0001628280-21-016090.txt : 20210806 0001628280-21-016090.hdr.sgml : 20210806 20210806162147 ACCESSION NUMBER: 0001628280-21-016090 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 114 CONFORMED PERIOD OF REPORT: 20210630 FILED AS OF DATE: 20210806 DATE AS OF CHANGE: 20210806 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF CALIFORNIA, INC. CENTRAL INDEX KEY: 0001169770 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 043639825 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-35522 FILM NUMBER: 211153199 BUSINESS ADDRESS: STREET 1: 3 MACARTHUR PLACE CITY: SANTA ANA STATE: CA ZIP: 92707 BUSINESS PHONE: 949-236-5211 MAIL ADDRESS: STREET 1: 3 MACARTHUR PLACE CITY: SANTA ANA STATE: CA ZIP: 92707 FORMER COMPANY: FORMER CONFORMED NAME: FIRST PACTRUST BANCORP INC DATE OF NAME CHANGE: 20020322 10-Q 1 banc-20210630.htm 10-Q banc-20210630
false2021Q20001169770December 31http://fasb.org/us-gaap/2021-01-31#AccountingStandardsUpdate201613MemberP4YP10YP1YP3YP5YP7YP10YP10Y0.0250.02500011697702021-01-012021-06-300001169770us-gaap:CommonStockMember2021-01-012021-06-300001169770us-gaap:SeriesEPreferredStockMember2021-01-012021-06-30xbrli:shares0001169770us-gaap:CommonStockMember2021-08-040001169770us-gaap:CommonClassBMember2021-08-04iso4217:USD00011697702021-06-3000011697702020-12-31iso4217:USDxbrli:shares0001169770us-gaap:CommonClassAMember2020-12-310001169770us-gaap:CommonClassAMember2021-06-300001169770us-gaap:CommonClassBMember2020-12-310001169770us-gaap:CommonClassBMember2021-06-3000011697702021-04-012021-06-3000011697702021-01-012021-03-3100011697702020-04-012020-06-3000011697702020-01-012020-06-300001169770us-gaap:CommonClassAMember2021-04-012021-06-300001169770us-gaap:CommonClassAMember2021-01-012021-03-310001169770us-gaap:CommonClassAMember2020-04-012020-06-300001169770us-gaap:CommonClassAMember2021-01-012021-06-300001169770us-gaap:CommonClassAMember2020-01-012020-06-300001169770us-gaap:CommonClassBMember2021-04-012021-06-300001169770us-gaap:CommonClassBMember2021-01-012021-03-310001169770us-gaap:CommonClassBMember2020-04-012020-06-300001169770us-gaap:CommonClassBMember2021-01-012021-06-300001169770us-gaap:CommonClassBMember2020-01-012020-06-300001169770us-gaap:PreferredStockMember2021-03-310001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2021-03-310001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2021-03-310001169770us-gaap:AdditionalPaidInCapitalMember2021-03-310001169770us-gaap:RetainedEarningsMember2021-03-310001169770us-gaap:TreasuryStockMember2021-03-310001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-03-3100011697702021-03-310001169770us-gaap:RetainedEarningsMember2021-04-012021-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-04-012021-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2021-04-012021-06-300001169770us-gaap:AdditionalPaidInCapitalMember2021-04-012021-06-300001169770us-gaap:PreferredStockMember2021-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2021-06-300001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2021-06-300001169770us-gaap:AdditionalPaidInCapitalMember2021-06-300001169770us-gaap:RetainedEarningsMember2021-06-300001169770us-gaap:TreasuryStockMember2021-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-06-300001169770us-gaap:PreferredStockMember2020-03-310001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2020-03-310001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2020-03-310001169770us-gaap:AdditionalPaidInCapitalMember2020-03-310001169770us-gaap:RetainedEarningsMember2020-03-310001169770us-gaap:TreasuryStockMember2020-03-310001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-03-3100011697702020-03-310001169770us-gaap:RetainedEarningsMember2020-04-012020-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-04-012020-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2020-04-012020-06-300001169770us-gaap:AdditionalPaidInCapitalMember2020-04-012020-06-300001169770us-gaap:PreferredStockMember2020-04-012020-06-300001169770us-gaap:PreferredStockMember2020-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2020-06-300001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2020-06-300001169770us-gaap:AdditionalPaidInCapitalMember2020-06-300001169770us-gaap:RetainedEarningsMember2020-06-300001169770us-gaap:TreasuryStockMember2020-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-06-3000011697702020-06-300001169770us-gaap:PreferredStockMember2020-12-310001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2020-12-310001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2020-12-310001169770us-gaap:AdditionalPaidInCapitalMember2020-12-310001169770us-gaap:RetainedEarningsMember2020-12-310001169770us-gaap:TreasuryStockMember2020-12-310001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-12-310001169770us-gaap:RetainedEarningsMember2021-01-012021-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-01-012021-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2021-01-012021-06-300001169770us-gaap:AdditionalPaidInCapitalMember2021-01-012021-06-300001169770us-gaap:PreferredStockMember2021-01-012021-06-300001169770us-gaap:CommonStockMember2021-01-012021-06-300001169770us-gaap:PreferredStockMember2019-12-310001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2019-12-310001169770us-gaap:CommonClassBMemberus-gaap:CommonStockMember2019-12-310001169770us-gaap:AdditionalPaidInCapitalMember2019-12-310001169770us-gaap:RetainedEarningsMember2019-12-310001169770us-gaap:TreasuryStockMember2019-12-310001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-12-3100011697702019-12-3100011697702019-01-012019-12-310001169770us-gaap:RetainedEarningsMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2019-12-310001169770srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2019-12-310001169770us-gaap:RetainedEarningsMember2020-01-012020-06-300001169770us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-01-012020-06-300001169770us-gaap:CommonStockMemberus-gaap:CommonClassAMember2020-01-012020-06-300001169770us-gaap:AdditionalPaidInCapitalMember2020-01-012020-06-300001169770us-gaap:PreferredStockMember2020-01-012020-06-300001169770us-gaap:TreasuryStockMember2020-01-012020-06-30banc:banking_officexbrli:pureutr:D0001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:MunicipalBondsMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:MunicipalBondsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:MunicipalBondsMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:MunicipalBondsMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2021-06-300001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2021-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:InterestRateSwapMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:InterestRateSwapMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:InterestRateSwapMemberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2021-06-300001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2021-06-300001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:MunicipalBondsMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:MunicipalBondsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:MunicipalBondsMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:MunicipalBondsMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2020-12-310001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2020-12-310001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2020-12-310001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CollateralizedLoanObligationsMember2020-12-310001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:InterestRateSwapMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:InterestRateSwapMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:InterestRateSwapMemberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:CarryingReportedAmountFairValueDisclosureMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2020-12-310001169770us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignExchangeContractMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-03-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-03-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-04-012021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-04-012020-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-01-012021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-01-012020-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2020-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2021-06-300001169770banc:InsuredLoansMember2021-01-012021-06-300001169770banc:InsuredLoansMember2020-01-012020-12-310001169770banc:UninsuredLoansMember2021-01-012021-06-300001169770banc:UninsuredLoansMember2020-01-012020-12-310001169770us-gaap:SegmentContinuingOperationsMember2021-06-300001169770us-gaap:SegmentContinuingOperationsMember2020-12-310001169770us-gaap:SegmentDiscontinuedOperationsMember2020-12-310001169770us-gaap:SegmentDiscontinuedOperationsMember2021-06-300001169770us-gaap:SegmentContinuingOperationsMember2021-04-012021-06-300001169770us-gaap:SegmentContinuingOperationsMember2020-04-012020-06-300001169770us-gaap:SegmentContinuingOperationsMember2021-01-012021-06-300001169770us-gaap:SegmentContinuingOperationsMember2020-01-012020-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Memberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Member2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Memberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:CarryingReportedAmountFairValueDisclosureMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel1Memberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-04-012021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-04-012020-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-01-012021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-01-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2021-04-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2020-04-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2021-01-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2020-01-012020-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-04-012021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-04-012020-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-01-012021-06-300001169770us-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-01-012020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2021-04-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2020-04-012020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2021-01-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:FairValueMeasurementsNonrecurringMemberbanc:ImpairedLoansMember2020-01-012020-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMember2021-06-300001169770us-gaap:FairValueInputsLevel1Member2021-06-300001169770us-gaap:FairValueInputsLevel2Member2021-06-300001169770us-gaap:FairValueInputsLevel3Member2021-06-300001169770us-gaap:CarryingReportedAmountFairValueDisclosureMember2020-12-310001169770us-gaap:FairValueInputsLevel1Member2020-12-310001169770us-gaap:FairValueInputsLevel2Member2020-12-310001169770us-gaap:FairValueInputsLevel3Member2020-12-310001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMember2021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2021-06-300001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2021-06-300001169770us-gaap:MunicipalBondsMember2021-06-300001169770us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2021-06-300001169770us-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:CorporateDebtSecuritiesMember2021-06-300001169770banc:SmallBusinessAdministrationLoanPoolSecuritiesMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2020-12-310001169770us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2020-12-310001169770us-gaap:MunicipalBondsMember2020-12-310001169770us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2020-12-310001169770us-gaap:CollateralizedLoanObligationsMember2020-12-310001169770us-gaap:CorporateDebtSecuritiesMember2020-12-310001169770us-gaap:AvailableforsaleSecuritiesMember2020-12-310001169770us-gaap:AvailableforsaleSecuritiesMember2021-06-300001169770us-gaap:CollateralPledgedMember2021-06-300001169770us-gaap:CollateralPledgedMember2020-12-31banc:security0001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-31banc:loan0001169770us-gaap:CommercialPortfolioSegmentMemberbanc:CoronavirusAidReliefAndEconomicSecurityActPaycheckProtectionProgramLoansMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberbanc:CoronavirusAidReliefAndEconomicSecurityActPaycheckProtectionProgramLoansMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2021-06-300001169770us-gaap:SubstandardMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2021-06-300001169770us-gaap:PassMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:SpecialMentionMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:SubstandardMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:DoubtfulMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:PassMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:SpecialMentionMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:SubstandardMemberbanc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:DoubtfulMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:PassMember2021-06-300001169770us-gaap:SpecialMentionMember2021-06-300001169770us-gaap:SubstandardMember2021-06-300001169770us-gaap:DoubtfulMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:SubstandardMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2020-12-310001169770us-gaap:SubstandardMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2020-12-310001169770us-gaap:PassMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:SpecialMentionMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:SubstandardMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:DoubtfulMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:PassMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:SpecialMentionMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:SubstandardMemberbanc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:DoubtfulMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:PassMember2020-12-310001169770us-gaap:SpecialMentionMember2020-12-310001169770us-gaap:SubstandardMember2020-12-310001169770us-gaap:DoubtfulMember2020-12-310001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancialAssetNotPastDueMember2021-06-300001169770banc:LoansAndFinanceReceivablesTraditionalLoansMember2021-06-300001169770us-gaap:FinancingReceivables30To59DaysPastDueMember2021-06-300001169770us-gaap:FinancingReceivables60To89DaysPastDueMember2021-06-300001169770us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2021-06-300001169770us-gaap:FinancialAssetPastDueMember2021-06-300001169770us-gaap:FinancialAssetNotPastDueMember2021-06-300001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:FinancialAssetNotPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770us-gaap:FinancialAssetPastDueMemberbanc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMemberus-gaap:FinancialAssetNotPastDueMember2020-12-310001169770banc:LoansAndFinanceReceivablesTraditionalLoansMember2020-12-310001169770us-gaap:FinancingReceivables30To59DaysPastDueMember2020-12-310001169770us-gaap:FinancingReceivables60To89DaysPastDueMember2020-12-310001169770us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2020-12-310001169770us-gaap:FinancialAssetPastDueMember2020-12-310001169770us-gaap:FinancialAssetNotPastDueMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2020-12-310001169770us-gaap:NonperformingFinancingReceivableMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:NonperformingFinancingReceivableMemberbanc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-06-300001169770us-gaap:NonperformingFinancingReceivableMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:NonperformingFinancingReceivableMemberbanc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-12-310001169770banc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-30banc:Loan0001169770us-gaap:UnfundedLoanCommitmentMember2021-06-300001169770us-gaap:UnfundedLoanCommitmentMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2021-03-310001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2021-03-310001169770us-gaap:RealEstateLoanMember2021-03-310001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2020-03-310001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-03-310001169770us-gaap:RealEstateLoanMember2020-03-310001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2021-04-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2021-04-012021-06-300001169770us-gaap:RealEstateLoanMember2021-04-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2020-04-012020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-04-012020-06-300001169770us-gaap:RealEstateLoanMember2020-04-012020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2021-06-300001169770us-gaap:RealEstateLoanMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-06-300001169770us-gaap:RealEstateLoanMember2020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-12-310001169770us-gaap:RealEstateLoanMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2019-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2019-12-310001169770us-gaap:RealEstateLoanMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2020-12-310001169770us-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-12-310001169770us-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2019-12-310001169770us-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2019-12-310001169770us-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2019-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2021-01-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2021-01-012021-06-300001169770us-gaap:RealEstateLoanMember2021-01-012021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:AllowanceForLoanAndLeaseLossesMember2020-01-012020-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:ReserveForOffBalanceSheetActivitiesMember2020-01-012020-06-300001169770us-gaap:RealEstateLoanMember2020-01-012020-06-300001169770us-gaap:LoansReceivableMember2021-06-300001169770us-gaap:LoansReceivableMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2021-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2021-03-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2021-04-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2021-04-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2021-01-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2020-03-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2020-03-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2020-04-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2020-04-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2019-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMember2019-12-310001169770us-gaap:AllowanceForLoanAndLeaseLossesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2019-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:CommercialMultiFamilyReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberus-gaap:ConstructionLoansMemberus-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMemberbanc:OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:AllowanceForLoanAndLeaseLossesMember2020-01-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberbanc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2021-06-300001169770us-gaap:RealEstateLoanMemberbanc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMember2021-06-300001169770us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770banc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2021-06-300001169770us-gaap:CommercialRealEstateMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:ResidentialRealEstateMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770banc:CollateralBusinessAssetsMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-06-300001169770us-gaap:CommercialRealEstateMember2021-06-300001169770us-gaap:ResidentialRealEstateMember2021-06-300001169770banc:CollateralBusinessAssetsMember2021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2020-12-310001169770banc:CommercialandIndustrialReceivableMemberbanc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:RealEstateLoanMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2020-12-310001169770us-gaap:RealEstateLoanMemberbanc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMember2020-12-310001169770us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770banc:CollateralBusinessAssetsMemberus-gaap:CommercialPortfolioSegmentMemberbanc:CommercialSmallBusinessAdministrationReceivableMember2020-12-310001169770us-gaap:CommercialRealEstateMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:ResidentialRealEstateMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770banc:CollateralBusinessAssetsMemberus-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2020-12-310001169770us-gaap:CommercialRealEstateMemberbanc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:OtherConsumerLoansReceivableMemberus-gaap:ResidentialRealEstateMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:CollateralBusinessAssetsMemberbanc:OtherConsumerLoansReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770us-gaap:CommercialRealEstateMember2020-12-310001169770us-gaap:ResidentialRealEstateMember2020-12-310001169770banc:CollateralBusinessAssetsMember2020-12-310001169770us-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-04-012021-06-300001169770us-gaap:ConsumerPortfolioSegmentMemberbanc:ConsumerSingleFamilyResidentialMortgageReceivableMember2021-01-012021-06-300001169770us-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-04-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770us-gaap:CommercialPortfolioSegmentMember2020-01-012020-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2021-01-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:ExtendedMaturityMember2021-01-012021-06-300001169770banc:CommercialandIndustrialReceivableMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2020-01-012020-06-300001169770us-gaap:ExtendedMaturityMember2020-01-012020-06-30banc:portfolio_product0001169770us-gaap:InterestOnlyStripMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2021-06-300001169770banc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberbanc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberbanc:InterestOnlyLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberbanc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberbanc:NegativeAmortizationLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2021-01-012021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FirstMortgageMember2020-01-012020-12-310001169770us-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberus-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770us-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberus-gaap:SecondMortgageMemberbanc:GreenLoansMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770us-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberus-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770us-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770us-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberus-gaap:SecondMortgageMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770banc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2021-01-012021-06-300001169770banc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770banc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMemberbanc:NontraditionalMortgageLoansPortfolioMemberus-gaap:ConsumerPortfolioSegmentMember2020-01-012020-12-310001169770banc:LoanPortfolioMemberbanc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2021-01-012021-06-300001169770banc:LoanPortfolioMemberbanc:LoanPortfolioConcentrationRiskMemberbanc:LoansAndFinanceReceivablesNonTraditionalMortgagesMember2020-01-012020-12-3100011697702020-10-012020-10-010001169770srt:MinimumMemberus-gaap:CoreDepositsMember2021-01-012021-06-300001169770us-gaap:CoreDepositsMembersrt:MaximumMember2021-01-012021-06-300001169770us-gaap:CoreDepositsMember2021-01-012021-06-300001169770us-gaap:CoreDepositsMember2021-06-300001169770us-gaap:CoreDepositsMember2020-12-310001169770srt:MinimumMember2021-06-300001169770srt:MinimumMember2020-12-310001169770srt:MaximumMember2021-06-300001169770srt:MaximumMember2020-12-310001169770srt:WeightedAverageMember2021-06-300001169770srt:WeightedAverageMember2020-12-310001169770banc:FederalHomeLoanBankAdvanceMaturingMay272021Member2021-06-300001169770banc:FederalHomeLoanBankAdvanceMaturingMay272021Member2020-12-310001169770banc:FederalHomeLoanBankAdvancesMaturingNovember272020AndMay272021Member2021-06-300001169770banc:FederalHomeLoanBankAdvancesMaturingNovember272020AndMay272021Member2020-12-310001169770srt:FederalHomeLoanBankOfSanFranciscoMember2021-06-300001169770srt:FederalHomeLoanBankOfSanFranciscoMember2020-12-310001169770us-gaap:FederalReserveBankAdvancesMember2021-06-300001169770us-gaap:FederalReserveBankAdvancesMemberus-gaap:CollateralizedLoanObligationsMember2021-06-300001169770us-gaap:FederalReserveBankAdvancesMember2020-06-30banc:correspondent_bank0001169770banc:UnsecuredFederalFundsLineofCreditMemberus-gaap:LineOfCreditMember2021-06-300001169770banc:FivePointTwoFivePercentSeniorNotesDueApril152025Memberus-gaap:SeniorNotesMember2021-06-300001169770banc:FivePointTwoFivePercentSeniorNotesDueApril152025Memberus-gaap:SeniorNotesMember2020-12-310001169770us-gaap:SeniorNotesMemberbanc:A4375SubordinatedNotesDueOctober2030Member2021-06-300001169770us-gaap:SubordinatedDebtMemberbanc:A4375SubordinatedNotesDueOctober2030Member2021-06-300001169770us-gaap:SubordinatedDebtMemberbanc:A4375SubordinatedNotesDueOctober2030Member2020-12-310001169770us-gaap:StockAppreciationRightsSARSMember2021-01-012021-03-310001169770srt:ScenarioForecastMembersrt:MinimumMember2021-07-012021-12-310001169770srt:ScenarioForecastMembersrt:MaximumMember2021-07-012021-12-310001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2021-04-012021-06-300001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2021-01-012021-06-300001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2020-04-012020-06-300001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2020-01-012020-06-300001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2021-06-300001169770banc:InterestRateSwapsCapsOnLoansAndForeignExchangeContractsMember2020-12-310001169770us-gaap:ForeignExchangeContractMember2021-06-300001169770us-gaap:ForeignExchangeContractMember2020-12-310001169770banc:OmnibusStockIncentivePlanTwentyEighteenMember2018-05-310001169770banc:OmnibusStockIncentivePlanTwentyEighteenMember2021-06-300001169770us-gaap:EmployeeStockOptionMember2021-04-012021-06-300001169770us-gaap:EmployeeStockOptionMember2020-04-012020-06-300001169770us-gaap:EmployeeStockOptionMember2021-01-012021-06-300001169770us-gaap:EmployeeStockOptionMember2020-01-012020-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2021-04-012021-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2020-04-012020-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2021-01-012021-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2020-01-012020-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2021-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMembersrt:MinimumMember2021-01-012021-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMembersrt:MaximumMember2021-01-012021-06-300001169770banc:RestrictedStockAndRestrictedStockUnitsMember2021-03-310001169770banc:RestrictedStockAndRestrictedStockUnitsMember2020-12-310001169770us-gaap:PerformanceSharesMember2021-04-012021-06-300001169770us-gaap:PerformanceSharesMember2021-01-012021-06-300001169770srt:MinimumMemberus-gaap:EmployeeStockOptionMember2021-01-012021-06-300001169770srt:MaximumMemberus-gaap:EmployeeStockOptionMember2021-01-012021-06-300001169770us-gaap:StockAppreciationRightsSARSMember2012-08-212012-08-210001169770us-gaap:StockAppreciationRightsSARSMember2021-06-300001169770us-gaap:StockAppreciationRightsSARSMember2021-03-310001169770us-gaap:StockAppreciationRightsSARSMember2020-12-310001169770us-gaap:StockAppreciationRightsSARSMember2021-04-012021-06-300001169770us-gaap:StockAppreciationRightsSARSMember2021-01-012021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2021-01-012021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2020-12-310001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2021-01-012021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2020-12-310001169770us-gaap:PreferredStockMemberbanc:SeriesDDepositorySharesMember2021-04-012021-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesDDepositorySharesMember2020-04-012020-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesDDepositorySharesMember2021-01-012021-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesDDepositorySharesMember2020-01-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2021-04-012021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2020-04-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2020-01-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2020-03-310001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2019-12-310001169770us-gaap:PreferredStockMemberbanc:SeriesEDepositorySharesMember2021-04-012021-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesEDepositorySharesMember2020-04-012020-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesEDepositorySharesMember2021-01-012021-06-300001169770us-gaap:PreferredStockMemberbanc:SeriesEDepositorySharesMember2020-01-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2021-04-012021-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2020-04-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2020-01-012020-06-300001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2020-03-310001169770us-gaap:PreferredStockMemberus-gaap:SeriesEPreferredStockMember2019-12-310001169770us-gaap:PreferredStockMemberus-gaap:SeriesDPreferredStockMember2021-01-012021-03-310001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-03-310001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-03-310001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-12-310001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2019-12-310001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-04-012021-06-300001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-04-012020-06-300001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-01-012021-06-300001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-01-012020-06-300001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-06-300001169770us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:CommercialMultiFamilyReceivableMember2019-10-012019-12-310001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:CommercialMultiFamilyReceivableMember2021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberus-gaap:OtherAssetsMember2021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberus-gaap:OtherAssetsMember2020-12-310001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2021-01-012021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2021-04-012021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2020-04-012020-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2020-01-012020-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMember2020-12-310001169770banc:AffordableHousingFundInvestmentMember2021-01-012021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2020-12-310001169770banc:AffordableHousingFundInvestmentMember2021-04-012021-06-300001169770banc:AffordableHousingFundInvestmentMember2020-04-012020-06-300001169770banc:AffordableHousingFundInvestmentMember2020-01-012020-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2021-04-012021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2020-04-012020-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2021-01-012021-06-300001169770us-gaap:VariableInterestEntityNotPrimaryBeneficiaryMemberbanc:AffordableHousingFundInvestmentMember2020-01-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassAMember2021-04-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassBMember2021-04-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassAMember2021-01-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassBMember2021-01-012021-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassAMember2021-04-012021-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassBMember2021-04-012021-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassAMember2021-01-012021-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassBMember2021-01-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMember2021-04-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMember2021-01-012021-06-300001169770us-gaap:StockOptionMember2021-04-012021-06-300001169770us-gaap:StockOptionMember2021-01-012021-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassAMember2020-04-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassBMember2020-04-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassAMember2020-01-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMemberus-gaap:CommonClassBMember2020-01-012020-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassAMember2020-04-012020-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassBMember2020-04-012020-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassAMember2020-01-012020-06-300001169770us-gaap:StockOptionMemberus-gaap:CommonClassBMember2020-01-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMember2020-04-012020-06-300001169770us-gaap:RestrictedStockUnitsRSUMember2020-01-012020-06-300001169770us-gaap:StockOptionMember2020-04-012020-06-300001169770us-gaap:StockOptionMember2020-01-012020-06-300001169770us-gaap:CommitmentsToExtendCreditMember2021-01-012021-06-300001169770us-gaap:CommitmentsToExtendCreditMember2020-01-012020-12-310001169770us-gaap:UnusedLinesOfCreditMember2021-01-012021-06-300001169770us-gaap:UnusedLinesOfCreditMember2020-01-012020-12-310001169770us-gaap:StandbyLettersOfCreditMember2021-01-012021-06-300001169770us-gaap:StandbyLettersOfCreditMember2020-01-012020-12-310001169770banc:AffordableHousingFundInvestmentMember2021-06-300001169770banc:SmallBusinessInvestmentCompaniesMember2021-06-300001169770banc:OtherAlternativeInvestmentsMember2021-06-300001169770banc:ProductsAndServicesDepositServiceFeesMember2021-04-012021-06-300001169770banc:ProductsAndServicesDepositServiceFeesMember2020-04-012020-06-300001169770banc:ProductsAndServicesDepositServiceFeesMember2021-01-012021-06-300001169770banc:ProductsAndServicesDepositServiceFeesMember2020-01-012020-06-300001169770banc:ProductsAndServicesDebitCardFeesMember2021-04-012021-06-300001169770banc:ProductsAndServicesDebitCardFeesMember2020-04-012020-06-300001169770banc:ProductsAndServicesDebitCardFeesMember2021-01-012021-06-300001169770banc:ProductsAndServicesDebitCardFeesMember2020-01-012020-06-300001169770banc:ProductsAndServicesOtherMember2021-04-012021-06-300001169770banc:ProductsAndServicesOtherMember2020-04-012020-06-300001169770banc:ProductsAndServicesOtherMember2021-01-012021-06-300001169770banc:ProductsAndServicesOtherMember2020-01-012020-06-300001169770banc:SpecialCommitteeInvestigationIndemnificationMemberbanc:FormerInterimChiefFinancialOfficerandChiefStrategyOfficerMember2021-04-012021-06-300001169770banc:SpecialCommitteeInvestigationIndemnificationMemberbanc:FormerInterimChiefFinancialOfficerandChiefStrategyOfficerMember2021-01-012021-06-300001169770banc:ExecutiveOfficersandDirectorsMemberbanc:SpecialCommitteeInvestigationIndemnificationMember2020-01-012020-06-300001169770banc:ExecutiveOfficersandDirectorsMemberbanc:SpecialCommitteeInvestigationIndemnificationMember2020-04-012020-06-30
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q
(Mark One)
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended June 30, 2021
or
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from              to             
Commission file number 001-35522
BANC OF CALIFORNIA, INC.
(Exact name of registrant as specified in its charter)
Maryland
(State or other jurisdiction of
incorporation or organization)
04-3639825
(IRS Employer Identification No.)
3 MacArthur Place, Santa Ana, California
(Address of principal executive offices)
92707
(Zip Code)
(855) 361-2262
(Registrant’s telephone number, including area code)
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes      No  
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes      No  
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and "emerging growth company" in Rule 12b-2 of the Exchange Act.
Large accelerated filer
Accelerated filer
Non-accelerated filer
Smaller reporting company
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act.)  Yes  No 


Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, par value $0.01 per shareBANCNew York Stock Exchange
Depositary Shares each representing a 1/40th interest in a share of 7.00% Non-Cumulative Perpetual Preferred Stock, Series EBANC PRENew York Stock Exchange
Indicate the number of shares outstanding of each of the issuer’s classes of common stock as of the latest practicable date.
As of August 4, 2021, the registrant had outstanding 50,314,976 shares of voting common stock and 477,321 shares of Class B non-voting common stock.


BANC OF CALIFORNIA, INC.
FORM 10-Q QUARTERLY REPORT
June 30, 2021
Table of Contents
Page
Item 1 –
Item 2 –
Item 3 –
Item 4 –
Item 1 –
Item 1A –
Item 2 –
Item 3 –
Item 4 –
Item 5 –
Item 6 –

2

Forward-Looking Statements -
When used in this report and in documents filed with or furnished to the Securities and Exchange Commission (the “SEC”), in press releases or other public stockholder communications, or in oral statements made with the approval of an authorized executive officer, the words or phrases “believe,” “will,” “should,” “will likely result,” “are expected to,” “will continue,” “is anticipated,” “estimate,” “project,” “plans,” or similar expressions are intended to identify “forward-looking statements” within the meaning of the “Safe-Harbor” provisions of the Private Securities Litigation Reform Act of 1995. You are cautioned not to place undue reliance on any forward-looking statements. These statements may relate to future financial performance, strategic plans or objectives, revenue, expense or earnings projections, or other financial items of Banc of California, Inc. and its affiliates (“BANC,” the “Company”, “we”, “us” or “our”), as well as the continuing effects of the COVID-19 pandemic on the Company’s business, operations, financial performance and prospects. By their nature, these statements are subject to numerous uncertainties that could cause actual results to differ materially from those anticipated in the statements.
Factors that could cause actual results to differ materially from the results anticipated or projected include, but are not limited to, the following:
i.the continuing effects of the COVID-19 pandemic and steps taken by governmental and other authorities to contain, mitigate, and combat the pandemic on our business, operations, financial performance and prospects;
ii.the costs and effects of litigation generally, including legal fees and other expenses, settlements and judgments;
iii.the risk that we will not be successful in the implementation of our capital utilization strategy, new lines of business, new products and services, or other strategic project initiatives;
iv.risks that the Company’s merger and acquisition transactions may disrupt current plans and operations and lead to difficulties in customer and employee retention, risks that the costs, fees, expenses and charges related to these transactions could be significantly higher than anticipated and risks that the expected revenues, cost savings, synergies, and other benefits of these transactions might not be realized to the extent anticipated, within the anticipated timetables, or at all;
v.the credit risks of lending activities, which may be affected by deterioration in real estate markets and the financial condition of borrowers, and the operational risk of lending activities, including but not limited to, the effectiveness of our underwriting practices and the risk of fraud, any of which may lead to increased loan delinquencies, losses, and nonperforming assets in our loan portfolio, and may result in our allowance for credit losses not being adequate and require us to materially increase our credit loss reserves;
vi.the quality and composition of our securities portfolio;
vii.changes in general economic conditions, either nationally or in our market areas, or changes in financial markets;
viii.continuation of, or changes in, the short-term interest rate environment, changes in the levels of general interest rates, volatility in the interest rate environment, the relative differences between short- and long-term interest rates, deposit interest rates, our net interest margin, and funding sources;
ix.fluctuations in the demand for loans, and fluctuations in commercial and residential real estate values in our market area;
x.our ability to develop and maintain a strong core deposit base or other low cost funding sources necessary to fund our activities;
xi.results of examinations of us by regulatory authorities and the possibility that any such regulatory authority may, among other things, limit our business activities, require us to change our business mix, restrict our ability to invest in certain assets, increase our allowance for credit losses, write-down asset values, increase our capital levels, affect our ability to borrow funds or maintain or increase deposits, or impose fines, penalties or sanctions, any of which could adversely affect our liquidity and earnings;
xii.legislative or regulatory changes that adversely affect our business, including, without limitation, changes in tax laws and policies, changes in privacy laws, and changes in regulatory capital or other rules, and the availability of resources to address or respond to such changes;
xiii.our ability to control operating costs and expenses;
xiv.staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our work force and potential associated charges;
xv.the risk that our enterprise risk management framework may not be effective in mitigating risk and reducing the potential for losses;
xvi.errors in estimates of the fair values of certain of our assets and liabilities, which may result in significant changes in valuation;
xvii.failures or security breaches with respect to the network and computer systems on which we depend, including but not limited to, due to cybersecurity threats;
xviii.our ability to attract and retain key members of our senior management team;
xix.increased competitive pressures among financial services companies;
xx.changes in consumer spending, borrowing and saving habits;
xxi.the effects of severe weather, natural disasters, pandemics, acts of war or terrorism, and other external events on our business;
xxii.the ability of key third-party providers to perform their obligations to us;
xxiii.changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board or their application to our business, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting standards;
xxiv.continuing impact of the Financial Accounting Standards Board’s credit loss accounting standard, referred to as Current Expected Credit Loss, which requires financial institutions to determine periodic estimates of lifetime expected credit losses on loans, and provide for the expected credit losses as allowances for loan losses;
xxv.share price volatility and reputational risks, related to, among other things, speculative trading and certain traders shorting our common shares and attempting to generate negative publicity about us;
xxvi.our ability to obtain regulatory approvals or non-objection to take various capital actions, including the payment of dividends by us or our bank subsidiary, or repurchases of our common or preferred stock; and
xxvii.other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described in this report and from time to time in other documents that we file with or furnish to the SEC, including, without limitation, the risks described under “Part I. Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2020.

Further, statements about the potential effects of the proposed acquisition of Pacific Mercantile Bancorp (“PMBC”) on our business, financial results and condition may constitute forward-looking statements and are subject to the risk that the actual effects may differ, possibly materially, from what is reflected in those forward-looking statements due to factors and future developments that are uncertain, unpredictable and in many cases beyond our control, including (i) the possibility that the merger does not close when expected or at all because required regulatory or other approvals, financial tests or other conditions to closing are not received or satisfied on a timely basis or at all; (ii) changes in BANC’s or PMBC’s stock price before closing, including as a result of its financial performance prior to closing, or more generally due to broader stock market movements, and the performance of financial companies and peer group companies; (iii) the risk that the benefits from the transaction may not be fully realized or may take longer to realize than expected, including as a result of changes in general economic and market conditions, interest and exchange rates, monetary policy, laws and regulations and their enforcement, and the degree of competition in the geographic and business areas in which BANC and PMBC operate; (iv) the ability to promptly and effectively integrate the businesses of BANC and PMBC; (v) the reaction to the transaction of the companies’ customers, employees and counterparties; (vi) diversion of management time on merger-related issues; (vii) lower than expected revenues, credit quality deterioration or a reduction in real estate values or a reduction in net earnings; and (viii) other risks that are described in BANC’s and PMBC’s public filings with the SEC.
3

PART I – FINANCIAL INFORMATION
ITEM 1 – FINANCIAL STATEMENTS
BANC OF CALIFORNIA, INC.
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
(Amounts in thousands, except share and per share data)
(Unaudited)
June 30,
2021
December 31,
2020
ASSETS
Cash and due from banks$28,166 $38,330 
Interest-earning deposits in financial institutions135,166 182,489 
Total cash and cash equivalents163,332 220,819 
Securities available-for-sale, at fair value1,353,154 1,231,431 
Loans held-for-sale, carried at fair value2,853 1,413 
Loans receivable
5,985,477 5,898,405 
Allowance for loan losses(75,885)(81,030)
Loans receivable, net5,909,592 5,817,375 
Federal Home Loan Bank and other bank stock, at cost44,569 44,506 
Other real estate owned, net3,253  
Premises and equipment, net118,649 121,520 
Bank owned life insurance113,168 111,807 
Operating lease right-of-use assets20,364 19,633 
Investments in alternative energy partnerships, net24,068 27,977 
Deferred income taxes, net41,628 45,957 
Goodwill37,144 37,144 
Other intangible assets, net2,069 2,633 
Other assets193,570 195,119 
Total assets$8,027,413 $7,877,334 
LIABILITIES AND STOCKHOLDERS’ EQUITY
Noninterest-bearing deposits$1,808,918 $1,559,248 
Interest-bearing deposits4,397,626 4,526,552 
Total deposits6,206,544 6,085,800 
Federal Home Loan Bank advances, net490,419 539,795 
Other borrowings125,000  
Long-term debt, net256,554 256,315 
Reserve for loss on repurchased loans5,095 5,515 
Operating lease liabilities21,588 20,647 
Accrued expenses and other liabilities92,851 72,055 
Total liabilities7,198,051 6,980,127 
Commitments and contingent liabilities
Preferred stock94,956 184,878 
Common stock, $0.01 par value per share, 446,863,844 shares authorized; 52,724,192 shares issued and 50,313,228 shares outstanding at June 30, 2021; 52,178,453 shares issued and 49,767,489 shares outstanding at December 31, 2020
527 522 
Class B non-voting non-convertible common stock, $0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at June 30, 2021 and at December 31, 2020
5 5 
Additional paid-in capital630,654 634,704 
Retained earnings129,307 110,179 
Treasury stock, at cost (2,410,964 and 2,410,964 shares at June 30, 2021 and December 31, 2020)
(40,827)(40,827)
Accumulated other comprehensive income, net14,740 7,746 
Total stockholders’ equity829,362 897,207 
Total liabilities and stockholders’ equity$8,027,413 $7,877,334 
See accompanying notes to consolidated financial statements (unaudited)
4

BANC OF CALIFORNIA, INC.
CONSOLIDATED STATEMENTS OF OPERATIONS
(Amounts in thousands, except per share data)
(Unaudited)
Three Months EndedSix Months Ended
June 30,
June 30,
2021
March 31,
2021
June 30,
2020
20212020
Interest and dividend income
Loans, including fees$61,900 $61,345 $63,642 $123,245 $129,176 
Securities6,986 6,501 7,816 13,487 15,636 
Other interest-earning assets791 772 1,239 1,563 2,599 
Total interest and dividend income69,677 68,618 72,697 138,295 147,411 
Interest expense
Deposits3,543 4,286 10,205 7,829 24,816 
Federal Home Loan Bank advances2,944 3,112 4,818 6,056 10,701 
Securities sold under repurchase agreements  2  2 
Long-term debt and other interest-bearing liabilities3,343 3,304 2,357 6,647 4,716 
Total interest expense9,830 10,702 17,382 20,532 40,235 
Net interest income59,847 57,916 55,315 117,763 107,176 
(Reversal of) provision for credit losses(2,154)(1,107)11,826 (3,261)27,587 
Net interest income after (reversal of) provision for credit losses62,001 59,023 43,489 121,024 79,589 
Noninterest income
Customer service fees1,990 1,758 1,224 3,748 2,320 
Loan servicing income38 268 95 306 170 
Income from bank owned life insurance690 672 591 1,362 1,169 
Net gain on sale of securities available-for-sale  2,011  2,011 
Fair value adjustment for loans held-for-sale20  25 20 (1,561)
Net loss on sale of loans    (27)
Other income1,432 1,683 1,582 3,115 3,507 
Total noninterest income4,170 4,381 5,528 8,551 7,589 
Noninterest expense
Salaries and employee benefits25,042 25,719 24,260 50,761 47,696 
Naming rights termination  26,769  26,769 
Occupancy and equipment7,277 7,196 7,090 14,473 14,333 
Professional fees1,749 4,022 4,596 5,771 10,560 
Data processing1,621 1,655 1,536 3,276 3,309 
Advertising and promotion78 118 1,157 196 2,913 
Regulatory assessments769 774 725 1,543 1,209 
(Gain) loss on investments in alternative energy partnerships(829)3,630 (167)2,801 1,738 
Reversal of provision for loan repurchases(99)(132)(34)(231)(634)
Amortization of intangible assets282 282 430 564 859 
Merger-related costs700 700  1,400  
All other expense3,969 2,771 6,408 6,740 10,937 
Total noninterest expense40,559 46,735 72,770 87,294 119,689 
Income (loss) from operations before income taxes 25,612 16,669 (23,753)42,281 (32,511)
Income tax expense (benefit)6,562 2,294 (5,304)8,856 (7,469)
Net income (loss)19,050 14,375 (18,449)33,425 (25,042)
Preferred stock dividends1,727 3,141 3,442 4,868 6,975 
Income allocated to participating securities 62  122  
Participating securities dividends  94  188 
Impact of preferred stock redemption 3,347 (49)3,347 (575)
Net income (loss) available to common stockholders$17,323 $7,825 $(21,936)$25,088 $(31,630)
Earnings (loss) per common share:
Basic$0.34 $0.16 $(0.44)$0.50 $(0.63)
Diluted$0.34 $0.15 $(0.44)$0.49 $(0.63)
Earnings (loss) per class B common share:
Basic$0.34 $0.16 $(0.44)$0.50 $(0.63)
Diluted$0.34 $0.15 $(0.44)$0.50 $(0.63)
See accompanying notes to consolidated financial statements (unaudited)

5

BANC OF CALIFORNIA, INC.
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
(Amounts in thousands)
(Unaudited)
Three Months EndedSix Months Ended
June 30,
June 30,
2021
March 31,
2021
June 30,
2020
20212020
Net income (loss)$19,050 $14,375 $(18,449)$33,425 $(25,042)
Other comprehensive income (loss), net of tax:
Unrealized gain (loss) on available-for-sale securities:
Unrealized gain (loss) arising during the period9,555 (2,561)