Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Revenues
Net earned premiums	$ 1,139,011	$ 1,010,704	$ 834,414
Net investment income	62,732	55,720	56,377
Earnings from partnership investments	8,461	10,271	5,540
Net realized gains on investments	17,982	7,720	1,327
Change in net unrealized gains on equity securities		3,951	7,502
Change in net unrealized gains on equity securities	(802)
Credit loss benefit (expense)	1,198	9	(530)
Commission income	9,498	7,942	6,932
Finance and other service income	25,652	23,700	19,394
Total revenue	1,263,732	1,120,017	930,956
Expenses
Losses and loss adjustment expenses	797,182	716,637	642,302
Underwriting, operating and related expenses	330,396	305,322	256,580
Other expense	7,941	7,683	6,836
Interest expense	1,530	509	818
Total expenses	1,137,049	1,030,151	906,536
Income before income taxes	126,683	89,866	24,420
Income tax expense	27,428	19,132	5,545
Net income	$ 99,255	$ 70,734	$ 18,875
Earnings per weighted average common share:
Basic	$ 6.72	$ 4.79	$ 1.28
Diluted	6.7	4.78	1.28
Cash dividends paid per common share	$ 3.64	$ 3.6	$ 3.6
Number of shares used in computing earnings per share:
Basic	14,711,942	14,692,089	14,663,730
Diluted	14,745,125	14,717,118	14,710,131