The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 5,228 54,031 SH   SOLE   54,031 0 0
AbbVie Inc. COM 00287Y109 7,067 52,655 SH   SOLE   52,655 0 0
Aberdeen Standard Bloomberg Al BBERG ALL COMD K1 003261104 956 37,010 SH   SOLE   37,010 0 0
Accenture PLC SHS CLASS A G1151C101 383 1,489 SH   SOLE   1,489 0 0
Adobe Inc. COM 00724F101 3,007 10,928 SH   SOLE   10,928 0 0
Albertsons Companies, Inc. Cla COMMON STOCK 013091103 2,200 88,496 SH   SOLE   88,496 0 0
Allstate Corp. COM 020002101 4,087 32,817 SH   SOLE   32,817 0 0
America Movil S.A.B. de C.V. A SPON ADR L SHS 02364W105 327 19,870 SH   SOLE   19,870 0 0
American Financial Group Inc. COM 025932104 2,714 22,074 SH   SOLE   22,074 0 0
AmerisourceBergen Corp. COM 03073E105 2,269 16,763 SH   SOLE   16,763 0 0
Amkor Technology Inc. COM 031652100 238 13,930 SH   SOLE   13,930 0 0
Antero Midstream Corp. COM 03676B102 334 36,370 SH   SOLE   36,370 0 0
APA Corp. COM 03743Q108 4,635 135,577 SH   SOLE   135,577 0 0
Apple Inc. COM 037833100 14,429 104,406 SH   SOLE   104,406 0 0
Applied Materials Inc. COM 038222105 8,415 102,707 SH   SOLE   102,707 0 0
ArcelorMittal SA ADR NY REGISTRY SH 03938L203 226 11,353 SH   SOLE   11,353 0 0
Arch Capital Group Ltd. ORD G0450A105 3,503 76,923 SH   SOLE   76,923 0 0
Archer Daniels Midland Co. COM 039483102 3,398 42,241 SH   SOLE   42,241 0 0
ASGN Inc. COM 00191U102 4,540 50,240 SH   SOLE   50,240 0 0
Associated Banc-Corp COM 045487105 239 11,890 SH   SOLE   11,890 0 0
Atlas Air Worldwide Holdings COM NEW 049164205 4,609 48,222 SH   SOLE   48,222 0 0
AutoNation Inc. COM 05329W102 3,441 33,783 SH   SOLE   33,783 0 0
Axis Capital Holdings Ltd SHS G0692U109 2,286 46,518 SH   SOLE   46,518 0 0
BHP Billiton Ltd. ADS SPONSORED ADS 088606108 417 8,342 SH   SOLE   8,342 0 0
BJ's Wholesale Club Holdings, COM 05550J101 7,703 105,799 SH   SOLE   105,799 0 0
BP PLC ADS SPONSORED ADR 055622104 5,370 188,087 SH   SOLE   188,087 0 0
Bristol-Myers Squibb Co. COM 110122108 394 5,537 SH   SOLE   5,537 0 0
Bunge Ltd. COM G16962105 378 4,578 SH   SOLE   4,578 0 0
C.H. Robinson Worldwide COM NEW 12541W209 3,688 38,292 SH   SOLE   38,292 0 0
CACI International Inc. (Cl A) CL A 127190304 389 1,490 SH   SOLE   1,490 0 0
California Resources Corp COM STOCK 13057Q305 2,488 64,748 SH   SOLE   64,748 0 0
Canadian Natural Resources Ltd COM 136385101 717 15,389 SH   SOLE   15,389 0 0
Cardinal Health Inc. COM 14149Y108 2,303 34,536 SH   SOLE   34,536 0 0
Centene Corp. COM 15135B101 7,507 96,480 SH   SOLE   96,480 0 0
Chord Energy Corp. COM NEW 674215207 3,672 26,845 SH   SOLE   26,845 0 0
Chubb Corp. COM H1467J104 6,745 37,085 SH   SOLE   37,085 0 0
Cincinnati Financial Corp COM 172062101 387 4,321 SH   SOLE   4,321 0 0
Consumer Staples Select Sector SBI CON STPLS 81369Y308 383 5,738 SH   SOLE   5,738 0 0
Costco Wholesale Corp. COM 22160K105 9,036 19,134 SH   SOLE   19,134 0 0
CVS Health Corp. COM 126650100 4,391 46,038 SH   SOLE   46,038 0 0
D.R. Horton Inc. COM 23331A109 5,643 83,780 SH   SOLE   83,780 0 0
Danaher Corporation COM 235851102 6,270 24,275 SH   SOLE   24,275 0 0
Dell Technologies Inc. Class C CL C 24703L202 958 28,034 SH   SOLE   28,034 0 0
Diodes Inc. COM 254543101 275 4,229 SH   SOLE   4,229 0 0
Direxion Daily S&P500 Bear 1X DLY S&P500 BR 1X 25460E869 30,524 1,707,181 SH   SOLE   1,707,181 0 0
Elevance Health Inc. COM 036752103 9,426 20,752 SH   SOLE   20,752 0 0
Enbridge Inc. COM 29250N105 246 6,628 SH   SOLE   6,628 0 0
Energy Select Sector SPDR Fund ENERGY 81369Y506 430 5,976 SH   SOLE   5,976 0 0
ENI S.p.A. ADS SPONSORED ADR 26874R108 262 12,397 SH   SOLE   12,397 0 0
EOG Resources Inc. COM 26875P101 6,233 55,782 SH   SOLE   55,782 0 0
Equinor ASA Sponsored ADR SPONSORED ADR 29446M102 5,352 161,644 SH   SOLE   161,644 0 0
Evercore Inc. (Cl A) CLASS A 29977A105 2,724 33,114 SH   SOLE   33,114 0 0
Everest Re Group Ltd. COM G3223R108 4,196 15,990 SH   SOLE   15,990 0 0
Expeditors International of Wa COM 302130109 3,096 35,057 SH   SOLE   35,057 0 0
Exxon Mobil Corp. COM 30231G102 7,651 87,625 SH   SOLE   87,625 0 0
F.N.B. Corporation COM 302520101 248 21,360 SH   SOLE   21,360 0 0
FedEx Corp. COM 31428X106 309 2,084 SH   SOLE   2,084 0 0
Fidelity MSCI Consumer Staples CONSMR STAPLES 316092303 1,691 42,107 SH   SOLE   42,107 0 0
Fidelity MSCI Energy Index ETF MCSI ENERGY IDX 316092402 2,764 139,183 SH   SOLE   139,183 0 0
Fidelity MSCI Financials Index MSCI FINLS IDX 316092501 983 22,828 SH   SOLE   22,828 0 0
Goldman Sachs Group Inc. COM 38141G104 4,945 16,874 SH   SOLE   16,874 0 0
Group 1 Automotive Inc. COM 398905109 2,310 16,168 SH   SOLE   16,168 0 0
Health Care Select Sector SPDR SBI HEALTHCARE 81369Y209 2,590 21,387 SH   SOLE   21,387 0 0
Hewlett Packard Enterprise Co. COM 42824C109 2,995 249,994 SH   SOLE   249,994 0 0
Home Depot Inc. COM 437076102 3,006 10,893 SH   SOLE   10,893 0 0
Hub Group Inc (Cl A) CL A 443320106 2,703 39,189 SH   SOLE   39,189 0 0
Humana Inc. COM 444859102 9,779 20,155 SH   SOLE   20,155 0 0
Imperial Oil Limited COM NEW 453038408 3,610 83,433 SH   SOLE   83,433 0 0
Insperity, Inc. COM 45778Q107 3,958 38,772 SH   SOLE   38,772 0 0
Intel Corp. COM 458140100 215 8,353 SH   SOLE   8,353 0 0
Invesco CurrencyShares Euro Tr EURO SHS 46138K103 3,879 42,889 SH   SOLE   42,889 0 0
Invesco CurrencyShares Japanes JAPANESE YEN 46138W107 4,155 64,311 SH   SOLE   64,311 0 0
Invesco NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 228 2,078 SH   SOLE   2,078 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747 11,193 116,459 SH   SOLE   116,459 0 0
iShares 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457 7,234 89,078 SH   SOLE   89,078 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432 2,341 22,849 SH   SOLE   22,849 0 0
iShares 7-10 Year Treasury Bon 7-10 YR TRSY BD 464287440 1,173 12,219 SH   SOLE   12,219 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 4,296 81,570 SH   SOLE   81,570 0 0
iShares Core Total U.S. Bond M CORE US AGGBD ET 464287226 3,420 35,499 SH   SOLE   35,499 0 0
iShares DJ US Broker Dealers I US BR DEL SE ETF 464288794 821 9,613 SH   SOLE   9,613 0 0
iShares DJ US Home Constructio US HOME CONS ETF 464288752 857 16,464 SH   SOLE   16,464 0 0
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 6,827 135,815 SH   SOLE   135,815 0 0
iShares Gold Trust ISHARES 464285204 8,284 262,719 SH   SOLE   262,719 0 0
iShares International Treasury INTL TREA BD ETF 464288117 2,669 72,892 SH   SOLE   72,892 0 0
iShares JPMorgan USD Emerging JPMORGAN USD EMG 464288281 1,064 13,397 SH   SOLE   13,397 0 0
iShares MBS ETF MBS ETF 464288588 6,295 68,740 SH   SOLE   68,740 0 0
iShares MSCI Emerging Markets MSCI EMRG CHN 46434G764 1,713 38,695 SH   SOLE   38,695 0 0
iShares MSCI Global Metals & M MSCI GBL ETF NEW 46434G848 562 16,507 SH   SOLE   16,507 0 0
iShares S&P 500 Fund CORE S&P500 ETF 464287200 5,982 16,680 SH   SOLE   16,680 0 0
iShares S&P Small Cap 600 Inde CORE S&P SCP ETF 464287804 207 2,376 SH   SOLE   2,376 0 0
iShares U.S. Healthcare Provid US HLTHCR PR ETF 464288828 1,985 7,771 SH   SOLE   7,771 0 0
iShares U.S. Insurance ETF U.S INSRNCE ETF 464288786 1,264 15,977 SH   SOLE   15,977 0 0
iShares US Transportation ETF US TRSPRTION 464287192 537 2,731 SH   SOLE   2,731 0 0
Johnson & Johnson COM 478160104 7,867 48,160 SH   SOLE   48,160 0 0
KB Home COM 48666K109 1,851 71,398 SH   SOLE   71,398 0 0
KLA Corporation COM NEW 482480100 6,063 20,034 SH   SOLE   20,034 0 0
Korn Ferry International COM NEW 500643200 2,484 52,917 SH   SOLE   52,917 0 0
Kroger Co. COM 501044101 3,127 71,477 SH   SOLE   71,477 0 0
KT Corp. (ADS) SPONSORED ADR 48268K101 430 35,163 SH   SOLE   35,163 0 0
Lam Research Corp. COM 512807108 10,985 30,015 SH   SOLE   30,015 0 0
Lennar Corp. (Cl A) CL A 526057104 4,174 55,994 SH   SOLE   55,994 0 0
LKQ Corp. COM 501889208 4,972 105,458 SH   SOLE   105,458 0 0
Louisiana-Pacific Corp. COM 546347105 4,009 78,323 SH   SOLE   78,323 0 0
LPL Financial Holdings Inc. COM 50212V100 474 2,169 SH   SOLE   2,169 0 0
Marathon Oil Corp. COM 565849106 4,506 199,549 SH   SOLE   199,549 0 0
Marvell Technology Inc. COM 573874104 371 8,657 SH   SOLE   8,657 0 0
Mastercard Inc. Cl A CL A 57636Q104 5,783 20,338 SH   SOLE   20,338 0 0
McKesson Corp. COM 58155Q103 2,293 6,746 SH   SOLE   6,746 0 0
Merck & Co. Inc. COM 58933Y105 8,669 100,658 SH   SOLE   100,658 0 0
Meritage Homes Corp. COM 59001A102 2,942 41,872 SH   SOLE   41,872 0 0
Microsoft Corp. COM 594918104 14,992 64,370 SH   SOLE   64,370 0 0
MKS Instruments Inc. COM 55306N104 3,045 36,845 SH   SOLE   36,845 0 0
Morgan Stanley COM NEW 617446448 5,232 66,214 SH   SOLE   66,214 0 0
Mosaic Co. COM 61945C103 443 9,174 SH   SOLE   9,174 0 0
MSC Industrial Direct Co. Cl A CL A 553530106 1,415 19,435 SH   SOLE   19,435 0 0
Novartis AG ADS SPONSORED ADR 66987V109 394 5,187 SH   SOLE   5,187 0 0
Nutrien Ltd. COM 67077M108 444 5,325 SH   SOLE   5,325 0 0
Old Republic International Cor COM 680223104 312 14,914 SH   SOLE   14,914 0 0
Penske Automotive Grp Inc Com COM 70959W103 4,016 40,797 SH   SOLE   40,797 0 0
Petroleo Brasileiro SA Sponsor SPONSORED ADR 71654V408 311 25,166 SH   SOLE   25,166 0 0
Pfizer Inc. COM 717081103 390 8,912 SH   SOLE   8,912 0 0
PNC Financial Services Group I COM 693475105 429 2,871 SH   SOLE   2,871 0 0
ProShares Short Russell2000 SHRT RUSSELL2000 74348A210 16,740 635,046 SH   SOLE   635,046 0 0
PT Telkom Indonesia (Persero) SPONSORED ADR 715684106 431 14,944 SH   SOLE   14,944 0 0
PulteGroup Inc. COM 745867101 4,795 127,867 SH   SOLE   127,867 0 0
Raymond James Financial Inc COM 754730109 4,320 43,718 SH   SOLE   43,718 0 0
Regeneron Pharmaceuticals Inc. COM 75886F107 3,845 5,581 SH   SOLE   5,581 0 0
Reinsurance Group of America I COM NEW 759351604 3,806 30,254 SH   SOLE   30,254 0 0
Rio Tinto PLC ADS SPONSORED ADR 767204100 6,066 110,162 SH   SOLE   110,162 0 0
Robert Half International Inc. COM 770323103 4,498 58,796 SH   SOLE   58,796 0 0
Schwab Fundamental Internation SCHWB FDT INT LG 808524755 217 8,647 SH   SOLE   8,647 0 0
Shell PLC Sponsored ADR SPON ADS 780259305 6,263 125,874 SH   SOLE   125,874 0 0
Skyworks Solutions Inc COM 83088M102 259 3,042 SH   SOLE   3,042 0 0
SolarEdge Technologies, Inc. COM 83417M104 5,886 25,428 SH   SOLE   25,428 0 0
Southern Copper Corp. COM 84265V105 4,732 105,535 SH   SOLE   105,535 0 0
SPDR Barclays International Co BLOMBRG BRC INTL 78464A151 4,250 169,405 SH   SOLE   169,405 0 0
SPDR Barclays Short Term High BLOOMBERG SRT TR 78468R408 5,251 220,797 SH   SOLE   220,797 0 0
SPDR Bloomberg Barclays Intern BLOMBERG INTL TR 78464A516 12,857 617,240 SH   SOLE   617,240 0 0
SPDR Gold Trust GOLD SHS 78463V107 7,298 47,185 SH   SOLE   47,185 0 0
SPDR S&P Homebuilders ETF S&P HOMEBUILD 78464A888 376 6,875 SH   SOLE   6,875 0 0
SPDR S&P Metals & Mining ETF S&P METALS MNG 78464A755 424 9,979 SH   SOLE   9,979 0 0
SPDR S&P Retail ETF S&P RETAIL ETF 78464A714 487 8,637 SH   SOLE   8,637 0 0
SPDR S&P Semiconductor ETF S&P SEMICNDCTR 78464A862 552 3,629 SH   SOLE   3,629 0 0
Star Bulk Carriers Corp. SHS PAR Y8162K204 197 11,288 SH   SOLE   11,288 0 0
Steel Dynamics Inc. COM 858119100 2,888 40,707 SH   SOLE   40,707 0 0
Stifel Financial Corp. COM 860630102 2,373 45,718 SH   SOLE   45,718 0 0
Suncor Energy Inc. COM 867224107 3,724 132,303 SH   SOLE   132,303 0 0
Takeda Pharmaceutical Co. Ltd. SPONSORED ADS 874060205 248 19,136 SH   SOLE   19,136 0 0
Target Corp. TECHNOLOGY 87612E106 13,587 91,563 SH   SOLE   91,563 0 0
Technology Select Sector SPDR ADR B SEK 10 81369Y803 5,032 42,365 SH   SOLE   42,365 0 0
Teck Resources Limited Class B CL B 878742204 3,758 123,569 SH   SOLE   123,569 0 0
Telefonica Brasil SA ADR NEW ADR 87936R205 376 50,025 SH   SOLE   50,025 0 0
Ternium S.A. Sponsored ADR COM 880890108 245 8,933 SH   SOLE   8,933 0 0
Thermo Fisher Scientific Inc COM 883556102 5,601 11,044 SH   SOLE   11,044 0 0
Toll Brothers Inc. COM 889478103 3,602 85,773 SH   SOLE   85,773 0 0
Travelers Companies, Inc. COM 89417E109 6,677 43,581 SH   SOLE   43,581 0 0
TRI Pointe Group Inc COM 87265H109 283 18,738 SH   SOLE   18,738 0 0
TriNet Group, Inc. COM 896288107 1,994 27,999 SH   SOLE   27,999 0 0
Triton International Ltd. Clas CL A G9078F107 2,445 44,676 SH   SOLE   44,676 0 0
UBS Group AG (new) SHS H42097107 2,544 175,340 SH   SOLE   175,340 0 0
United Parcel Service Inc. Cl CL B 911312106 4,269 26,424 SH   SOLE   26,424 0 0
United Rentals Inc. COM 911363109 4,833 17,893 SH   SOLE   17,893 0 0
United States Steel Corp. COM 912909108 2,572 141,938 SH   SOLE   141,938 0 0
UnitedHealth Group Inc. COM 91324P102 13,823 27,370 SH   SOLE   27,370 0 0
Univar Solutions, Inc. COM 91336L107 208 9,166 SH   SOLE   9,166 0 0
Valley National Bancorp COM 919794107 218 20,149 SH   SOLE   20,149 0 0
VanEck Vectors J.P. Morgan EM JP MRGAN EM LOC 92189H300 5,138 225,358 SH   SOLE   225,358 0 0
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771 8,007 177,568 SH   SOLE   177,568 0 0
Vanguard Russell 1000 Value ET VNG RUS1000VAL 92206C714 3,066 51,361 SH   SOLE   51,361 0 0
Vanguard Short-Term Corporate SHRT TRM CORP BD 92206C409 1,890 25,439 SH   SOLE   25,439 0 0
Vanguard Short-Term Inflation- STRM INFPROIDX 922020805 6,672 138,683 SH   SOLE   138,683 0 0
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102 1,403 24,283 SH   SOLE   24,283 0 0
Visa Inc. COM CL A 92826C839 4,803 27,039 SH   SOLE   27,039 0 0
Vodafone Group PLC ADS SPONSORED ADR 92857W308 307 27,072 SH   SOLE   27,072 0 0
W.R. Berkley Corp. COM 084423102 2,931 45,381 SH   SOLE   45,381 0 0
Walmart Inc. COM 931142103 4,789 36,923 SH   SOLE   36,923 0 0
Wesco International Inc. COM 95082P105 3,642 30,508 SH   SOLE   30,508 0 0
West Fraser Timber Co. Ltd. COM 952845105 3,258 44,941 SH   SOLE   44,941 0 0
Williams-Sonoma Inc. COM 969904101 2,699 22,901 SH   SOLE   22,901 0 0
Wipro Ltd. ADS SPON ADR 1 SH 97651M109 232 49,265 SH   SOLE   49,265 0 0
Woodside Energy Group Ltd SPONSORED ADR 980228308 618 30,640 SH   SOLE   30,640 0 0