The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287y109   409 2,244 SH   SOLE   2,244 0 0
ALPHABET INC. CLASS A COM 02079k305   539 3,570 SH   SOLE   3,570 0 0
ALPHABET INC. CLASS C COM 02079k107   827 5,430 SH   SOLE   5,330 0 100
ALTRIA GROUP INC COM 02209s103   212 4,864 SH   SOLE   4,864 0 0
AMAZON.COM INC COM 023135106   7,826 43,386 SH   SOLE   43,286 0 100
APPLE INC COM 037833100   7,798 45,473 SH   SOLE   45,473 0 0
BANK OF AMERICA CORP COM 060505104   364 9,600 SH   SOLE   9,600 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702   5,601 13,320 SH   SOLE   12,970 0 350
BOEING CO COM 097023105   285 1,478 SH   SOLE   1,478 0 0
C BOND SYSTEMS INC COM 12508x109   0 50,000 SH   SOLE   50,000 0 0
CANADIAN PACIFIC KANSA F COM 13646k108   318 3,605 SH   SOLE   3,605 0 0
CHEVRON CORP COM 166764100   320 2,028 SH   SOLE   2,028 0 0
CONSTELLATION BRAND CLASS A COM 21036p108   231 850 SH   SOLE   850 0 0
COSTCO WHOLESALE CO COM 22160k105   1,273 1,737 SH   SOLE   1,737 0 0
CROWDSTRIKE HLDGS INC CLASS A COM 22788c105   322 1,005 SH   SOLE   1,005 0 0
DOVER CORP COM 260003108   364 2,056 SH   SOLE   2,056 0 0
EATON CORP PLC F COM g29183103   574 1,835 SH   SOLE   1,835 0 0
EXXON MOBIL CORP COM 30231g102   426 3,662 SH   SOLE   3,662 0 0
FIDELITY NATL FINL COM 31620r303   715 13,460 SH   SOLE   13,460 0 0
HOME DEPOT INC COM 437076102   222 579 SH   SOLE   579 0 0
IBM CORP COM 459200101   482 2,525 SH   SOLE   2,525 0 0
JOHNSON & JOHNSON COM 478160104   540 3,411 SH   SOLE   3,411 0 0
JPMORGAN CHASE & CO COM 46625h100   2,393 11,946 SH   SOLE   10,946 0 1,000
MCDONALDS CORP COM 580135101   532 1,887 SH   SOLE   1,887 0 0
MERCK & CO. INC. COM 58933y105   884 6,703 SH   SOLE   6,703 0 0
META PLATFORMS INC CLASS A COM 30303m102   1,018 2,097 SH   SOLE   2,097 0 0
MICROSOFT CORP COM 594918104   12,708 30,206 SH   SOLE   30,206 0 0
NETFLIX INC COM 64110l106   214 353 SH   SOLE   353 0 0
NVIDIA CORP COM 67066g104   682 755 SH   SOLE   755 0 0
ORACLE CORP COM 68389x105   502 4,000 SH   SOLE   4,000 0 0
PACCAR INC COM 693718108   413 3,330 SH   SOLE   3,330 0 0
PROCTER & GAMBLE COM 742718109   360 2,221 SH   SOLE   2,221 0 0
SALESFORCE INC COM 79466l302   472 1,567 SH   SOLE   1,567 0 0
STARBUCKS CORP COM 855244109   461 5,049 SH   SOLE   5,049 0 0
UNITEDHEALTH GRP INC COM 91324p102   741 1,497 SH   SOLE   1,497 0 0
VERIZON COMMUNICATN COM 92343v104   350 8,339 SH   SOLE   8,339 0 0
VISA INC CLASS A COM 92826c839   627 2,247 SH   SOLE   2,247 0 0
WALT DISNEY CO COM 254687106   408 3,332 SH   SOLE   3,332 0 0
WASTE MANAGEMENT INC COM 94106l109   202 950 SH   SOLE   950 0 0
ZOETIS INC CLASS A COM 98978v103   423 2,499 SH   SOLE   2,499 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506   383 4,059 SH   SOLE   4,059 0 0
INVSC QQQ TRUST SRS 1 ETF ETF 46090e103   944 2,127 SH   SOLE   2,127 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564   967 16,761 SH   SOLE   16,761 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   3,410 6,486 SH   SOLE   5,661 0 825
ISHARES CORE S&P MID CAP ETF ETF 464287507   4,841 79,701 SH   SOLE   79,701 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   860 7,780 SH   SOLE   7,780 0 0
ISHARES DOW JONES US ETF ETF 464287846   775 6,049 SH   SOLE   6,049 0 0
ISHARES MSCI EAFE ETF ETF 464287465   322 4,033 SH   SOLE   4,033 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234   1,022 24,885 SH   SOLE   24,885 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687   741 22,997 SH   SOLE   22,997 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614   13,925 41,313 SH   SOLE   40,413 0 900
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   10,685 59,654 SH   SOLE   59,654 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,237 5,882 SH   SOLE   5,882 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648   2,317 8,555 SH   SOLE   8,555 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   11,700 73,675 SH   SOLE   70,675 0 3,000
ISHARES RUSSELL 3000 ETF ETF 464287689   990 3,300 SH   SOLE   3,300 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499   15,453 183,764 SH   SOLE   181,164 0 2,600
ISHARES RUSSELL MID CAP VALUE ETF 464287473   1,529 12,196 SH   SOLE   12,196 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   6,974 82,594 SH   SOLE   82,594 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   2,557 13,690 SH   SOLE   12,690 0 1,000
ISHARES S&P MID CAP 400 VALUE ETF 464287705   2,109 17,830 SH   SOLE   17,830 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879   4,433 43,138 SH   SOLE   41,838 0 1,300
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887   1,626 12,438 SH   SOLE   12,438 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   3,731 30,290 SH   SOLE   26,972 0 3,318
ISHARES U S CONSUMER DISCRTRY ETF 464287580   623 7,596 SH   SOLE   7,596 0 0
ISHARES U S CONSUMER STAPLES E ETF 464287812   306 4,520 SH   SOLE   4,520 0 0
ISHARES US HEALTHCARE ETF ETF 464287762   279 4,500 SH   SOLE   4,500 0 0
ISHARES US INDUSTRIALS ETF ETF 464287754   302 2,400 SH   SOLE   2,400 0 0
ISHARES US REAL ESTATE ETF ETF 464287739   267 2,972 SH   SOLE   2,972 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721   1,548 11,460 SH   SOLE   11,460 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF 46641q332   261 4,514 SH   SOLE   4,514 0 0
SELECT STR FINANCIAL SELECT SP ETF 81369y605   270 6,400 SH   SOLE   6,400 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106   407 1,022 SH   SOLE   750 0 272
SPDR GOLD SHARES ETF ETF 78463v107   226 1,100 SH   SOLE   1,100 0 0
SPDR S&P 500 ETF ETF 78462f103   2,610 4,989 SH   SOLE   4,989 0 0
SPDR S&P 500 GROWTH ETF ETF 78464a409   297 4,055 SH   SOLE   4,055 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467y107   4,804 8,635 SH   SOLE   8,085 0 550
SPDR S&P SEMICONDUCTOR ETF ETF 78464a862   522 2,250 SH   SOLE   2,250 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803   2,478 11,900 SH   SOLE   11,900 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844   2,542 13,922 SH   SOLE   13,922 0 0
VANGUARD ENERGY ETF ETF 92204a306   1,046 7,945 SH   SOLE   7,945 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   676 10,038 SH   SOLE   8,504 0 1,533
VANGUARD HEALTH CARE ETF ETF 92204a504   394 1,455 SH   SOLE   1,455 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406   8,833 73,009 SH   SOLE   73,009 0 0
VANGUARD INDUSTRIALS ETF ETF 92204a603   1,110 4,545 SH   SOLE   4,545 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204a702   281 535 SH   SOLE   535 0 0
VANGUARD MID CAP ETF ETF 922908629   628 2,512 SH   SOLE   2,512 0 0
VANGUARD MID CAP VALUE ETF ETF 922908512   374 2,400 SH   SOLE   2,400 0 0
VANGUARD RUSSELL 1000 GROWTH E ETF 92206c680   364 4,203 SH   SOLE   4,203 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,711 8,919 SH   SOLE   8,919 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769   8,300 31,937 SH   SOLE   31,937 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109   1,423 20,119 SH   SOLE   20,119 0 0
ISHARES 1-3 YEAR TREASRY BOND ETF 464287457   307 3,753 SH   SOLE   3,353 0 400
ISHARES BROAD USD INVESTMENT G ETF 464288620   240 4,725 SH   SOLE   4,725 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226   521 5,321 SH   SOLE   5,321 0 0
ISHARES IBND DEC 2025 TRM MUN ETF 46435u432   2,376 89,785 SH   SOLE   89,785 0 0
ISHARES IBONDS DEC 2024 TRM ET ETF 46434vbg4   5,633 224,880 SH   SOLE   224,880 0 0
ISHARES IBONDS DEC 2026 TRM MU ETF 46435u259   1,763 69,530 SH   SOLE   69,530 0 0
ISHARES IBONDS DEC 2027 TERM E ETF 46435uaa9   993 41,712 SH   SOLE   41,712 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513   566 7,285 SH   SOLE   7,285 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242   1,829 16,796 SH   SOLE   12,496 0 4,300
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   931 8,649 SH   SOLE   8,649 0 0
ISHARS IBND DEC 2024 TRM MUNI ETF 46435u697   2,769 106,720 SH   SOLE   106,720 0 0
ISHR IBND DEC 2025 TRM ETF ETF 46434vbd1   2,843 114,609 SH   SOLE   114,609 0 0
ISHRS IBNDS DEC 2026 TRM CORP ETF 46435gaa0   2,914 122,200 SH   SOLE   122,200 0 0
JPMORGAN ULTRA SHRT MUNCIPL IN ETF 46641q654   574 11,320 SH   SOLE   11,320 0 0
SPDR BLOOMBERG CONVRTBL SECRS ETF 78464a359   477 6,535 SH   SOLE   2,435 0 4,100
VANGUARD INTERMEDIATE TERM BON ETF 921937819   669 8,876 SH   SOLE   8,876 0 0
VANGUARD INTERMEDIATE TERM COR ETF 92206c870   368 4,567 SH   SOLE   4,567 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746   2,752 54,380 SH   SOLE   54,380 0 0
VANGUARD SHORT TERM COR BD ETF ETF 92206c409   1,107 14,320 SH   SOLE   14,320 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   660 9,082 SH   SOLE   9,082 0 0