Exhibit 99.2

BANK ONE ISSUANCE TRUST

Asset Pool One Monthly Servicer’s Certificate

Monthly Period: November 2002

1.	Capitalized terms used in this certificate have their respective meanings set forth in the Indenture, dated as of May 1, 2002 and the Asset Pool One Supplement, dated as of May 1, 2002, each between Bank One Issuance Trust and Wells Fargo Bank Minnesota,
2.	Bank One, Delaware, National Association is, as of the date hereof, the Transferor, Servicer and Administrator under the Transfer and Servicing Agreement.
3.	The undersigned is a Servicing Officer.
4.	Collateral of Asset Pool One as of the last day of the related Monthly Period
	Collateral Certificates		7,000,000,000.00
	Principal Receivables		3,897,343,554.03
	Excess Funding Amount		0.00
	TOTAL		10,897,343,554.03
5a.	The Nominal Liquidation Amount of Asset Pool One notes as of the last day of the related Monthly Period
	ONEseries		5,850,000,000.00
	TOTAL		5,850,000,000.00
5b.	Asset Pool One Transferor Amount as of the last day of the related Monthly Period		5,047,343,554.03
5c.	Asset Pool One Required Transferor Amount for the related Monthly Period		155,893,742.16
6a.	The aggregate amount of Collections of Principal Receivables received by Asset Pool One for the related Monthly Period		905,968,016.11
6b.	The aggregate amount of Collections of Principal Receivables allocated pursuant to Section 3.3 of the Asset Pool One Supplement for the related Monthly Period
	ONEseries	80.58%	730,033,358.20
	TOTAL	80.58%	730,033,358.20
7a.	The aggregate amount of Collections of Finance Charge Receivables received by Asset Pool One for the related Monthly Period		89,252,609.08
7b.	The aggregate amount of Collections of Finance Charge Receivables allocated pursuant to subsection 3.2(a) of the Asset Pool One Supplement for the related Monthly Period
	ONEseries	80.58%	71,920,179.05
	TOTAL	80.58%	71,920,179.05
8a.	The Asset Pool One Servicing Fee for the related Monthly Period		9,074,778.63
8b.	The Asset Pool One Servicing Fee allocated to each Series pursuant to subsection 3.4(b) of the Asset Pool One Supplement for the related Monthly Period
	ONEseries	80.58%	7,312,500.00
	TOTAL	80.58%	7,312,500.00

9a.	The Asset Pool One Default Amount for the related Monthly Period		35,699,189.75
9b.	The Asset Pool One Default Amount allocated to each Series pursuant to subsection 3.2(b) of the Asset Pool One Supplement for the related Monthly Period
	ONEseries	80.58%	28,766,577.75
	TOTAL	80.58%	28,766,577.75
10.	The percentage of outstanding balances in Asset Pool One that were delinquent as of the end of the day of the last day of the related Monthly Period.
	30-59 days		1.37%
	60-89 days		0.95%
	90-119 days		0.75%
	120-149 days		0.58%
	150-179 days		0.49%
	TOTAL		4.14%

IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate on this 12th day of December 2002.

BANK ONE, DELAWARE, National Association as Servicer
By:	/s/ MICHAEL J. GRUBB
	Michael J. Grubb First Vice President