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Loss and Loss Adjustment Expense Reserves (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Jun. 30, 2024
Loss and Loss Adjustment Expense Reserves        
Reserves for losses and LAE at beginning of year $ 671,669 $ 603,081 $ 549,598  
Less receivable from reinsurers related to unpaid losses and LAE (130,792) (112,623) (93,394)  
Net reserves for losses and LAE at beginning of year 540,877 490,458 456,204  
Incurred losses and LAE, related to:        
Current year 841,734 768,531 689,683  
Prior years (44,552) (51,894) (47,381)  
Total incurred losses and LAE 797,182 716,637 642,302  
Paid losses and LAE related to:        
Current year 475,254 449,562 409,634  
Prior years 250,507 216,656 198,414  
Total paid losses and LAE 725,761 666,218 608,048  
Net reserves for losses and LAE at end of period 612,298 540,877 490,458  
Plus receivable from reinsurers related to unpaid losses and LAE 149,441 130,792 112,623  
Reserves for losses and LAE at end of period 761,739 671,669 603,081  
Prior year accident reserves decrease 44,552 51,894 47,381  
Reduction in retained automobile reserves 13,732 12,742 15,451  
Reduction in retained homeowners reserves 28,809 $ 29,286 $ 29,782  
FAIR Plan liability for claims and claims adjustment expense       $ 11,802
FAIR Plan, total net asset       $ 13,254
FAIR Plan underwriting gain $ 10,057