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OFF-BALANCE SHEET COMMITMENTS (Tables)
3 Months Ended
Mar. 31, 2014
Contractual Amount of Financial Instruments with Off-Balance-Sheet Risk

The contractual amount of financial instruments with off-balance-sheet risk was as follows for the dates indicated:

 

     March 31, 2014      December 31, 2013  
     Fixed
Rate
     Variable
Rate
     Fixed
Rate
     Variable
Rate
 
     (In thousands)  

Financial instruments whose contract amounts represent credit risk

           

Commitments to extend credit

   $ 48,139       $ 56,628       $ 35,425       $ 61,613   

Unused lines of credit

     958         327,599         3,403         268,669   

Standby letters of credit

     10         6,339         10         6,289