-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Vym98kLqDI5PZKACiZuTjycET456X6iokr5tpsHtBBzHP2ANskZdKHPfWvraWjKj hGRnNQMSmZMaw8Nv+JWunQ== 0001071787-03-001432.txt : 20031203 0001071787-03-001432.hdr.sgml : 20031203 20031203100850 ACCESSION NUMBER: 0001071787-03-001432 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20031125 ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20031203 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002-5 CENTRAL INDEX KEY: 0001172055 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-74544-08 FILM NUMBER: 031033997 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON STREET CITY: CHARLOTTE STATE: NC ZIP: 28255-7137 8-K 1 boa0205_8k0311.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2003 Bank of America Mortgage Securities, Inc. (Depositor) North Carolina 333-74544-08 02-0620001 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St. 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2002-5 Trust On November 20, 2003, The Bank of New York, as Trustee for Mortgage Pass-Through Certificates made a monthly distribution of principal and/or interest to the Holders of the Series 2002-5 Trust. The monthly distributions were made pursuant to the terms of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of April 1, 2002 by and among Bank of America Mortgage Securities, Inc. as Depositor, EquiCredit Corporation of America, as Transferor and Initial Servicer, Bank of America, N.A., as Advancing Party, Fairbanks Capital Corp., as Expected Successor Servicer and The Bank of New York, as Trustee. All capitalized terms used, but not defined herein, shall have the meanings assigned to them in the Pooling and Servicing Agreement. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of Series 2002-5 Trust relating to the Distribution Date of November 20, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 20, 2003 By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Report to Holders of Series 2002-5 Trust relating to the Distribution Date of November 20, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. 99 Monthly Remittance Statement dated November 20, 2003 Payment Date: 11/20/03 ------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-5 Trust Bank of America, NA, as Servicer ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A-1 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 A-2 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 A-3 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 A-4 0.00 1.670000% 0.00 0.00 0.00 0.00 0.00 A-5 0.00 6.830000% 0.00 0.00 0.00 0.00 0.00 A-6 14,231,623.79 6.750000% 1,063,229.75 80,052.88 1,143,282.64 0.00 0.00 A-PO 74,581.23 0.000000% 104.10 0.00 104.10 0.00 0.00 A-WIO 13,897,894.49 0.425796% 0.00 4,931.39 4,931.39 0.00 0.00 Residual A-R 0.00 6.750000% 0.00 0.01 0.01 0.00 0.00 A-LR 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B-1 1,119,992.88 6.750000% 1,783.10 6,299.96 8,083.06 0.00 0.00 B-2 400,624.08 6.750000% 637.82 2,253.51 2,891.33 0.00 0.00 B-3 319,719.46 6.750000% 509.01 1,798.42 2,307.44 0.00 0.00 B-4 159,859.73 6.750000% 254.51 899.21 1,153.72 0.00 0.00 B-5 239,789.60 6.750000% 381.76 1,348.82 1,730.58 0.00 0.00 B-6 160,907.08 6.750000% 256.17 905.10 1,161.28 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 16,707,097.85 - 1,067,156.23 98,489.30 1,165,645.53 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A-1 0.00 0.00 A-2 0.00 0.00 A-3 0.00 0.00 A-4 0.00 0.00 A-5 0.00 0.00 A-6 13,168,394.04 0.00 A-PO 74,477.12 0.00 A-WIO 12,836,574.12 0.00 Residual A-R 0.00 0.00 A-LR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B-1 1,118,209.78 0.00 B-2 399,986.26 0.00 B-3 319,210.45 0.00 B-4 159,605.22 0.00 B-5 239,407.84 0.00 B-6 160,650.90 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 15,639,941.62 - - --------------------------------------------------------------------------------
Payment Date: 11/20/03 ------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-5 Trust Bank of America, NA, as Servicer ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A-1 0.00 6.750000% 06050HHR2 0.000000 0.000000 0.000000 A-2 0.00 6.750000% 06050HHS0 0.000000 0.000000 0.000000 A-3 0.00 6.250000% 06050HHT8 0.000000 0.000000 0.000000 A-4 0.00 1.670000% 06050HHU5 0.000000 0.000000 0.000000 A-5 0.00 6.830000% 06050HHV3 0.000000 0.000000 0.000000 A-6 14,231,623.79 6.750000% 06050HHW1 64.831082 4.881273 802.950856 A-PO 74,581.23 0.000000% 06050HJA7 0.144636 0.000000 103.473677 A-WIO 13,897,894.49 0.425796% 06050HHZ4 0.000000 0.037656 98.019689 Residual A-R 0.00 6.750000% 06050HHX9 0.000000 0.125625 0.000000 A-LR 0.00 6.750000% 06050HHY7 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B-1 1,119,992.88 6.750000% 06050HJB5 1.551871 5.482994 973.202591 B-2 400,624.08 6.750000% 06050HJC3 1.551871 5.482994 973.202591 B-3 319,719.46 6.750000% 06050HJD1 1.551871 5.482994 973.202591 B-4 159,859.73 6.750000% 06050HJE9 1.551871 5.482994 973.202591 B-5 239,789.60 6.750000% 06050HJF6 1.551871 5.482994 973.202591 B-6 160,907.08 6.750000% 06050HJG4 1.551874 5.483004 973.204428 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 16,707,097.85 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Mortgage Pass-Through Certificates Series 2002-5 Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 15,639,941.39 15,639,941.39 Loan count 44 44 Avg loan rate 7.328068% 7.33 Prepay amount 1,040,572.30 1,040,572.30 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 2,265.55 2,265.55 Sub servicer fees 0.00 0.00 Trustee fees 55.69 55.69 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 1,641,589.43 1,641,589.43 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.649099% 100.000000% 14,306,205.02 ----------------------------------------------------------------------------- Junior 14.350901% 0.000000% 2,397,070.46 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,165,645.53 1,165,645.53 Principal remittance amount 1,067,156.23 1,067,156.23 Interest remittance amount 98,489.30 98,489.30 -----END PRIVACY-ENHANCED MESSAGE-----