X0202 4 2005-04-28 0000714310 VALLEY NATIONAL BANCORP VLY 0001169958 LIPKIN GERALD H 1455 VALLEY ROAD WAYNE NJ 07470- 1 1 0 0 CHAIRMAN PRESIDENT AND CEO 401K 1412 D Common Stock 2005-04-26 5 G 0 E 2500 0 D 263399 D Common Stock (with Spouse) 107 D Common Stock / IRA 5655 D Common Stock 5299 I IRA/WIFE Common Stock 68623 I WIFE Stock Appreciation Right 18.87 1999-02-09 2008-02-09 Common Stock 9972 9972 D Stock Option 15.96 2001-02-12 2010-02-12 Common Stock 22792 22792 D Stock Option 18.14 2000-01-05 2009-01-05 Common Stock 4790 4790 D Stock Option 18.87 1999-02-09 2008-02-09 Common Stock 23545 23545 D Stock Option 23.27 2004-03-01 2013-03-01 Common Stock 19294 19294 D Stock Option 24.22 2002-02-15 2012-02-15 Common Stock 1187 1187 D Stock Option 26.74 2005-02-26 2014-02-26 Common Stock 21000 21000 D Stock Option 26.79 2006-02-08 2015-02-08 Common Stock 20000 20000 D STOCK OPTION/NQ 20.2 2001-02-08 2011-02-08 COMMON STK. 23153 23153 D STOCK OPTION/NQ 24.22 2002-02-15 2012-02-15 Common Stock 20865 20865 D Stock Option 18.14 2000-01-05 2009-01-05 Common Stock 19139 19139 I 01/05/99 NON-QUAL. STK. OPTION Includes restricted shares granted under VNB 1999 Long Term Stock Incentive Plan, vesting in five equal installments beginning one year from the grant date. GERALD H LIPKIN 2005-04-28