Auto Loan Receivables (Tables)


		As of August 31			As of February 29 or 28
(In millions)		2012		2011		2012		2011
Warehouse facilities	$	1,066.0	$	1,559.0	$	553.0	$	943.0
Term securitizations		4,029.7		2,865.0		4,211.8		3,193.1
Other receivables⁽¹⁾		246.4		283.7		217.0		198.5
Total ending managed receivables		5,342.1		4,707.7		4,981.8		4,334.6
Accrued interest and fees		25.7		24.7		23.1		20.9
Other		(3.1)		2.9		(1.8)		4.0
Less allowance for loan losses		(49.5)		(36.2)		(43.3)		(38.9)
Auto loan receivables, net	$	5,315.2	$	4,699.1	$	4,959.8	$	4,320.6

⁽¹⁾ Other receivables includes receivables not funded through the warehouse facilities or term securitizations.


			As of August 31						As of February 29 or 28
(In millions)	2012 ⁽¹⁾			% ⁽²⁾	2011 ⁽¹⁾			% ⁽²⁾	2012 ⁽¹⁾			% ⁽²⁾	2011 ⁽¹⁾			% ⁽²⁾
A		$	2,548.5	47.7		$	2,385.9	50.7		$	2,452.8	49.2		$	2,234.1	51.5
B			2,088.9	39.1			1,838.3	39.0			1,923.6	38.6			1,668.0	38.5
C and other			704.7	13.2			483.5	10.3			605.4	12.2			432.5	10.0
Total ending managed receivables		$	5,342.1	100.0		$	4,707.7	100.0		$	4,981.8	100.0		$	4,334.6	100.0

⁽¹⁾ Classified based on credit grade assigned when customers were initially approved for financing.

⁽²⁾ Percent of total ending managed receivables.


		Three Months Ended August 31						Six Months Ended August 31
(In millions)		2012	% ⁽¹⁾		2011	% ⁽¹⁾		2012	% ⁽¹⁾		2011	% ⁽¹⁾
Balance as of beginning of period	$	46.6	0.9	$	34.3	0.8	$	43.3	0.9	$	38.9	0.9
Charge-offs		(24.3)			(23.2)			(44.9)			(42.5)
Recoveries		14.3			14.3			29.0			30.0
Provision for loan losses		12.9			10.8			22.1			9.8
Balance as of end of period	$	49.5	0.9	$	36.2	0.8	$	49.5	0.9	$	36.2	0.8

⁽¹⁾ Percent of total ending managed receivables as of the corresponding reporting date.


	As of August 31								As of February 29 or 28
(In millions)	2012			% ⁽¹⁾	2011			% ⁽¹⁾	2012			% ⁽¹⁾	2011			% ⁽¹⁾
Total ending managed receivables		$	5,342.1	100.0		$	4,707.7	100.0		$	4,981.8	100.0		$	4,334.6	100.0

Delinquent loans:
31-60 days past due		$	103.9	1.9		$	95.4	2.0		$	85.1	1.7		$	86.6	2.0
61-90 days past due			31.3	0.6			27.5	0.6			21.8	0.4			24.2	0.6
Greater than 90 days past due			10.5	0.2			10.7	0.2			9.6	0.2			10.5	0.2
Total past due		$	145.7	2.7		$	133.6	2.8		$	116.5	2.3		$	121.3	2.8

⁽¹⁾ Percent of total ending managed receivable