Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Cash flows from operating activities:
Net income	$ 99,255	$ 70,734	$ 18,875
Adjustments to reconcile net income to net cash provided by (used for) operating activities:
Investment amortization, net	(1,571)	719	(310)
Fixed asset depreciation, net	6,777	9,465	6,949
Stock based compensation	4,830	4,484	4,332
Credit for deferred income taxes	(1,931)	380	1,655
Net realized gains on investments	(16,765)	(7,720)	(1,327)
Credit loss (benefit) expense	(1,198)	(9)	530
Earnings from partnership investments	500	(7,588)	(4,635)
Change in net unrealized gains on equity securities		(3,951)	(7,502)
Change in net unrealized gains on equity securities	697
Changes in assets and liabilities:
Accounts receivable, net	(13,722)	(49,778)	(64,145)
Accrued investment income	(4,743)	(165)	951
Receivable from reinsurers	(1,696)	(31,426)	(19,370)
Ceded unearned premiums	1,739	(9,067)	(3,893)
Deferred policy acquisition costs	(6,317)	(13,557)	(16,335)
Taxes payable	2,894	1,632	(2,405)
Other assets	1,586	13,559	(2,128)
Losses and loss adjustment expense reserves	90,070	68,588	53,483
Unearned premium reserves	34,887	91,766	94,775
Accounts payable and accrued liabilities	3,096	13,200	(9,341)
Payable to reinsurers	(3,890)	3,133	4,497
Other liabilities		(25,711)	(2,542)
Net cash provided by operating activities	194,498	128,688	52,114
Cash flows from investing activities:
Fixed maturities purchased	(537,381)	(269,889)	(91,674)
Short-term investments purchased		(19,580)
Equity securities purchased	(122,074)	(55,920)	(50,849)
Other invested assets purchased	(7,944)	(11,352)	(19,066)
Proceeds from sales and paydowns of fixed maturities	294,069	151,220	102,143
Proceeds from maturities, redemptions, and calls of fixed maturities	70,031	60,624	19,542
Proceeds from maturities of short-term investments	20,000
Proceed from sales of equity securities	148,376	85,489	64,691
Proceeds from other invested assets redeemed	11,725	11,298	3,377
Acquisition, net of cash received		(2,065)	(2,112)
Fixed assets purchased	(2,508)	(4,366)	(1,783)
Net cash (used for) provided by investing activities	(125,706)	(54,541)	24,269
Cash flows from financing activities:
Payments on FHLB loan	(30,000)	(15,000)	(25,000)
Dividends paid to shareholders	(53,865)	(53,325)	(53,291)
Acquisition of treasury stock	(20,000)		(5,240)
Net cash used for financing activities	(53,865)	(53,325)	(63,531)
Net (decrease) increase in cash and cash equivalents	14,927	20,822	12,852
Cash and cash equivalents at beginning of year	58,974	38,152	25,300
Cash and cash equivalents at end of period	73,901	58,974	38,152
Supplemental disclosure of cash flow information:
Federal and state income taxes, net of refunds	26,856	16,515	6,072
Interest	1,435	510	811
Citizens loan
Cash flows from financing activities:
Proceeds from loan	$ 50,000
FHLB loan
Cash flows from financing activities:
Proceeds from loan		$ 15,000	$ 20,000