8-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934
Date of Report:               September 17, 2004
HOUSEHOLD AUTOMOTIVE TRUST 2002-1        (Exact name of registrant as specified in its charter)
HOUSEHOLD FINANCE CORPORATION                       (Master Servicer of the Trust) (Exact name as specified in Master Servicer's charter)
Delaware       (State or other jurisdiction of incorporation of Master Servicer)				333-84129-07       (Commission File Numbers)	Not Applicable (IRS Employer Identification Number of Registrant)
2700 Sanders Road, Prospect Heights, Illinois                         (Address of principal executive offices of Master Servicer)						60070         (Zip Code)
Master Servicer's telephone number, including area code 847/564-5000
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Item 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(C) Exhibits
99	Monthly Master Servicer's Certificate to Trustee dated September 17, 2004 pursuant to Section 4.9 of the Master Sale and Servicing Agreement dated as of May 15, 2002 (the "Sale and Servicing Agreement") by and among Household Automotive Trust 2002-1, as Issuer, Household Auto Receivables Corporation, as Seller, Household Finance Corporation, as Master Servicer, and Wells Fargo Bank Minnesota, National Association, as Indenture Trustee with respect to the Series 2002-1 Notes.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Master Servicer has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
		HOUSEHOLD FINANCE CORPORATION, as Master Servicer of and on behalf of the HOUSEHOLD AUTOMOTIVE TRUST 2002-1             (Registrant)
		By:  /s/ P. D. Schwartz                                            Patrick D. Schwartz        Authorized Representative
Dated: September 28, 2004
EXHIBIT INDEX
Exhibit Number			Exhibit
99			Monthly Master Servicer's Certificate to Trustee dated September 17, 2004 pursuant to Section 4.9 of the Master Sale and Servicing Agreement dated as of May 15, 2002 (the "Sale and Servicing Agreement") by and among Household Automotive Trust 2002-1, as Issuer, Household Auto Receivables Corporation, as Seller, Household Finance Corporation, as Master Servicer, and Wells Fargo Bank Minnesota, National Association, as Indenture Trustee with respect to the Series 2002-1 Notes.
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EX-99

MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HOUSEHOLD FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST 2002-1
Class A Notes
1. This Certificate relates to the Distribution Date occurring on	September 17, 2004
2. Series 2002-1 Information
(a) The amount of Collected Funds with respect to the Collection Period was equal to	$19,297,769.55
(b) The amount of Available Funds with respect to the Collection Period was equal to	$19,372,185.45
(c) The Liquidated Receivables for the Collection Period was equal to	$4,903,013.17
(d) Net Liquidation Proceeds for the Collection Period was equal to	$1,657,016.46
(e) The Pool Balance at the beginning of the Collection Period was equal to	$378,751,461.34
(f) The Pool Balance on the last day of the Collection Period was equal to	$360,982,419.69
(g) The aggregate outstanding balance of the Receivables which were one
payment delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$31,897,562.97
(h) The aggregate outstanding balance of the Receivables which were two
payments delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$12,297,619.53
(i) The aggregate outstanding balance of the Receivables which were three or
more payments delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$8,906,448.56
(j) The aggregate outstanding balance of the Receivables which have been repossessed	$5,978,821.72
(k) The Servicing Fee paid on the Distribution Date was equal to	$710,158.99
(l) The Aggregate Note Principal Balance immediately prior to the Distribution Date was equal to	$342,770,072.51
(m) The Aggregate Optimal Note Principal Balance for the Distribution Date was equal to	$326,689,089.82
(n) The Optimal Principal Distributable Amount for the Distribution Date was equal to	$16,080,982.69
(o) The Class A Minimum Principal Distributable Amount for the Distribution Date was equal to	$16,080,982.69
(p) The Class A Additional Principal Distributable Amount for the Distribution Date was equal to	$0.00
(q) The Aggregate Note Principal Balance as of the Distribution Date was equal to	$326,689,089.82
(r) The Reserve Account Balance for the Distribution Date	$21,276,595.74
(s) The Targeted Reserve Account Balance was equal to	$21,276,595.74
(t) The Reserve Account Shortfall Amount for the Distribution Date	$0.00
(u) The amount on deposit in the Reserve Account after distributions was equal to	$21,276,595.74
(v) The amount on deposit in the Reserve Account as a percentage of the Pool
Balance on the Distribution Date was equal to	5.894081%
(w) The ending Certificate Balance was equal to	$34,293,329.87
(x) The ending Certificate balance as a percentage of the Pool Balance on the
Distribution Date was equal to	9.500000%
(y) The weighted average coupon (WAC) was equal to	16.935138%
(z) The weighted average remaining maturity (WARM) was equal to	31
3. Noteholder Information
(a) Class A-1
A. Information regarding distributions
1. Total distribution per $1,000	$0.00
2. Principal distribution per $1,000	$0.00
3. Interest distribution per $1,000	$0.00
B. Calculation of class A-1 interest due
1. Class A-1 related Note Rate	1.86945%
2. Class A-1 note balance - beginning of period	$0.00
3. Accrual convention	Actual/360
4. Days in Interest Period	31
5. Class A-1 interest due - current period	$0.00
6. Class A Interest Carryover Shortfall with respect to Class A-1	$0.00
7. Class A-1 interest paid	$0.00
8. Class A-1 interest paid by Insurer	$0.00
9. Class A-1 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-1 principal balance
1. Class A-1 note balance - beginning of period	$0.00
2. Class A-1 minimum principal distributable amount - due	$0.00
3. Class A-1 additional principal distributable amount - due	$0.00
4. Class A-1 minimum principal distributable amount - paid	$0.00
5. Class A-1 additional principal distributable amount - paid	$0.00
6. Class A-1 note balance - end of period	$0.00
7. Class A-1 notes as a percentage of the total Notes outstanding on the Distribution Date	0.000000%
8. Class A-1 notes as a percentage of the Pool Balance on the Distribution Date	0.000000%
(b) Class A-2
A. Information Regarding Distributions
1. Total distribution per $1,000	$0.00
2. Principal distribution per $1,000	$0.00
3. Interest distribution per $1,000	$0.00
B. Calculation of Class A-2 interest due
1. Class A-2 related Note Rate	2.75%
2. Class A-2 note balance - beginning of period	$0.00
3. Accrual convention	30/360
4. Days in Interest Period	31
5. Class A-2 interest due - current period	$0.00
6. Class A Interest Carryover Shortfall with respect to Class A-2	$0.00
7. Class A-2 interest paid	$0.00
8. Class A-2 interest paid by Insurer	$0.00
9. Class A-2 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-2 principal balance
1. Class A-2 note balance - beginning of period	$0.00
2. Class A-2 minimum principal distributable amount - due	$0.00
3. Class A-2 additional principal distributable amount - due	$0.00
4. Class A-2 minimum principal distributable amount - paid	$0.00
5. Class A-2 additional principal distributable amount - paid	$0.00
6. Class A-2 note balance - end of period	$0.00
7. Class A-2 notes as a percentage of the total Notes outstanding on the Distribution Date	0.000000%
8. Class A-2 notes as a percentage of the Pool Balance on the Distribution Date	0.000000%
9. Class A-1 and A-2 notes as a percentage of the Pool Balance on the Distribution Date	0.000000%
(c) Class A-3
A. Information Regarding Distributions
1. Total distribution per $1,000	$57.59
2. Principal distribution per $1,000	$56.23
3. Interest distribution per $1,000	$1.36
B. Calculation of Class A-3 interest Due
1. Class A-3 related Note Rate	3.75%
2. Class A-3 note balance - beginning of period	$124,770,072.51
3. Accrual convention	30/360
4. Days in Interest Period	31
5. Class A-3 interest due - current period	$389,906.48
6. Class A Interest Carryover Shortfall with respect to Class A-3	$0.00
7. Class A-3 interest paid	$389,906.48
8. Class A-3 interest paid by Insurer	$0.00
9. Class A-3 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-3 principal balance
1. Class A-3 note balance - beginning of period	$124,770,072.51
2. Class A-3 minimum principal distributable amount - due	$16,080,982.69
3. Class A-3 additional principal distributable amount - due	$0.00
4. Class A-3 minimum principal distributable amount - paid	$16,080,982.69
5. Class A-3 additional principal distributable amount - paid	$0.00
6. Class A-3 note balance - end of period	$108,689,089.82
7. Class A-3 notes as a percentage of the total Notes outstanding on the Distribution Date	33.269887%
8. Class A-3 notes as a percentage of the Pool Balance on the Distribution Date	30.109247%
9. Class A-1, A-2 and A-3 notes as a percentage of the Pool Balance on the Distribution Date	30.109247%
(d) Class A-4
A. Information Regarding Distributions
1. Total distribution per $1,000	$3.66
2. Principal distribution per $1,000	$0.00
3. Interest distribution per $1,000	$3.66
B. Calculation of Class A-4 Interest Due
1. Class A-4 related Note Rate	4.39%
2. Class A-4 principal balance - beginning of period	$218,000,000.00
3. Accrual convention	30/360
4. Days in Interest Period	31
5. Class A-4 interest due - current period	$797,516.67
6. Class A Interest Carryover Shortfall with respect to Class A-4	$0.00
7. Class A-4 interest paid	$797,516.67
8. Class A-4 interest paid by Insurer	$0.00
9. Class A-4 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-4 principal balance
1. Class A-4 note balance - beginning of period	$218,000,000.00
2. Class A-4 minimum principal distributable amount - due	$0.00
3. Class A-4 additional principal distributable amount - due	$0.00
4. Class A-4 minimum principal distributable amount - paid	$0.00
5. Class A-4 additional principal distributable amount - paid	$0.00
6. Class A-4 note balance - end of period	$218,000,000.00
7. Class A-4. notes as a percentage of the total Notes outstanding on the Distribution Date	66.730113%
8. Class A-4 Notes as a percentage of the Pool Balance on the Distribution Date	60.390753%
9. Class A-1, A-2, A-3 and A-4 notes as a percentage of the Pool Balance on the Distribution Date	90.500000%
MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HOUSEHOLD FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST 2002-1
Class A Notes
The undersigned, a duly authorized representative of Household Finance
Corporation, as Master Servicer (the "Servicer"), pursuant to the
Master Sale and Servicing Agreement, dated as of May 15, 2002, by and among the Master
Servicer, Household Automotive Trust 2002-1, as issuer (the "Issuer"), Household Auto
Receivables Corporation, as Seller (the "Seller"), and Wells Fargo Bank Minnesota, National Association,
as Indenture Trustee (the "Indenture Trustee"), does hereby certify with respect to the information
set forth below as follows:
1. Capitalized terms used in this Certificate shall have the respective meanings set forth
in the Master Sale and Servicing Agreement and Series 2002-1 Supplement, dated as of
May 15, 2002, by and among the Servicer, Issuer, Seller, Indenture Trustee,
U.S. Bank National Association, as Owner Trustee (the "Owner Trustee"),
and U.S. Bank Trust National Association, as Delaware Trustee (the "Delaware Trustee").
2. Household Finance Corporation was, as of the date hereof, the Servicer
under the Master Sale and Servicing Agreement.
3. The undersigned was a Servicing Officer.
4. This Certificate relates to the Distribution Date occurring on September 17, 2004
5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has
performed in all material respects all its obligations under the Master Sale and Servicing
Agreement through the Collection Period with respect to such Distribution Date or, if there
has been a default in the performance of any such obligation, has set forth in detail (i) the
nature of such default, (ii) the action taken by the Seller and Servicer, if any, to remedy such
default and (iii) the current status of each such default.
6. As of the date hereof, to the best knowledge of the undersigned, no lien has been placed
on any of the Receivables other than pursuant to the Basic Documents
(or if there was a lien, such lien consists of: ______________________).
7. The amounts specified to be deposited into and withdrawn from the Collection Account,
as well as the amounts specified to be paid to the issuer, the Servicer, the Noteholders and
the Certficateholder are all in accordance with the requirements of the Master Sale and
Servicing Agreement.
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this
September 16, 2004
HOUSEHOLD FINANCE CORPORATION
as Servicer
By: /s/ Steven H. Smith
Title: Servicing Officer