Segment Reporting

12 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Segment Reporting Disclosure

SEGMENT REPORTING

The Company provides banking and treasury management services to small, middle-market, and venture-backed businesses. The principal business activities of the Company are gathering deposits, originating and servicing loans and leases and investing in investment securities. The Company's CODM is the Chief Executive Officer.

The Company operates as one reportable segment - Commercial Banking - based on how the CODM manages the business activities, which are described above. The CODM uses net earnings (loss) to evaluate income (loss) generated from segment assets, assess performance, decide how to allocate resources, determine dividend availability, establish management's compensation, and guide other strategic decisions. The accounting policies of the Commercial Banking segment are the same as those described in "Note 1. Nature of Operations and Summary of Significant Accounting Policies." Additionally, the Company does not have intra-entity sales or transfers.

The following presents our operating segment income statement, including significant expense categories, regularly reviewed by the CODM, and the reconciliation of segment net earnings (loss) to consolidated net earnings (loss) for the years indicated:

Income Statement	Year Ended December 31,
Commercial Banking Segment	2025		2024		2023
	(In thousands)
Total interest income	$	1,676,653	$	1,812,705	$	1,971,000
Total interest expense	699,267		886,655		1,223,872
Net interest income	977,386		926,050		747,128
Provision for credit losses	70,600		42,801		52,000
Net interest income after provision for credit losses	906,786		883,249		695,128
Noninterest income (loss)	142,139		77,145		(448,285)
Noninterest expense:
Compensation	349,506		341,396		332,353
Insurance and assessments	32,750		70,779		135,666
Customer related expense	105,425		129,471		124,104
Occupancy	60,624		67,993		61,668
Information technology and data processing	55,458		60,418		51,805
Leased equipment depreciation	26,393		29,271		34,243
Other professional services	23,087		20,857		24,623
Loan expense	16,372		17,306		20,458
Intangible asset amortization	28,267		33,143		11,419
Acquisition, integration and reorganization costs	—		(14,183)		142,633
Goodwill impairment	—		—		1,376,736
Other expense (1)	37,968		35,289		142,473
Total noninterest expense	735,850		791,740		2,458,181
Earnings (loss) before income taxes	313,075		168,654		(2,211,338)
Income tax expense (benefit)	84,102		41,766		(312,201)
Segment net earnings (loss) (2)	$	228,973	$	126,888	$	(1,899,137)