Loans (Tables)

6 Months Ended

Jun. 30, 2011

Schedule Of Segment Loans And Leases Held For Investment Based On Obligor Location


	June 30, 2011			December 31, 2010
	Domestic	Foreign	Total	Domestic	Foreign	Total
Corporate Finance	$ 5,630.1	$ 1,793.8	$ 7,423.9	$ 6,482.4	$ 1,999.8	$ 8,482.2
Transportation Finance	1,024.7	331.6	1,356.3	1,098.8	290.1	1,388.9
Trade Finance	2,387.2	151.2	2,538.4	2,207.7	179.7	2,387.4
Vendor Finance	2,359.1	1,581.3	3,940.4	2,582.9	1,583.2	4,166.1
Consumer	7,009.4	16.3	7,025.7	8,058.8	17.1	8,075.9
Total	$ 18,410.5	$ 3,874.2	$ 22,284.7	$ 20,430.6	$ 4,069.9	$ 24,500.5

Components Of Net Investment In Finance Receivables

	June 30, 2011	December 31, 2010
Unearned income	$ (1,228.8)	$ (1,356.3)
Net unamortized deferred fees and costs	26.6	16.0
Total finance leases	4,227.7	4,522.1

Schedule Of Credit Quality Indicators By Internally Assigned Grading System

Finance Receivables⁽¹⁾ – By Classification (dollars in millions)

June 30, 2011	Corporate Finance - Other	Corporate Finance- SBL	Transportation Finance	Trade Finance	Vendor Finance US	Vendor Finance International	Total Commercial	Total Consumer	Totals⁽¹⁾
Grade:
Pass	$4,313.2	$ 271.4	$ 727.4	$ 2,102.6	$ 2,034.5	$1,677.5	$11,126.6	$ 6,940.9	$18,067.5
Special mention	1,315.6	241.4	269.1	251.2	129.0	122.7	2,329.0	385.6	2,714.6
Substandard	981.8	175.6	357.9	157.3	142.9	82.9	1,898.4	397.4	2,295.8
Doubtful	347.7	153.4	2.7	27.3	47.7	55.9	634.7	1.1	635.8
Total⁽¹⁾	$6,958.3	$ 841.8	$ 1,357.1	$ 2,538.4	$ 2,354.1	$1,939.0	$15,988.7	$ 7,725.0	$23,713.7
Non-accrual loans	$ 627.4	$ 177.0	$ 56.0	$ 73.4	$ 66.8	$ 60.4	$ 1,061.0	$ 0.8	$ 1,061.8

December 31, 2010			Corporate	Corporate			Vendor	Vendor
			Finance —	Finance —	Transportation	Trade	Finance	Finance	Total	Total
			Other	SBL	Finance	Finance	US	International	Commercial	Consumer	Totals⁽¹⁾
Grade:
Pass			$4,843.4	$ 360.9	$ 652.3	$ 1,977.9	$ 2,198.5	$1,867.9	$ 11,900.9	$ 7,348.4	$19,249.3
Special mention			1,275.6	161.0	540.8	244.3	142.5	193.1	2,557.3	358.2	2,915.5
Substandard			1,205.1	211.8	192.4	123.0	180.7	135.4	2,048.4	614.4	2,662.8
Doubtful			460.0	183.6	3.4	42.2	55.4	60.8	805.4	1.6	807.0
Total⁽¹⁾			$7,784.1	$ 917.3	$ 1,388.9	$ 2,387.4	$ 2,577.1	$2,257.2	$ 17,312.0	$ 8,322.6	$25,634.6
Non-accrual loans			$1,025.4	$ 214.4	$ 63.2	$ 164.4	$ 80.2	$ 67.7	$ 1,615.3	$ 0.7	$ 1,616.0
	(1)	Balances include $1,428.9 million and $1,134.1 million of loans in Assets Held for Sale at June 30, 2011 and December 31, 2010, respectively, which are measured at the lower of cost or fair value. ASU 2010-20 does not require inclusion of these finance receivables in the disclosures above. However, until they are disposed of, the Company manages the credit risk and collections of finance receivables held for sale consistently with its finance receivables held for investment, so that Company data are tracked and used for management purposes on an aggregated basis, as presented above. Other than finance receivables, Assets Held for Sale total on the balance sheet also include operating lease equipment held for sale, which are not included in the above table.

Schedule Of Finance Receivables Delinquency Status

Finance Receivables⁽¹⁾ – Delinquency Status (dollars in millions)

						Greater						Total
		30–59 Days		60–89 Days		Than	Total Past					Finance
At June 30, 2011		Past Due		Past Due		90 Days	Due			Current		Receivables⁽¹⁾
Commercial
	Corporate Finance - Other	$ 2.9		$ 12.7		$ 93.8	$ 109.4			$ 6,848.9		$ 6,958.3
	Corporate Finance – SBL	11.0		8.0		35.0	54.0			787.8		841.8
	Transportation Finance	5.2		3.7		1.2	10.1			1,347.0		1,357.1
	Trade Finance	37.3		1.2		2.9	41.4			2,497.0		2,538.4
	Vendor Finance - US	38.5		18.3		14.5	71.3			2,282.8		2,354.1
	Vendor Finance - International	15.9		6.8		10.1	32.8			1,906.2		1,939.0
Consumer		257.0		128.3		399.9	785.2			6,939.8		7,725.0
Total		$ 367.8		$ 179.0		$ 557.4	$ 1,104.2			$ 22,609.5		$ 23,713.7
At December 31, 2010		30—59 Days	60—89 Days		Greater Than			Total Past	Current		Total Finance
		Past Due	Past Due		90 Days			Due			Receivables⁽¹⁾
Commercial
Corporate Finance – Other		$ 43.2	$ 33.7		$ 149.2			$ 226.1	$ 7,558.0		$ 7,784.1
Corporate Finance – SBL		21.8	8.6		73.0			103.4	813.9		917.3
Transportation Finance		9.0	1.8		0.6			11.4	1,377.5		1,388.9
Trade Finance		35.0	1.8		1.3			38.1	2,349.3		2,387.4
Vendor Finance – US		59.4	23.2		20.3			102.9	2,474.2		2,577.1
Vendor Finance – International		20.2	11.5		10.6			42.3	2,214.9		2,257.2
Consumer		351.4	175.9		434.1			961.4	7,361.2		8,322.6
Total		$ 540.0	$ 256.5		$ 689.1			$ 1,485.6	$ 24,149.0		$ 25,634.6

(1)

Balances include $1,428.9 million and $1,134.1 million of loans in Assets Held for Sale at June 30, 2011 and December 30, 2010, respectively. Other than finance receivables, Assets Held for Sale total on the balance sheet also include operating lease equipment held for sale, which are not included in the above table.

Schedule Of Finance Receivables On Non-Accrual Status


		June 30, 2011			December 31, 2010
		Held for Investment	Held for Sale	Total	Held for Investment	Held for Sale	Total
Commercial
	Corporate Finance - Other	$ 352.0	$ 275.4	$ 627.4	$ 969.3	$ 56.1	$ 1,025.4
	Corporate Finance - SBL	160.3	16.7	177.0	214.4	0	214.4
	Transportation Finance	56.0	0	56.0	63.2	0	63.2
	Trade Finance	73.4	0	73.4	164.4	0	164.4
	Vendor Finance - US	66.8	0	66.8	80.2	0	80.2
	Vendor Finance - International	28.2	32.2	60.4	40.4	27.3	67.7
Consumer		0.2	0.6	0.8	0.4	0.3	0.7
Total non-accrual loans		$ 736.9	$ 324.9	$ 1,061.8	$1,532.3	$83.7	$1,616.0
Repossessed assets				15.2			21.1
Total non-performing assets				$ 1,077.0			$ 1,637.1
Government guaranteed accruing loans past due 90 days or more				$ 399.0			$ 433.6
Other accruing loans past due 90 days or more				5.6			1.7
Total accruing loans past due 90 days or more				$ 404.6			$ 435.3

Schedule Of Impaired Finance Receivables And Related Allwoance Exclusive Of Finance Receivables Identified As Impaired At Convenience Date [Text Block]

Impaired Loans

At or for the Six Months Ended June 30, 2011 (dollars in millions)

			Unpaid		Average
		Recorded	Principal	Related	Recorded
		Investment	Balance	Allowance	Investment
With no related allowance recorded:
Commercial
	Corporate Finance - Other	$ 78.5	$ 182.6	0	$ 184.7
	Corporate Finance - SBL	42.7	56.8	0	42.1
	Transportation Finance	7.7	9.6	0	9.1
	Trade Finance	53.6	70.9	0	89.8
	Vendor Finance - US	16.7	30.1	0	20.0
	Vendor Finance - International	12.3	31.6	0	14.5
With an allowance recorded:
Commercial
	Corporate Finance - Other	103.5	118.7	35.1	122.7
	Corporate Finance - SBL	47.4	51.3	11.7	49.2
	Transportation Finance	49.0	54.6	12.0	52.9
	Trade Finance	19.7	22.9	6.2	22.0

Total Commercial Impaired Loans ⁽¹⁾ Total Commercial Impaired Loans ⁽¹⁾		431.1	629.1	65.0	607.0
Total Loans Impaired at Convenience date ⁽²⁾		311.7	983.5	13.3	555.4
Total		$742.8	$ 1,612.6	$78.3	$1,162.4

(1)Interest income recorded while the loans were impaired was not material for the quarter and six months ended June 30, 2011.

(2) Details of finance receivables that were identified as impaired at the Convenience date are presented under Loans and Debt Securities Acquired with Deteriorated Credit Quality.

Impaired Loans for the six months ended June 30, 2010 (dollars in millions)
Average Recorded Investment $402.3

At December 31, 2010⁽¹⁾		Recorded Investment⁽¹⁾		Unpaid Principal Balance⁽¹⁾		Related Allowance

With no related allowance recorded:
Commercial
Corporate Finance – Other		$	235.3	$	377.5	$	0
Corporate Finance – SBL			50.7		72.2		0
Transportation Finance			11.0		12.8		0
Trade Finance			131.5		150.0		0
Vendor Finance - US			26.5		51.5		0
Vendor Finance - International			15.7		38.6		0
With an allowance recorded:
Commercial
Corporate Finance – Other			148.8		161.8		43.3
Corporate Finance – SBL			51.9		54.5		12.7
Transportation Finance			56.4		57.6		10.0
Trade Finance			27.1		31.1		5.3

Total Commercial		$	754.9	$	1,007.6	$	71.3

(1)	December 31, 2010 balances were conformed to current presentation and adjusted to exclude $81.2 million of recorded net investment and $161.1 million of unpaid principal related to loans classified in Assets Held for Sale.

Schedule Of Finance Receivables That Were Identified As Impaired At The Convenience Date

(dollars in millions)	June 30, 2011			December 31, 2010
	Carrying Amount	Outstanding balance ⁽¹⁾	Related Allowance	Carrying Amount	Outstanding balance ⁽¹⁾	Related Allowance
Commercial	$ 310.4	$ 974.2	$ 13.3	$ 795.6	$ 1,914.6	$ 54.9
Consumer	1.3	9.3	-	1.5	14.3	-
Totals	$ 311.7	$ 983.5	$ 13.3	$ 797.1	$ 1,928.9	$ 54.9

(dollars in millions)	Quarter ended June 30, 2011		Quarter ended June 30, 2010
	Provision for Credit Losses	Net Charge-offs	Provision for Credit Losses	Net Charge-offs
Commercial	$ 1.1	$ 11.3	$ 32.3	$ 6.3
Consumer	0.4	0.4	0.2	0.2
Totals	$ 1.5	$ 11.7	$ 32.5	$ 6.5


(dollars in millions)	Six months ended June 30, 2011		Six months ended June 30, 2010
	Provision for Credit Losses	Net Charge-offs	Provision for Credit Losses	Net Charge-offs
Commercial	$ 71.5	$ 113.1	$ 85.8	$ 54.1
Consumer	1.2	1.2	1.9	1.9
Totals	$ 72.7	$ 114.3	$ 87.7	$ 56.0

(1)

Represents the sum of contractual principal, interest and fees earned at the reporting date, calculated as pre-FSA net investment plus inception to date of charge-offs.

Schedule Of Changes To The Accretable Discount Related To Loans Accounted For Under ASC 310-30-5

	Quarter ended	Six months ended
	June 30, 2011	June 30, 2011

Accretable discount, beginning of the period	$ 167.5	$ 207.2
Accretion	(13.2)	(25.5)
Disposals/transfers ⁽¹⁾	(18.9)	(46.3)
Accretable discount, end of period	$ 135.4	$ 135.4
⁽¹⁾Amounts include transfers of non-accretable to accretable discounts, which were not material for the quarter and six months ended June 30, 2011.