EXHIBIT 8(vv)

                                    AMENDMENT

         This amendment ("Amendment") is entered into as of the 31st day of
October, 2001, by and between ANNUITY INVESTORS LIFE INSURANCE COMPANY (the
"Insurance Company"), INVESCO FUNDS GROUP, INC. ("Invesco"), and INVESCO
VARIABLE INVESTMENT FUNDS, INC., (the "Company").

         WHEREAS, the Parties have previously executed a Participation Agreement
dated May 30, 1997 ("Agreement");

         NOW, THEREFORE, in consideration of the terms, covenants and conditions
contained herein and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the Parties agree to amend the
Agreement as follows:

         1. CONFIDENTIALITY. Notwithstanding anything to the contrary contained
in this Agreement and in addition to and not in lieu of other provisions in this
Agreement, each party agrees to maintain all information about the other party
that it may acquire pursuant to this Agreement in confidence, and each party
agrees not to use, or permit the use of, any such information for any purpose
except that set forth herein, or to disclose any such information to any person,
without the prior written consent of the other party. This provision shall
survive the termination of this Agreement.

         2. NOTICES. All notices required to be made to INVESCO FUNDS GROUP,
INC. AND INVESCO VARIABLE INVESTMENTS FUNDS, INC. under this Agreement shall be
made to the following address:

                                    4350 South Monaco Street
                                    Denver, Colorado  80237
                                    Attn:  Legal Department

         To the extent possible, this Amendment and the Agreement shall be read
together. In the event of a conflict between he provisions of this Amendment and
those of the Agreement, the provisions of this Amendment shall control.

         Except as expressly amended hereby, the Agreement remains in full force
and effect.

ANNUITY INVESTOR LIFE INSURANCE         INVESCO VARIABLE INVESTMENT
COMPANY                                 FUNDS, INC.

By: /s/ James Henderson                 By: /s/Ronald L. Grooms
    ------------------------                ------------------------------------
Name: James L. Henderson                Name: Ronald L. Grooms
Title: Vice President                   Title: Treasurer
Date: October 15, 2001                  Date: October 15, 2001

                                        INVESCO FUNDS GROUP, INC.

                                        By:/s/Ronald L. Grooms
                                           -------------------------------------
                                        Name: Ronald L. Grooms
                                        Title: Senior Vice President
CinLibrary/1390019.1                    Date: October 15, 2001