Condensed Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 13,905	$ 7,065
Federal Home Loan Bank overnight time and other interest bearing deposits	28,722	34,909
Total cash and cash equivalents	42,627	41,974
Securities - Available for sale	6,412	11,466
Securities - Held to maturity		10
Other securities	3,370	3,865
Loans held for sale	607	693
Loans, net	154,918	182,768
Foreclosed assets, net	4,482	2,972
Premises and equipment	4,002	4,122
Core deposit intangible	284	390
Other assets	7,227	8,608
Total assets	223,929	256,868
Deposits:
Non-interest bearing	21,147	15,394
Interest bearing	165,777	190,634
Total deposits	186,924	206,028
Federal Home Loan Bank advances	22,350	36,350
Accrued expenses and other liabilities	2,696	2,472
Total liabilities	211,970	244,850
Stockholders' Equity
Preferred stock-$.01 par value, 5,000,000 shares authorized, and 6,785 shares, fixed rate cumulative perpetual preferred stock, series A, $1,000 per share liquidation preference, issued and outstanding at September 30, 2011 and December 31, 2010	6,759	6,750
Common stock - $0.01 par value, 20,000,000 shares authorized, 2,049,485 shares issued and outstanding at September 30, 2011 and December 31, 2010	20	20
Additional paid-in capital	21,153	21,146
Accumulated deficit	(15,471)	(15,591)
Accumulated other comprehensive income	58	257
Unearned compensation	(560)	(564)
Total stockholders' equity	11,959	12,018
Total liabilities and stockholders' equity	$ 223,929	$ 256,868