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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Nov. 30, 2025
Nov. 30, 2024
OPERATING ACTIVITIES:    
Net earnings $ 367,974 $ 410,690
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Depreciation and amortization 252,198 217,332
Share-based compensation expense 87,361 107,121
Provision for Loan, Lease, and Other Losses 317,335 266,406
Provision for cancellation reserves 57,157 75,007
Deferred income tax provision (benefit) 76,618 (19,961)
Proceeds from Sale, Loan, Held-for-Sale 909,016 0
Other (18,807) 6,186
Net decrease (increase) in:    
Accounts receivable, net 37,631 19,872
Inventory 806,674 12,907
Other current assets (2,916) 127,978
Auto loans held for investment, net (156,314) (667,502)
Other assets (19,646) (13,936)
Net (decrease) increase in:    
Accounts payable, accrued expenses and other current liabilities and accrued income taxes (321,017) 6,695
Other liabilities (55,150) (70,733)
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation 2,338,114 478,062
INVESTING ACTIVITIES:    
Capital expenditures (407,962) (340,322)
Proceeds from disposal of property and equipment 385 153
Purchases of investments (8,754) (9,478)
Sales and returns of investments 1,922 1,722
Proceeds from Collection of Retained Interest in Securitized Receivables 3,132 0
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation (411,277) (347,925)
FINANCING ACTIVITIES:    
Proceeds from issuances of long-term debt 87,000 34,400
Payments on long-term debt (299,007) (344,231)
Cash paid for debt issuance costs (18,555) (16,861)
Payments on finance lease obligations (11,002) (13,146)
Issuances of non-recourse notes payable 9,577,170 9,721,000
Payments on non-recourse notes payable (10,729,859) (9,491,659)
Repurchase and retirement of common stock (588,440) (329,581)
Equity issuances 8,349 35,367
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation (1,974,344) (404,711)
Decrease in cash, cash equivalents, and restricted cash (47,507) (274,574)
Cash, cash equivalents, and restricted cash at beginning of year 960,310 1,250,410
CASH, CASH EQUIVALENTS AND RESTRICTED CASH AT END OF PERIOD 912,803 975,836
RECONCILIATION OF CASH, CASH EQUIVALENTS AND RESTRICTED CASH TO THE CONSOLIDATED BALANCE SHEETS:    
Cash and cash equivalents 204,938 271,910
Restricted cash from collections on auto loans held for investment 567,398 541,153
Restricted cash included in other assets 140,467 162,773
CASH, CASH EQUIVALENTS AND RESTRICTED CASH AT END OF PERIOD $ 912,803 $ 975,836