X0202 5 2004-12-31 0 0 0000714310 VALLEY NATIONAL BANCORP VLY 0001170943 KORDE GERALD 1455 VALLEY ROAD WAYNE NJ 07470- 1 0 0 0 Common Stock 440816 D Common Stock / IRA 85579 D Common Stock 213462 I CO-TRUSTEE INV TRUST Common Stock 2004-12-31 5 W 0 840 0 A 231953 I WIFE Common Stock 2004-12-31 5 W 0 9463 0 A 557235 I WIFE AS TRUSTEE Mr. Korde's spouse received Valley shares as part of inheritance. Valley declared a 5 percent stock dividend on April 7, 2004, payable May 17, 2004 to stockholders of record on May 3, 2004. GERALD KORDE 2005-01-18