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Dividend Availability and Regulatory Matters Dividend Availability and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2025
Dividend Availability and Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following tables present actual capital amounts and ratios for the Company and the Bank, along with the minimum levels required to be considered "well capitalized" as of the dates indicated:
Well Capitalized Minimum
Actual
Requirement
Capital Conservation
BalanceRatioBalanceRatio
Buffer Requirement
(Dollars in thousands)
December 31, 2025
Tier I leverage capital (to average assets):
Banc of California, Inc.$3,331,161 9.99%$— N/AN/A
Banc of California$3,543,771 10.65%$1,663,677 5.00%N/A
CET1 capital (to risk-weighted assets):
Banc of California, Inc.$2,701,645 10.01%$— N/A7.00%
Banc of California$3,543,771 13.15%$1,751,120 6.50%7.00%
Tier I capital (to risk-weighted assets)
Banc of California, Inc.$3,331,161 12.34%$1,619,857 6.00%8.50%
Banc of California$3,543,771 13.15%$2,155,225 8.00%8.50%
Total capital (to risk-weighted assets):
Banc of California, Inc.$4,403,973 16.31%$2,699,762 10.00%10.50%
Banc of California$4,206,727 15.61%$2,694,031 10.00%10.50%
Well Capitalized Minimum
Actual
Requirement
Capital Conservation
BalanceRatioBalanceRatio
Buffer Requirement
(Dollars in thousands)
December 31, 2024
Tier I leverage capital (to average assets):
Banc of California, Inc.$3,369,457 10.15%$— N/AN/A
Banc of California$3,671,545 11.08%$1,656,718 5.00%N/A
CET1 capital (to risk-weighted assets):
Banc of California, Inc.$2,739,941 10.55%$— N/A7.00%
Banc of California$3,671,545 14.17%$1,684,283 6.50%7.00%
Tier I capital (to risk-weighted assets)
Banc of California, Inc.$3,369,457 12.97%$1,558,601 6.00%8.50%
Banc of California$3,671,545 14.17%$2,072,963 8.00%8.50%
Total capital (to risk-weighted assets):
Banc of California, Inc.$4,427,860 17.05%$2,597,668 10.00%10.50%
Banc of California$4,315,098 16.65%$2,591,204 10.00%10.50%