The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 4,078 34,519 SH   SOLE   34,519 0 0
Aberdeen Standard Bloomberg Al BBRG ALL COMD K1 003261104 247 8,788 SH   SOLE   8,788 0 0
Accenture PLC SHS CLASS A G1151C101 726 2,269 SH   SOLE   2,269 0 0
Adobe Inc. COM 00724F101 6,808 11,825 SH   SOLE   11,825 0 0
Ally Financial Inc COM 02005N100 4,705 92,164 SH   SOLE   92,164 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 19,990 7,477 SH   SOLE   7,477 0 0
Amcor PLC ORD G0250X107 4,532 391,010 SH   SOLE   391,010 0 0
American Equity Investment Lif COM 025676206 246 8,333 SH   SOLE   8,333 0 0
Ameris Bancorp COM 03076K108 256 4,936 SH   SOLE   4,936 0 0
Amkor Technology Inc. COM 031652100 351 14,088 SH   SOLE   14,088 0 0
Antero Midstream Corp. COM 03676B102 383 36,777 SH   SOLE   36,777 0 0
Anthem Inc COM 036752103 4,204 11,277 SH   SOLE   11,277 0 0
APA Corp. COM 03743Q108 300 14,020 SH   SOLE   14,020 0 0
Apple Inc. COM 037833100 8,497 60,048 SH   SOLE   60,048 0 0
Applied Materials Inc. COM 038222105 14,186 110,202 SH   SOLE   110,202 0 0
ArcelorMittal SA ADR NY REGISTRY SH 03938L203 3,054 101,254 SH   SOLE   101,254 0 0
Arrow Electronics Inc. COM 042735100 2,832 25,218 SH   SOLE   25,218 0 0
Asbury Automotive Group Inc. COM 043436104 2,961 15,048 SH   SOLE   15,048 0 0
ASGN Inc. COM 00191U102 6,118 54,075 SH   SOLE   54,075 0 0
Associated Banc-Corp COM 045487105 258 12,025 SH   SOLE   12,025 0 0
Atlas Air Worldwide Holdings COM NEW 049164205 4,219 51,652 SH   SOLE   51,652 0 0
AutoNation Inc. COM 05329W102 4,436 36,434 SH   SOLE   36,434 0 0
BancorpSouth Bank COM 05971J102 219 7,351 SH   SOLE   7,351 0 0
Berry Global Group Inc COM 08579W103 2,511 41,253 SH   SOLE   41,253 0 0
Best Buy Co. Inc. COM 086516101 2,780 26,301 SH   SOLE   26,301 0 0
BHP Billiton Ltd. ADS SPONSORED ADS 088606108 452 8,437 SH   SOLE   8,437 0 0
BJ's Wholesale Club Holdings, COM 05550J101 6,201 112,913 SH   SOLE   112,913 0 0
CACI International Inc. (Cl A) CL A 127190304 395 1,507 SH   SOLE   1,507 0 0
Canadian Natural Resources Ltd COM 136385101 564 15,436 SH   SOLE   15,436 0 0
Capital One Financial Corp. COM 14040H105 7,649 47,225 SH   SOLE   47,225 0 0
Centene Corp. COM 15135B101 6,073 97,464 SH   SOLE   97,464 0 0
Charles River Laboratories Int COM 159864107 574 1,390 SH   SOLE   1,390 0 0
Ciena Corp. COM NEW 171779309 284 5,526 SH   SOLE   5,526 0 0
Cigna Corporation COM 125523100 3,119 15,585 SH   SOLE   15,585 0 0
Cisco Systems Inc. COM 17275R102 622 11,429 SH   SOLE   11,429 0 0
Citigroup Inc. COM NEW 172967424 4,476 63,783 SH   SOLE   63,783 0 0
Citizens Financial Group, Inc. COM 174610105 431 9,172 SH   SOLE   9,172 0 0
CNO Financial Group Inc. COM 12621E103 254 10,774 SH   SOLE   10,774 0 0
Comcast Corp. (Cl A) CL A 20030N101 5,193 92,840 SH   SOLE   92,840 0 0
Comfort Systems USA, Inc. COM 199908104 3,171 44,459 SH   SOLE   44,459 0 0
Communication Services Select COMMUNICATION 81369Y852 1,386 17,303 SH   SOLE   17,303 0 0
Concentrix Corporation COM 20602D101 9,008 50,895 SH   SOLE   50,895 0 0
Consumer Discretionary Select SBI CONS DISCR 81369Y407 1,442 8,036 SH   SOLE   8,036 0 0
Costco Wholesale Corp. COM 22160K105 9,112 20,278 SH   SOLE   20,278 0 0
CRH PLC (ADS) ADR 12626K203 361 7,730 SH   SOLE   7,730 0 0
CVS Health Corp. COM 126650100 3,962 46,689 SH   SOLE   46,689 0 0
D.R. Horton Inc. COM 23331A109 7,566 90,109 SH   SOLE   90,109 0 0
Dell Technologies Inc. Class C CL C 24703L202 3,129 30,072 SH   SOLE   30,072 0 0
Diodes Inc. COM 254543101 387 4,277 SH   SOLE   4,277 0 0
Direxion Daily S&P500 Bear 1X DLY S&P500 BR 1X 25460E869 18,738 1,195,006 SH   SOLE   1,195,006 0 0
Discover Financial Services COM 254709108 4,503 36,654 SH   SOLE   36,654 0 0
Dollar General Corp. COM 256677105 11,242 52,995 SH   SOLE   52,995 0 0
Enbridge Inc. COM 29250N105 266 6,695 SH   SOLE   6,695 0 0
Encompass Health Corporation COM 29261A100 4,623 61,602 SH   SOLE   61,602 0 0
EOG Resources Inc. COM 26875P101 590 7,344 SH   SOLE   7,344 0 0
Evercore Inc. (Cl A) CLASS A 29977A105 6,501 48,632 SH   SOLE   48,632 0 0
F.N.B. Corporation COM 302520101 251 21,602 SH   SOLE   21,602 0 0
Facebook, Inc. CL A 30303M102 7,958 23,448 SH   SOLE   23,448 0 0
FedEx Corp. COM 31428X106 278 1,267 SH   SOLE   1,267 0 0
Fidelity MSCI Financials Index MSCI FINLS IDX 316092501 664 12,372 SH   SOLE   12,372 0 0
Fidelity MSCI Industrial Index MSCI INDL INDX 316092709 339 6,542 SH   SOLE   6,542 0 0
Fidelity MSCI Materials Index MSCI MATLS INDEX 316092881 620 14,016 SH   SOLE   14,016 0 0
Financial Select Sector SPDR F SBI INT-FINL 81369Y605 410 10,932 SH   SOLE   10,932 0 0
Flagstar Bancorp Inc Com COM PAR .001 337930705 3,130 61,643 SH   SOLE   61,643 0 0
Fresenius Medical Care AG & Co SPONSORED ADR 358029106 1,970 56,326 SH   SOLE   56,326 0 0
Goldman Sachs Group Inc. COM 38141G104 13,301 35,186 SH   SOLE   35,186 0 0
Graphic Packaging Holding Co. COM 388689101 5,430 285,213 SH   SOLE   285,213 0 0
Group 1 Automotive Inc. COM 398905109 3,256 17,332 SH   SOLE   17,332 0 0
HCA Healthcare Inc COM 40412C101 12,618 51,987 SH   SOLE   51,987 0 0
Home Depot Inc. COM 437076102 3,870 11,789 SH   SOLE   11,789 0 0
HP Inc. COM 40434L105 316 11,564 SH   SOLE   11,564 0 0
Hub Group Inc (Cl A) CL A 443320106 2,906 42,271 SH   SOLE   42,271 0 0
Humana Inc. COM 444859102 6,256 16,075 SH   SOLE   16,075 0 0
Icon Plc SHS G4705A100 231 881 SH   SOLE   881 0 0
Insight Enterprises COM 45765U103 4,382 48,647 SH   SOLE   48,647 0 0
Insperity, Inc. COM 45778Q107 4,621 41,730 SH   SOLE   41,730 0 0
Intel Corp. COM 458140100 450 8,448 SH   SOLE   8,448 0 0
International Paper Co. COM 460146103 5,153 92,144 SH   SOLE   92,144 0 0
Invesco CurrencyShares British BRIT POUN STRL 46138M109 1,122 8,645 SH   SOLE   8,645 0 0
Invesco CurrencyShares Canadia CDN DLR SHS 46138T104 214 2,760 SH   SOLE   2,760 0 0
Invesco CurrencyShares Euro Tr EURO SHS 46138K103 4,438 41,103 SH   SOLE   41,103 0 0
Invesco CurrencyShares Japanes JAPANESE YEN 46138W107 15,209 180,076 SH   SOLE   180,076 0 0
Invesco MSCI Global Timber ETF MSCI GBL TIMBR 46138E545 236 6,541 SH   SOLE   6,541 0 0
Invesco Variable Rate Preferre VAR RATE PFD 46138G870 225 8,580 SH   SOLE   8,580 0 0
Investors Bancorp Inc. COM 46146L101 286 18,934 SH   SOLE   18,934 0 0
iShares 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457 2,455 28,493 SH   SOLE   28,493 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 425 5,729 SH   SOLE   5,729 0 0
iShares Core MSCI Europe ETF CORE MSCI EURO 46434V738 232 4,132 SH   SOLE   4,132 0 0
iShares DJ US Broker Dealers I US BR DEL SE ETF 464288794 895 8,572 SH   SOLE   8,572 0 0
iShares DJ US Home Constructio US HOME CONS ETF 464288752 482 7,277 SH   SOLE   7,277 0 0
iShares Edge MSCI USA Quality USA QUALITY FCTR 46432F339 331 2,511 SH   SOLE   2,511 0 0
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 18,391 361,749 SH   SOLE   361,749 0 0
iShares Gold Trust ISHARES 464285204 9,230 276,258 SH   SOLE   276,258 0 0
iShares International Treasury INTL TREA BD ETF 464288117 20,137 392,144 SH   SOLE   392,144 0 0
iShares MBS ETF MBS ETF 464288588 6,637 61,376 SH   SOLE   61,376 0 0
iShares Micro-Cap ETF MICRO-CAP ETF 464288869 202 1,397 SH   SOLE   1,397 0 0
iShares MSCI Emerging Markets MSCI EMRG CHN 46434G764 262 4,317 SH   SOLE   4,317 0 0
iShares S&P 500 Growth Index F S&P 500 GRWT ETF 464287309 423 5,726 SH   SOLE   5,726 0 0
iShares S&P Small Cap 600 Inde CORE S&P SCP ETF 464287804 342 3,132 SH   SOLE   3,132 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176 13,956 109,298 SH   SOLE   109,298 0 0
iShares U.S. Healthcare Provid US HLTHCR PR ETF 464288828 921 3,602 SH   SOLE   3,602 0 0
Jefferies Financial Group Inc. COM 47233W109 3,358 90,426 SH   SOLE   90,426 0 0
JPMorgan Chase & Co. COM 46625H100 4,847 29,613 SH   SOLE   29,613 0 0
Juniper Networks Inc. COM 48203R104 279 10,155 SH   SOLE   10,155 0 0
KB Home COM 48666K109 2,965 76,194 SH   SOLE   76,194 0 0
KLA Corporation COM NEW 482480100 7,171 21,436 SH   SOLE   21,436 0 0
Korn Ferry International COM NEW 500643200 4,113 56,844 SH   SOLE   56,844 0 0
Laboratory Corp. of America Ho COM NEW 50540R409 3,775 13,413 SH   SOLE   13,413 0 0
Lam Research Corp. COM 512807108 18,337 32,219 SH   SOLE   32,219 0 0
LaZBoy Incorporated COM 505336107 2,205 68,401 SH   SOLE   68,401 0 0
Lennar Corp. (Cl A) CL A 526057104 5,613 59,920 SH   SOLE   59,920 0 0
LKQ Corp. COM 501889208 5,684 112,963 SH   SOLE   112,963 0 0
Logitech International S.A. SHS H50430232 298 3,385 SH   SOLE   3,385 0 0
Louisiana-Pacific Corp. COM 546347105 3,541 57,700 SH   SOLE   57,700 0 0
LPL Financial Holdings Inc. COM 50212V100 526 3,357 SH   SOLE   3,357 0 0
Lumentum Holdings, Inc. COM 55024U109 289 3,456 SH   SOLE   3,456 0 0
ManpowerGroup Inc. COM 56418H100 4,170 38,512 SH   SOLE   38,512 0 0
ManTech International Corp. (C CL A 564563104 244 3,208 SH   SOLE   3,208 0 0
Martin Marietta Materials Inc. COM 573284106 337 985 SH   SOLE   985 0 0
Marvell Technology Inc. COM 573874104 528 8,755 SH   SOLE   8,755 0 0
MasTec Inc. COM 576323109 4,208 48,769 SH   SOLE   48,769 0 0
Mastercard Inc. Cl A CL A 57636Q104 7,640 21,974 SH   SOLE   21,974 0 0
Materials Select Sector SPDR F SBI MATERIALS 81369Y100 204 2,575 SH   SOLE   2,575 0 0
Matson, Inc. COM 57686G105 249 3,083 SH   SOLE   3,083 0 0
Medpace Holdings, Inc. COM 58506Q109 423 2,233 SH   SOLE   2,233 0 0
Meritage Homes Corp. COM 59001A102 4,323 44,571 SH   SOLE   44,571 0 0
MetLife Inc. COM 59156R108 607 9,835 SH   SOLE   9,835 0 0
Microsoft Corp. COM 594918104 19,509 69,201 SH   SOLE   69,201 0 0
MKS Instruments Inc. COM 55306N104 5,975 39,593 SH   SOLE   39,593 0 0
Mohawk Industries Inc. COM 608190104 4,254 23,980 SH   SOLE   23,980 0 0
Morgan Stanley COM NEW 617446448 12,496 128,414 SH   SOLE   128,414 0 0
MSC Industrial Direct Co. Cl A CL A 553530106 1,680 20,945 SH   SOLE   20,945 0 0
Netgear Inc COM 64111Q104 214 6,720 SH   SOLE   6,720 0 0
O-I Glass Inc COM 67098H104 2,090 146,456 SH   SOLE   146,456 0 0
OneMain Holdings, Inc. COM 68268W103 4,037 72,968 SH   SOLE   72,968 0 0
PennyMac Financial Services, I COM 70932M107 2,225 36,404 SH   SOLE   36,404 0 0
Penske Automotive Grp Inc Com COM 70959W103 4,805 47,762 SH   SOLE   47,762 0 0
PNC Financial Services Group I COM 693475105 568 2,903 SH   SOLE   2,903 0 0
Premier Inc. Class A CL A 74051N102 2,020 52,116 SH   SOLE   52,116 0 0
ProShares Short Russell2000 SHRT RUSSELL2000 74348A210 9,807 453,828 SH   SOLE   453,828 0 0
PulteGroup Inc. COM 745867101 6,319 137,617 SH   SOLE   137,617 0 0
Quest Diagnostics Inc. COM 74834L100 2,966 20,410 SH   SOLE   20,410 0 0
Raymond James Financial Inc COM 754730109 6,526 70,724 SH   SOLE   70,724 0 0
Rent-A-Center Inc. COM 76009N100 3,255 57,905 SH   SOLE   57,905 0 0
Rio Tinto PLC ADS SPONSORED ADR 767204100 489 7,324 SH   SOLE   7,324 0 0
Robert Half International Inc. COM 770323103 6,337 63,159 SH   SOLE   63,159 0 0
Santander Consumer USA Holding COM 80283M101 4,171 100,014 SH   SOLE   100,014 0 0
Sealed Air Corp. COM 81211K100 5,470 99,843 SH   SOLE   99,843 0 0
Simmons First National Corpora CL A $1 PAR 828730200 226 7,644 SH   SOLE   7,644 0 0
Skyworks Solutions Inc COM 83088M102 507 3,077 SH   SOLE   3,077 0 0
SolarEdge Technologies, Inc. COM 83417M104 11,034 41,604 SH   SOLE   41,604 0 0
Sonoco Products Company COM 835495102 4,630 77,705 SH   SOLE   77,705 0 0
Sony Group Corp. ADR SPONSORED ADR 835699307 3,320 30,023 SH   SOLE   30,023 0 0
SPDR Barclays International Co BLOMBRG BRC INTL 78464A151 4,294 121,624 SH   SOLE   121,624 0 0
SPDR Barclays Short Term High BLOOMBERG SRT TR 78468R408 13,502 492,963 SH   SOLE   492,963 0 0
SPDR Bloomberg Barclays Intern BLOMBERG INTL TR 78464A516 7,146 248,718 SH   SOLE   248,718 0 0
SPDR Gold Trust GOLD SHS 78463V107 27,131 165,211 SH   SOLE   165,211 0 0
SPDR S&P Homebuilders ETF S&P HOMEBUILD 78464A888 221 3,081 SH   SOLE   3,081 0 0
SPDR S&P Metals & Mining ETF S&P METALS MNG 78464A755 258 6,170 SH   SOLE   6,170 0 0
SPDR S&P Regional Banking ETF S&P REGL BKG 78464A698 652 9,623 SH   SOLE   9,623 0 0
SPDR S&P Retail ETF S&P RETAIL ETF 78464A714 212 2,352 SH   SOLE   2,352 0 0
SPDR S&P Semiconductor ETF S&P SEMICNDCTR 78464A862 292 1,473 SH   SOLE   1,473 0 0
Star Bulk Carriers Corp. SHS PAR Y8162K204 273 11,370 SH   SOLE   11,370 0 0
Stifel Financial Corp. COM 860630102 6,221 91,538 SH   SOLE   91,538 0 0
Synchrony Financial COM 87165B103 4,523 92,529 SH   SOLE   92,529 0 0
Syneos Health, Inc. Class A CL A 87166B102 339 3,880 SH   SOLE   3,880 0 0
SYNNEX Corp. COM 87162W100 5,298 50,895 SH   SOLE   50,895 0 0
Target Corp. COM 87612E106 22,549 98,565 SH   SOLE   98,565 0 0
Technology Select Sector SPDR TECHNOLOGY 81369Y803 3,247 21,746 SH   SOLE   21,746 0 0
Telefonaktiebolaget LM Ericsso ADR B SEK 10 294821608 388 34,631 SH   SOLE   34,631 0 0
Ternium S.A. Sponsored ADR SPONSORED ADS 880890108 382 9,033 SH   SOLE   9,033 0 0
Thermo Fisher Scientific Inc COM 883556102 4,038 7,067 SH   SOLE   7,067 0 0
T-Mobile US Inc COM 872590104 2,809 21,986 SH   SOLE   21,986 0 0
Toll Brothers Inc. COM 889478103 5,067 91,638 SH   SOLE   91,638 0 0
TRI Pointe Group Inc COM 87265H109 398 18,950 SH   SOLE   18,950 0 0
TriNet Group, Inc. COM 896288107 2,841 30,033 SH   SOLE   30,033 0 0
Triton International Ltd. Clas CL A G9078F107 2,482 47,702 SH   SOLE   47,702 0 0
UBS Group AG (new) SHS H42097107 6,663 417,990 SH   SOLE   417,990 0 0
United Rentals Inc. COM 911363109 6,781 19,322 SH   SOLE   19,322 0 0
UnitedHealth Group Inc. COM 91324P102 11,104 28,419 SH   SOLE   28,419 0 0
Universal Health Services Inc. CL B 913903100 3,339 24,129 SH   SOLE   24,129 0 0
Unum Group COM 91529Y106 262 10,437 SH   SOLE   10,437 0 0
Valley National Bancorp COM 919794107 271 20,377 SH   SOLE   20,377 0 0
VanEck Vectors ChinaAMC China CHINAAMC CHINA B 92189F379 3,621 148,467 SH   SOLE   148,467 0 0
Vanguard Short-Term Inflation- STRM INFPROIDX 922020805 27,558 524,116 SH   SOLE   524,116 0 0
Visa Inc. COM CL A 92826C839 6,452 28,963 SH   SOLE   28,963 0 0
Walmart Inc. COM 931142103 8,300 59,550 SH   SOLE   59,550 0 0
Waters Corp COM 941848103 303 848 SH   SOLE   848 0 0
Wells Fargo & Co. COM 949746101 216 4,645 SH   SOLE   4,645 0 0
Wesco International Inc. COM 95082P105 3,759 32,600 SH   SOLE   32,600 0 0
WestRock Co. COM 96145D105 5,151 103,381 SH   SOLE   103,381 0 0
Whirlpool Corp. COM 963320106 3,610 17,710 SH   SOLE   17,710 0 0
Whiting Petroleum Corp. COM NEW 966387508 337 5,776 SH   SOLE   5,776 0 0
Williams-Sonoma Inc. COM 969904101 4,368 24,631 SH   SOLE   24,631 0 0
Wipro Ltd. ADS SPON ADR 1 SH 97651M109 440 49,824 SH   SOLE   49,824 0 0
WisdomTree Interest Rate Hedge INTRST RATE HDGE 97717W380 235 5,013 SH   SOLE   5,013 0 0
WisdomTree US Quality Dividend US QTLY DIV GRT 97717X669 208 3,532 SH   SOLE   3,532 0 0