023608102   1,080,959 10,356 SH   SOLE   10,356 0 0
AMERICAN ELEC POWER Equities 025537101   326,250 2,900 SH   SOLE   2,900 0 0
AMERICAN EXPRESS CO Equities 025816109   860,627 2,591 SH   SOLE   2,591 0 0
AMGEN INC Equities 031162100   6,930,832 24,560 SH   SOLE   24,560 0 0
APOLLO GLOBAL MGMT Equities 03769M106   1,168,645 8,769 SH   SOLE   8,769 0 0
APPLE INC Equities 037833100   275,000 1,080 SH   DFND   1,080 0 0
APPLE INC Equities 037833100   22,920,519 90,015 SH   SOLE   90,015 0 0
APPLIED MATERIALS Equities 038222105   1,044,788 5,103 SH   SOLE   5,103 0 0
AT&T INC Equities 00206R102   170,287 6,030 SH   DFND   6,030 0 0
AT&T INC Equities 00206R102   257,464 9,117 SH   SOLE   9,117 0 0
AUTOZONE INC Equities 053332102   1,046,819 244 SH   SOLE   244 0 0
BANKAMERICA CORP NEW Equities 060505104   316,401 6,133 SH   SOLE   6,133 0 0
BERKSHIRE HATHAWAY Equities 084670702   868,232 1,727 SH   SOLE   1,727 0 0
BLACKROCK INC Equities 09290D101   940,857 807 SH   SOLE   807 0 0
BLACKSTONE INC Equities 09260D107   467,275 2,735 SH   SOLE   2,735 0 0
BOSTON SCIENTIFIC Equities 101137107   1,080,178 11,064 SH   SOLE   11,064 0 0
BROADCOM INC Equities 11135F101   4,768,849 14,455 SH   SOLE   14,455 0 0
CATERPILLAR INC Equities 149123101   9,802,570 20,544 SH   SOLE   20,544 0 0
CBOE GLOBAL MARKETS Equities 12503M108   1,514,419 6,175 SH   SOLE   6,175 0 0
CHARLES SCHWAB CORP Equities 808513105   3,544,515 37,127 SH   SOLE   37,127 0 0
CHEVRON CORP Equities 166764100   929,877 5,988 SH   SOLE   5,988 0 0
CHUBB LTD Equities H1467J104   3,483,530 12,342 SH   SOLE   12,342 0 0
CINCINNATI FINANCIAL Equities 172062101   244,265 1,545 SH   SOLE   1,545 0 0
CINTAS CORP Equities 172908105   235,638 1,148 SH   SOLE   1,148 0 0
CISCO SYSTEMS INC Equities 17275R102   1,944,633 28,422 SH   SOLE   28,422 0 0
COCA COLA CO Equities 191216100   26,528 400 SH   DFND   400 0 0
COCA COLA CO Equities 191216100   1,145,612 17,274 SH   SOLE   17,274 0 0
COLGATE PALMOLIVE CO Equities 194162103   230,707 2,886 SH   SOLE   2,886 0 0
COMCAST CORP NEW A Equities 20030N101   1,233,706 39,265 SH   SOLE   39,265 0 0
COMMUNITY TRUST BANK Equities 204149108   379,285 6,779 SH   SOLE   6,779 0 0
CORNING INCORPORATED Equities 219350105   1,195,341 14,572 SH   SOLE   14,572 0 0
COSTCO WHOLESALE Equities 22160K105   12,732,966 13,756 SH   SOLE   13,756 0 0
D R HORTON INC Equities 23331A109   3,933,060 23,208 SH   SOLE   23,208 0 0
DANAHER CORPORATION Equities 235851102   212,733 1,073 SH   SOLE   1,073 0 0
DEERE & CO Equities 244199105   2,647,078 5,789 SH   SOLE   5,789 0 0
DICKS SPORTING GOODS Equities 253393102   5,628,388 25,328 SH   SOLE   25,328 0 0
DISNEY(WALT) COMPANY Equities 254687106   34,350 300 SH   DFND   300 0 0
DISNEY(WALT) COMPANY Equities 254687106   1,626,129 14,202 SH   SOLE   14,202 0 0
DUKE ENERGY CORP NEW Equities 26441C204   247,376 1,999 SH   DFND   1,999 0 0
DUKE ENERGY CORP NEW Equities 26441C204   114,221 923 SH   SOLE   923 0 0
DUPONT DE NEMOURS Equities 26614N102   58,892 756 SH   DFND   756 0 0
DUPONT DE NEMOURS Equities 26614N102   1,139,288 14,625 SH   SOLE   14,625 0 0
EATON CORP PLC Equities G29183103   326,346 872 SH   SOLE   872 0 0
ELI LILLY & CO Equities 532457108   1,648,080 2,160 SH   SOLE   2,160 0 0
EOG RES INC Equities 26875P101   846,170 7,547 SH   SOLE   7,547 0 0
EQT CORP Equities 26884L109   1,528,122 28,075 SH   SOLE   28,075 0 0
ETF I -SHARES TRUST Equities 464287465   9,530,836 102,076 SH   SOLE   101,529 547 0
ETF ISHARES INC MSCI Equities 46434G764   10,422,599 154,386 SH   SOLE   154,386 0 0
EXPEDIA GROUP, INC Equities 30212P303   1,620,439 7,581 SH   SOLE   7,581 0 0
EXXON MOBIL CORP Equities 30231G102   97,980 869 SH   DFND   869 0 0
EXXON MOBIL CORP Equities 30231G102   731,409 6,487 SH   SOLE   6,487 0 0
FED INTER MUNI TR Mutual Funds 458810108   183,924 18,922 SH   SOLE   18,922 0 0
FED ULTRASHORT BD CL Mutual Funds 31428Q747   1,313,144 141,046 SH   SOLE   141,046 0 0
FID 500 INDEX FD Mutual Funds 315911750   836,282 3,590 SH   SOLE   3,590 0 0
FID CONTRAFUND Mutual Funds 316071109   1,063,595 42,956 SH   SOLE   42,956 0 0
FIFTH THIRD BANCORP Equities 316773100   310,870 6,978 SH   SOLE   6,978 0 0
FISERV INC USD 0.01 Equities 337738108   537,638 4,170 SH   SOLE   4,170 0 0
FRANKLIN DYNAMIC ETF Mutual Funds 35473P868   17,467,779 705,199 SH   SOLE   705,199 0 0
GE AEROSPACE Equities 369604301   312,251 1,038 SH   DFND   1,038 0 0
GE AEROSPACE Equities 369604301   651,877 2,167 SH   SOLE   2,167 0 0
GE VERNOVA INC Equities 36828A101   255,798 416 SH   SOLE   416 0 0
GILEAD SCIENCES INC Equities 375558103   757,797 6,827 SH   SOLE   6,827 0 0
HERSHEY COMPANY Equities 427866108   2,615,146 13,981 SH   SOLE   13,981 0 0
HOME DEPOT INC Equities 437076102   182,336 450 SH   DFND   450 0 0
HOME DEPOT INC Equities 437076102   2,423,847 5,982 SH   SOLE   5,982 0 0
HONEYWELL INTL INC Equities 438516106   1,537,913 7,306 SH   SOLE   7,306 0 0
HUMANA INC Equities 444859102   725,094 2,787 SH   SOLE   2,787 0 0
I SHS RUSSELL2000 Equities 464287655   7,326,549 30,280 SH   SOLE   30,280 0 0
ILLINOIS TOOL WORKS Equities 452308109   380,449 1,459 SH   SOLE   1,459 0 0
INTERCONTINENTAL EXC Equities 45866F104   617,816 3,667 SH   SOLE   3,667 0 0
INTL BUSINESS MACHS Equities 459200101   766,064 2,715 SH   SOLE   2,715 0 0
INTUIT INC Equities 461202103   6,566,863 9,616 SH   SOLE   9,616 0 0
INTUITIVE SURGICAL Equities 46120E602   6,858,719 15,336 SH   SOLE   15,336 0 0
ISHARES EMERGING MKT Equities 464287234   3,199,034 59,907 SH   SOLE   59,227 680 0
ISHARES EMRG MKT Equities 464288281   2,497,310 26,235 SH   SOLE   26,235 0 0
ISHARES RUSSELL MID Equities 464287499   748,552 7,753 SH   SOLE   7,753 0 0
ISHARES S&P SMALLCAP Equities 464287804   992,587 8,353 SH   DFND   8,353 0 0
ISHARES S&P SMALLCAP Equities 464287804   1,748,821 14,717 SH   SOLE   14,717 0 0
ISHARES SMALL CAP Equities 464287887   337,053 2,382 SH   SOLE   2,382 0 0
ISHARES TR MBS ETF Equities 464288588   424,845 4,465 SH   SOLE   4,465 0 0
ISHARES TR S&P MIDCP Equities 464287507   707,027 10,834 SH   DFND   10,834 0 0
ISHARES TR S&P MIDCP Equities 464287507   3,529,065 54,077 SH   SOLE   54,077 0 0
ISHRS CMBS Equities 46429B366   9,122,015 185,898 SH   SOLE   185,898 0 0
ISHS 500 INDEX FD US Equities 464287200   3,074,764 4,594 SH   SOLE   4,594 0 0
ISHS BCLYS SH TR BD Equities 464288679   1,691,381 15,308 SH   SOLE   15,308 0 0
ISHS CORE MSCI EAFE Equities 46432F842   290,218 3,324 SH   SOLE   3,324 0 0
ISHS CORE US AGGR BD Equities 464287226   12,107,995 120,778 SH   SOLE   120,778 0 0
ISHS GOLD TR NPV NEW Equities 464285204   134,952 1,855 SH   DFND   1,855 0 0
ISHS GOLD TR NPV NEW Equities 464285204   945,173 12,989 SH   SOLE   12,989 0 0
ISHS HIGH YIELD ETF Equities 464288513   4,892,185 60,256 SH   SOLE   60,256 0 0
J P MORGAN CHASE Equities 46625H100   315,430 1,000 SH   DFND   1,000 0 0
J P MORGAN CHASE Equities 46625H100   4,890,111 15,503 SH   SOLE   15,503 0 0
JOHNSON & JOHNSON Equities 478160104   351,371 1,895 SH   DFND   1,895 0 0
JOHNSON & JOHNSON Equities 478160104   702,556 3,789 SH   SOLE   3,789 0 0
KIMBERLY-CLARK CORP Equities 494368103   19,521 157 SH   DFND   157 0 0
KIMBERLY-CLARK CORP Equities 494368103   1,866,095 15,008 SH   SOLE   15,008 0 0
KINDER MORGAN INC DE Equities 49456B101   1,497,882 52,910 SH   SOLE   52,910 0 0
KLA-TENCOR Equities 482480100   103,546 96 SH   DFND   96 0 0
KLA-TENCOR Equities 482480100   2,898,198 2,687 SH   SOLE   2,687 0 0
KY T/F INCOME SERIES Mutual Funds 266155100   7,672,845 1,073,121 SH   SOLE   1,073,121 0 0
LAM RESEARCH CORP Equities 512807306   10,777,745 80,491 SH   SOLE   80,491 0 0
LOCKHEED MARTIN CORP Equities 539830109   1,570,015 3,145 SH   SOLE   3,145 0 0
LOWES COMPANIES INC Equities 548661107   815,250 3,244 SH   SOLE   3,244 0 0
MARATHON PETE CORP Equities 56585A102   858,657 4,455 SH   SOLE   4,455 0 0
MARTIN MARIETTA MATL Equities 573284106   248,961 395 SH   DFND   395 0 0
MASCO CORPORATION Equities 574599106   592,050 8,411 SH   SOLE   8,411 0 0
MASTERCARD INC Equities 57636Q104   7,655,614 13,459 SH   SOLE   13,459 0 0
MCDONALDS CORP Equities 580135101   2,276,136 7,490 SH   SOLE   7,490 0 0
MCKESSON HBOC INC Equities 58155Q103   1,268,511 1,642 SH   SOLE   1,642 0 0
MERCK & CO INC NEW Equities 58933Y105   12,590 150 SH   DFND   150 0 0
MERCK & CO INC NEW Equities 58933Y105   3,570,046 42,536 SH   SOLE   42,536 0 0
META PLATFORMS INC Equities 30303M102   14,954,914 20,364 SH   SOLE   20,364 0 0
MFS ARKANSAS MUNI Mutual Funds 55273N251   345,147 38,607 SH   SOLE   38,607 0 0
MICRON TECHNOLOGY Equities 595112103   772,014 4,614 SH   SOLE   4,614 0 0
MICROSOFT CORP Equities 594918104   1,204,752 2,326 SH   DFND   2,326 0 0
MICROSOFT CORP Equities 594918104   17,634,126 34,046 SH   SOLE   34,046 0 0
MOODYS CORP Equities 615369105   4,942,527 10,373 SH   SOLE   10,373 0 0
MORGAN STANLEY Equities 617446448   271,663 1,709 SH   SOLE   1,709 0 0
NETAPP INC Equities 64110D104   3,036,604 25,634 SH   SOLE   25,634 0 0
NETFLIX COM Equities 64110L106   3,836,544 3,200 SH   SOLE   3,200 0 0
NEXTERA ENERGY INC Equities 65339F101   423,876 5,615 SH   SOLE   5,615 0 0
NORTHROP GRUMMAN Equities 666807102   365,592 600 SH   DFND   600 0 0
NORTHROP GRUMMAN Equities 666807102   1,408,139 2,311 SH   SOLE   2,311 0 0
NOVO NORDISK A S Equities 670100205   812,318 14,639 SH   SOLE   14,639 0 0
NUCOR CORP Equities 670346105   2,640,885 19,500 SH   SOLE   19,500 0 0
NVIDIA CORPORATION Equities 67066G104   36,197 194 SH   DFND   194 0 0
NVIDIA CORPORATION Equities 67066G104   74,333,285 398,399 SH   SOLE   398,399 0 0
NXP SEMICONDUCTORS Equities N6596X109   2,577,220 11,317 SH   SOLE   11,317 0 0
OLD DOMINI COM Equities 679580100   1,771,716 12,585 SH   SOLE   12,585 0 0
ORACLE CORPORATION Equities 68389X105   61,310 218 SH   DFND   218 0 0
ORACLE CORPORATION Equities 68389X105   3,317,788 11,797 SH   SOLE   11,797 0 0
PALO ALTO NETWORKS Equities 697435105   1,361,403 6,686 SH   SOLE   6,686 0 0
PARKER HANNIFIN CORP Equities 701094104   1,732,373 2,285 SH   SOLE   2,285 0 0
PEPSICO INC Equities 713448108   30,335 216 SH   DFND   216 0 0
PEPSICO INC Equities 713448108   475,249 3,384 SH   SOLE   3,384 0 0
PFIZER INC Equities 717081103   138,025 5,417 SH   DFND   5,417 0 0
PFIZER INC Equities 717081103   316,742 12,431 SH   SOLE   12,431 0 0
PHILIP MORRIS INTL Equities 718172109   64,880 400 SH   DFND   400 0 0
PHILIP MORRIS INTL Equities 718172109   255,303 1,574 SH   SOLE   1,574 0 0
PHILLIPS 66 Equities 718546104   270,680 1,990 SH   SOLE   1,990 0 0
PNC FINANCIAL SERV Equities 693475105   261,209 1,300 SH   DFND   1,300 0 0
PNC FINANCIAL SERV Equities 693475105   81,377 405 SH   SOLE   405 0 0
PPG INDS INC Equities 693506107   316,381 3,010 SH   SOLE   3,010 0 0
PROCTER & GAMBLE CO Equities 742718109   122,920 800 SH   DFND   800 0 0
PROCTER & GAMBLE CO Equities 742718109   1,904,953 12,398 SH   SOLE   12,398 0 0
PROG CORP OHIO Equities 743315103   5,262,505 21,310 SH   SOLE   21,310 0 0
QUALCOMM INC Equities 747525103   4,773,867 28,696 SH   SOLE   28,696 0 0
QUANTA SERVICES INC Equities 74762E102   2,314,121 5,584 SH   SOLE   5,584 0 0
RAYMOND JAMES INC Equities 754730109   291,694 1,690 SH   SOLE   1,690 0 0
REGENERON PHARMA Equities 75886F107   1,461,340 2,599 SH   SOLE   2,599 0 0
ROYAL CARIBBEAN CRUS Equities V7780T103   1,461,287 4,516 SH   SOLE   4,516 0 0
S&P GLOBAL INC Equities 78409V104   7,598,030 15,611 SH   SOLE   15,611 0 0
SALESFORCE INC Equities 79466L302   1,051,569 4,437 SH   SOLE   4,437 0 0
SECTOR SPDR ENERGY Equities 81369Y506   401,494 4,494 SH   SOLE   4,494 0 0
SECTOR SPDR TR FUND Equities 81369Y209   1,785,273 12,828 SH   SOLE   12,828 0 0
SECTOR SPDR UTILITIE Equities 81369Y886   1,716,903 19,687 SH   SOLE   19,687 0 0
SELECT SECTOR FINANC Equities 81369Y605   384,362 7,135 SH   SOLE   7,135 0 0
SELECTED AMERICAN SH Mutual Funds 816221204   207,640 5,168 SH   SOLE   5,168 0 0
SERVICENOW INC Equities 81762P102   2,151,615 2,338 SH   SOLE   2,338 0 0
SHERWIN WILLIAMS Equities 824348106   3,626,035 10,472 SH   SOLE   10,472 0 0
SPDR GOLD TR Equities 78463V107   515,432 1,450 SH   SOLE   1,450 0 0
SPDR S&P 500 Equities 78462F103   20,630,928 30,969 SH   SOLE   30,809 160 0
SPDR S&P MIDCAP 400 Equities 78467Y107   8,384,950 14,068 SH   SOLE   14,033 35 0
STARBUCKS CORP Equities 855244109   729,083 8,618 SH   SOLE   8,618 0 0
STRYKER CORP Equities 863667101   4,636,031 12,541 SH   SOLE   12,541 0 0
T MOBILE US INC Equities 872590104   220,230 920 SH   SOLE   920 0 0
TESLA, INC Equities 88160R101   222,360 500 SH   SOLE   500 0 0
TEXAS INSTRUMENTS Equities 882508104   260,713 1,419 SH   SOLE   1,419 0 0
THERMO FISHER Equities 883556102   1,013,207 2,089 SH   SOLE   2,089 0 0
TJX COS INC NEW Equities 872540109   2,694,659 18,643 SH   SOLE   18,643 0 0
TRACTOR SUPPLY CO Equities 892356106   3,966,910 69,754 SH   SOLE   69,754 0 0
UBER TECHNOLOGIES Equities 90353T100   1,588,779 16,217 SH   SOLE   16,217 0 0
ULTA BEAUTY INC Equities 90384S303   919,087 1,681 SH   SOLE   1,681 0 0
UNION PACIFIC CORP Equities 907818108   1,646,553 6,966 SH   SOLE   6,966 0 0
UNITED PARCEL SERVIC Equities 911312106   272,308 3,260 SH   SOLE   3,260 0 0
UNITED RENTALS INC Equities 911363109   9,677,388 10,137 SH   SOLE   10,137 0 0
UNITEDHEALTH GROUP INC COM Equities 91324P102   3,696,782 10,706 SH   SOLE   10,706 0 0
VALERO ENERGY CORP Equities 91913Y100   5,858,647 34,410 SH   SOLE   34,410 0 0
VAN TOTAL STOCK MKT Mutual Funds 922908728   361,525 2,263 SH   SOLE   2,263 0 0
VANGD INDEX REIT 986 Equities 922908553   659,778 7,217 SH   SOLE   7,217 0 0
VANGUARD EMG MKT ETF Equities 921946885   3,253,615 48,634 SH   SOLE   48,634 0 0
VANGUARD FTSE DEV MK Equities 921943858   1,620,776 27,049 SH   DFND   27,049 0 0
VANGUARD FTSE DEV MK Equities 921943858   12,095,212 201,856 SH   SOLE   201,856 0 0
VANGUARD FTSE EMG MK Equities 922042858   860,866 15,889 SH   DFND   15,889 0 0
VANGUARD FTSE EMG MK Equities 922042858   8,071,736 148,980 SH   SOLE   148,980 0 0
VANGUARD INTER-TERM Mutual Funds 922907878   3,290,606 240,364 SH   SOLE   240,364 0 0
VANGUARD RUSSELL Equities 92206C664   253,354 2,590 SH   SOLE   2,590 0 0
VANGUARD S&P 500 ETF Equities 922908363   778,336 1,271 SH   SOLE   1,271 0 0
VANGUARD SM CAP ETF Equities 922908751   204,187 803 SH   SOLE   803 0 0
VISA INC CLASS A Equities 92826C839   12,583,608 36,861 SH   SOLE   36,861 0 0
WAL MART STORES INC Equities 931142103   4,371,805 42,420 SH   SOLE   42,420 0 0
WASTE MANAGEMENT NEW Equities 94106L109   430,398 1,949 SH   SOLE   1,949 0 0
WILLIAMS COS INC Equities 969457100   5,448,924 86,013 SH   SOLE   86,013 0 0
XCEL ENERGY INC Equities 98389B100   1,731,475 21,469 SH   SOLE   21,469 0 0
ZOETIS INC Equities 98978V103   1,300,346 8,887 SH   SOLE   8,887 0 0