Reinsurance (Tables)

12 Months Ended

Dec. 31, 2019

Reinsurance

Schedule of effect of assumed and ceded premiums on net written and earned premiums and losses and LAE incurred

	Years Ended December 31,
	2019		2018		2017
Written Premiums
Direct	$	852,404	$	843,675	$	827,316
Assumed		32,391		32,403		34,214
Ceded		(90,386)		(89,166)		(80,476)
Net written premiums	$	794,409	$	786,912	$	781,054
Earned Premiums
Direct	$	845,102	$	836,759	$	818,804
Assumed		32,853		32,196		32,502
Ceded		(89,178)		(87,368)		(76,886)
Net earned premiums	$	788,777	$	781,587	$	774,420

Loss and LAE
Direct	$	562,192	$	538,569	$	517,146
Assumed		28,529		28,815		28,003
Ceded		(80,875)		(81,871)		(41,262)
Net loss and LAE	$	509,846	$	485,513	$	503,887