The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 466 15,409 SH   SOLE   15,409 0 0
ABBVIE INC COM 00287y109 336 3,420 SH   SOLE   3,420 0 0
ADOMANI INC COM 00726a100 2 10,000 SH   SOLE   10,000 0 0
ALIBABA GROUP HOLDING F SPONSO COM 01609w102 513 2,379 SH   SOLE   2,379 0 0
ALPHABET INC. CLASS A COM 02079k305 248 175 SH   SOLE   175 0 0
ALPHABET INC. CLASS C COM 02079k107 252 178 SH   SOLE   178 0 0
AMAZON.COM INC COM 023135106 8,828 3,200 SH   SOLE   3,200 0 0
AMGEN INC. COM 031162100 215 912 SH   SOLE   912 0 0
APPLE INC COM 037833100 6,049 16,581 SH   SOLE   16,581 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 939 5,260 SH   SOLE   5,260 0 0
BOEING CO COM 097023105 807 4,403 SH   SOLE   4,403 0 0
CHEVRON CORP COM 166764100 424 4,748 SH   SOLE   4,748 0 0
CISCO SYSTEMS INC COM 17275r102 274 5,881 SH   SOLE   5,881 0 0
CITIGROUP INC COM 172967424 254 4,970 SH   SOLE   4,970 0 0
CLOROX CO COM 189054109 467 2,131 SH   SOLE   2,131 0 0
COSTCO WHOLESALE CO COM 22160k105 1,515 4,998 SH   SOLE   4,998 0 0
INTEL CORP COM 458140100 450 7,526 SH   SOLE   7,526 0 0
JOHNSON & JOHNSON COM 478160104 672 4,778 SH   SOLE   4,778 0 0
JPMORGAN CHASE & CO COM 46625h100 1,193 12,679 SH   SOLE   12,679 0 0
KANSAS CITY SOUTHERN INDUSTRIE COM 485170302 224 1,500 SH   SOLE   1,500 0 0
MC DONALDS CORP COM 580135101 407 2,208 SH   SOLE   2,208 0 0
MERCK & CO. INC. COM 58933y105 960 12,409 SH   SOLE   12,409 0 0
MICROSOFT CORP COM 594918104 7,096 34,869 SH   SOLE   34,869 0 0
ORACLE CORP COM 68389x105 221 4,000 SH   SOLE   4,000 0 0
PFIZER INC COM 717081103 336 10,277 SH   SOLE   10,277 0 0
PROCTER & GAMBLE COM 742718109 337 2,821 SH   SOLE   2,821 0 0
SALESFORCE COM COM 79466l302 234 1,250 SH   SOLE   1,250 0 0
STARBUCKS CORP COM 855244109 429 5,834 SH   SOLE   5,834 0 0
TESLA INC COM 88160r101 497 460 SH   SOLE   460 0 0
UNITEDHEALTH GRP INC COM 91324p102 285 965 SH   SOLE   965 0 0
VERIZON COMMUNICATN COM 92343v104 702 12,742 SH   SOLE   12,742 0 0
WALT DISNEY CO COM 254687106 241 2,160 SH   SOLE   2,160 0 0
ZOETIS INC CLASS A COM 98978v103 313 2,286 SH   SOLE   2,286 0 0
GLOBAL X CLOUD COMPUTING ETF I ETF 37954y442 409 19,075 SH   SOLE   19,075 0 0
INVESCO QQQ TRUST ETF 46090e103 904 3,651 SH   SOLE   3,651 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564 791 7,843 SH   SOLE   7,843 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 2,077 6,707 SH   SOLE   6,707 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 2,969 16,697 SH   SOLE   16,697 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 516 7,558 SH   SOLE   7,558 0 0
ISHARES DOW JONES US ETF ETF 464287846 758 4,955 SH   SOLE   4,955 0 0
ISHARES MSCI CHINA ETF ETF 46429b671 216 3,300 SH   SOLE   3,300 0 0
ISHARES MSCI EAFE ETF IV ETF 464287465 351 5,761 SH   SOLE   5,761 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 949 23,737 SH   SOLE   23,737 0 0
ISHARES MSCI USA ESG SELECT ET ETF 464288802 244 1,824 SH   SOLE   1,824 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687 1,810 52,238 SH   SOLE   52,238 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 9,132 47,577 SH   SOLE   47,577 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 5,923 52,589 SH   SOLE   52,589 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648 952 4,602 SH   SOLE   4,602 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 5,371 55,105 SH   SOLE   55,105 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 1,310 7,275 SH   SOLE   7,275 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499 6,543 122,063 SH   SOLE   122,063 0 0
ISHARES RUSSELL MID CAP VALUE ETF 464287473 964 12,591 SH   SOLE   12,591 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 5,121 24,681 SH   SOLE   24,681 0 0
ISHARES S&P 500 VALUE ETF IV ETF 464287408 1,912 17,668 SH   SOLE   17,668 0 0
ISHARES S&P MID CAP 400 VALUE ETF 464287705 1,682 12,655 SH   SOLE   12,655 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879 4,568 37,947 SH   SOLE   37,947 0 0
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887 3,351 19,735 SH   SOLE   19,735 0 0
ISHARES SELECT DIVIDEND ETF IV ETF 464287168 1,563 19,364 SH   SOLE   19,364 0 0
ISHARES US HEALTHCARE ETF ETF 464287762 248 1,150 SH   SOLE   1,150 0 0
ISHARES US REAL ESTATE ETF IV ETF 464287739 256 3,242 SH   SOLE   3,242 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721 808 2,995 SH   SOLE   2,995 0 0
JPMORGAN DIVRSIFD RTRN US EQY ETF 46641q407 1,363 19,639 SH   SOLE   19,639 0 0
JPMRG DVSFD RETN EMRG MRKS EQY ETF 46641q308 2,536 55,161 SH   SOLE   55,161 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106 259 1,004 SH   SOLE   1,004 0 0
SPDR S&P 500 ETF ETF 78462f103 1,097 3,559 SH   SOLE   3,559 0 0
SPDR S&P 500 GROWTH ETF IV ETF 78464a409 214 4,770 SH   SOLE   4,770 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467y107 2,868 8,839 SH   SOLE   8,839 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803 1,271 12,165 SH   SOLE   12,165 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204a207 323 2,160 SH   SOLE   2,160 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 1,298 11,073 SH   SOLE   11,073 0 0
VANGUARD FTSE EUROPE ETF IV ETF 922042874 566 11,245 SH   SOLE   11,245 0 0
VANGUARD HEALTH CARE ETF ETF 92204a504 451 2,340 SH   SOLE   2,340 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 6,060 76,925 SH   SOLE   76,925 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204a702 475 1,704 SH   SOLE   1,704 0 0
VANGUARD MID CAP ETF IV ETF 922908629 631 3,850 SH   SOLE   3,850 0 0
VANGUARD MID CAP VALUE ETF IV ETF 922908512 306 3,200 SH   SOLE   3,200 0 0
VANGUARD RUSSELL 1000 GROWTH E ETF 92206c680 218 1,104 SH   SOLE   1,104 0 0
VANGUARD SMALL CAP VALUE ETF I ETF 922908611 572 5,351 SH   SOLE   5,351 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 6,027 38,504 SH   SOLE   38,504 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109 840 9,320 SH   SOLE   9,320 0 0
ISHAR IBND DEC 2021 TRM MUN BN ETF 46435g789 1,240 47,800 SH   SOLE   47,800 0 0
ISHARES 1-3 YEAR TREASRY BOND ETF 464287457 398 4,600 SH   SOLE   4,600 0 0
ISHARES 20 PLS YEAR TREASURY B ETF 464287432 246 1,500 SH   SOLE   1,500 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF 464288661 201 1,500 SH   SOLE   1,500 0 0
ISHARES BRD USD INV GRD CORP B ETF 464288620 411 6,810 SH   SOLE   6,810 0 0
ISHARES CALIFORNIA MUNI BOND E ETF 464288356 288 4,631 SH   SOLE   4,631 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 688 5,821 SH   SOLE   5,821 0 0
ISHARES IBONDS DEC 2021 TERM C ETF 46434vbk5 2,285 90,858 SH   SOLE   90,858 0 0
ISHARES IBONDS DEC 2022 TERM C ETF 46434vba7 3,533 137,562 SH   SOLE   137,562 0 0
ISHARES IBONDS DEC 2023 MUNI B ETF 46435g318 1,318 50,231 SH   SOLE   50,231 0 0
ISHARES IBONDS DEC 2023 TERM C ETF 46434vax8 2,084 79,447 SH   SOLE   79,447 0 0
ISHARES IBONDS DEC 2024 TERM C ETF 46434vbg4 666 25,277 SH   SOLE   25,277 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513 808 9,896 SH   SOLE   9,896 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 2,012 14,957 SH   SOLE   14,957 0 0
ISHARES INTERMEDT TERM CORP BO ETF 464288638 429 7,100 SH   SOLE   7,100 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 3,344 28,980 SH   SOLE   28,980 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,164 9,460 SH   SOLE   9,460 0 0
ISHARS IBND DEC 2024 TRM MUNI ETF 46435u697 793 29,375 SH   SOLE   29,375 0 0
ISHARS IBND SEP 2020 TRM MUN B ETF 46434v571 355 13,933 SH   SOLE   13,933 0 0
ISHARS SHRT TERM NTNL MUN BND ETF 464288158 759 7,035 SH   SOLE   7,035 0 0
ISHRS IBND DEC 2022 TRM MUN BN ETF 46435g755 1,855 70,226 SH   SOLE   70,226 0 0
PIMCO ACTIVE BOND ETF ETF 72201r775 312 2,800 SH   SOLE   2,800 0 0
SPDR BLOOMBERG BARCLAYS CONVER ETF 78464a359 728 12,035 SH   SOLE   12,035 0 0
VANGUARD INTERMEDIATE TERM BO ETF 921937819 924 9,920 SH   SOLE   9,920 0 0
VANGUARD INTERMEDIATE TERM CO ETF 92206c870 366 3,851 SH   SOLE   3,851 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746 1,657 30,600 SH   SOLE   30,600 0 0
VANGUARD SHORT TERM COR BD ETF ETF 92206c409 2,198 26,595 SH   SOLE   26,595 0 0
VANGUARD SHORT-TERM BOND ETF I ETF 921937827 265 3,190 SH   SOLE   3,190 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,151 13,032 SH   SOLE   13,032 0 0