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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
ASSETS:    
Cash and due from banks $ 181,103 $ 192,006
Interest-earning deposits in financial institutions 2,126,862 2,310,206
Total cash, cash equivalents, and restricted cash 2,307,965 2,502,212
(amortized cost of $2,646,414 and $2,526,644, respectively)(ACL of $775 and $—, respectively) 2,454,058 2,246,839
Debt Securities, Held-to-Maturity, Excluding Accrued Interest, after Allowance for Credit Loss 2,308,636 [1] 2,306,149
FRB and FHLB stock, at cost 160,442 147,773
Total investment securities 4,923,136 4,700,761
Loans held for sale 182,936 26,331
Loans and leases held for investment 25,032,679 23,781,663
Allowance for loan and lease losses 245,612 239,360
Loans and leases held for investment, net [2] 24,787,067 23,542,303
Equipment leased to others under operating leases 238,232 307,188
Premises and equipment, net 146,698 142,546
Bank owned life insurance 350,083 339,517
Deferred tax asset, net 656,755 720,587
Goodwill 214,521 214,521
Intangible assets, net 105,287 132,944
Other assets 884,762 913,954
Total assets 34,797,442 33,542,864
LIABILITIES:    
Noninterest-bearing deposits 7,822,787 7,719,913
Interest-bearing deposits 20,020,570 19,471,996
Total deposits 27,843,357 27,191,909
Borrowings (including $113,634 and $118,838 at fair value, respectively) 2,063,819 1,391,814
Subordinated debt 952,740 941,923
Accrued interest payable and other liabilities 396,249 517,269
Total liabilities 31,256,165 30,042,915
Commitments and contingencies (Note 13)
STOCKHOLDERS' EQUITY:    
Preferred Stock, Value, Issued $ 498,516 $ 498,516
Common Stock, Shares, Outstanding 149,963,520 158,346,529
Additional paid-in capital $ 3,552,483 $ 3,785,725
Retained deficit (242,016) (431,201)
Accumulated other comprehensive loss, net (269,261) (354,780)
Total stockholders' equity 3,541,277 3,499,949
Total liabilities and stockholders' equity 34,797,442 33,542,864
Common Stock    
STOCKHOLDERS' EQUITY:    
Common stock ($0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at December 31, 2025 ; 158,557,35 shares issued and 158,346,529 outstanding at December 31, 2024) $ 1,500 1,586
Class B Non-Voting    
STOCKHOLDERS' EQUITY:    
Common Stock, Shares, Outstanding 477,321  
Common stock ($0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at December 31, 2025 ; 158,557,35 shares issued and 158,346,529 outstanding at December 31, 2024) $ 5 5
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common stock ($0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at December 31, 2025 ; 158,557,35 shares issued and 158,346,529 outstanding at December 31, 2024) $ 50 $ 98
[1] Excludes accrued interest receivable of $13.4 million at December 31, 2025 which is recorded in "Other assets" on the consolidated balance shee
[2] Excludes accrued interest receivable of $104.3 million and $96.8 million at December 31, 2025 and 2024, which is recorded in "Other assets" on the consolidated balance sheets.