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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2017
Allowance For Loan Losses [Abstract]  
Schedule Of Allowance For Loan Losses And Recorded Investment In Finance Receivables
Allowance for Loan Losses and Recorded Investment in Loans (dollars in millions)
 
Commercial
Banking
 
Consumer Banking
 
Total
Year Ended December 31, 2017
 

 
 

 
 

Balance — December 31, 2016
$
408.4

 
$
24.2

 
$
432.6

Provision for credit losses
88.7

 
25.9

 
114.6

Other(1)
(0.8
)
 
(0.1
)
 
(0.9
)
Gross charge-offs(2)
(115.2
)
 
(22.5
)
 
(137.7
)
Recoveries
21.1

 
1.4

 
22.5

Balance — December 31, 2017
$
402.2

 
$
28.9

 
$
431.1

Allowance balance at December 31, 2017
 

 
   
 
   
Loans individually evaluated for impairment
$
26.0

 
$
—

 
$
26.0

Loans collectively evaluated for impairment
368.5

 
17.5

 
386.0

Loans acquired with deteriorated credit quality(3)
7.7

 
11.4

 
19.1

Allowance for loan losses
$
402.2

 
$
28.9

 
$
431.1

Other reserves(1)
$
44.5

 
$
—

 
$
44.5

Finance receivables at December 31, 2017
 

 
   
 
   
Loans individually evaluated for impairment
$
172.7

 
$
—

 
$
172.7

Loans collectively evaluated for impairment
22,930.9

 
4,048.9

 
26,979.8

Loans acquired with deteriorated credit quality(3)
55.7

 
1,905.7

 
1,961.4

Ending balance
$
23,159.3

 
$
5,954.6

 
$
29,113.9

Percent of loans to total loans
79.5
%
 
20.5
%
 
100
%
Year Ended December 31, 2016
   
 
   
 
   
Balance — December 31, 2015
$
336.8

 
$
10.2

 
$
347.0

Provision for credit losses
183.0

 
11.7

 
194.7

Other(1)
0.2

 
2.0

 
2.2

Gross charge-offs(2)
(133.8
)
 
(2.8
)
 
(136.6
)
Recoveries
22.2

 
3.1

 
25.3

Balance — December 31, 2016
$
408.4

 
$
24.2

 
$
432.6

Allowance balance at December 31, 2016
 

 
 

 
 

Loans individually evaluated for impairment
$
33.7

 
$
—

 
$
33.7

Loans collectively evaluated for impairment
367.4

 
17.9

 
385.3

Loans acquired with deteriorated credit quality(3)
7.3

 
6.3

 
13.6

Allowance for loan losses
$
408.4

 
$
24.2

 
$
432.6

Other reserves(1)
$
43.6

 
$
0.1

 
$
43.7

Finance receivables at December 31, 2016
 

 
 

 
 

Loans individually evaluated for impairment
$
221.8

 
$
—

 
$
221.8

Loans collectively evaluated for impairment
22,227.3

 
4,737.0

 
26,964.3

Loans acquired with deteriorated credit quality(3)
113.2

 
2,236.6

 
2,349.8

Ending balance
$
22,562.3

 
$
6,973.6

 
$
29,535.9

Percentage of loans to total loans
76.4
%
 
23.6
%
 
100
%

(1) 
"Other reserves" represents credit loss reserves for unfunded lending commitments, letters of credit and for deferred purchase agreements, all of which is recorded in Other liabilities. "Other" also includes allowance for loan losses associated with loan sales and foreign currency translations.

(2) 
Gross charge-offs of amounts specifically reserved in prior periods included $45.9 million and $35.8 million charged directly to the Allowance for loan losses for the years ended December 31, 2017 and December 31, 2016, respectively. These charge offs related to Commercial Banking for both years.

(3) 
Represents loans considered impaired as part of the OneWest transaction and are accounted for under the guidance in ASC 310-30 (Loans and Debt Securities Acquired with Deteriorated Credit Quality).