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Condensed Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest Income    
Loans, including fees$ 2,417$ 2,971$ 7,722$ 9,399
Investment securities109127340421
Federal funds sold and overnight deposits51202
Total interest income2,5313,0998,0829,822
Interest Expense    
Deposits5797871,9012,638
Federal Home Loan Bank advances3015049881,496
Total interest expense8801,2912,8894,134
Net Interest Income1,6511,8085,1935,688
Provision for Loan Losses412,72430411,609
Net Interest Income After Provision for Loan Losses1,610(916)4,889(5,921)
Non-interest Income    
Fees and service charges4844391,3871,548
Loan servicing fees114119332358
Net gain on sale of loans245236675585
Net gain on sale of securities4693946976
Other income(91)47133240
Total non-interest income1,2218802,9962,807
Non-interest Expense    
Salaries and employee benefits1,1641,0743,2683,279
Occupancy and equipment233235680700
Data processing213198635605
Amortization of mortgage servicing rights105113293281
Professional services198207541603
Amortization of core deposit intangible3535106106
NOW account processing5053149158
ATM/Debit card processing6264185181
Foreclosed property expense22163455328
Other general and administrative3824401,1871,215
Total non-interest expense2,6632,4827,4997,456
Income (Loss) - Before income taxes168(2,518)386(10,570)
Net Income (Loss)168(2,518)386(10,570)
Dividends and amortization of discount on preferred stock8990266266
Net Income (loss) available to common stock$ 79$ (2,608)$ 120$ (10,836)
Income (Loss) Per Share    
Basic$ 0.04$ (1.32)$ 0.06$ (5.48)
Diluted$ 0.04$ (1.32)$ 0.06$ (5.48)